@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,958</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e520caf0-3173-4598-865a-5e8be335cdcf%3A163759e0-bdbe-4993-aded-294752025b86" target="_blank" class="result-ref">20Csp/671/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca žalobu odôvodnil tým, že na základe <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f6035b63-1e12-4231-9b5d-1b533dc49765%3A81ad8d03-f18d-4897-a705-d5cb62798e22" target="_blank" class="result-ref">43CoE/26/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Jamri%C5%A1kov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Mária Jamrišková, PhD.">JUDr. Mária Jamrišková, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd vyhodnotil <span class="highlight-substring">zmluvu</span> o úvere uzavretú medzi oprávneným ako veriteľom a povinným
ako dlžníkom, na základe ktorej oprávnený uplatnil na rozhodcovskom súde svoj nárok ako <span class="highlight-substring">zmluvu</span>
<span class="highlight-substring">spotrebiteľskú</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f3b3b458-ec3e-4ca7-91d1-045c5b5fa7b3%3Ab72ac9ab-508a-40b9-8652-8f2319de16b4" target="_blank" class="result-ref">50Ek/502/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">IM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Ing.+Mgr.+Zuzana+Dinkov%C3%A1" class="judge-link" title="Ing. Mgr. Zuzana Dinková">Ing. Mgr. Zuzana Dinková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odstúpiť od <span class="highlight-substring">zmluvy</span> tak bolo možné iba v



prípade, že by bola <span class="highlight-substring">zmluva</span> platná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f2d962f9-12e5-4bde-b34b-8f49c2e5597b%3A35b9bef0-227e-42da-8026-654a3ebd0d27" target="_blank" class="result-ref">20Csp/543/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd tiež <span class="highlight-substring">zmluvu</span> preskúmal s poukazom na ust. § 9 zákona
o <span class="highlight-substring">spotrebiteľských</span> úverov v čase uzavretia <span class="highlight-substring">zmluvy</span> a konštatuje, že <span class="highlight-substring">zmluva</span> obsahuje všetky obligatórne
náležitosti požadované zákonom.

33. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d62817c3-d50c-4711-8554-1199bbe67c72%3Aa1a09f29-40a1-4861-8ad3-9b26acd75a5e" target="_blank" class="result-ref">20Csp/680/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Spoločnosť CETELEM SLOVENSKO a.s. uzatvorila dňa 03.12.2015 so žalovaným <span class="highlight-substring">Zmluvu</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere (ďalej len ,,<span class="highlight-substring">zmluva</span>“) vo výške 905,99 €. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ff475d66-eb84-4772-8234-d9e43919ae23%3A0f6599f5-85cd-4813-83c0-37bf420fa073" target="_blank" class="result-ref">12Csp/15/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+%C5%A0ulajov%C3%A1" class="judge-link" title="JUDr. Renáta Šulajová">JUDr. Renáta Šulajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na charakter <span class="highlight-substring">Zmluvy</span> o kontokorentnom úvere uzatvorenej medzi stranami sporu dňa
04.12.2003 ako <span class="highlight-substring">zmluvy</span> o úvere, súd mal za to, že vzhľadom na charakter a obsah <span class="highlight-substring">zmluvy</span> ide o <span class="highlight-substring">zmluvu</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere, na ktorú je potrebné aplikovať ustanovenia zákona č. 258/2001 Z. z. v znení ku
dňu uzatvorenia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a2496063-e707-4a3f-aae3-e3886a90f7e7%3A76dda2ce-61f0-4174-9e68-94ccca207139" target="_blank" class="result-ref">5Cb/5/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+Bu%C4%BEuba%C5%A1" class="judge-link" title="JUDr. Boris Buľubaš">JUDr. Boris Buľubaš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je
spotrebiteľ, možno dohodnúť úroky z omeškania najviac do výšky ustanovenej podľa predpisov
občianskeho práva.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b8a1c2e7-33c7-4c8d-9fa7-91db3dc3c2a3%3Ad1ae0c7b-c0ef-4037-a5f9-f451cc2a2dd5" target="_blank" class="result-ref">4Er/1676/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Kochan+Morov%C3%A1" class="judge-link" title="JUDr. Katarína Kochan Morová">JUDr. Katarína Kochan Morová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V prípade pochybností o tom, či ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, má dôkazné bremeno na preukázanie
nespotrebiteľského charakteru <span class="highlight-substring">zmluvy</span> dodávateľ, pričom nespotrebiteľský charakter <span class="highlight-substring">zmluvy</span> musí byť
preukázaný bezpečne, spôsobom nevzbudzujúcim dôvodné pochybnosti. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ab7eeefb-4637-4c95-a1a5-b7fd76c30524%3Ad7464bf1-a7e4-40d1-812b-40085f9bf5f8" target="_blank" class="result-ref">66Ek/2421/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Sege%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Eva Segečová">JUDr. Eva Segečová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v čase uzavretia
rozhodcovskej <span class="highlight-substring">zmluvy</span> /ďalej len „Občiansky zákonník“/, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9899e4fd-6af5-4b70-a791-a2650409ab52%3A7a0252e1-8cdf-4dcc-833c-4f8f1f687e07" target="_blank" class="result-ref">4Ek/501/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">IM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Ing.+Mgr.+Zuzana+Dinkov%C3%A1" class="judge-link" title="Ing. Mgr. Zuzana Dinková">Ing. Mgr. Zuzana Dinková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odstúpiť od <span class="highlight-substring">zmluvy</span> tak bolo možné iba v



prípade, že by bola <span class="highlight-substring">zmluva</span> platná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e53e75f1-f2b0-4e9e-8003-6f0ea265da51%3A466f46f5-9825-4f97-9e18-c112d034e3d0" target="_blank" class="result-ref">20C/24/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zuzana+Pribulov%C3%A1" class="judge-link" title="JUDr. Zuzana Pribulová">JUDr. Zuzana Pribulová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Civilný sporový poriadok (ďalej len „CSP“), <span class="highlight-substring">spotrebiteľský</span> spor
je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

29. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/aed88182-339e-4df4-9b47-da6a9334ddf9%3Ad14a25b7-5942-4ff5-8821-9ba57164130b" target="_blank" class="result-ref">12Csp/155/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ant%C3%B3nia+Svi%C4%8Dinov%C3%A1" class="judge-link" title="JUDr. Antónia Svičinová">JUDr. Antónia Svičinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 9 ods. 1 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať
písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c4eb57f7-b679-4639-a9d1-745e0f074bb8%3A6a97efb7-5e1c-409f-9423-ee40446b6ca4" target="_blank" class="result-ref">25C/28/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Drahom%C3%ADr+Mrva" class="judge-link" title="JUDr. Drahomír Mrva">JUDr. Drahomír Mrva</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z Úverovej <span class="highlight-substring">zmluvy</span> č. XXXXXXXXXX zo dňa 8.06.2012 (č.l. 6/ spisu ) mal súd osvedčené, že Úverová
<span class="highlight-substring">zmluva</span> bola uzavretá medzi žalobkyňou A. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c33c263a-3577-4548-b04a-f02cf2e87457%3Adfa6fbbd-435f-403e-b95a-bed9abcbb4da" target="_blank" class="result-ref">17Csp/138/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Erik+Ka%C4%8Dm%C3%A1r" class="judge-link" title="JUDr. Erik Kačmár">JUDr. Erik Kačmár</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Táto úverová <span class="highlight-substring">zmluva</span> je zároveň <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

10.3 Súd posúdil uzatvorenú úverovú <span class="highlight-substring">zmluvu</span> a vykonaným dokazovaním zistil, že podľa obsahu
úverovej <span class="highlight-substring">zmluvy</span> bol žalovanej poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver formou čerpania peňažných prostriedkov
poskytnutých na kreditnú kartu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bb094684-469a-47ea-85ad-2d7247dfff27%3Afe138c59-9192-4fee-a4f6-8ccb236bc005" target="_blank" class="result-ref">64Ek/239/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Sege%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Eva Segečová">JUDr. Eva Segečová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v čase
uzavretia rozhodcovskej <span class="highlight-substring">zmluvy</span> /ďalej len „Občiansky zákonník“/, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá
<span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

23. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e0482135-6c3c-4638-94df-bfae1129a0f6%3A8343e565-daa5-449f-8bce-53a3b3c8d97b" target="_blank" class="result-ref">6Csp/108/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Frigov%C3%A1" class="judge-link" title="JUDr. Anna Frigová">JUDr. Anna Frigová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ročná úroková
sadzba je podstatnou náležitosťou <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/80ebc048-dfa9-4188-b66b-cb7f4fa22100%3Ac84a4ff6-0b2b-495e-96d8-178e8c9eb3d1" target="_blank" class="result-ref">20Csp/685/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca žalobu odôvodnil tým, že na základe <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5c43ff2c-af6f-4e3f-883b-6d5911907369%3A27f3700c-8506-44ba-8864-a808d3eae703" target="_blank" class="result-ref">42Ek/615/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Hudz%C3%ADk" class="judge-link" title="Mgr. Vladimír Hudzík">Mgr. Vladimír Hudzík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 2 OZ neprijateľné
podmienky v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/59ab03d5-cbe8-43db-9645-24596dd0d790%3A008638c1-8bab-4a28-9b48-52d9ea74bf40" target="_blank" class="result-ref">9Csp/90/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Čadca</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubom%C3%ADra+Kri%C5%A1%C5%A5%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Ľubomíra Krišťáková">JUDr. Ľubomíra Krišťáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej žalobca uviedol, že predložená úverová <span class="highlight-substring">zmluva</span> spĺňa všetky náležitosti <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere podľa zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1aeaff87-5370-44fe-be62-a81d44f992f2%3A27bc7dda-526e-4ecf-9c5e-d6ddfcb5d0a3" target="_blank" class="result-ref">20Csp/444/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">02.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka v platnom znení <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je
každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
  
  
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