@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
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.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
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<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,231</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d5c198e9-b964-452d-9a99-022612d19068%3A64b2d099-bcb2-436a-8e6c-c45d3382aba0" target="_blank" class="result-ref">7RO/80/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Platobný rozkaz</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">17.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+XXXKlu%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Lucia XXXKlučková">JUDr. Lucia XXXKlučková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak sa uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a odporcom je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky (§ 172 ods.9 O.s.p.)


…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c74aae2c-7750-4608-ab97-6776ba292c14%3A7bc97a90-a0f4-403a-9abb-89a82d92c32b" target="_blank" class="result-ref">17C/14/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">17.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michaela+Pacherov%C3%A1" class="judge-link" title="JUDr. Michaela Pacherová">JUDr. Michaela Pacherová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zákon č. 258/2001 Z.z. upravuje niektoré
podmienky poskytovania <span class="highlight-substring">spotrebiteľského</span> úveru náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, spôsob
výpočtu celkových nákladov spotrebiteľa spojených s poskytovaním <span class="highlight-substring">spotrebiteľského</span> úveru a ďalšie
podmienky na ochranu spotrebiteľa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e2dd7f35-05b2-4523-8051-d2e4de920f18%3Ab1ff96c6-2c48-4b66-84b7-63e704db8b2c" target="_blank" class="result-ref">5CoE/7/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">17.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrej+%C5%A0alata" class="judge-link" title="JUDr. Andrej Šalata">JUDr. Andrej Šalata</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…(v znení účinnom
od 1.1.2008), uzavrel, že je nesporné, že <span class="highlight-substring">Zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, že <span class="highlight-substring">Zmluva</span>, ktorá bola
podkladom pre vydanie titulu napĺňa znaky <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> predvídané v § 52 a n. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f019353e-d883-4c63-b78f-1ca18fe35433%3A6256fd78-e5ca-418b-b9bc-8187fca715ac" target="_blank" class="result-ref">25Cb/128/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">17.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Hupka" class="judge-link" title="JUDr. Milan Hupka">JUDr. Milan Hupka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak
záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky z omeškania
najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fe2269af-ed55-4346-99a7-f0edcce697d1%3A404ea615-0890-4ad6-a5d2-9f35b5f3cd2d" target="_blank" class="result-ref">15C/165/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">17.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Kr%C4%8D-%C5%A0ebera" class="judge-link" title="JUDr. Dušan Krč-Šebera">JUDr. Dušan Krč-Šebera</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Spory týkajúce sa <span class="highlight-substring">zmlúv</span>
o <span class="highlight-substring">spotrebiteľských</span> úveroch sú občianskoprávnymi vecami. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/10471867-6e02-43f4-bd49-6c64ebe9bf2b%3A3246b030-c50a-445e-9bdc-0ce266d4f8b0" target="_blank" class="result-ref">16Cob/75/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Prikrylov%C3%A1" class="judge-link" title="JUDr. Mária Prikrylová">JUDr. Mária Prikrylová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa názoru
súdu prvého stupňa predložená predmetná <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere nie je v písomnej forme
tak, ako je to uvedené v § 4 ods. 1 zák. č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom
do 01.07.2006 a preto mal za to, že účastníci konania neuzavretli platnú <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2e6f12e1-0a9a-4baa-ba47-37e79839cac4%3A2a648621-97b6-4687-b5b1-1e18ba7c374f" target="_blank" class="result-ref">9C/61/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Ilgov%C3%A1" class="judge-link" title="JUDr. Mária Ilgová">JUDr. Mária Ilgová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 zákona č. 258/2001 Z. z. o o <span class="highlight-substring">spotrebiteľských</span> úveroch toto ustanovenie vymedzuje formu a
náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, ktoré musí <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere obsahovať.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1d60dd87-5b0c-402e-a11e-90e280c50ec2%3A43238dfe-3ed7-4f82-a01d-301dcdc540fa" target="_blank" class="result-ref">12RO/112/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Platobný rozkaz</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Kov%C3%A1csov%C3%A1" class="judge-link" title="JUDr. Eva Kovácsová">JUDr. Eva Kovácsová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak sa  uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a odporcom je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky (§ 172 ods.9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/09675ffd-8941-4e2d-86ec-cab68ceac799%3A8ddf83f5-2fd8-4ae0-8934-8ce76a89a292" target="_blank" class="result-ref">6Er/101/2005</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tatiana+Csibov%C3%A1" class="judge-link" title="JUDr. Tatiana Csibová">JUDr. Tatiana Csibová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd posúdil <span class="highlight-substring">Zmluvu</span> o úvere ako typovú <span class="highlight-substring">zmluvu</span>, ktorej obsah
nemohol povinný vopred ovplyvniť. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/009e1750-ff0e-4837-8f5d-0c6c5c2fbcc8%3Acacee3f6-9524-4518-a52e-04b877f1f889" target="_blank" class="result-ref">41CoE/51/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miroslava+P%C3%BAchovsk%C3%A1" class="judge-link" title="JUDr. Miroslava Púchovská">JUDr. Miroslava Púchovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Túto <span class="highlight-substring">zmluvu</span> možno nesporne považovať za typovú <span class="highlight-substring">zmluvu</span> podľa § 3 ods. 3 zákona o
ochrane spotrebiteľa v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/005f5c86-6e0b-49e3-9824-85ad82a372f6%3Ac0166944-3a97-4009-9771-86c7104084b0" target="_blank" class="result-ref">3Cob/405/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Elena+Ondri%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Elena Ondrišová">JUDr. Elena Ondrišová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Svoje rozhodnutie odôvodnil tým, že medzi účastníkmi
konania nebolo sporné uzavretie <span class="highlight-substring">zmluvy</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru a jeho poskytnutie vo výške
14.990,- Sk, a rovnako nebolo sporné splatenie tohto úveru, čím mal súd prvého stupňa za preukázaný
zánik tohto záväzku jeho splatením. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/102a9d46-9e22-44f5-971a-62293936088b%3A6a4c2d11-756c-414c-8630-c44d3715130f" target="_blank" class="result-ref">25Er/456/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Linda+%C5%BDalmanov%C3%A1" class="judge-link" title="Mgr. Linda Žalmanová">Mgr. Linda Žalmanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z ustanovení predmetnej
<span class="highlight-substring">zmluvy</span> jednoznačne vyplýva, že sa jedná o <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0162c826-7f2b-4e4a-92db-0c629d47f0ed%3A22e4ce83-43b0-404e-bbb1-0a4f30797e07" target="_blank" class="result-ref">15C/181/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miriam+%C5%A0tillov%C3%A1" class="judge-link" title="JUDr. Miriam Štillová">JUDr. Miriam Štillová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe <span class="highlight-substring">Zmluvy</span> o
ČSOB <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2fddf514-d202-4f3d-8abd-b5e2dcc8f386%3Aa5852e94-9749-43e8-9f4e-ef5fd4a49438" target="_blank" class="result-ref">30Cb/87/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Pavel+Varga" class="judge-link" title="JUDr. Pavel Varga">JUDr. Pavel Varga</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>
a dlžníkom je spotrebiteľ, možno dohodnúť úroky z omeškania najviac do výšky ustanovenej podľa
predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/38032768-8a05-446e-b5be-cb85ab5fc1f0%3A9d04a110-4e3e-410e-9326-277bfdaeaf8e" target="_blank" class="result-ref">38Er/314/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Linda+%C5%BDalmanov%C3%A1" class="judge-link" title="JUDr. Linda Žalmanová">JUDr. Linda Žalmanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…S poukazom na vyššie citované ustanovenia má teda <span class="highlight-substring">zmluva</span> o úvere č. 8000072419 jednoznačne
povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/119d7d01-2e5b-4118-a287-652b74bf0c35%3A10477677-daca-4fe8-af7b-3c78a5b3a78c" target="_blank" class="result-ref">40C/138/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Sandra+Ve%C4%BEk%C3%A1" class="judge-link" title="JUDr. Sandra Veľká">JUDr. Sandra Veľká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 4 cit. zák. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná, pričom
spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/17a293d4-78f0-4992-8dde-8698c210ad07%3A110de762-e995-430b-8c77-2dc4c6c57e06" target="_blank" class="result-ref">22CoE/127/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+Glon%C4%8D%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Jarmila Glončáková">JUDr. Jarmila Glončáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník (v ďalšom iba „Občianskeho zákonníka“) týkajúce sa
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span>, nakoľko ust. § 52 ods. 1 Občianskeho zákonníka v znení účinnom ku dňu



uzavretia <span class="highlight-substring">zmluvy</span> obsahovalo výpočet <span class="highlight-substring">zmlúv</span>, ktoré bolo možné v tom čase považovať za <span class="highlight-substring">spotrebiteľskú</span>
<span class="highlight-substring">zmluvu</span>, pričom <span class="highlight-substring">zmluva</span> o úvere sa medzi nimi nenachádzala. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3bf2fbfc-bd1b-4450-9812-3d6599bff983%3Afd8e8008-d3be-4be8-b3eb-2f2cb85ae69e" target="_blank" class="result-ref">5Er/35/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslava+Gederov%C3%A1" class="judge-link" title="JUDr. Jaroslava Gederová">JUDr. Jaroslava Gederová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dňa 8.2.2012 bola žiadosť o udelenie poverenia tunajším súdom zamietnutá z dôvodu, že  preskúmaním
exekučného titulu bolo zistené, že <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> obsahuje neprijateľné ustanovenia, ktoré sú
v rozpore so zákonom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5eb72c92-8be5-4026-94b1-08aac282e1d9%3A5621e97b-bc47-473d-b49a-522493ad078e" target="_blank" class="result-ref">3CoE/100/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Jan%C3%ADk" class="judge-link" title="JUDr. Jozef Janík">JUDr. Jozef Janík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Charakter <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> môže mať <span class="highlight-substring">zmluva</span> kúpna, <span class="highlight-substring">zmluva</span> o dielo, poistná <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o
obstaraní zájazdu, lízingová <span class="highlight-substring">zmluva</span>, (<span class="highlight-substring">zmluva</span> o úvere), <span class="highlight-substring">zmluva</span> o dodávke plynu elektriny, o pripojení
a ďalšie. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3dd2c1ab-6dc9-4f0a-9191-a5b6e6657a75%3A601eaeb6-a27c-41d2-bf48-3cb11b6e6337" target="_blank" class="result-ref">11RO/57/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Platobný rozkaz</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">18.04.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+XXXKlu%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Lucia XXXKlučková">JUDr. Lucia XXXKlučková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak sa uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a odporcom je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky (§ 172 ods.9 O.s.p.)


…</div>
                  </div>
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