@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="nav-label">Prehľad</div>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,958</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bd9d107b-5282-4db0-b431-ae124998c425%3A1479823f-a467-4d30-b6ea-86b897856d24" target="_blank" class="result-ref">60Csp/35/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Nina+Dubovsk%C3%A1" class="judge-link" title="Mgr. Nina Dubovská">Mgr. Nina Dubovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca uviedol, že na základe <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c1bfd393-173d-4264-a183-4da09d6a1cdc%3Ab91abba9-352b-4b6d-9bc4-0fd2773662df" target="_blank" class="result-ref">48Er/1919/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Ba%C5%88ack%C3%A1+PhD." class="judge-link" title="JUDr. Lucia Baňacká PhD.">JUDr. Lucia Baňacká PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo



<span class="highlight-substring">zmluvy</span> nevyplýva, že by účel čerpania pôžičky bol podnikateľský. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d9dac8a0-be83-43b9-9df4-e0781a63949c%3A890b25bf-7b4e-4c58-af47-3dfc872d9140" target="_blank" class="result-ref">5Csp/31/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+Bu%C4%BEuba%C5%A1" class="judge-link" title="JUDr. Boris Buľubaš">JUDr. Boris Buľubaš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V súlade s tým, keďže
sa jedná o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, súd je povinný skúmať či zmluvný vzťah, ktorý vznikol na základe
uzatvorenej <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> neodporuje právnej úprave vzťahujúcej sa na <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c0410031-f758-47ac-a2e0-3990b84a7699%3A9649b8fc-b312-4ea2-9816-26eb3747fcad" target="_blank" class="result-ref">80Ek/598/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+Maro%C5%A1+Dvorsk%C3%BD" class="judge-link" title="JUDr. Ing. Maroš Dvorský">JUDr. Ing. Maroš Dvorský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d916e75e-efb3-44da-89fa-d3ca9c0f8bfe%3Abc8474b2-59fd-4980-8fdb-1cf99353fe9f" target="_blank" class="result-ref">19Csp/119/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Duman" class="judge-link" title="JUDr. Peter Duman">JUDr. Peter Duman</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tento zákon v § 9 ods. 2, v znení účinnom v čase uzatvorenia
<span class="highlight-substring">zmluvy</span> o revolvingovom úvere, stanovoval obsahové náležitosti <span class="highlight-substring">zmlúv</span> o <span class="highlight-substring">spotrebiteľských</span> úveroch.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9e59525e-7bcc-4af1-842c-b9a2ad3ba4e4%3A98cf5b8b-133d-4a81-8a77-0464ef37bb45" target="_blank" class="result-ref">15Csp/65/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Anna+Kri%C5%BEanov%C3%A1" class="judge-link" title="Mgr. Anna Križanová">Mgr. Anna Križanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Quatro karty, je <span class="highlight-substring">zmluvou</span> o poskytovaní
<span class="highlight-substring">spotrebiteľského</span> úveru, kde musia byť aplikovaná v plnej miere ustanovenia <span class="highlight-substring">spotrebiteľského</span> práva.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9e74a53c-05a1-4638-ba62-3ffe13965951%3A62058d0a-a373-478f-a08f-1ccc8424deea" target="_blank" class="result-ref">6Csp/106/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tibor+G%C3%A1l" class="judge-link" title="JUDr. Tibor Gál">JUDr. Tibor Gál</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaná svoje povinnosti zo
<span class="highlight-substring">zmluvy</span> porušila, úver riadne nesplácala. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9450a5bb-af28-4723-9be4-5d40c64efff1%3Ad60c4d41-635d-4eda-9396-046dc36301b6" target="_blank" class="result-ref">4Csp/160/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Farka%C5%A1ovsk%C3%A1" class="judge-link" title="JUDr. Iveta Farkašovská">JUDr. Iveta Farkašovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 2 písm. d) zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je
<span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje
poskytnuté peňažné prostriedky vrátiť a zaplatiť celkové náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.

19. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df9d1cd7-0269-4c37-93b4-687a4366f4d7%3Ab25d0a5b-1ca5-452a-9f66-814666a0a6fd" target="_blank" class="result-ref">8Er/400/2007</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Gildeinov%C3%A1" class="judge-link" title="JUDr. Iveta Gildeinová">JUDr. Iveta Gildeinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Úprava <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> podľa Občianskeho zákonníka rozširuje ochranu aj na
<span class="highlight-substring">zmluvy</span> priamo v Občianskom zákonníku neupravené. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bc77ccbd-7c55-47b2-abd2-2ab8cbac0704%3Ac3b95af2-06d8-41c7-a441-6b260ab472b7" target="_blank" class="result-ref">4Csp/128/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Farka%C5%A1ovsk%C3%A1" class="judge-link" title="JUDr. Iveta Farkašovská">JUDr. Iveta Farkašovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil tým, že na základe <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/58b1ba37-b7c2-4113-92fb-69dc7a297165%3A12b326e8-9e3c-4735-bc7d-163ab4e42af9" target="_blank" class="result-ref">12Er/729/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Alexander+Sz%C3%A9kh%C3%A1zi" class="judge-link" title="Mgr. Alexander Székházi">Mgr. Alexander Székházi</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd žiadosť o udelenie poverenia na vykonanie
exekúcie uznesením zamietne aj vtedy, ak sa navrhuje vykonanie exekúcie na podklade exekučného
titulu, ktorý bol vydaný v konaní, v ktorom sa uplatňoval nárok zo zmenky a vyšlo najavo, že vymáhaný
nárok vznikol v súvislosti so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> a nebolo prihliadnuté na neprijateľné zmluvné
podmienky, obmedzenie alebo neprípustnosť použitia zmenky, alebo rozpor s dobrými mravmi. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c0017704-29c0-481c-b585-86f5e68f87e3%3Acdc3716a-a798-485e-b8f7-e32bd544405d" target="_blank" class="result-ref">4Csp/28/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Námestovo</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vanda+Mikul%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Vanda Mikulášová">Mgr. Vanda Mikulášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z predložených listinných dôkazov, najmä z mandátnej <span class="highlight-substring">zmluvy</span> č. 4141081 zo dňa 11.11.2014 mal súd
za preukázané, že pohľadávka, ktorá je predmetom sporu, kde bol pôvodným veriteľom VÚB banka a.s.
je splácaná na základe tejto <span class="highlight-substring">zmluvy</span>  mesačne vo výške 37,45 eur.

7. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/66f10b6b-21c0-483c-98a3-8188b45ddf82%3Ae757364f-f01e-403b-8858-4d9eef230ec1" target="_blank" class="result-ref">7Csp/72/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Cs%C3%A9myov%C3%A1" class="judge-link" title="JUDr. Oľga Csémyová">JUDr. Oľga Csémyová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka (OZ) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/54be1690-af5a-4807-ad97-7069f4834107%3A6b1d0d1f-c961-4043-a2c2-e4cf6b7c2392" target="_blank" class="result-ref">4Csp/20/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Farka%C5%A1ovsk%C3%A1" class="judge-link" title="JUDr. Iveta Farkašovská">JUDr. Iveta Farkašovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je nepochybné, že uzatvorená úverová
<span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle a podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/63ac0b8e-79e2-4e15-8dc4-3e565ea1fbd6%3A4ac4e34c-03be-4922-ab72-07ff21293075" target="_blank" class="result-ref">18Csp/143/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miroslava+Hudecov%C3%A1" class="judge-link" title="JUDr. Miroslava Hudecová">JUDr. Miroslava Hudecová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná
<span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>, keďže bola uzavretá medzi žalobcom ako dodávateľom a žalovaným
ako spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/59a4cdf1-9e48-4ab6-895f-54b414dd2404%3A9fa96529-98db-4d4e-a10d-6229e306a6ae" target="_blank" class="result-ref">48Er/4118/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Ba%C5%88ack%C3%A1+PhD." class="judge-link" title="JUDr. Lucia Baňacká PhD.">JUDr. Lucia Baňacká PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo <span class="highlight-substring">zmluvy</span> nevyplýva, že by účel čerpania pôžičky
bol podnikateľský. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1d73f972-497d-45ad-8e27-6ce1f5432ce5%3A007641e6-6186-4b81-b031-533204c3c26b" target="_blank" class="result-ref">12Csp/23/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Čadca</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Anna+Hole%C5%A1%C4%8D%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Anna Holeščáková">Mgr. Anna Holeščáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších predpisov ( ďalej len
„OZ“ ), ( v znení účinnom ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span>) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1f26c4d9-ee3a-4b11-ab36-a23dcf243220%3A58e86a86-d773-4529-8692-a6e08dd1f32e" target="_blank" class="result-ref">19Csp/26/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Duman" class="judge-link" title="JUDr. Peter Duman">JUDr. Peter Duman</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tento zákon stanovoval obsahové náležitosti <span class="highlight-substring">zmlúv</span> o <span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/364c9b71-7632-40d2-8245-27c937f23581%3Aa4eea636-1cea-456f-a0c6-6fa180fda9de" target="_blank" class="result-ref">17Er/191/2007</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Tom%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jana Tomášová">JUDr. Jana Tomášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Úprava <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> podľa Občianskeho zákonníka rozširuje ochranu aj na
<span class="highlight-substring">zmluvy</span> priamo v Občianskom zákonníku neupravené. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3326283b-db03-4def-aa9c-d2327733249e%3Ae05373ed-30b6-42a9-a9fa-6f2db083ec52" target="_blank" class="result-ref">14Co/232/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">21.04.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Darina+Kriv%C3%A1%C5%88ov%C3%A1" class="judge-link" title="JUDr. Darina Kriváňová">JUDr. Darina Kriváňová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V posudzovanej veci nebolo sporné, že <span class="highlight-substring">zmluva</span> uzatvorená medzi stranami sporu má charakter
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a nakoľko jej predmetom je poskytnutie úveru, ide v zmysle § 2 písm. d) zákona
o <span class="highlight-substring">spotrebiteľských</span> úveroch o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

23. …</div>
                  </div>
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