@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,735</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/867851f0-e44f-4fdc-a776-b73111e34bf7%3A0d739322-b619-4760-8ad4-f6b1ebe6f94c" target="_blank" class="result-ref">18Csp/57/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Erika+Tischlerov%C3%A1" class="judge-link" title="JUDr. Erika Tischlerová">JUDr. Erika Tischlerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 3, 4 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/68c33f2f-6039-4d6e-91a5-467676cccd0d%3Ad600cf1b-77a4-44b5-b261-90fb07bae777" target="_blank" class="result-ref">7Csp/70/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Cs%C3%A9myov%C3%A1" class="judge-link" title="JUDr. Oľga Csémyová">JUDr. Oľga Csémyová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka v znení platnom od 01.01.2008 (OZ) <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/68adcedb-6661-4efd-b56c-ff96f21b9996%3A4d664bbd-194e-4bb2-bdc5-413a4dd87118" target="_blank" class="result-ref">4Csp/45/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Erika+Borovsk%C3%A1" class="judge-link" title="JUDr. Erika Borovská">JUDr. Erika Borovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd tu poukazuje na písomnú <span class="highlight-substring">zmluvu</span> o úvere, ktorá je označená ako  „<span class="highlight-substring">Zmluva</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere…“, ako aj  jej obsah, kde ako predmet <span class="highlight-substring">zmluvy</span> sa uvádza „poskytnutie
<span class="highlight-substring">spotrebiteľského</span> úveru“, a pod. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/789882df-8fc0-403e-8ef7-43ca61b72f6f%3Aebc9ff2e-84b4-4322-b753-1fe6a5b5b52e" target="_blank" class="result-ref">20CoCsp/34/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michal+Boro%C5%88" class="judge-link" title="JUDr. Michal Boroň">JUDr. Michal Boroň</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…(v
znení platnom a účinnom ku dňu uzatvorenia úverovej <span class="highlight-substring">zmluvy</span>) o <span class="highlight-substring">spotrebiteľských</span> úveroch patria úroky a
poplatky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/67f37151-7dc3-45ad-ba13-534a738350fd%3Abbcab87d-0fc2-44a4-8bdb-0e51a22f4305" target="_blank" class="result-ref">20Csp/89/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Desana+Jan%C3%AD%C4%8Dkov%C3%A1+Rusn%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Desana Janíčková Rusnáková">Mgr. Desana Janíčková Rusnáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník, účinného ku dňu uzavretia <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>).

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/604a2fe1-f3ff-4ddb-ac7d-d35a2b53100d%3Ae4b567bb-868e-4073-9622-38b16324483e" target="_blank" class="result-ref">22CoCsp/22/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Kandrikov%C3%A1" class="judge-link" title="JUDr. Viera Kandriková">JUDr. Viera Kandriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedenie zákonných náležitostí
<span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere patrí medzi ustanovenia určené na ochranu spotrebiteľa. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6a9a51da-750e-42a5-8119-ac261e672c21%3A3298bcfb-c0fd-4b00-bfc4-dbf72948606d" target="_blank" class="result-ref">3CoCsp/14/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+%C5%A0ofrankov%C3%A1" class="judge-link" title="JUDr. Eva Šofranková">JUDr. Eva Šofranková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 53 ods. 4 OZ, neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú
neplatné.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5e3bc2d5-e5bf-4f5a-8bad-9d19a1a22c4b%3A839106d4-31c0-4a6a-962e-8036a078bd7f" target="_blank" class="result-ref">24Csp/105/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+%C4%8Euricov%C3%A1" class="judge-link" title="JUDr. Mária Ďuricová">JUDr. Mária Ďuricová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na výšku a účel úveru ide o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8a211123-ad86-44dd-89f8-f98ada79e7f9%3Acbce0694-e56d-4484-9fd0-ac40bce6868a" target="_blank" class="result-ref">7Csp/61/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.Ing.+Anna+P%C5%99ikrylov%C3%A1" class="judge-link" title="Mgr.Ing. Anna Přikrylová">Mgr.Ing. Anna Přikrylová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dňa 11.10.2015 bola medzi právnym predchodcom žalobcu a žalovanou uzavretá <span class="highlight-substring">zmluva</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere a <span class="highlight-substring">zmluva</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty a
Rámcová <span class="highlight-substring">zmluva</span> o poskytnutí platobných služieb (ďalej len „1. <span class="highlight-substring">zmluva</span> o úvere“), ktorou došlo k uzavretiu
dvoch samostatných zmluvných vzťahov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6b6182fc-e761-4df0-9c58-9b940e5bc1e2%3A7e6a030b-c224-4b0e-b258-98f886d3d10c" target="_blank" class="result-ref">15Csp/4/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+Jakubovi%C4%8D" class="judge-link" title="JUDr. Rastislav Jakubovič">JUDr. Rastislav Jakubovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca sa žalobou zo dňa 11.7.2019 domáhal, aby súd zaviazal žalovaného na zaplatenie istiny vo
výške 3 351,19 Eur spolu s prísl., titulom <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a na náhradu trov predmetného
konania.

2.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/83326240-5f58-42c3-8e53-f8f90439bb25%3A6751e0af-8b48-4b3a-8991-7eda3acbf855" target="_blank" class="result-ref">13CoCsp/2/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Baran" class="judge-link" title="JUDr. Martin Baran">JUDr. Martin Baran</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pre
posúdenie dojednania zmluvnej pokuty ako zmluvnej podmienky v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> z hľadiska
jej neprijateľnosti nie je podstatné, či reálne dôjde k porušeniu povinnosti. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/51b8d82d-77ee-4252-8f6a-a44daead971a%3A3b6baaf8-ecf2-4d51-91c7-84d616b301b3" target="_blank" class="result-ref">20CoCsp/18/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michal+Boro%C5%88" class="judge-link" title="JUDr. Michal Boroň">JUDr. Michal Boroň</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z
daného vyplýva, že v <span class="highlight-substring">zmluve</span> je nesprávne uvedená RPMN v neprospech spotrebiteľa, čo má podľa §
11 ods. 1 písm. d) zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase uzavretia <span class="highlight-substring">zmluvy</span> za následok,
že tento úver je bezúročný a bez poplatkov, a to od počiatku.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5cd09d42-a919-423e-8bae-fdf19429cc78%3A00f9bc83-2a39-4290-bf63-65d27ee3daf3" target="_blank" class="result-ref">11Csp/113/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mlejov%C3%A1" class="judge-link" title="JUDr. Dagmar Mlejová">JUDr. Dagmar Mlejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>, keďže bola uzavretá medzi žalobcom ako dodávateľom
a žalovaným ako spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/57d69209-7b9c-47d3-bf97-82934723094a%3Aecb0cbe1-52dc-4f58-8278-31f654b2e4d6" target="_blank" class="result-ref">12Csp/17/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Koval%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Jana Kovalčíková">JUDr. Jana Kovalčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd oboznámil <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a <span class="highlight-substring">zmluvu</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span>
úvere a vydaní kreditnej karty rámcovej <span class="highlight-substring">zmluvy</span> o poskytovaní platobných služieb medzi CETELEM
SLOVENSKO a.s. a dlžníkom W. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/876115aa-55be-4142-90f7-7fdd2a50ec3f%3A6aef7eac-a820-4801-a757-693bc47013b2" target="_blank" class="result-ref">13Co/24/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Baran" class="judge-link" title="JUDr. Martin Baran">JUDr. Martin Baran</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V odvolaní žalobca uviedol, že súd prvej inštancie nesprávne posúdil vzťah
medzi žalobcom a žalovaným, nakoľko sa nejedná o <span class="highlight-substring">spotrebiteľský</span> vzťah. Žalobca so žalovaným
neuzavrel žiadnu <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7c566118-50ba-4f94-919a-8d9bada07e2c%3A2a9dd165-737d-41a1-8104-5d103e74d3c9" target="_blank" class="result-ref">2Csp/17/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Veľký Krtíš</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Elena+Petrusov%C3%A1" class="judge-link" title="JUDr. Elena Petrusová">JUDr. Elena Petrusová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 9 ods. 1, 2 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch a iných úveroch a pôžičkách (v
znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span>), <span class="highlight-substring">zmluva</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9b706f6c-6189-46da-be5a-dc6425ce5078%3Ae77669ea-0259-4277-8dfe-90e19c7e6b3c" target="_blank" class="result-ref">3CoCsp/7/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+%C5%A0ofrankov%C3%A1" class="judge-link" title="JUDr. Eva Šofranková">JUDr. Eva Šofranková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pri preskúmaní <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6c5d64fe-e587-44de-9538-d15063e0edfe%3A9fb8fadb-8b80-4234-9f18-e3cf9448bc86" target="_blank" class="result-ref">3CoCsp/6/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+%C5%A0ofrankov%C3%A1" class="judge-link" title="JUDr. Eva Šofranková">JUDr. Eva Šofranková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasne
so <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere bola dňa 13.11.2015 uzatvorená <span class="highlight-substring">zmluva</span> o poskytnutí služby
Komfort, ktorá spočívala vo výbere splátok priamo v mieste bydliska klienta. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5a9352ba-eb06-44f7-9da0-22692553eef3%3Ab5067da8-df5a-493e-acc8-6321b131fe25" target="_blank" class="result-ref">24Csp/22/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+%C5%A0alam%C3%BAn" class="judge-link" title="JUDr. Vladimír Šalamún">JUDr. Vladimír Šalamún</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd po preskúmaní obsahu a predmetu
<span class="highlight-substring">zmluvy</span> ako aj postavenia účastníkov <span class="highlight-substring">zmluvy</span> dospel k záveru, že právny vzťah, založený predmetnou
<span class="highlight-substring">zmluvou</span> je potrebné považovať za vzťah <span class="highlight-substring">spotrebiteľský</span> a <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a  <span class="highlight-substring">Zmluvu</span>
o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty a Rámcovú <span class="highlight-substring">zmluvu</span> o poskytovaní
platobných služieb je potrebné považovať za <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č.
129/2010 Z.z..

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7311f589-7ed6-4870-8e5a-ed738a740c60%3A5bddacc8-7150-4caf-8183-e6897dcb46bc" target="_blank" class="result-ref">21Csp/2/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">25.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Siv%C3%A1k" class="judge-link" title="Mgr. Peter Sivák">Mgr. Peter Sivák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa XX. …</div>
                  </div>
          </div>
  
  
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