@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,759</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/adf14eca-44ff-4ec6-b897-53a0b7f9882f%3Aff8f3a3c-cef5-4385-a0ec-87eb26b2163a" target="_blank" class="result-ref">17Csp/82/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Erik+Ka%C4%8Dm%C3%A1r" class="judge-link" title="JUDr. Erik Kačmár">JUDr. Erik Kačmár</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Preto ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> podľa
§ 52 Občianskeho zákonníka. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d9d6a01f-864e-4853-8242-79983d630c89%3Abd56a66a-83e8-4ca0-bb0c-469736d0add7" target="_blank" class="result-ref">13C/170/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Revick%C3%BD" class="judge-link" title="Mgr. Peter Revický">Mgr. Peter Revický</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…K žalobcom vytýkanému nedostatku náležitostí <span class="highlight-substring">zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere sa nevyjadril.



4. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bde47c1e-8209-43a1-afa1-35d9bbf0afec%3Ad1dd471b-c82d-4bb1-9fc6-3eaa484a6a1a" target="_blank" class="result-ref">20Csp/9/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava I</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">MT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Tom%C3%A1%C5%A1+Kelner" class="judge-link" title="Mgr. Tomáš Kelner">Mgr. Tomáš Kelner</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa bodu 4.1 a 4.2 <span class="highlight-substring">zmluvy</span> boli VOP a sadzobník poplatkov
neoddeliteľnou súčasťou <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cd9e7feb-a4a0-41d3-a0c9-d1e3c5a74c28%3Aed0abd8b-c9c6-40ee-9680-256b6f1ca9b8" target="_blank" class="result-ref">6Csp/61/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Martin+Bauer" class="judge-link" title="Mgr. Martin Bauer">Mgr. Martin Bauer</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…X., a.s.
<span class="highlight-substring">Zmluvu</span> č. 352659802.

2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b44def72-9f6a-4bbf-b35d-7e3c2bd3c0c9%3Ae246f768-d670-4371-9e96-59e16642fe14" target="_blank" class="result-ref">13Csp/109/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Revick%C3%BD" class="judge-link" title="Mgr. Peter Revický">Mgr. Peter Revický</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Určenie, že niektorá zo zmluvných podmienok <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> je
neprijateľnou pre rozpor s ust. § 53 OZ predpokladá, že <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>, ktorá takúto podmienku
obsahuje, je právnym úkonom spĺňajúcim všetky náležitosti platného právneho úkonu predpokladaných
ust. § 37 a nasledujúcich OZ.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c16a6271-755c-4268-8224-ae81326b3770%3Afa4b7e6a-89bc-416d-ab2e-e647deacaf74" target="_blank" class="result-ref">3Csp/55/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Ivan" class="judge-link" title="JUDr. Jaroslav Ivan">JUDr. Jaroslav Ivan</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dňa
02.11.2016 žalobca uzatvoril so žalovaným <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4b980c0f-6dce-41a5-a4f9-1a6cc39080db%3A94e8cbb8-c8b6-46e0-b9a7-512cd488a97f" target="_blank" class="result-ref">6Csp/60/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tibor+G%C3%A1l" class="judge-link" title="JUDr. Tibor Gál">JUDr. Tibor Gál</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka
a zároveň v zmysle špeciálneho právneho predpisu, upravujúceho <span class="highlight-substring">spotrebiteľské</span> úvery, platného v čase
uzatvorenia <span class="highlight-substring">zmluvy</span>, teda zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch.

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/787978ff-a913-43ba-902e-a8ed8e9c77ca%3A3f0426c2-9efd-4f58-a5d4-b2b6d1b20221" target="_blank" class="result-ref">22Csp/225/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+Centkov%C3%A1" class="judge-link" title="JUDr. Jarmila Centková">JUDr. Jarmila Centková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase uzatvorenia
<span class="highlight-substring">zmluvy</span> <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5f7bff63-b897-4760-9102-a269076f2f3e%3A4a8e65ca-4c90-4244-875c-7f5b427e74c4" target="_blank" class="result-ref">41Ek/3207/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Lich%C3%A1" class="judge-link" title="JUDr. Monika Lichá">JUDr. Monika Lichá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa so spisovým materiálom upomínacieho konania
súd zistil, že pohľadávka oprávneného vznikla na podklade <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/821a6f38-f220-49de-afa1-4588ac36354b%3A5f8a4309-0e6f-4907-b775-577fe2b6af26" target="_blank" class="result-ref">42Csp/35/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Kr%C3%A1%C4%BEov%C3%A1" class="judge-link" title="JUDr. Eva Kráľová">JUDr. Eva Kráľová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZoSÚ, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c57d01fb-1a68-44d2-8f4e-bd717614a279%3Af35015f0-b53d-4bd6-b821-68cef4e0aa0c" target="_blank" class="result-ref">21Csp/98/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniel+Marci%C3%A1n" class="judge-link" title="JUDr. Daniel Marcián">JUDr. Daniel Marcián</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobou doručenou na Okresný súd Banská Bystrica 19. 7. 2019, a následne postúpenou na
tunajší súd 19. 11. 2019 sa žalobca domáhal rozhodnutia, ktorým by súd zaviazal žalovaných v 1. a
2. rade spoločne a nerozdielne zaplatiť žalobcovi sumu 23.269,57 eur spolu s úrokom z omeškania
vo výške 5 % ročne zo sumy 21.632,17 eur od 7. 7. 2017 do zaplatenia, a to titulom dlžnej istiny,
zmluvného úroku, poplatkov a úrokov z omeškania v právnom vzťahu vzniknutom na základe <span class="highlight-substring">zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> poistenom OTP refinanc exprese č. 206/4013/15SU, uzatvorenej medzi právnym
predchodcom žalobcu (OTP banka Slovensko, a.s., IČO : 31318916, so sídlom Štúrova 5, Bratislava)
ako veriteľom a žalovanými v 1. a 2. rade ako spoludlžníkmi.

2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a8b75062-c80e-46ff-b1db-5725628c7d3e%3A69d2f27e-22f3-4f63-a02a-706f155bc644" target="_blank" class="result-ref">20Csp/742/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd tiež <span class="highlight-substring">zmluvu</span> preskúmal s poukazom
na ust. § 9 zákona o <span class="highlight-substring">spotrebiteľských</span> úverov v čase uzavretia <span class="highlight-substring">zmluvy</span> a konštatuje, že <span class="highlight-substring">zmluva</span> obsahuje
všetky obligatórne náležitosti požadované zákonom.

32. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dfa0d906-7b39-4e27-8987-b0e381a76531%3Ae0f5dcc8-7801-406c-81b7-9e55e73e2486" target="_blank" class="result-ref">6Csp/68/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ing.+Judita+Gabonaiov%C3%A1+Hren%C4%8Dukov%C3%A1" class="judge-link" title="Mgr. Ing. Judita Gabonaiová Hrenčuková">Mgr. Ing. Judita Gabonaiová Hrenčuková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle ustanovenia § 290 Civilného sporového poriadku, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi
dodávateľom a spotrebiteľom vyplývajúci zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span>.

7. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ebb7685e-4005-4971-9d31-65d461d3d15f%3A1793d65a-9222-4d58-8a9e-7dd7cf8ea0aa" target="_blank" class="result-ref">1Csp/24/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Jarmila+B%C3%ADlikov%C3%A1" class="judge-link" title="Mgr. Jarmila Bíliková">Mgr. Jarmila Bíliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník ( ďalej len ,, OZ“), <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1bce686e-8994-4b2f-856c-3219c418d36d%3A05cfabf3-c86a-4e6f-a58b-c2b97b4d445a" target="_blank" class="result-ref">20Csp/45/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Libu%C5%A1a+Z%C3%A1thureck%C3%A1" class="judge-link" title="JUDr. Libuša Záthurecká">JUDr. Libuša Záthurecká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span> (ďalej len
„OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ
so spotrebiteľom.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/70d5b697-fd9a-48fa-911f-e2a4b9ee5df2%3A68e50fd5-ef14-4594-9e5e-5987d7aee66d" target="_blank" class="result-ref">60Csp/172/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michala+Ba%C5%A1ticov%C3%A1" class="judge-link" title="JUDr. Michala Bašticová">JUDr. Michala Bašticová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 a 2 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4b85eb2e-571e-4ca7-9d99-0ab4ba214b8a%3A16086dfa-e6e8-46dd-b0bc-0e6cda95beca" target="_blank" class="result-ref">39P/88/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Gabriela+%C5%BDabkov%C3%A1" class="judge-link" title="Mgr. Gabriela Žabková">Mgr. Gabriela Žabková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Petra
Kriška, PhD. v Bratislave;  <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, uzatvorenou dňa 28.02.2020; <span class="highlight-substring">zmluvou</span>
o splátkovom úvere (úvere na bývanie) uzatvorenou dňa 27.06.2016; <span class="highlight-substring">zmluvou</span> o splátkovom úvere
(úvere na bývanie) uzatvorenou dňa 08.03.2019; <span class="highlight-substring">zmluvou</span> o prevode vlastníctva bytu, uzatvorenou dňa



27.06.2016;  lustráciou rodičov v bankách  zo dňa  30.09.2020; oznámením Poštovej banky, a.s. zo
dňa 04.03.2021;  lekárskou správou K.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0ec7e5d4-5f17-44ee-84cd-2d1c3a689ea5%3Adb1ad419-d631-4bbe-93cc-6aa07c163332" target="_blank" class="result-ref">19C/219/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tatiana+Zapletajov%C3%A1" class="judge-link" title="JUDr. Tatiana Zapletajová">JUDr. Tatiana Zapletajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V
<span class="highlight-substring">zmluve</span> o úvere je nesprávne uvedená aj priemerná hodnota RPMN /45,66%/ na príslušný <span class="highlight-substring">spotrebiteľský</span>
úver platná ku dňu podpisu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere zverejnené podľa § 21 ods. 2 za príslušný
kalendárny štvrťrok. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4d3de7fd-f755-403a-8aa1-2d754750f8ea%3Ac4792375-e344-424e-bd36-19f314cf172b" target="_blank" class="result-ref">7Csp/46/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Považská Bystrica</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+R%C3%B3bert+Jankovsk%C3%BD" class="judge-link" title="JUDr. Róbert Jankovský">JUDr. Róbert Jankovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v čase uzatvorenia
<span class="highlight-substring">zmluvy</span> (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/605a4508-aa56-44bd-a1ee-fad60b6d1955%3Afde2f849-93f9-4608-b07c-5f858de9aab7" target="_blank" class="result-ref">16Csp/51/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">05.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michal+Drim%C3%A1k" class="judge-link" title="JUDr. Michal Drimák">JUDr. Michal Drimák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1,2,3,4 Občianskeho zákonníka (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je
každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
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