@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>537,090</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/52d635f2-2de3-4d03-a277-dd70a8856922%3A14e14317-c2bf-48ec-adc1-99c282f696ef" target="_blank" class="result-ref">9Csp/86/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Koscelansk%C3%A1" class="judge-link" title="JUDr. Viera Koscelanská">JUDr. Viera Koscelanská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 2, 3 a 4 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b70a35e0-0e58-4a73-9850-8d72cbbd650b%3A97fcdcac-ec81-4881-9245-2a6f3dece7f9" target="_blank" class="result-ref">5Csp/1/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mat%C3%BA%C5%A1+Kalanin" class="judge-link" title="JUDr. Matúš Kalanin">JUDr. Matúš Kalanin</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXX, XXX XX C., <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere číslo 8500201692
(ďalej len "<span class="highlight-substring">zmluva</span>"). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c95b12ef-feb6-4eac-848a-fb039c1ec587%3Ace589207-b646-42c4-8da8-5216156bf7e2" target="_blank" class="result-ref">12Ek/3518/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Krist%C3%ADna+Betkov%C3%A1" class="judge-link" title="JUDr. Kristína Betková">JUDr. Kristína Betková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…G. plnila sumu vo výške 5.830,02 EUR na VS 2129203721 (číslo <span class="highlight-substring">zmluvy</span>). Predmetom
exekučného konania je <span class="highlight-substring">Zmluva</span> o poskytovaní spotrebného úveru zo dňa 23.03.2016 VS 6168655921
(číslo <span class="highlight-substring">zmluvy</span>). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d1b38a3e-0d42-449b-8876-85b096340eef%3A5e1a5e73-c5d6-4c54-9abc-fbbe507c016e" target="_blank" class="result-ref">6Csp/119/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1rio+Pivar%C4%8Di" class="judge-link" title="JUDr. Mário Pivarči">JUDr. Mário Pivarči</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné
podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e3584d99-1a7a-4025-9bef-16674d2b065e%3A519b139c-0f8c-46d9-9f54-6f24cb23959c" target="_blank" class="result-ref">8Csp/14/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ant%C3%B3nia+Salayov%C3%A1" class="judge-link" title="JUDr. Antónia Salayová">JUDr. Antónia Salayová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dohoda zo
<span class="highlight-substring">zmlúv</span> je vzhľadom na záväzky strán <span class="highlight-substring">zmluvou</span> o poskytovaní verejných služieb podľa § 44 ZoEK.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dd3dc788-e66b-48be-949e-fbe90c45e89c%3Aaf56b158-00f1-454b-a3bc-b1ba69c13f85" target="_blank" class="result-ref">11Csp/14/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+%C4%8Cervenkov%C3%A1" class="judge-link" title="JUDr. Katarína Červenková">JUDr. Katarína Červenková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedenú <span class="highlight-substring">zmluvu</span> súd posúdil ako <span class="highlight-substring">zmluvu</span>
<span class="highlight-substring">spotrebiteľskú</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fe00e35a-9eb0-473e-b475-ca9debf5a39d%3A0d9d959d-39d8-421d-a7de-02d7ea6e0c00" target="_blank" class="result-ref">10Csp/62/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JF</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Filip+Demo" class="judge-link" title="JUDr. Filip Demo">JUDr. Filip Demo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd vykonal dokazovanie oboznámením sa s faktúrou č. 1440176422, 1360165630 a 1390135854
a kúpnou <span class="highlight-substring">zmluvou</span>.



6. Podľa § 52 ods. 1, 2 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c17c5a88-4e40-404b-9be0-1a8654a129da%3A15f0f7d5-9ea3-4c7f-96dd-52d4786db817" target="_blank" class="result-ref">15Csp/48/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Lenka+Raga%C4%8Dov%C3%A1+%C4%8Cern%C3%ADkov%C3%A1" class="judge-link" title="Mgr. Lenka Ragačová Černíková">Mgr. Lenka Ragačová Černíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 489 Občianskeho zákonníka, záväzky vznikajú z právnych úkonov, najmä zo <span class="highlight-substring">zmlúv</span>, ako aj
zo spôsobenej škody, z bezdôvodného obohatenia alebo z iných skutočností uvedených v zákone.



15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/75d6f936-07de-4f57-8498-533dd59c5f00%3A5bc4c2a2-4a6e-4294-8148-b15d72f8bdb8" target="_blank" class="result-ref">34Csp/14/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">05.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Uhrinovsk%C3%BD%2C+PhD." class="judge-link" title="JUDr. Peter Uhrinovský, PhD.">JUDr. Peter Uhrinovský, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žiadnu inú podmienku, t. j. ani podmienku, aby bol medzi stranami spor zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a aby spotrebiteľovi bola privodená konkrétna ujma, nevyžaduje. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0f2239fe-bb79-4d49-87b7-3353b4001056%3A8da4971f-1746-4022-b743-7820698c2be1" target="_blank" class="result-ref">1Csp/8/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Michaela+Saganov%C3%A1" class="judge-link" title="Mgr. Michaela Saganová">Mgr. Michaela Saganová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedenú <span class="highlight-substring">zmluvu</span> súd posúdil ako
<span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0ebce3ee-4773-46d3-9fbf-043722b96e61%3Ae8e6f5e9-a093-4903-8bf1-c670c0821e73" target="_blank" class="result-ref">14Csp/39/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Diana+Bi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Diana Bičová">JUDr. Diana Bičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších predpisov
(ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/04b3988b-2aa4-4c6a-80fb-146309e05186%3Abf816ae1-4d7d-40e4-8ef8-360540d17f56" target="_blank" class="result-ref">71Ek/773/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tibor+Kov%C3%A1%C4%8D+LL.M." class="judge-link" title="JUDr. Tibor Kováč LL.M.">JUDr. Tibor Kováč LL.M.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Písomná forma uzatvorenia rozhodcovskej <span class="highlight-substring">zmluvy</span> (doložky)
nie je v danom prípade splnená. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/34d8b9b7-6010-4897-bdd1-ed8c1a7da902%3Ab4d2c4b1-3b1a-469e-8c31-a079376627bf" target="_blank" class="result-ref">15Csp/33/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lenka+Evinov%C3%A1" class="judge-link" title="JUDr. Lenka Evinová">JUDr. Lenka Evinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Q. sa žalobou domáhal voči žalovanej zaplatenia sumy XX.S.,XX eura s príslušenstvom a náhrady
trov konania a to z titulu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa XX.XX.XXXX. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3a45b4fe-a2a4-4fc5-b1e4-9395adf1a8f6%3Aa051476d-c807-439e-a26e-770a2c27ae2d" target="_blank" class="result-ref">5CoCsp/61/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zuzana+Stol%C3%A1rov%C3%A1" class="judge-link" title="JUDr. Zuzana Stolárová">JUDr. Zuzana Stolárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 7 ods. 1 zák. č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a o iných úveroch a pôžičkách
pre spotrebiteľov a o zmene a doplnení niektorých zákonov v znení účinnom k dátumu uzatvorenia
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> (ďalej aj cit. zákona), veriteľ je pred uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
alebo pred zmenou tejto <span class="highlight-substring">zmluvy</span> spočívajúcej v navýšení <span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s
odbornou starostlivosťou schopnosť spotrebiteľa splácať <span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy
najmä dobu, na ktorú sa poskytuje <span class="highlight-substring">spotrebiteľský</span> úver, výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa
a prípadne aj účel <span class="highlight-substring">spotrebiteľského</span> úveru.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/12d6e4ba-dc0d-4563-bfbe-8fa699e6c5de%3Ab5c3db95-00ee-4848-9dff-2d1d83e571ac" target="_blank" class="result-ref">14Csp/32/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Diana+Bi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Diana Bičová">JUDr. Diana Bičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších predpisov
(ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df339e2a-9e65-431a-be7e-f7b9e7b1427f%3A75bee06b-c446-4e1c-94b8-e9ecf200824f" target="_blank" class="result-ref">14Csp/56/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C4%BDudmila+Ostroluck%C3%A1" class="judge-link" title="Mgr. Ľudmila Ostrolucká">Mgr. Ľudmila Ostrolucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vo
veci súd podľa obsahu <span class="highlight-substring">zmluvy</span> nemal žiadne pochybnosti, že predmetná <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> (typovou, formulárovou). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ec640ac7-2785-4641-aa45-849035c34460%3Ac1b24ed6-c7f2-493d-9241-b746f125b4ce" target="_blank" class="result-ref">12Csp/45/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+%C5%A0ulajov%C3%A1" class="judge-link" title="JUDr. Renáta Šulajová">JUDr. Renáta Šulajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd preskúmal <span class="highlight-substring">zmluvu</span> v zmysle zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch ako aj zákonných ustanovení
týkajúcich sa <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> podľa ustanovení § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fa10cd00-3996-49a9-a627-735048fd99f0%3A9bbbcc40-76fd-4f05-a143-e30749172e0d" target="_blank" class="result-ref">17Csp/172/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+%C4%8Eurkov%C3%A1" class="judge-link" title="JUDr. Renáta Ďurková">JUDr. Renáta Ďurková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere súd vyhodnotil ako
<span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> a teda na právny vzťah založený touto <span class="highlight-substring">zmluvou</span> aplikoval príslušné ustanovenia
Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> (§ 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1d0a5888-ffab-44d4-88c0-fdb28d8d023d%3A11aacb3f-5762-485f-b09a-d24a4264cacc" target="_blank" class="result-ref">32Odi/2/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Sl%C3%A1vka+Garan%C4%8Dovsk%C3%A1" class="judge-link" title="JUDr. Slávka Garančovská">JUDr. Slávka Garančovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo <span class="highlight-substring">Zmluvy</span> o úvere č.  19155923401 (ďalej len „<span class="highlight-substring">Zmluva</span>“) súd zistil, že žalobcom poskytnutý úver mal byť
použitý na refinancovanie peňažných záväzkov žalovanej, ktoré mala voči bankovým  a nebankovým
spoločnostiam.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5bf374d9-9370-4cce-890b-03a4db8aa8d8%3A5fbd3e71-0f4a-4be6-b6fc-af1d59c6582a" target="_blank" class="result-ref">15Csp/48/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">06.06.2023</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lenka+Evinov%C3%A1" class="judge-link" title="JUDr. Lenka Evinová">JUDr. Lenka Evinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…L. sa žalobou doručenou pôvodne upomínaciemu súdu, domáhal voči žalovanému zaplatenia sumy
X.XXX,XX eura s príslušenstvom a náhrady trov konania a to z titulu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
zo dňa XX.XX.XXXX. …</div>
                  </div>
          </div>
  
  
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