@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>538,771</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ee11487a-14fd-4c1e-9daf-e35417fda1c3%3Ae6bffefe-8881-49ca-9da3-98630e9a2e0d" target="_blank" class="result-ref">26Csp/37/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Na%C4%8Fa+Peth%C3%B6ov%C3%A1" class="judge-link" title="JUDr. Naďa Pethöová">JUDr. Naďa Pethöová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o poskytovaní verejných služieb je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span> podľa § 52 OZ. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1629c1e2-f9fb-4904-89d0-59df94f63855%3Af872d3a4-d894-49b1-b18d-4ecbf075cb0e" target="_blank" class="result-ref">100Csp/25/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Poni%C5%A1tov%C3%A1+Ph.D." class="judge-link" title="JUDr. Lucia Poništová Ph.D.">JUDr. Lucia Poništová Ph.D.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d25a5369-67c7-466d-834e-333a55e47f9a%3A47f10b44-1a32-4dbf-b5c6-8a55984e9884" target="_blank" class="result-ref">100Csp/35/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Poni%C5%A1tov%C3%A1+Ph.D." class="judge-link" title="JUDr. Lucia Poništová Ph.D.">JUDr. Lucia Poništová Ph.D.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník (ďalej ako „Občiansky zákonník“),
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cd455856-5c46-420e-a9a2-086b1269b26b%3Aa05ce8c6-3c66-44d1-961c-f5beadb3f795" target="_blank" class="result-ref">10Csp/16/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Mari%C3%A1n+Hatala" class="judge-link" title="Mgr. Marián Hatala">Mgr. Marián Hatala</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára obchodník so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/31fe9516-1157-4b7f-990c-5c0af052377c%3A0f90349c-b80f-4258-864e-6fd33f3564bf" target="_blank" class="result-ref">8Csp/48/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Jaselsk%C3%BD" class="judge-link" title="JUDr. Jozef Jaselský">JUDr. Jozef Jaselský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 15 ods. 1 ZoSÚ, <span class="highlight-substring">zmluva</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere je <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere, v ktorej sa dojednáva <span class="highlight-substring">spotrebiteľský</span> úver výhradne na financovanie <span class="highlight-substring">zmluvy</span> o kúpe konkrétneho
tovaru alebo poskytnutí konkrétnej služby, pričom tieto dve <span class="highlight-substring">zmluvy</span> tvoria obchodný celok.

15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/44e35bad-3721-4a7f-a635-f09720b505b7%3Aa388e332-97e3-442e-a200-116b9bfc64c0" target="_blank" class="result-ref">68Csp/1/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Alena+B%C3%BAlikov%C3%A1" class="judge-link" title="Mgr. Alena Búliková">Mgr. Alena Búliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dôvodil tým, že žalobca uzavrel so žalovanou <span class="highlight-substring">Zmluvu</span> č. G., na základe ktorej vypožičal žalovanej
SIM kartu s telefónnym číslom uvedeným v <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1fc9439b-8b2d-40fb-922c-da87291e04f0%3A7d6c2025-5d8c-4366-955f-26984f8c20e1" target="_blank" class="result-ref">14Csp/3/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">14.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+Koz%C3%A1%C4%8Dik" class="judge-link" title="JUDr. Vladimír Kozáčik">JUDr. Vladimír Kozáčik</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ide preto o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> podľa § 52
a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/92db0537-574e-4434-b1d5-dd8ec83ce97c%3Aec71d8bb-39f9-4b06-a0ea-79f9205c1ba4" target="_blank" class="result-ref">8Csp/49/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+%C4%8Cipkov%C3%A1" class="judge-link" title="JUDr. Eva Čipková">JUDr. Eva Čipková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 a 2 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
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      <div class="result-top">
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/600fe5bc-c891-4686-84b5-957dfc6bbfcc%3A44e104ad-816f-4acf-a0e5-86ca7f7d4a9a" target="_blank" class="result-ref">71Ek/673/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tibor+Kov%C3%A1%C4%8D+LL.M." class="judge-link" title="JUDr. Tibor Kováč LL.M.">JUDr. Tibor Kováč LL.M.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z obsahu spisového materiálu základného súdneho konania (z ktorého exekučný titul vzišiel) má
exekučný súd za preukázané, že pohľadávka vymáhaná v predmetnom exekučnom konaní vznikla
v časovom období pred vyhlásením konkurzu, t. j. pred rozhodným dňom, keď splatnosť vymáhanej
pohľadávky nastala dňa 14.06.2022, pričom z hľadiska jej zaradenia je daná jej kategorizácia do
pohľadávok vyjadrených v ustanovení § 166a ods. 1 písm. a) ZoKR, majúc pritom na zreteli, že
hmotnoprávnym základom vymáhanej pohľadávky je <span class="highlight-substring">zmluva</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru zo dňa
24.03.2017.

16. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df6ba0d4-d8ae-415b-9d61-e1d95b483e2b%3Af42ca718-be3c-455e-bed2-a401b3289922" target="_blank" class="result-ref">5Csp/16/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Em%C3%ADlia+Mi%C5%A1enkov%C3%A1" class="judge-link" title="JUDr. Emília Mišenková">JUDr. Emília Mišenková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> totiž obsahuje všetky povinné náležitosti, ktoré sú vymenované v
§ 9 ods. 2 zák. č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase podpísania <span class="highlight-substring">zmluvy</span>.
…</div>
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        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/073f5cc7-6f68-43a7-92c2-a1e1e33d267e%3Ad4bc4dca-ebdd-4a5f-ba21-2f4a81b3d22d" target="_blank" class="result-ref">8Er/462/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Silvia+%C5%A0vidersk%C3%A1" class="judge-link" title="JUDr. Silvia Šviderská">JUDr. Silvia Šviderská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…V danej veci ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52  a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/accf5a4b-90b9-434c-82bc-81160c3a2c28%3A70bca628-ccfb-4bec-906d-50b6461b9706" target="_blank" class="result-ref">56Ek/214/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+M%C3%A1ria+Bizubov%C3%A1" class="judge-link" title="Mgr. Mária Bizubová">Mgr. Mária Bizubová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej úverovej <span class="highlight-substring">zmluvy</span> súd konštatuje, že
táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/688ed6be-2332-4d0b-b738-921e254f9563%3Ab1d2b46e-ce29-46ad-8d66-e6a81281af64" target="_blank" class="result-ref">48Csp/27/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Moskvi%C4%8Dov%C3%A1+PhD.LL.M." class="judge-link" title="JUDr. Mária Moskvičová PhD.LL.M.">JUDr. Mária Moskvičová PhD.LL.M.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca na preukázanie tvrdených skutočností predložil listinné dôkazy, a to poistnú
<span class="highlight-substring">zmluvu</span> č. XXXXXXXXXX, výpis z inkasného účtu poistnej <span class="highlight-substring">zmluvy</span>, upomienku a doklad o zániku
poistenia.
2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/455d4076-1d14-479c-b605-8f5571a6011f%3A70612fe4-fd5e-4453-9a3a-8d6e916c1617" target="_blank" class="result-ref">48Csp/10/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Moskvi%C4%8Dov%C3%A1+PhD.LL.M." class="judge-link" title="JUDr. Mária Moskvičová PhD.LL.M.">JUDr. Mária Moskvičová PhD.LL.M.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže žalobca uzavrel poistnú <span class="highlight-substring">zmluvu</span> ako poisťovateľ v rámci svojej
podnikateľskej činnosti a žalovaný ako fyzická osoba, nepodnikateľ, súd posúdil poistnú <span class="highlight-substring">zmluvu</span> ako
<span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> a vec prejednal ako <span class="highlight-substring">spotrebiteľský</span> spor.
10.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/249a3ea7-4706-4699-953d-e5355b5ea44b%3A9b06359b-ad35-4926-9798-5fc379480506" target="_blank" class="result-ref">9CoCsp/18/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Mikov%C3%A1" class="judge-link" title="JUDr. Alena Miková">JUDr. Alena Miková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 7 OZ účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span> zabezpečenie splnenia záväzku zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> zabezpečovacím prevodom práva, zmenkou alebo šekom je neplatné. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/836ffc5e-636f-4f41-9201-a37c4091b475%3Aa3e71dc2-488e-4232-b672-fb286e68c955" target="_blank" class="result-ref">18Csp/44/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Vittekov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Vitteková PhD.">JUDr. Dominika Vitteková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 15 ods. 1 ZoSÚ, <span class="highlight-substring">zmluva</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere je <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
v ktorej sa dojednáva <span class="highlight-substring">spotrebiteľský</span> úver výhradne na financovanie <span class="highlight-substring">zmluvy</span> o kúpe konkrétneho tovaru
alebo poskytnutí konkrétnej služby, pričom tieto dve <span class="highlight-substring">zmluvy</span> tvoria obchodný celok.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9ea6043e-4b4a-471d-a170-9342fbc3e4f6%3A7e1cb03d-eed2-4153-a3dd-f2983637a5c4" target="_blank" class="result-ref">18Csp/87/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Vittekov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Vitteková PhD.">JUDr. Dominika Vitteková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 15 ods. 1 ZoSÚ, <span class="highlight-substring">zmluva</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere je <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
v ktorej sa dojednáva <span class="highlight-substring">spotrebiteľský</span> úver výhradne na financovanie <span class="highlight-substring">zmluvy</span> o kúpe konkrétneho tovaru
alebo poskytnutí konkrétnej služby, pričom tieto dve <span class="highlight-substring">zmluvy</span> tvoria obchodný celok.

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b2c667bf-9363-4aa0-bbe5-a364ead8e5f5%3Abe30a9c7-056f-4797-b1e8-57e82c620fa0" target="_blank" class="result-ref">18Csp/85/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Vittekov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Vitteková PhD.">JUDr. Dominika Vitteková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 15 ods. 1 ZoSÚ, <span class="highlight-substring">zmluva</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere je <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
v ktorej sa dojednáva <span class="highlight-substring">spotrebiteľský</span> úver výhradne na financovanie <span class="highlight-substring">zmluvy</span> o kúpe konkrétneho tovaru
alebo poskytnutí konkrétnej služby, pričom tieto dve <span class="highlight-substring">zmluvy</span> tvoria obchodný celok.

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7a12c343-4466-4139-bd10-8660281aceca%3A4c3e386a-ae16-457b-bf85-2573a9f0595b" target="_blank" class="result-ref">18Csp/77/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Vittekov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Vitteková PhD.">JUDr. Dominika Vitteková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 15 ods. 1 ZoSÚ, <span class="highlight-substring">zmluva</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere je <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
v ktorej sa dojednáva <span class="highlight-substring">spotrebiteľský</span> úver výhradne na financovanie <span class="highlight-substring">zmluvy</span> o kúpe konkrétneho tovaru
alebo poskytnutí konkrétnej služby, pričom tieto dve <span class="highlight-substring">zmluvy</span> tvoria obchodný celok.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/faacf7b3-3ae2-4c87-917b-62ee995a8ee3%3A479ecfef-fc48-40a6-ace7-cb8f51cbd4e0" target="_blank" class="result-ref">53Csp/23/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">15.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Ro%C5%A1t%C3%A1rov%C3%A1" class="judge-link" title="JUDr. Alena Roštárová">JUDr. Alena Roštárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je zrejmé, že
predmetná <span class="highlight-substring">zmluva</span> má charakter <span class="highlight-substring">spotrebiteľského</span> vzťahu. …</div>
                  </div>
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