@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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<head>
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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,735</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/274be814-d199-4184-aac2-2bc228729329%3Aac4b0328-41c9-45b3-ac00-49a546f5aee4" target="_blank" class="result-ref">34Csp/12/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">19.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+et+Mgr+Michala+Lunterov%C3%A1+%C5%A0vandov%C3%A1" class="judge-link" title="Mgr. et Mgr Michala Lunterová Švandová">Mgr. et Mgr Michala Lunterová Švandová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 3 a 4 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span>
bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dcd2ac3c-47bc-4b29-b560-b8a3b97e8d3e%3A4ccc718c-91fa-4975-a5b7-81bedc85f68f" target="_blank" class="result-ref">18Csp/89/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">19.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Vittekov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Vitteková PhD.">JUDr. Dominika Vitteková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zistený skutkový stav takto právne posúdil:



Podľa § 52 ods. 1 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/22392164-e492-4dab-8128-5023e0f2a85f%3Ac15c6403-7595-47fd-b03b-7c138931626c" target="_blank" class="result-ref">9Csp/48/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">19.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Viera+Bet%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Viera Betáková">Mgr. Viera Betáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaná
neuhradila pri podpise <span class="highlight-substring">zmluvy</span> žiadnu časť titulom akontácie,  a preto jej žalobca poskytol úver na
celú kúpnu cenu podľa <span class="highlight-substring">Zmluvy</span>  o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d938a437-d6ab-4eb4-8b22-9a631a2cb948%3A48845922-f241-4ac1-aa3e-18a5864505a6" target="_blank" class="result-ref">11Ek/676/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">19.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Proti uzneseniu súdneho úradníka podala povinná sťažnosť, kde opätovne poukazovala na
<span class="highlight-substring">spotrebiteľský</span> charakter úverovej <span class="highlight-substring">zmluvy</span> a nevykonanú <span class="highlight-substring">spotrebiteľskú</span> kontrolu neprijateľných
zmluvných podmienok.

9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ff0ca735-2845-433d-b405-0114b5312750%3Ad75de13d-5d9b-4c87-a098-7f128662e3c6" target="_blank" class="result-ref">30Ek/1815/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">20.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Bomborov%C3%A1" class="judge-link" title="JUDr. Eva Bomborová">JUDr. Eva Bomborová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vyšší súdny úradník preto vyhodnotil <span class="highlight-substring">zmluvu</span>
o úvere uzavretú medzi oprávneným a povinným ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> podľa § 52 ods. 1
Občianskeho zákonníka, a preto aplikoval aj na právne vzťahy vyplývajúce z predmetnej <span class="highlight-substring">zmluvy</span>
ustanovenia <span class="highlight-substring">spotrebiteľského</span> práva. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8e1f1337-ae12-4db3-80aa-24937475454a%3A46fdd8ce-74e6-4a6e-abd4-fe533755c908" target="_blank" class="result-ref">9Ek/2057/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">20.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Silvia+Turzov%C3%A1" class="judge-link" title="Mgr. Silvia Turzová">Mgr. Silvia Turzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd sa nevysporiadal s podstatnou otázkou, či v základnom konaní vedenom pod sp.
zn. 9Csp/18/2018 vôbec došlo k riadnemu ex offo preskúmaniu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. Exekučným
titulom je rozsudok pre uznanie vydaný v <span class="highlight-substring">spotrebiteľskom</span> spore. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2449bfd7-85f7-43ee-aa6e-c148ecac48fe%3A6c6b0a1f-22be-4859-abae-f59bb7acfef2" target="_blank" class="result-ref">78Ek/2143/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">20.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Boro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Janka Borošková">JUDr. Janka Borošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere konštatoval, že <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2160af76-bdba-44af-965b-7d0ecb85d15b%3A7279a729-0bb0-4838-ab04-6e9e303aeab7" target="_blank" class="result-ref">78Ek/2144/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">21.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Boro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Janka Borošková">JUDr. Janka Borošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere konštatoval, že <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/142276b6-d12a-4ac0-9b98-47ea767144a7%3Af03c664b-0533-4b7b-9adc-9c91ddc0b7d0" target="_blank" class="result-ref">20Ek/697/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">21.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Konkrétne exekučný súd v uznesení zo dňa 25.08.2025 uviedol, že exekučný súd podľa novej
právnej úpravy exekučného konania, s určitou výnimkou pre rozhodnutia vydané na podklade
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span>, čo však nie je tento prípad, nemá vôbec žiadnu právomoc zasahovať do
právoplatných súdnych rozhodnutí, resp. posudzovať činnosť súdov v základnom konaní. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6e7937cc-2af4-49c9-9e39-09c19f363ae3%3Aafed4221-b021-4805-ba21-8689518a3514" target="_blank" class="result-ref">14Ek/240/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Hudz%C3%ADk" class="judge-link" title="Mgr. Vladimír Hudzík">Mgr. Vladimír Hudzík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení
sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatoval, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c58d643e-2265-4d98-bda7-ffa48e8b1ec6%3Adb362764-c152-414f-82d0-9e29073781de" target="_blank" class="result-ref">14Ek/963/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Hudz%C3%ADk" class="judge-link" title="Mgr. Vladimír Hudzík">Mgr. Vladimír Hudzík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení
sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatoval, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/01c797f8-0deb-4856-aaa1-d2682738eab4%3Ae4162a66-46b0-4540-a6cf-1d84d126f2f3" target="_blank" class="result-ref">78Ek/2751/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Boro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Janka Borošková">JUDr. Janka Borošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere konštatoval, že <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5801279d-a7c3-44c4-ba54-3fca0d1d4216%3Ae098a3f7-5540-473f-982f-2fd6d87a8ec6" target="_blank" class="result-ref">78Ek/2474/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Boro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Janka Borošková">JUDr. Janka Borošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere konštatoval, že <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3b591b10-6db7-4b4c-b4f3-cd78132351e6%3A140d5ecb-565e-4c74-80db-02c972f91257" target="_blank" class="result-ref">30Ek/2111/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Robert+Schmidt" class="judge-link" title="Mgr. Robert Schmidt">Mgr. Robert Schmidt</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je <span class="highlight-substring">zmluva</span> (bez ohľadu na právnu formu), ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2c519051-0f1d-4ac4-9254-f58a8f3b1b38%3A15a3eebb-d93f-440d-b4cd-25a16942d721" target="_blank" class="result-ref">20Csp/86/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marek+Buj%C5%88%C3%A1k" class="judge-link" title="JUDr. Marek Bujňák">JUDr. Marek Bujňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v čase
uzatvorenia <span class="highlight-substring">Zmluvy</span> (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f760debd-09e9-4e46-8e41-f40ec8b89990%3A6cfa4c61-8264-4c39-b532-af7f8158d54a" target="_blank" class="result-ref">49Ek/2325/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Alica+%C5%A0penerov%C3%A1" class="judge-link" title="Mgr. Alica Špenerová">Mgr. Alica Špenerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Povinný ďalej poukazuje na <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, podľa ktorej dodávateľ
(oprávnený) poskytol dlžníkovi (povinnému) úver/pôžičku a z ktorej pochádza nárok oprávneného,
je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> a obsahuje neprijateľné zmluvné podmienky, pričom spotrebiteľ nie je
neprijateľnými podmienkami viazaný. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4d52ce35-bfb2-4242-8560-a046405bd11e%3Aec8ed9fd-97b3-4504-868b-ccdca01ca72d" target="_blank" class="result-ref">20Csp/74/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marek+Buj%C5%88%C3%A1k" class="judge-link" title="JUDr. Marek Bujňák">JUDr. Marek Bujňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v čase
uzatvorenia <span class="highlight-substring">Zmluvy</span> (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/827c02cb-c1dd-4267-b2b5-7bd0b6ed3922%3Aeac7fc3f-2be9-4878-ab4c-982e0d2aef75" target="_blank" class="result-ref">32Csp/6/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">24.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Merav%C3%A1" class="judge-link" title="JUDr. Daniela Meravá">JUDr. Daniela Meravá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa článku 3 ods. 1 a ods. 2 Smernice Rady 93/13/EHS z 5. apríla 1993 o nekalých podmienkach
v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, zmluvná podmienka, ktorá nebola individuálne dohodnutá sa považuje
za nekalú, ak napriek požiadavke dôvery spôsobí značnú nerovnováhu v právach a povinnostiach
strán vzniknutých na základe <span class="highlight-substring">zmluvy</span>, ku škode spotrebiteľa. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7372cc98-b096-4a34-8c98-6ff082d21041%3A321862d4-2081-4638-ac7d-366a7ab6b7bf" target="_blank" class="result-ref">78Ek/2848/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">25.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Boro%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Janka Borošková">JUDr. Janka Borošková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere konštatoval, že <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ac4683a8-0329-42f6-8153-55020b8d3066%3A37958b47-7c6e-41ae-9c5c-aa722196d198" target="_blank" class="result-ref">5Csp/12/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">25.08.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Em%C3%ADlia+Mi%C5%A1enkov%C3%A1" class="judge-link" title="JUDr. Emília Mišenková">JUDr. Emília Mišenková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> totiž obsahuje všetky povinné náležitosti, ktoré sú vymenované v
§ 9 ods. 2 zák. č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase podpísania <span class="highlight-substring">zmluvy</span>.
…</div>
                  </div>
          </div>
  
  
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