@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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<head>
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body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
.sidebar-logo { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; color: white; padding: 20px 20px 16px; border-bottom: 1px solid rgba(255,255,255,0.08); text-decoration: none; display: block; }
.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,808</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ffd93319-6862-4a1d-bb0a-193dd9686a55%3Af9922d87-fe77-42c3-8440-680cb7aaeb2e" target="_blank" class="result-ref">12C/417/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">25.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+B%C3%ADr%C3%B3ov%C3%A1" class="judge-link" title="JUDr. Eva Bíróová">JUDr. Eva Bíróová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V danom prípade bola uzatvorená medzi účastníkmi



<span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>, ktorá podlieha právnemu režimu ustanovení Občianskeho zákonníka o
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ea71a8b6-3147-4b1c-8390-a5e47a12552a%3Ab9b46c64-d608-420c-9504-91ed61bd3a61" target="_blank" class="result-ref">2C/146/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">25.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Fuchsov%C3%A1" class="judge-link" title="JUDr. Gabriela Fuchsová">JUDr. Gabriela Fuchsová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A4650336, dňa 26.10.2009 <span class="highlight-substring">Zmluvu</span> č. A4658492 a dňa 26.10.2010 <span class="highlight-substring">Zmluvu</span> č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f7923521-04f4-4d92-bfc1-09167873b1af%3A1c62023a-3739-4a25-b91e-30f88e5c5e98" target="_blank" class="result-ref">17Er/113/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">25.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ME</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Eva+Dobr%C3%ADkov%C3%A1" class="judge-link" title="Mgr. Eva Dobríková">Mgr. Eva Dobríková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v aktuálnom znení, <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2094c37a-4e57-495f-8bd5-2a0652b8f7b8%3A2b1599ab-e255-42b6-979a-3b7d3542d5a5" target="_blank" class="result-ref">12Co/90/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+T%C3%B3th" class="judge-link" title="JUDr. Roman Tóth">JUDr. Roman Tóth</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z hľadiska Smernice Európskej únie Rady
č. 93/13/EHS o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, resp. ochrany spotrebiteľa podľa
§ 53 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/118609f8-b39e-4406-a868-e7e8107da6bb%3Aed544293-4c69-4ddc-8e26-42303889dc0a" target="_blank" class="result-ref">3Er/230/2007</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C4%BDudmila+Kirschnerov%C3%A1" class="judge-link" title="Mgr. Ľudmila Kirschnerová">Mgr. Ľudmila Kirschnerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V predmetnej exekučnej veci sa vymáha plnenie
-  zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>,



-  zo štandardnej <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> (uzatvára sa vo viacerých prípadoch a je obvyklé, že spotrebiteľ
obsah <span class="highlight-substring">zmluvy</span> nemení (tiež formulárová, adhézna, typová <span class="highlight-substring">zmluva</span>),
-  na základe exekučného titulu, ktorým je rozhodcovský rozsudok,
-  pričom rozhodcovskú <span class="highlight-substring">zmluvu</span> si spotrebiteľ osobitne nevyjednal,
-  na základe rozhodcovskej doložky, podľa ktorej všetky spory bude rozhodovať
a.…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/119104ae-3acc-4054-8b42-99a2f0a684d9%3Abd61eb2a-8153-45e0-8a48-1b053a616df1" target="_blank" class="result-ref">3C/120/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Bejdov%C3%A1" class="judge-link" title="JUDr. Anna Bejdová">JUDr. Anna Bejdová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Špeciálna úprava <span class="highlight-substring">spotrebiteľského</span> úveru bola ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span> obsiahnutá v zákone č.
258/2001 Z. z. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0991f6c1-f29f-42d8-84cc-ef217e2e0be3%3Ac36d0966-8068-40d6-8ab3-5c2249b3e436" target="_blank" class="result-ref">7C/98/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Cs%C3%A9myov%C3%A1" class="judge-link" title="JUDr. Oľga Csémyová">JUDr. Oľga Csémyová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd po preskúmaní obsahu a predmetu <span class="highlight-substring">zmluvy</span> ako aj postavenia účastníkov <span class="highlight-substring">zmluvy</span>
dospel k záveru, že právny vzťah, založený predmetnou <span class="highlight-substring">zmluvou</span> je potrebné považovať za  vzťah
<span class="highlight-substring">spotrebiteľský</span>, a to zo <span class="highlight-substring">spotrebiteľského</span> úveru.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/24786d63-32e8-4948-bdf4-3dd972ae4874%3A96969089-f2a4-4df4-ae21-3e4428951021" target="_blank" class="result-ref">16Co/436/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivica+Hanuskov%C3%A1" class="judge-link" title="JUDr. Ivica Hanusková">JUDr. Ivica Hanusková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z obsahu spisu je zrejmé, že navrhovateľ
sa vyššie uvedenej sumy domáhal na základe <span class="highlight-substring">Zmluvy</span> o úvere, ktorú uzavrel právny predchodca
navrhovateľa s odporcami, a ktorú možno vyhodnotiť ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2ac028f5-d3a1-484b-8e06-b10b0c1d0086%3A94f9bfbf-d28e-4732-aa19-f09394e7b89d" target="_blank" class="result-ref">3C/241/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Revúca</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Csank" class="judge-link" title="JUDr. Peter Csank">JUDr. Peter Csank</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 až 3 ZoRK, rozhodcovská <span class="highlight-substring">zmluva</span> môže mať formu osobitnej <span class="highlight-substring">zmluvy</span> alebo formu
rozhodcovskej doložky k <span class="highlight-substring">zmluve</span>.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/290e65ac-41e5-49e4-9e81-adf56020cf7a%3A6a3e0b60-cc62-400b-82a6-7281702feb63" target="_blank" class="result-ref">4C/187/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov n/T</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%A1n+Kozenko" class="judge-link" title="JUDr. Ján Kozenko">JUDr. Ján Kozenko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej mal súd za preukázané, že medzi právnym predchodcom žalobcu a žalovanou bola uzavretá
<span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, teda <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/19356d93-21a1-4398-9dc3-a7a74d137d4c%3Aa297f279-4b0a-40b2-b60d-6a6985ff659d" target="_blank" class="result-ref">20Cb/54/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniel+Ilavsk%C3%BD" class="judge-link" title="JUDr. Daniel Ilavský">JUDr. Daniel Ilavský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 491 Občianskeho zákonníka, záväzky vznikajú najmä zo <span class="highlight-substring">zmlúv</span> týmto zákonom výslovne
upravených, môžu však vznikať aj z iných <span class="highlight-substring">zmlúv</span> v zákone neupravených (§ 51 ) a zo zmiešaných <span class="highlight-substring">zmlúv</span>
obsahujúcich prvky rôznych <span class="highlight-substring">zmlúv</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/09a99702-0d58-43cc-b8b0-b2c16bfb9205%3Ae1039736-b27d-4b43-a614-2a3c9e5581cd" target="_blank" class="result-ref">4C/43/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Partizánske</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Brin%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Božena Brinčíková">JUDr. Božena Brinčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú aj informácie pre spotrebiteľa, v ktorých sa nenachádza
ročná percentuálna miera nákladov vyplývajúca z návrhu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2981b48f-036f-411a-b1b1-df697a9c3a31%3A30ea90b5-f83b-475d-b987-6984f2bc5f3a" target="_blank" class="result-ref">15CoE/114/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Pavol+Na%C4%8F" class="judge-link" title="JUDr. Pavol Naď">JUDr. Pavol Naď</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tomáša Kušníra na jeho zastupovanie pri spisovaní notárskej
zápisnice napĺňalo charakter neprijateľnej podmienky v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span>, resp. či v danom
prípade bola správne aplikovaná Smernica Rady 93/13/EHS o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmluvách</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2763eea8-47f1-486f-930a-16e512bb5ef5%3Ae1459437-9e52-404e-a522-a0d9c693d3c6" target="_blank" class="result-ref">4C/678/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov n/T</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%A1n+Kozenko" class="judge-link" title="JUDr. Ján Kozenko">JUDr. Ján Kozenko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A to priamo v <span class="highlight-substring">zmluve</span> so sankciou straty práva na úroky a
poplatky v <span class="highlight-substring">zmluve</span> neuvedené (§ 4 ods. 5 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3d303530-7b87-40ee-8ad4-4912b5db90b3%3A00467bbd-5030-431f-a85d-5e01a769b254" target="_blank" class="result-ref">40C/116/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Sandra+Ve%C4%BEk%C3%A1" class="judge-link" title="JUDr. Sandra Veľká">JUDr. Sandra Veľká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…. § 153b ods. 5 O.s.p. rozsudkom pre zmeškanie nemožno rozhodnúť:

a) vtedy, ak by rozsudok spôsobil vznik, zmenu alebo zánik právneho vzťahu medzi účastníkmi,

b) v spore vzniknutom z medzinárodného obchodného styku,

c)  v spore, ktorý účastníci nemôžu skončiť súdnym zmierom,

d) v spore, v ktorom sa uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a
odporcom je spotrebiteľ, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/14eda640-0614-45bf-8b94-29a52770deac%3A97d9573a-a2a0-41c7-bf08-4bfff87af901" target="_blank" class="result-ref">6C/78/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Partizánske</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Barbora+%C5%A0tefanov%C3%A1" class="judge-link" title="JUDr. Barbora Štefanová">JUDr. Barbora Štefanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 zák. č. 258/2001 Z.z. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak
je neplatná, pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/013ef4b9-3adf-40c4-9b46-1b6840fcfbd7%3A06283627-d0e8-4c17-bba0-3dddef02bf68" target="_blank" class="result-ref">10Er/535/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Petrovi%C4%8D" class="judge-link" title="JUDr. Martin Petrovič">JUDr. Martin Petrovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Návrh <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">Zmluvy</span> o úvere, je aj v danom prípade pripravený na predtlačenom
tlačive, do ktorého sa len vpisujú požadované údaje. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1e747fa5-94b8-4d90-bdc4-412870d03095%3Ac2ae619f-37c2-4425-8831-451fb24168e5" target="_blank" class="result-ref">29Cb/136/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Tama%C5%A1iov%C3%A1" class="judge-link" title="JUDr. Jana Tamašiová">JUDr. Jana Tamašiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3c12f574-0817-49a9-95b1-73356af01acf%3A3aa4fe05-90c7-47cc-8bd6-6d0c7de938ad" target="_blank" class="result-ref">7C/194/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Bri%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Gabriela Brišková">JUDr. Gabriela Brišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Náklady na spracovanie <span class="highlight-substring">zmluvy</span> o úvere sa
javili mnohonásobne vyššie ako poplatky, ktoré účtujú banky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3c14ace5-98c4-4fa3-9e57-9aa8910d1556%3A7b095fbf-be55-4b6c-87c1-7282d09304f8" target="_blank" class="result-ref">13C/140/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">26.09.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Be%C3%A1ta+Svediakov%C3%A1" class="judge-link" title="JUDr. Beáta Svediaková">JUDr. Beáta Svediaková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 5 Občianskeho zákonníka: Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
  
  
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