@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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<head>
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.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,353</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bf1df6f7-5201-4d66-9a6b-a1fad3f5cc1c%3A2cd09fa7-8cd5-42ec-b2e2-e7a650e45617" target="_blank" class="result-ref">24Csp/10/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+%C4%8Euricov%C3%A1" class="judge-link" title="JUDr. Mária Ďuricová">JUDr. Mária Ďuricová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 2, 3, 4 Občianskeho zákonníka, účinného v čase uzatvárania <span class="highlight-substring">zmluvy</span>,
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a4658a6d-f92a-41da-bba9-e354becca222%3A41572fee-ed4a-4132-83f3-791ad0ce604b" target="_blank" class="result-ref">14Co/70/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Darina+Kuchtov%C3%A1" class="judge-link" title="JUDr. Darina Kuchtová">JUDr. Darina Kuchtová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…upravenú písomnú formu
<span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/967ed3dc-c1bf-4974-8d96-48786bba72fa%3A77a062dc-51cc-4499-9982-e3909788af8e" target="_blank" class="result-ref">27Co/172/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubica+Bajzov%C3%A1" class="judge-link" title="JUDr. Ľubica Bajzová">JUDr. Ľubica Bajzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXXXXXXXX  uzatvorená
medzi žalobcom a žalovaným je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52 Občianskeho zákonníka a je
tak potrebné aplikovať ustanovenia Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, zároveň ide
o <span class="highlight-substring">zmluvu</span>                o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span>
úveroch.                 …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bde9e496-8d29-4001-995c-574a2bd444e0%3A9232fe25-1bb5-4498-9597-2a747337706a" target="_blank" class="result-ref">21Csp/138/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+So%C5%88a+Ga%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Soňa Gašková">JUDr. Soňa Gašková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…P. tvrdení žalovaného <span class="highlight-substring">zmluva</span> obsahuje všetky náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/be0d65d6-81aa-491e-8606-ff51446931cf%3Ac5d1c911-6dd7-42e2-9391-69eea1d8a5bc" target="_blank" class="result-ref">11Csp/372/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mlejov%C3%A1" class="judge-link" title="JUDr. Dagmar Mlejová">JUDr. Dagmar Mlejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 52 ods. 1- 4 Občianskeho zákonníka účinného v čase podpísania <span class="highlight-substring">zmluvy</span>,   <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b347af83-d085-48f5-a5a6-02090f340a64%3Aadf17fc8-dc93-4b76-b71f-b9646eeff306" target="_blank" class="result-ref">42Csp/20/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Denisa+Bu%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Denisa Bučková">JUDr. Denisa Bučková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tejto súvislosti je potrebné zdôrazniť, že
hoci má <span class="highlight-substring">zmluva</span> o úvere charakter absolútneho obchodu, neprestáva byť <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b81b8a28-b478-473b-bcb2-96402b740311%3Af0d1fdc2-0460-4713-b08c-71bd0e6fb549" target="_blank" class="result-ref">26Csp/18/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniel+Petri%C4%8Dko" class="judge-link" title="JUDr. Daniel Petričko">JUDr. Daniel Petričko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…R. zákonník v znení neskorších právnych predpisov
( ďalej len R. zákonník ) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a464b278-83c4-4612-ad08-f3a1c251e26a%3Aff430fc6-622b-4b2d-8462-00ed8abfef05" target="_blank" class="result-ref">2Csp/129/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ing.+Ladislav+Burda" class="judge-link" title="Mgr. Ing. Ladislav Burda">Mgr. Ing. Ladislav Burda</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa  § 52  ods. 1 Občianskeho  zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
22. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cdb4a72b-e910-4a59-824d-4180ba5680a4%3A036ac825-cc0d-468d-ae66-5c7baa7f69e5" target="_blank" class="result-ref">15Csp/90/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Kurucov%C3%A1" class="judge-link" title="JUDr. Jana Kurucová">JUDr. Jana Kurucová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetnú <span class="highlight-substring">zmluvu</span> a dodatok, je potrebné považovať aj za <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span> a je potrebné na
nich aplikovať ustanovenia Občianskeho zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/98a175fb-df85-4b70-a6b7-78b23c008e1e%3A48648ea3-5f81-4a58-8b53-bbd16bd9952a" target="_blank" class="result-ref">24Csp/39/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Milo%C5%A1+Gregu%C5%A1" class="judge-link" title="Mgr. Miloš Greguš">Mgr. Miloš Greguš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka ( OZ ) účinného v čase uzavretia <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

36. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a4a272ff-e99e-4754-8869-e67b24d68c92%3Ac273c90c-370e-4779-8fef-a8695b80de0c" target="_blank" class="result-ref">20C/2/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Kov%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Viera Kováčová">JUDr. Viera Kováčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A. podmienky,
upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a2c2569f-22cb-4ca3-8375-cc123d870dad%3A3d9e4702-8c4e-47c4-9ef4-34491f35e3f0" target="_blank" class="result-ref">12Co/4/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+So%C5%88a+Zmekov%C3%A1" class="judge-link" title="JUDr. Soňa Zmeková">JUDr. Soňa Zmeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z vyššie
opísanej formulácie obsahu <span class="highlight-substring">zmluvy</span> skôr vyplýva to, že poistenie bolo podmienkou uzavretia <span class="highlight-substring">zmluvy</span> o
poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/aed09292-959c-4a75-802c-169ab850b6f8%3Ab1a222e2-a08a-4daf-9349-556f7e5d3fc8" target="_blank" class="result-ref">9Csp/69/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alica+V%C3%B6r%C3%B6sov%C3%A1" class="judge-link" title="JUDr. Alica Vörösová">JUDr. Alica Vörösová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvy</span> č. 120170030 a č. 1201710022i, ktorej neoddeliteľnou súčasťou sú obchodné podmienky
boli uzatvorené dňa 06.03.2017, pričom ide o <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle § 2 zákona č.
129/2010 Z.z.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8aad04bf-ad78-44c4-8b98-a146f2087767%3A9916f264-7c18-4b80-bd8b-e690440e2f8b" target="_blank" class="result-ref">14Csp/87/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Diana+Bi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Diana Bičová">JUDr. Diana Bičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších predpisov
(ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom.

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4a30072e-716c-444a-87d5-293943393996%3A8a5cd1da-3042-4727-a143-af6e5a3cefe6" target="_blank" class="result-ref">6Co/108/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+Miroslav+Man%C4%8F%C3%A1k" class="judge-link" title="JUDr. Ing. Miroslav Manďák">JUDr. Ing. Miroslav Manďák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z uvedeného mal za
zrejmé, že povinnou náležitosťou <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere podľa úpravy platnej v čase uzavretia
<span class="highlight-substring">zmluvy</span> bol i údaj o konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru a tento údaj v <span class="highlight-substring">zmluve</span> musí byť uvedený
a medzi účastníkmi <span class="highlight-substring">zmluvy</span> aj dohodnutý. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/65acee28-805f-4d19-9930-2cdf6735e262%3A7db3d467-24ff-49e4-9b0d-d65aa412d234" target="_blank" class="result-ref">10Csp/121/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9cd6351f-156d-4853-ad40-a68fa7b1f9b9%3A724a2f30-5333-449d-86b5-0f7ec12b0c45" target="_blank" class="result-ref">9Csp/74/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Petra+Prie%C4%8Dinsk%C3%A1" class="judge-link" title="JUDr. Petra Priečinská">JUDr. Petra Priečinská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZoSú <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a4287ac1-7fda-4f47-bbed-3dbd159e808a%3A46fd1598-f36f-4b1a-b0ab-f3d071114f42" target="_blank" class="result-ref">16Csp/60/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ivana+Fekete" class="judge-link" title="Mgr. Ivana Fekete">Mgr. Ivana Fekete</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 491 ods. 1 Občianskeho zákonníka záväzky vznikajú najmä zo <span class="highlight-substring">zmlúv</span> týmto zákonom výslovne
upravených; môžu však vznikať aj z iných <span class="highlight-substring">zmlúv</span> v zákone neupravených ( § 51) a zo zmiešaných <span class="highlight-substring">zmlúv</span>
obsahujúcich prvky rôznych <span class="highlight-substring">zmlúv</span>.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/93ad9b9a-9932-4257-b726-711b17b87996%3Ab6a9001c-4057-4af4-bff8-8c5eeb8d2092" target="_blank" class="result-ref">11Csp/32/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava IV</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+F%C3%ADgerov%C3%A1" class="judge-link" title="JUDr. Jana Fígerová">JUDr. Jana Fígerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nakoľko ide o nárok zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>,
súd je oprávnený a povinný preskúmavať právne úkony, <span class="highlight-substring">zmluvy</span> a ich súčasti z hľadiska ich platnosti,
resp. skúmať neprijateľné zmluvné podmienky v <span class="highlight-substring">zmluvách</span> a nároky žalobcu ex offo. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a46aec98-ab37-4283-9837-8aab8d898eaf%3A149ab1f1-1aea-40cb-8c05-70c56aca5792" target="_blank" class="result-ref">3CbZm/1276/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">26.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Da%C5%A1a+%C5%A0tef%C3%A1nikov%C3%A1" class="judge-link" title="Mgr. Daša Štefániková">Mgr. Daša Štefániková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z listinných dôkazov bolo zrejmé, že zaviazanosť žalovaného v 2. rade  zmenkou nevznikla v súvislosti
so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.  Kauzálnym vzťahom zmenky bola <span class="highlight-substring">zmluva</span> o revolvingovej úvere, ktorú
žalobca uzavrel so žalovaným v 1. rade  ako dlžníkom a žalovaným v 2. rade ako spoludlžníkom.
…</div>
                  </div>
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