@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,907</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/53474e26-4b55-4339-bb7d-f78066193ef0%3Aa66a982c-d550-4b1c-b2ae-b9722417fbc5" target="_blank" class="result-ref">10Csp/167/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Tom%C3%A1%C5%A1+Saraka" class="judge-link" title="Mgr. Tomáš Saraka">Mgr. Tomáš Saraka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca ako dôkaz na svoje tvrdenie o uzavretí <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere stranami predložil
súdu tlačivo označené ako „<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a <span class="highlight-substring">Zmluva</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span>
úvere a vydaní kreditnej karty a rámcová <span class="highlight-substring">zmluva</span> o poskytovaní platobných služieb“. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9905cb89-540b-4125-9dd8-ced46d16bb98%3A491fcac1-0421-401e-b3db-7c5a684c9952" target="_blank" class="result-ref">5Csp/72/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Tom%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jana Tomášová">JUDr. Jana Tomášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…X W. o <span class="highlight-substring">spotrebiteľských</span> úveroch, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/91245bc7-b2d3-49bd-990b-9c62d3e5f417%3A7e19cd91-9937-43bf-96f2-6f904589cac5" target="_blank" class="result-ref">18CoCsp/9/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Babinov%C3%A1" class="judge-link" title="JUDr. Daniela Babinová">JUDr. Daniela Babinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca svoj nárok v konaní a svoju vecnú
aktívnu legitimáciu odvíja od <span class="highlight-substring">zmluvy</span> o postúpení pohľadávok č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/89f69dde-4b68-4906-9d82-3ab29eae8cc2%3A3550d4d3-3a92-42ea-a34a-f29d457b27c7" target="_blank" class="result-ref">15CoCsp/24/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Klaudia+Koskov%C3%A1" class="judge-link" title="JUDr. Klaudia Kosková">JUDr. Klaudia Kosková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedené znamená, že náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle § 9 ods. 2 ZSÚ
sú povinnou náležitosťou úverovej <span class="highlight-substring">zmluvy</span>, avšak nemusia byť nevyhnutne v samotnom texte úverovej
<span class="highlight-substring">zmluvy</span>, ale časť z nich môže byť obsiahnutá aj v obchodných podmienkach, alebo sadzobníku, ktoré
tvoria neoddeliteľnú súčasť <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5b3717da-9e04-4876-846d-6cc9124af0fa%3A33f814fe-c07c-48db-91a0-b8a2c6e98aa4" target="_blank" class="result-ref">11Csp/205/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Zolotov%C3%A1" class="judge-link" title="JUDr. Andrea Zolotová">JUDr. Andrea Zolotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd zistil, že medzi žalobcom a  žalovaným bola uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
teda <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9954c276-eb8c-48f9-914d-6c1bf20f64e0%3A679057a6-6681-4bd8-b4e0-e887f5735334" target="_blank" class="result-ref">11Csp/27/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marie+M%C3%A9sz%C3%A1rosov%C3%A1" class="judge-link" title="JUDr. Marie Mészárosová">JUDr. Marie Mészárosová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca sa žalobou zo dňa 29.05.2020 domáhal zaplatenia žalovanej istiny s príslušenstvom na
základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/588781d9-0c0c-41d7-8023-697c99345a98%3Aa7a27a02-10d7-460d-9f7d-519b3b4263d9" target="_blank" class="result-ref">14Csp/374/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Kov%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Oľga Kováčová">JUDr. Oľga Kováčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 2 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6ad3e281-f208-48f2-a66d-bd7ac30e0939%3A32648ec2-647b-4376-bf93-00ef929b13ff" target="_blank" class="result-ref">11Csp/194/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Zolotov%C3%A1" class="judge-link" title="JUDr. Andrea Zolotová">JUDr. Andrea Zolotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd zistil, že medzi žalobcom a  žalovaným bola uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
teda <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d1d1627b-7917-4415-a39a-a06eb4ce031b%3A5c2a6a21-24c4-4ad4-9c07-0f3a2a6f0135" target="_blank" class="result-ref">7C/25/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Petrovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Jana Petrovičová">JUDr. Jana Petrovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bb40183d-08b8-4df3-8b0e-322d0995d88b%3A7def0360-8bf1-4989-b493-aa3f84509287" target="_blank" class="result-ref">18Csp/21/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Petrovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Jana Petrovičová">JUDr. Jana Petrovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ec1df45d-fbf2-43f1-9d65-b542d859f72d%3A50363ef3-f080-43a6-8a16-1997446686ad" target="_blank" class="result-ref">29Csp/246/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Diana+Vl%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Diana Vlčková">JUDr. Diana Vlčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 11 ods. 1 zák.č. 129/2010 Z.z. poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver sa považuje za bezúročný
a bez poplatkov, ak
a) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere nemá písomnú formu podľa § 9 ods. 1,
b) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere neobsahuje náležitosti podľa § 9 ods. 2 písm. a) až k), r) a y),
c) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere formou povoleného prečerpania, ktorý sa musí splatiť na požiadanie
alebo do troch mesiacov, neobsahuje náležitosti podľa § 10 ods. 1 alebo
d) v <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je uvedená nesprávne ročná percentuálna miera nákladov v
neprospech spotrebiteľa,
e) veriteľ <span class="highlight-substring">spotrebiteľský</span> úver poskytne finančnými prostriedkami v hotovosti.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a8c23bf5-4d08-4512-ac59-61cd6c675096%3Ae5e440b0-1c2c-46aa-ad89-77a291e2dc45" target="_blank" class="result-ref">13Csp/10/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Mi%C4%8Dietov%C3%A1" class="judge-link" title="JUDr. Oľga Mičietová">JUDr. Oľga Mičietová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobkyňa sa žalobou doručenou tunajšiemu súdu dňa 18.1.2018 pôvodne proti žalovaným v 1. a v 2.
rade domáhala zaplatenia sumy vo výške 4.702,07 eura s príslušenstvom a náhrady trov konania titulom
neplnenia záväzkov vyplývajúcich pre obe žalované zo <span class="highlight-substring">Zmluvy</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a43969f4-6c1a-4439-b8f1-7b03d4b870c6%3Abb18160e-af20-44a3-870c-f48d2b9ebc07" target="_blank" class="result-ref">18CoCsp/3/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Babinov%C3%A1" class="judge-link" title="JUDr. Daniela Babinová">JUDr. Daniela Babinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetnú <span class="highlight-substring">zmluvu</span> považoval aj za <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> a je potrebné na ňu aplikovať ustanovenia
Občianskeho zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d2275cde-2ce3-42d3-aa9b-64ee83898a01%3Ab7120f66-a682-4379-b991-c6e175f76637" target="_blank" class="result-ref">31Csp/65/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Skub%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Katarína Skubáková">JUDr. Katarína Skubáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže <span class="highlight-substring">Zmluva</span> č. XXXXXXXXX je <span class="highlight-substring">spotrebiteľským</span> úverom v zmysle § 1 ods. 2 ZoSÚ, podrobil



súd <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere kontrole dodržania náležitostí v zmysle tohto zákona. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6154ea59-b179-4ec5-afbc-9fb5d4ba19ec%3A9e31baee-02b9-4782-9e21-e1c71d5207d7" target="_blank" class="result-ref">46Csp/97/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mgr.+Michaela+Priesolov%C3%A1" class="judge-link" title="JUDr. Mgr. Michaela Priesolová">JUDr. Mgr. Michaela Priesolová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V podanom odpore žalovaná namietala, že uvedenú <span class="highlight-substring">zmluvu</span> o pôžičke je nutné považovať za
<span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, pričom tá nemá náležitosti podľa § 9 ods. 2 zákona č. 129/2010 Z.z., a to
minimálne absentuje údaj o konečnej splatnosti úveru, a tak je ju nutné považovať za bezúročnú a
bez poplatkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2881bbf9-8368-43ed-996f-734240309be7%3Ac1029f9a-43ea-4a31-8d8d-fcbde7c7f370" target="_blank" class="result-ref">10Csp/1/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marian+Tengely" class="judge-link" title="JUDr. Marian Tengely">JUDr. Marian Tengely</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný mal v zmysle poistnej <span class="highlight-substring">zmluvy</span> hradiť poistné v štvrťročných splátkach
splatných k 1.1., 1.4., 1.7. a 1.10. príslušného poistného obdobia. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4d9f549b-c6fd-4453-9e83-ae49da636671%3Ac91de18d-e92a-45d6-a537-027f35d4d139" target="_blank" class="result-ref">40Csp/58/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Kamila+Nagyov%C3%A1" class="judge-link" title="Mgr. Kamila Nagyová">Mgr. Kamila Nagyová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm. d) zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch, <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>,
ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje
poskytnuté peňažné prostriedky vrátiť a zaplatiť celkové náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1bbb9f83-af21-4563-9cf1-3f99bf45a233%3A8643ddae-4ee6-407a-a160-516ebfa9c39d" target="_blank" class="result-ref">17Csp/166/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Hudecov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Hudecová PhD.">JUDr. Dominika Hudecová PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd
preskúmaním <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č. 129/2010 Z.z. ohľadom zákonných
náležitostí <span class="highlight-substring">zmluvy</span> zistil, že preskúmavaná <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere obsahuje všetky zákonné
náležitosti a ide o platný právny úkon.

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4dd23489-d1d3-479e-aefe-bf2cc946251c%3A425f15a3-1864-4906-8a25-344394e36d7c" target="_blank" class="result-ref">11Csp/234/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Wildeov%C3%A1" class="judge-link" title="JUDr. Iveta Wildeová">JUDr. Iveta Wildeová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle citovaného ustanovenia
<span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>
alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

4. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1be8e373-5f23-4f68-b01e-24e5239aa206%3Ad3b42642-efd3-408a-8357-cf889c52fb06" target="_blank" class="result-ref">9Csp/287/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">10.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+J%C3%A1no%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jarmila Jánošová">JUDr. Jarmila Jánošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetom sporu bolo plnenie z titulu uzatvorenej <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> o úvere. …</div>
                  </div>
          </div>
  
  
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