@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>537,304</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9f0c4d74-4751-4863-a324-b13c12e391e6%3A8b5f8fd5-adaf-4dad-bb32-028dcd1e3647" target="_blank" class="result-ref">7Er/1540/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Vachul%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Katarína Vachulíková">JUDr. Katarína Vachulíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vychádzajúc z ustanovenia § 52 O.Z., <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span>
bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bb8b9e66-6563-4d6f-ac40-47f44364dff2%3Ade5019f3-072b-4285-b3e4-6449a409b75e" target="_blank" class="result-ref">13Csp/914/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Dosedla" class="judge-link" title="JUDr. Eva Dosedla">JUDr. Eva Dosedla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až ods. 4 Občianskeho zákonníka účinného v čase uzavretia <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bb52b375-b89e-4eb1-96cf-e9badae0f909%3A5710cc19-95a0-47ac-96d6-54268e8b6474" target="_blank" class="result-ref">13Csp/897/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Dosedla" class="judge-link" title="JUDr. Eva Dosedla">JUDr. Eva Dosedla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd tiež <span class="highlight-substring">zmluvu</span> preskúmal s poukazom
na ust. § 9 zákona o <span class="highlight-substring">spotrebiteľských</span> úverov v čase uzavretia <span class="highlight-substring">zmluvy</span> a konštatuje, že <span class="highlight-substring">zmluva</span> obsahuje
všetky obligatórne náležitosti požadované zákonom.

32. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c0b0f859-59a9-4663-9a3b-fcf8bce72a91%3Aa9b35636-8cf6-4726-a310-929c6a2fd8da" target="_blank" class="result-ref">10Csp/95/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b8497523-e903-46d4-81f4-035ec6ae174c%3Ad41fdea9-4434-45ed-9cd4-27d878bf4337" target="_blank" class="result-ref">5Csp/41/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Jan%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Jana Jančíková">JUDr. Jana Jančíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd je toho názoru, že v danom prípade predložená <span class="highlight-substring">zmluva</span> o úvere je <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere podľa v čase uzatvorenia platného a účinného zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch č. 258/2001
Z. z. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a7eaed99-7211-4910-84bf-958778bd9540%3Ae87eaccd-fc3a-4731-b800-04720317970e" target="_blank" class="result-ref">10Csp/165/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Časť II. tejto <span class="highlight-substring">zmluvy</span> obsahovala <span class="highlight-substring">Zmluvu</span> o revolvingovom  <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej
karty a Rámcovú <span class="highlight-substring">zmluvu</span> o poskytovaní platobných služieb. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c1ba898f-c167-45c0-bf5c-aff0cb0eae3c%3A9bf98557-3414-4fd8-88d0-a8ce31f64e52" target="_blank" class="result-ref">23CoCsp/1/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Da%C5%A1a+Kontr%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Daša Kontríková">JUDr. Daša Kontríková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zákon
o <span class="highlight-substring">spotrebiteľských</span> úveroch vyžaduje, aby <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere splnila prísne obsahové
náležitosti. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a837681f-e225-4e57-aa5b-3dd0451c52d6%3A15fdbb43-fc0b-4adf-946d-d63f07307715" target="_blank" class="result-ref">4Csp/16/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Považská Bystrica</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Krivul%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Katarína Krivulčíková">JUDr. Katarína Krivulčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil
tým, že  sporové strany  uzatvorili  dňa 16.1.2020 <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b5276c35-e4ad-41f4-9f54-999f75453222%3Ab025840c-95e8-494f-916f-93b65a0bd1fa" target="_blank" class="result-ref">6Csp/59/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Adriana+Dulovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Adriana Dulovičová">JUDr. Adriana Dulovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca uzavrel so žalovaným <span class="highlight-substring">zmluvu</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere, na základe ktorej bol
žalovanému poskytnutý úver na financovanie spotrebného tovaru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/312822ec-c0be-4494-ae5e-9a2fc8d70db6%3A1c084b72-c823-47d1-b10e-047d6cda8cf6" target="_blank" class="result-ref">2C/105/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michaela+Per%C4%8Fochov%C3%A1" class="judge-link" title="JUDr. Michaela Perďochová">JUDr. Michaela Perďochová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 166a ods 1 ZoK, ak tento zákon neustanovuje inak (§ 166b a 166c), len v konkurze
alebo splátkovým kalendárom môžu byť uspokojené tieto pohľadávky: pohľadávka, ktorá vznikla pred
kalendárnym mesiacom, v ktorom bol vyhlásený konkurz alebo poskytnutá ochrana pred veriteľmi
(ďalej len „rozhodujúci deň“), budúca pohľadávka ručiteľa, spoludlžníka alebo inej osoby, ktorej vznikne
pohľadávka voči dlžníkovi, ak bude za neho plniť záväzok, ktorý vznikol pred rozhodujúcim dňom,
pohľadávka, ktorá vznikne v súvislosti s vypovedaním <span class="highlight-substring">zmluvy</span> alebo odstúpením od <span class="highlight-substring">zmluvy</span> (§ 167d), ak
ide o <span class="highlight-substring">zmluvu</span> uzatvorenú pred vyhlásením konkurzu.

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/994189b0-9dc8-4e5c-ba29-69a8311f12c6%3A7cc26f25-0775-43b5-8a4c-6a59fb12ad74" target="_blank" class="result-ref">24Csp/42/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivan+Bartek" class="judge-link" title="JUDr. Ivan Bartek">JUDr. Ivan Bartek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca tvrdil, že dňa 21.4.2015 uzatvoril ako veriteľ so žalovaným ako dlžníkom <span class="highlight-substring">zmluvu</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/92df2ded-0da3-4a98-b435-c7adc1beb015%3Aded23dcc-77c2-4d28-80a3-5021eeadf895" target="_blank" class="result-ref">12Csp/23/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Koval%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Jana Kovalčíková">JUDr. Jana Kovalčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Skutočnosť, že <span class="highlight-substring">zmluvu</span> musel
podpísať ako celok vyplýva z jej povahy, keďže ide o typovú, formulárovú <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df047186-fd8e-411c-b7b4-aac8c53dfcec%3A362175cb-abff-4790-9732-a85051348893" target="_blank" class="result-ref">8Csp/88/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Raul+Posp%C3%AD%C5%A1il" class="judge-link" title="Mgr. Raul Pospíšil">Mgr. Raul Pospíšil</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej
uviedla, že nemohlo dôjsť k platnému uzatvoreniu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, lebo <span class="highlight-substring">zmluvu</span>
nepodpísal žalovaný. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4a3bc533-107f-40c7-8aa2-60dd04a31d72%3A82c6848c-d649-44a2-8f33-02053a09c271" target="_blank" class="result-ref">6Csp/10/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+%C5%BDi%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Iveta Žišková">JUDr. Iveta Žišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o úvere neobsahuje vôbec dobu trvania <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a termín
konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/555651fa-4331-443d-bf28-e0e97e336eb3%3Ae974e107-1fbd-4d16-bb9c-37ec69488874" target="_blank" class="result-ref">13Csp/28/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriel+Slobodn%C3%ADk" class="judge-link" title="JUDr. Gabriel Slobodník">JUDr. Gabriel Slobodník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedené <span class="highlight-substring">zmluvy</span> sú vzhľadom na zmluvné strany nepochybne
<span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2e63772a-779d-469f-9c1a-4bae456a742a%3A94c49e5c-fb24-4abf-8346-be7bc3a6a907" target="_blank" class="result-ref">10Csp/27/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/868ba8b0-74e9-4391-b938-37f0527d092f%3A2934d05d-b26a-40d2-a6d8-05bc116a6c2b" target="_blank" class="result-ref">21Csp/16/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniel+Marci%C3%A1n" class="judge-link" title="JUDr. Daniel Marcián">JUDr. Daniel Marcián</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tejto súvislosti považuje súd za potrebné vysvetliť, že vychádzajúc z únijného práva, v zmysle
ktorého je vnútroštátny súd povinný ex offo (aj bez návrhu) skúmať nekalú povahu dojednaní v
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, spotrebiteľa nezaťažuje (inak obvyklé) bremeno tvrdenia a bremeno popretia
tvrdení protistrany, avšak (len) vo vzťahu k nekalým (neprijateľným) podmienkam v <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmluvách</span> (k obsahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>.) …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2eb3f300-dcec-4f0c-a435-533fe04d7ee9%3A49ddaaa0-ce4a-444b-b612-f2597faa0ee3" target="_blank" class="result-ref">4Csp/67/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Barbora+Kovalikov%C3%A1" class="judge-link" title="JUDr. Barbora Kovaliková">JUDr. Barbora Kovaliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/75d93f57-3dfc-4e77-98dc-d4c52d4a351d%3A6c2db94c-bfe3-43d4-a473-ef6a344c9ad5" target="_blank" class="result-ref">23Co/19/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubica+Bundzelov%C3%A1" class="judge-link" title="JUDr. Ľubica Bundzelová">JUDr. Ľubica Bundzelová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Poisťovňa poskytla poistné plnenie v súlade s uzavretou
<span class="highlight-substring">zmluvou</span>.

6. Je nutné pripomenúť, že poistná <span class="highlight-substring">zmluva</span> uzavretá so stranami je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4e835bff-fcc1-4715-9ecd-3ad00a9aa6a9%3A8896cdd0-3fa7-4e68-a6c8-3bc737ccaa26" target="_blank" class="result-ref">13Csp/6/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.08.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriel+Slobodn%C3%ADk" class="judge-link" title="JUDr. Gabriel Slobodník">JUDr. Gabriel Slobodník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení účinnom ku
dňu uzatvorenia <span class="highlight-substring">zmlúv</span> (ďalej „OZ“)  <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
  
  
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