@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,757</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/909afe16-38f4-44f4-942d-8106c3148417%3Acbfb4a9f-8b24-49c3-ab93-a913080ce7bf" target="_blank" class="result-ref">21Csp/235/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MH</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Helena+Marcinkechov%C3%A1" class="judge-link" title="Mgr. Helena Marcinkechová">Mgr. Helena Marcinkechová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXXXXXXXX bola s dlžníčkou uzatvorená <span class="highlight-substring">zmluva</span> o
medziúvere č. XXXXXXXXXX a stavebnom - <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c3d751d4-0449-4dee-9f57-320dc7839d2b%3A4c50ee51-b8a0-4d58-83ac-b17876f2b848" target="_blank" class="result-ref">26Csp/100/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Na%C4%8Fa+Peth%C3%B6ov%C3%A1" class="judge-link" title="JUDr. Naďa Pethöová">JUDr. Naďa Pethöová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zástupca žalobcu uviedol, že v plnom rozsahu zotrváva na žalobe.

6. Zo  <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere lepšiasplátka č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b586e275-04f1-4b57-8462-98e24fcbd6c0%3A599fa9f9-e401-4ee4-9d15-2cb141574e79" target="_blank" class="result-ref">13Csp/82/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Aradsk%C3%A1" class="judge-link" title="JUDr. Dagmar Aradská">JUDr. Dagmar Aradská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…OZ s tým, že  s poukazom
na predmet činnosti žalobcu, sú aj <span class="highlight-substring">zmluvami</span> <span class="highlight-substring">spotrebiteľskými</span> podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a72dcab9-e5fb-453c-8df0-9c0b2143ad16%3A9adc13e4-0ca3-458d-b2d4-c07179eedc0f" target="_blank" class="result-ref">20Ek/2759/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Veronika+%C5%A0uchov%C3%A1+LL.M" class="judge-link" title="JUDr. Veronika Šuchová LL.M">JUDr. Veronika Šuchová LL.M</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základná podmienka pre konštatovanie existencie rozhodcovskej <span class="highlight-substring">zmluvy</span>
vo forme rozhodcovskej doložky k <span class="highlight-substring">zmluve</span> je totiž písomná forma. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a8f46955-b763-4ba0-82c3-3db9c8715734%3Ab95b99dd-34ef-422d-9594-70954611c6e3" target="_blank" class="result-ref">6Co/61/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Galdunov%C3%A1" class="judge-link" title="JUDr. Andrea Galdunová">JUDr. Andrea Galdunová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…U
<span class="highlight-substring">spotrebiteľských</span> úverov je jednou z náležitostí, ktoré musí <span class="highlight-substring">zmluva</span> obsahovať, uvedenie doby trvania
<span class="highlight-substring">zmluvy</span> (§ 9 ods. 2 písm. d/ zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b8554463-705a-410a-a106-53d6ebad26e5%3Afc43e3fe-0614-4aff-b308-7f5af1df6052" target="_blank" class="result-ref">25Csp/17/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Drahom%C3%ADr+Mrva" class="judge-link" title="JUDr. Drahomír Mrva">JUDr. Drahomír Mrva</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 52 ods. 1 OZ: <span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1a5777f9-57f3-482f-801d-fd21d5cb04ff%3A38db9f1a-d68f-4896-87fc-b7b2faee1b93" target="_blank" class="result-ref">1T/64/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%A1n+Lok%C5%A1a" class="judge-link" title="JUDr. Ján Lokša">JUDr. Ján Lokša</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…H., a.s.
- <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. 4405111380 na meno J. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/06d98030-d303-47cc-be1d-e87084f955a6%3A55d65a7f-9006-4ac1-866d-7961682b6358" target="_blank" class="result-ref">20Ek/2641/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Veronika+%C5%A0uchov%C3%A1+LL.M" class="judge-link" title="JUDr. Veronika Šuchová LL.M">JUDr. Veronika Šuchová LL.M</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základná podmienka pre konštatovanie existencie rozhodcovskej <span class="highlight-substring">zmluvy</span>
vo forme rozhodcovskej doložky k <span class="highlight-substring">zmluve</span> je totiž písomná forma. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/45574f95-a708-45ea-9010-8fed36b2a098%3A5a3123b6-f76e-44dd-9e63-391aef15535e" target="_blank" class="result-ref">6CoCsp/33/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Stanislava+Koll%C3%A1rov%C3%A1" class="judge-link" title="Mgr. Stanislava Kollárová">Mgr. Stanislava Kollárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Medzi spoločnosťou K. a žalovaným
tak bola uzatvorená <span class="highlight-substring">zmluva</span> o poskytovaní verejných služieb v zmysle § 43 zákona o elektronických
komunikáciách, ktorá je svojim charakterom občianskoprávnou <span class="highlight-substring">zmluvou</span>, hoci v Občianskom zákonníku
nie je výslovne ako <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> upravená. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7666985c-567a-46ea-89f6-dec234b159cd%3A6cb9f4c8-6549-4d04-a0b6-048371fcedab" target="_blank" class="result-ref">9Csp/54/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alica+V%C3%B6r%C3%B6sov%C3%A1" class="judge-link" title="JUDr. Alica Vörösová">JUDr. Alica Vörösová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd predovšetkým skúmal náležitosťami <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, keďže uvedenú <span class="highlight-substring">zmluvu</span> je
potrebné posúdiť podľa zákona č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4e5ef680-7a87-496b-8c57-67e2746ec8f6%3Aa2c6f470-8aeb-409c-9f7f-99eee2d000a6" target="_blank" class="result-ref">74Ek/2494/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Veronika+%C5%A0uchov%C3%A1+LL.M" class="judge-link" title="JUDr. Veronika Šuchová LL.M">JUDr. Veronika Šuchová LL.M</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základná podmienka pre konštatovanie existencie rozhodcovskej <span class="highlight-substring">zmluvy</span>
vo forme rozhodcovskej doložky k <span class="highlight-substring">zmluve</span> je totiž písomná forma. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/74d5c0cf-767c-4c95-9697-d1b0e88df8e2%3A3dd99977-3d5f-40ab-a810-a234ee8ad766" target="_blank" class="result-ref">8Csp/5/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Mesto nad Váhom</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Vojtekov%C3%A1+Fej%C3%A9rov%C3%A1" class="judge-link" title="JUDr. Andrea Vojteková Fejérová">JUDr. Andrea Vojteková Fejérová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd vykonal dokazovanie oboznámením s <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0f6f2449-406d-42a4-99e8-96df9ecc97a4%3Abecbdd19-4e20-4b35-a4dc-9a9db4f11401" target="_blank" class="result-ref">4C/30/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDudmila+Hrickov%C3%A1" class="judge-link" title="JUDr. Ľudmila Hricková">JUDr. Ľudmila Hricková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 11 ods. 1 zákona č. 129/2010 Z. z. v znení účinnom ku dňu uzavretia predmetnej úverovej
<span class="highlight-substring">zmluvy</span>, poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver sa považuje za bezúročný a bez poplatkov, ak a) <span class="highlight-substring">zmluva</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere nemá písomnú formu podľa § 9 ods. 1, b) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
neobsahuje náležitosti podľa § 9 ods. 2 písm. a) až k), r) a y), c) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere formou
povoleného prečerpania, ktorý sa musí splatiť na požiadanie alebo do troch mesiacov, neobsahuje
náležitosti podľa § 10 ods. 1 alebo d) v <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je uvedená nesprávne ročná
percentuálna miera nákladov v neprospech spotrebiteľa.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62c96575-685c-4ac3-8515-5e0c6f8e5e17%3Ace3764a4-4d61-4721-9108-2ced21675d2e" target="_blank" class="result-ref">12Csp/34/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Zita+Leimbergerov%C3%A1" class="judge-link" title="Mgr. Zita Leimbergerová">Mgr. Zita Leimbergerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak
postúpenie pohľadávky oznámi dlžníkovi postupca, nie je dlžník oprávnený sa dožadovať preukázania
<span class="highlight-substring">zmluvy</span> o postúpení.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6ef2053a-78c7-444b-a5de-71ab5324f4cd%3Adad74dfb-1eb3-4e81-871d-fa43349c4a2f" target="_blank" class="result-ref">13Csp/186/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Revick%C3%BD" class="judge-link" title="Mgr. Peter Revický">Mgr. Peter Revický</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…S poukazom teda na znenie zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase uzatvorenia <span class="highlight-substring">zmluvy</span>
a s poukazom na absenciu jednej z podstatných náležitostí, ktoré má <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
obsahovať, mal súd za to, že <span class="highlight-substring">zmluva</span> je bezúročná a bez poplatkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/68778ad4-2228-4ca7-aeae-032e503ee7ff%3A7535f19d-a6a4-4bdc-b9ce-7451514ed787" target="_blank" class="result-ref">7Csp/16/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Danka+Laukov%C3%A1" class="judge-link" title="JUDr. Danka Lauková">JUDr. Danka Lauková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V predmetnej <span class="highlight-substring">zmluve</span> je uvedený len termín konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru, nie aj doba
trvania <span class="highlight-substring">zmluvy</span>.

68. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/75581d6a-b03e-48fa-ba9b-790a79692638%3Ac4e43504-6ac1-43f5-874c-41684748aec2" target="_blank" class="result-ref">5Csp/129/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Partizánske</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Bla%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Alena Blašková">JUDr. Alena Blašková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Rámcová <span class="highlight-substring">zmluva</span> upravovala základné práva a povinnosti zmluvných strán,
ktoré sú bližšie upravené v <span class="highlight-substring">Zmluve</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5548bd98-85b5-455e-8a5a-3c57b0f67496%3A2c3112d3-9b30-4bef-8287-dcd1f8c4bf02" target="_blank" class="result-ref">13Csp/59/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Dosedla" class="judge-link" title="JUDr. Eva Dosedla">JUDr. Eva Dosedla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Právny predchodca žalobcu -spoločnosť Consumer Finance Holding, a.s., uzatvoril dňa 14.11.2016
so žalovaným <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a kúpnu <span class="highlight-substring">zmluvu</span> (ďalej len ,,<span class="highlight-substring">zmluva</span>“) vo výške 205,20Eur.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/47d34a55-ea5c-47a8-b786-92b7cc68e7f6%3Ab67dbf57-2cea-4aaf-aabf-59004500be0b" target="_blank" class="result-ref">11Cpr/15/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vlastimil+Valkovi%C4%8D" class="judge-link" title="JUDr. Vlastimil Valkovič">JUDr. Vlastimil Valkovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tento bod pracovnej <span class="highlight-substring">zmluvy</span> je v rozpore s bodom 1. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3dfc0a8e-cec5-4c17-bac2-2f7f9e9dd867%3A22175e64-c7d1-42ec-b95a-89b71404009c" target="_blank" class="result-ref">28Csp/86/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">19.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Detvaiov%C3%A1" class="judge-link" title="JUDr. Eva Detvaiová">JUDr. Eva Detvaiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Svoj návrh odôvodnil tým, že žalobca uzatvoril so žalovaným <span class="highlight-substring">Zmluvu</span>/<span class="highlight-substring">zmluvy</span> č.
E.. V zmysle predmetnej <span class="highlight-substring">zmluvy</span>/<span class="highlight-substring">zmlúv</span> žalobca vypožičal žalovanému SIM kartu/karty s telefónnym
číslom/číslami uvedenými v <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
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