@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
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        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,673</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/da3d90c4-6e90-4a49-b5dd-6782a993bf19%3A8bec7c4d-d328-4519-8fd4-76d1b48c927e" target="_blank" class="result-ref">3Csp/13/2025</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">16.12.2025</span>
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                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%A1n+%C5%A0ulgan" class="judge-link" title="JUDr. Ján Šulgan">JUDr. Ján Šulgan</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Súd dospel k záveru, že uzatvorená <span class="highlight-substring">zmluva</span> medzi pôvodným veriteľom a žalovaným ako dlžníkom
je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2e842987-d647-4442-b5d5-d8eb15bef7c9%3Ace281959-3118-4c91-9617-b89c4f386fed" target="_blank" class="result-ref">PO-1S/71/2022</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Správny súd v Košiciach</span>
                                      <span class="result-date">16.12.2025</span>
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                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+LL.M.+Jana+Fand%C3%A1kov%C3%A1" class="judge-link" title="Mgr. LL.M. Jana Fandáková">Mgr. LL.M. Jana Fandáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…V ďalšom poukazuje na zmluvné dojednanie v článku VIII. bode 3 <span class="highlight-substring">zmluvy</span> o výkone správy,
podľa ktorého správcovi prináleží aj úhrada ekonomicky oprávnených nákladov z fondu prevádzky
údržby a opráv pri realizácii činností vyplývajúcich zo <span class="highlight-substring">zmluvy</span> o výkone správy a zákona č. 182/1993 Z. z..
…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d7259870-ed37-4874-afec-ae75706dddcd%3Ae5aa5c02-5f75-4340-b6f6-cb23ea7bb673" target="_blank" class="result-ref">38Csp/172/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">16.12.2025</span>
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                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+Centkov%C3%A1" class="judge-link" title="JUDr. Jarmila Centková">JUDr. Jarmila Centková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

13. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/566674a2-dd81-49ae-9a81-ff38aac6e380%3Abe1151a9-2341-4ddc-9240-9c74c7325e0a" target="_blank" class="result-ref">56Csp/28/2025</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">16.12.2025</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Sedmohradsk%C3%BD" class="judge-link" title="Mgr. Vladimír Sedmohradský">Mgr. Vladimír Sedmohradský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Súd vo veci vykonal dokazovanie predloženými listinnými dôkazmi. Zo <span class="highlight-substring">Zmluvy</span> o združenej dodávke
plynu uzatvorenej medzi žalobcom a žalovaným dňa 25.06.2019 (č.l. 5 až 7) mal súd za preukázané, že
žalobca sa zaviazal žalovanému dodávať do domácnosti zemný plyn a žalovaný sa zaviazal za dodávky
platiť v mesačných preddavkoch, resp. na základe vyúčtovacích faktúr. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2a7d3cfb-d796-463d-b418-baaccccd6fad%3A4e3c5ed2-7222-430c-8b8b-58d50cb43116" target="_blank" class="result-ref">6Csp/33/2025</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">16.12.2025</span>
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                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tibor+G%C3%A1l" class="judge-link" title="JUDr. Tibor Gál">JUDr. Tibor Gál</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…Strany uzavreli dňa XX.XX.XXXX <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, na základe ktorej bola žalovanému
poskytnutá suma 24 900,- Eur. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9158bb89-653f-4c26-a6d3-6079ffe36b35%3Aa5f0fb17-7e24-4c04-b70b-a191f7a2240b" target="_blank" class="result-ref">11CoCsp/26/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">16.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Radi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Alena Radičová">JUDr. Alena Radičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie teda správne vyhodnotil, že <span class="highlight-substring">zmluva</span> o úvere je <span class="highlight-substring">zmluvou</span>  <span class="highlight-substring">spotrebiteľskou</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8be62e4b-18e3-4800-9fff-f6a36ec159ea%3Aa1749479-03ec-43bb-8a2a-03e7177565cd" target="_blank" class="result-ref">11Csp/90/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Zolotov%C3%A1" class="judge-link" title="JUDr. Andrea Zolotová">JUDr. Andrea Zolotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd teda na základe zisteného skutkového stavu vyhodnotil zmluvný vzťah medzi stranami sporu
ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, ktorá bola uzavretá 20.11.2008, teda za účinnosti Občianskeho zákonníka,
ktorý v § 52 ods. 1 definoval <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> tak, že <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

26. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/be2b7ce6-62f5-400f-96b3-3aa4066c1524%3A60a93f64-3297-43a6-8c13-096a0db97933" target="_blank" class="result-ref">20Csp/58/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Luk%C3%A1%C4%8D" class="judge-link" title="Mgr. Vladimír Lukáč">Mgr. Vladimír Lukáč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d210e666-22cd-4957-a345-1c8df8f45fe9%3Ac5a9660f-e41b-435b-9776-3409de48ae85" target="_blank" class="result-ref">3Csp/13/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Tom%C3%A1%C5%A1+Saraka" class="judge-link" title="Mgr. Tomáš Saraka">Mgr. Tomáš Saraka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZoSÚ <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ea91dee1-b97f-42f8-bd85-d33375d0237e%3A642ecb02-4b18-4cda-9dfb-dede56fb2dec" target="_blank" class="result-ref">22Csp/8/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Rejdovianov%C3%A1" class="judge-link" title="JUDr. Dominika Rejdovianová">JUDr. Dominika Rejdovianová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník /ďalej len „OZ“/, <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/29c601e6-dc99-4c30-a110-3e6807428291%3Afbba91cb-291f-45ca-934b-ff412982508c" target="_blank" class="result-ref">23Csp/55/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Juraj+%C5%A0teffel" class="judge-link" title="JUDr. Juraj Šteffel">JUDr. Juraj Šteffel</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> i podľa zákona o ochrane spotrebiteľa (Smernica Rady 93/19/EHS
z 05.04.1993 o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch
ako aj podľa ust. § 52 Občianskeho zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/48224de0-b441-4676-8b14-f29d4689711f%3A341c2576-0052-4e52-beb6-91bcb716d019" target="_blank" class="result-ref">37Ek/1922/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+%C5%A0ablov%C3%A1" class="judge-link" title="JUDr. Katarína Šablová">JUDr. Katarína Šablová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 4 ods. 1 zákona č.. 244/2002 Z.z. o rozhodcovskom konaní v znení účinnom do
31.12.2014, rozhodcovská <span class="highlight-substring">zmluva</span> môže mať formu osobitnej <span class="highlight-substring">zmluvy</span> alebo formu  rozhodcovskej
doložky k <span class="highlight-substring">zmluve</span>.

12.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5f51e318-2662-4a43-b24f-612117c6000e%3A94149ba4-93c7-4743-b1e6-72e0c33e759b" target="_blank" class="result-ref">36Ek/2735/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+%C5%A0ablov%C3%A1" class="judge-link" title="JUDr. Katarína Šablová">JUDr. Katarína Šablová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span>
o úvere tak exekučný súd skonštatoval, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b781ecb8-5303-4dcc-ba1c-626683ce0f0c%3A7c380ec4-e857-4d95-9b9a-6c41b9d5f4b7" target="_blank" class="result-ref">23Csp/66/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Juraj+%C5%A0teffel" class="judge-link" title="JUDr. Juraj Šteffel">JUDr. Juraj Šteffel</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> i podľa zákona o ochrane spotrebiteľa (Smernica Rady 93/19/EHS
z 05.04.1993 o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch
ako aj podľa ust. § 52 Občianskeho zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e78c2cac-38c4-4b96-ad66-d70f65917eeb%3A1a60af2b-b8fa-40a7-a2d2-09ad2b5c81bc" target="_blank" class="result-ref">7CoCsp/27/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Nina+Dubovsk%C3%A1" class="judge-link" title="Mgr. Nina Dubovská">Mgr. Nina Dubovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V konaní nebolo preukázané vyhlásenie mimoriadnej (predčasnej) splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru
zo <span class="highlight-substring">Zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f1dbf305-1dff-4064-89f5-051faafaa1a0%3Aadd2596c-00cd-4941-bbf4-c638dde0edbf" target="_blank" class="result-ref">20Csp/51/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Luk%C3%A1%C4%8D" class="judge-link" title="Mgr. Vladimír Lukáč">Mgr. Vladimír Lukáč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 OZ, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

19. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/12b24716-c37a-44ba-83be-6d510cbbb459%3Afd682d10-1403-404d-8cd2-bb65b958344d" target="_blank" class="result-ref">11Co/16/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Janiglo%C5%A1" class="judge-link" title="Mgr. Marek Janigloš">Mgr. Marek Janigloš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník účinný ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span>
o úvere (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

23. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c5f953ed-ade4-48fa-ba01-b9804516e27d%3Aa34b6f19-e11e-4be4-b9ed-77d2763b3041" target="_blank" class="result-ref">30Csp/30/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Nikola+Pito%C5%88%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Nikola Pitoňáková">JUDr. Nikola Pitoňáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o zájazde je v tomto prípade uzatvorená okamihom, keď
prijatie návrhu na uzavretie <span class="highlight-substring">zmluvy</span> prišlo do sféry adresáta. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62bd2e8b-5a3e-4042-99d9-5e5d259e3b56%3A4ebaef0e-13a3-4dc0-b751-48c3532e0948" target="_blank" class="result-ref">10Csp/52/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Gazda%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Mária Gazdačková">JUDr. Mária Gazdačková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nárok žalobkyne na zaplatenie zvyšku úveru nachádza právnu oporu jednak v ustanoveniach úverovej
<span class="highlight-substring">zmluvy</span> uzavretej medzi stranami sporu, ktorá bola <span class="highlight-substring">zmluvou</span> o viazanom <span class="highlight-substring">spotrebiteľskom</span> úvere, ale aj
v ust. § 497 Obch. zákonníka, ktorý predstavuje základný právny rámec pre úverovú <span class="highlight-substring">zmluvu</span>.

9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/46dad823-0abe-4d65-8f11-54d9f6643724%3A1ff69594-cf75-4c5e-b361-1daca181b2b7" target="_blank" class="result-ref">19Csp/65/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">17.12.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Kuzmov%C3%A1" class="judge-link" title="JUDr. Lucia Kuzmová">JUDr. Lucia Kuzmová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzavretú <span class="highlight-substring">zmluvu</span> teda súd posúdil ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
  
  
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