@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
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<div class="sidebar">
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,814</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3b3fcd05-4208-4a90-ad80-e516e6478526%3A45d94cc3-e8f7-4020-9972-439d82a208f1" target="_blank" class="result-ref">12Cb/5/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Engel" class="judge-link" title="JUDr. Jozef Engel">JUDr. Jozef Engel</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 269 ods. 2 Obchodného zákonníka účastníci môžu uzavrieť aj takú <span class="highlight-substring">zmluvu</span>, ktorá nie je upravená
ako typ <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/30a9df5c-3f94-417f-9aac-42b6de128917%3A6c5ee3c0-4a79-4f8b-89f2-9af10e2cd836" target="_blank" class="result-ref">4Cb/84/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zuzana+Bajlov%C3%A1" class="judge-link" title="JUDr. Zuzana Bajlová">JUDr. Zuzana Bajlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/12cde3b2-3927-4ee9-9d5b-994ff6dee3e9%3Ac1505859-37a4-4dab-8350-13c9e3af7710" target="_blank" class="result-ref">2C/135/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Dubovinsk%C3%A1" class="judge-link" title="JUDr. Viera Dubovinská">JUDr. Viera Dubovinská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. l Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/21e5224e-3b33-4dc1-8b2e-7b7bc4779306%3Ac1fd705d-326f-4826-8096-2b8edae5c305" target="_blank" class="result-ref">14C/55/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Moravov%C3%A1" class="judge-link" title="JUDr. Anna Moravová">JUDr. Anna Moravová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neoddeliteľnou súčasťou <span class="highlight-substring">zmluvy</span> sú Všeobecné úverové
podmienky CETELEM SLOVENSKO a.s. pre poskytnutie <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0b76c6fd-874b-4b77-a644-8dd1f1a62d11%3Aad1b9bf7-d0db-4077-8e3a-85a0f5dce288" target="_blank" class="result-ref">42C/371/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+Nem%C4%8Dekov%C3%A1+PhD." class="judge-link" title="JUDr. Renáta Nemčeková PhD.">JUDr. Renáta Nemčeková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvu</span> uzavretú medzi účastníkmi súd posúdil ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span> (§ 52 ods. 1, 2, 3 OZ).

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/052e9a2d-4789-4193-9ccb-ca2a67fbb81b%3Afb130572-7e28-424f-912c-16e2c7d0b4b0" target="_blank" class="result-ref">5CoE/96/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Vil%C3%A1giov%C3%A1" class="judge-link" title="JUDr. Gabriela Világiová">JUDr. Gabriela Világiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o úvere bola upravená len v Obchodnom zákonníku a v Zákone o <span class="highlight-substring">spotrebiteľských</span>
úveroch č. 258/2001 Z. z. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2c49e6e5-e162-4fa9-b2be-94f0ca42fbbd%3A7fab2b59-95c5-4105-ab6f-ea8e0be079bb" target="_blank" class="result-ref">8C/199/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ant%C3%B3nia+Salayov%C3%A1" class="judge-link" title="JUDr. Antónia Salayová">JUDr. Antónia Salayová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 2 ods. 1 písm. b/ zák. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom do 30.06.2006 na účely
tohto zákona sa rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť
spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje poskytnuté peňažné prostriedky vrátiť a
uhradiť celkové náklady spojené so <span class="highlight-substring">spotrebiteľským</span> úverom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3cfb304f-e712-4b19-ab47-87054c0e5977%3A5f66e817-37d7-4670-aae9-3a5e6cf8d639" target="_blank" class="result-ref">5Er/129/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Veľký Krtíš</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zolt%C3%A1n+Orlai" class="judge-link" title="JUDr. Zoltán Orlai">JUDr. Zoltán Orlai</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…ÚS 342/09 zo dňa 15.06.2009.

<span class="highlight-substring">Spotrebiteľské</span> <span class="highlight-substring">zmluvy</span> sú v Občianskom zákonníku upravené v § 52 a nasl..

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/133f86e8-4f7f-417a-a5bd-28878e928a4b%3A1c00a743-40b7-4436-bb57-f588f19c8078" target="_blank" class="result-ref">6C/126/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Kurucov%C3%A1" class="judge-link" title="JUDr. Jana Kurucová">JUDr. Jana Kurucová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Hoci žalobca výslovne neoznačil <span class="highlight-substring">zmluvu</span> podľa toho o aký typ <span class="highlight-substring">zmluvy</span>
podľa Občianskeho zákonníka ide, časť <span class="highlight-substring">zmluvy</span> o pripojení predstavuje kúpnu <span class="highlight-substring">zmluvu</span>, ktorá je súčasne
viazanou <span class="highlight-substring">zmluvou</span> k <span class="highlight-substring">zmluve</span> o pripojení. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/495fca8f-1d13-477e-9bd8-cbb72efdae1f%3Aa81e5ef5-3a11-40c8-ac38-d06c75338eeb" target="_blank" class="result-ref">15C/105/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Anna+Vargov%C3%A1" class="judge-link" title="Mgr. Anna Vargová">Mgr. Anna Vargová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo
alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa § 55, ak zmluvnými
stranami sú na jednej strane dodávateľ a na druhej strane spotrebiteľ, ktorý nemohol individuálne
ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie <span class="highlight-substring">zmluvy</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3e07f78e-0e8b-4564-95cf-c49b1cb4c218%3A02a89c88-dd03-4947-8228-0ea7c142e524" target="_blank" class="result-ref">16C/46/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Martina+Hru%C5%A1ovsk%C3%A1" class="judge-link" title="Mgr. Martina Hrušovská">Mgr. Martina Hrušovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 52 ods. 1, 2, 3, 4 OZ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df03053f-952a-45fa-8b4d-8cb7cc595ded%3Ac52c5c63-89a7-49db-9b9d-f236019a1099" target="_blank" class="result-ref">14C/31/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C4%BDudmila+Ostroluck%C3%A1" class="judge-link" title="Mgr. Ľudmila Ostrolucká">Mgr. Ľudmila Ostrolucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f2dc9307-7b44-4778-8cfa-00f7316f9d36%3Ad38e93cc-8362-4b79-9112-4872de2d5950" target="_blank" class="result-ref">63Cb/196/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Hole%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Katarína Holečková">JUDr. Katarína Holečková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fa270122-4702-488f-b633-35cd1f7a1ec1%3Aa0e9d760-42d8-4c8b-84cc-96bdf67cd8f4" target="_blank" class="result-ref">3Er/929/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Považská Bystrica</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">EN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Eva+Ne%C4%8Desan%C3%A1" class="judge-link" title="Eva Nečesaná">Eva Nečesaná</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa §  52 ods. 1 až 3 Občianskeho zákonníka účinného v čase uzavretia <span class="highlight-substring">zmluvy</span> /ďalej len „OZ“/
<span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej
časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa § 55, ak zmluvnými stranami sú na jednej strane dodávateľ a na
druhej strane spotrebiteľ, ktorý nemohol individuálne ovplyvniť obsah dodávateľom vopred pripraveného
návrhu na uzavretie <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f8a23591-36e7-43d1-a548-c8f605d76438%3A0e4785ad-2fae-4177-a03b-7f3bb1eb8c1b" target="_blank" class="result-ref">10Er/499/2006</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Petrovi%C4%8D" class="judge-link" title="JUDr. Martin Petrovič">JUDr. Martin Petrovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tento druh <span class="highlight-substring">zmluvy</span> má charakter
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> (v zmysle § 23a ods. 1 zákona č. 634/1992 Zb. o ochrane spotrebiteľa v znení
platnom a účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span> o úvere teda k 13.09.2005), avšak uvedenú <span class="highlight-substring">zmluvu</span> nie
je možné považovať za <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e529d3b0-9529-4655-ac82-9e465900fb50%3Aac7c52d6-f56b-4ecd-a60f-6acdd80b9c85" target="_blank" class="result-ref">19Er/1/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Sabov%C3%A1" class="judge-link" title="JUDr. Anna Sabová">JUDr. Anna Sabová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je nesporné, že <span class="highlight-substring">zmluva</span> o úvere uzavretá medzi účastníkmi konania je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b67e976d-c2de-41db-8211-4a12dd727328%3Aac90280b-8e87-4b9b-9c4f-a830121f0245" target="_blank" class="result-ref">28Cb/408/2006</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Bratislava I</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Bu%C4%BEuba%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Gabriela Buľubašová">JUDr. Gabriela Buľubašová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zákona ods. 1):  <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je
neplatná, pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ad7386b3-8825-4175-85eb-f5a60d1d870d%3A70dcfcf2-6177-4929-8c3a-63a013077216" target="_blank" class="result-ref">10Cb/58/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Blahovsk%C3%A1" class="judge-link" title="JUDr. Mária Blahovská">JUDr. Mária Blahovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8cf38c97-e0da-4293-a401-0a8284a99df1%3Acd660db7-27d8-4c07-abb3-c3b420fe6bd5" target="_blank" class="result-ref">12C/100/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Lopuch%2C+PhD." class="judge-link" title="JUDr. Martin Lopuch, PhD.">JUDr. Martin Lopuch, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…T. ust. § 52 ods.X-X I. zákonníka, v znení účinnom k X.X.XXXX, <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna
<span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v 8. časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa §
55, ak zmluvnými stranami sú na jednej strane dodávateľ a na druhej strane spotrebiteľ, ktorý nemohol
individuálne ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie <span class="highlight-substring">zmluvy</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e5addcae-03d6-4604-b3d3-9c2ea62d6d1c%3Aa6054d49-59d9-4137-9e3b-3c54246d30b6" target="_blank" class="result-ref">21Cb/160/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">03.11.2011</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Kanderka" class="judge-link" title="JUDr. Jaroslav Kanderka">JUDr. Jaroslav Kanderka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súhlas s obsahom <span class="highlight-substring">zmluvy</span>, Obchodnými podmienkami a
Sadzobníkom poplatkov vyjadril žalovaný svojím vlastnoručným podpisom na <span class="highlight-substring">zmluve</span>.



…</div>
                  </div>
          </div>
  
  
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