@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
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<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,018</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6bacc6f1-7ece-4edb-a2ef-bb0bc03c3ea3%3Ac4efcec9-046b-4473-a1bf-05c24a128983" target="_blank" class="result-ref">12Er/1047/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+T%C3%A1%C5%88a+Feh%C3%A9rv%C3%A1riov%C3%A1" class="judge-link" title="JUDr. Táňa Fehérváriová">JUDr. Táňa Fehérváriová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V
zmysle § 52 ods. 1 OZ v  znení účinnom ku dňu uzavretiu <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna
<span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa
§ 55, ak zmluvnými stranami sú na jednej strane dodávateľ a na druhej strane spotrebiteľ, ktorý nemohol
individuálne ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6cc0b152-275e-4ff0-843c-1fcf8ac42eba%3A77e12436-f507-4703-a81f-08c33b033a86" target="_blank" class="result-ref">49P/231/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Alena+%C4%8Cakv%C3%A1riov%C3%A1" class="judge-link" title="Mgr. Alena Čakváriová">Mgr. Alena Čakváriová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pracovnou <span class="highlight-substring">zmluvou</span>, rodným listom mal. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6003f6a2-ff5d-44e7-afc9-3511c99cb745%3Adb2bd694-2e87-472e-9030-8d95db4a354a" target="_blank" class="result-ref">12Er/993/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+T%C3%A1%C5%88a+Feh%C3%A9rv%C3%A1riov%C3%A1" class="judge-link" title="JUDr. Táňa Fehérváriová">JUDr. Táňa Fehérváriová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V
zmysle § 52 ods. 1 OZ v  znení účinnom ku dňu uzavretiu <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna
<span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa
§ 55, ak zmluvnými stranami sú na jednej strane dodávateľ a na druhej strane spotrebiteľ, ktorý nemohol
individuálne ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/721d4ae0-d9e1-48c8-974a-2601bf8adc80%3Abd8e45c3-e1b1-443e-a449-982acf68541d" target="_blank" class="result-ref">2Er/1187/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Jen%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Iveta Jenčová">JUDr. Iveta Jenčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vyššie uvedená <span class="highlight-substring">zmluva</span>
túto charakteristiku spĺňa, ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7a5203c0-4c82-411d-84dc-8e5e70647574%3A475fb1d5-e155-4809-af5f-170f51fd3ad9" target="_blank" class="result-ref">2Er/420/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Jen%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Iveta Jenčová">JUDr. Iveta Jenčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vyššie uvedená
<span class="highlight-substring">zmluva</span> túto charakteristiku spĺňa, ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7bd58916-ad6d-42c5-ba54-61bbe843e016%3A13c148aa-a1c6-4477-ab36-86961076404b" target="_blank" class="result-ref">36Cb/203/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Bielikov%C3%A1" class="judge-link" title="JUDr. Alena Bieliková">JUDr. Alena Bieliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak
záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky z omeškania
najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/52449e95-3bfb-4c34-a5d6-97f83e29178a%3Aad93b7d1-19c8-4012-8f4e-f637f1c82ac7" target="_blank" class="result-ref">11C/190/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marie+M%C3%A9sz%C3%A1rosov%C3%A1" class="judge-link" title="JUDr. Marie Mészárosová">JUDr. Marie Mészárosová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky  a tarifa.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/75c657f9-fdd1-4e2a-aa2e-b1340d2d516d%3A0c838406-d5b0-4a32-be7e-cea334669623" target="_blank" class="result-ref">6C/236/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Andrej+Kekely" class="judge-link" title="Mgr. Andrej Kekely">Mgr. Andrej Kekely</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Medzi postupcom a odporcom vznikol záväzkový vzťah na základe uzavretej <span class="highlight-substring">zmluvy</span>, ktorá je v zmysle
zákona č. 258/2001 z. z. <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/677d6b74-74df-47ac-b259-898e2884f562%3A5b03278a-42ff-4114-bbda-bccca3d0566f" target="_blank" class="result-ref">13Er/301/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Igor+Luka%C4%8Dovi%C4%8D" class="judge-link" title="Mgr. Igor Lukačovič">Mgr. Igor Lukačovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52, ods. 1 OZ,  <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/84c68fd9-a7a1-4455-b2c5-75c3023ce746%3A6026e266-41a2-4351-accb-0bbe434e6c67" target="_blank" class="result-ref">2Er/565/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Jen%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Iveta Jenčová">JUDr. Iveta Jenčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základnou črtou <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> je
to, že sú pre spotrebiteľa vopred pripravené a nie je vytvorený priestor na dojednávanie obsahu <span class="highlight-substring">zmluvy</span>
alebo jej zmeny. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8b36f38c-d117-408b-9ac9-11229fae0c55%3A4f9c82b8-a421-4b2b-8668-058e73819309" target="_blank" class="result-ref">33Cb/129/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Lucia+V%C3%ADcenov%C3%A1" class="judge-link" title="Mgr. Lucia Vícenová">Mgr. Lucia Vícenová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 269 ods. 2 ObZ účastníci môžu uzavrieť aj takú <span class="highlight-substring">zmluvu</span>, ktorá nie je upravená ako typ <span class="highlight-substring">zmluvy</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7ceac336-a022-4398-97fc-ea34c070f2e4%3A20506e64-2fc6-44b8-af9b-ebeeef6cf018" target="_blank" class="result-ref">64Cb/126/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Miriam+Kamensk%C3%A1" class="judge-link" title="Mgr. Miriam Kamenská">Mgr. Miriam Kamenská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A3299250, dňa 16. 01. 2009 <span class="highlight-substring">Zmluvu</span> č. A4156961, dňa 18. 10. 2007 <span class="highlight-substring">Zmluvu</span> č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/86322542-6380-4fb4-ad5a-a98b346c1980%3Ad40a3ea0-0ff8-48e1-a9af-59ea2dbea661" target="_blank" class="result-ref">9Er/665/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislava+Semanov%C3%A1" class="judge-link" title="JUDr. Stanislava Semanová">JUDr. Stanislava Semanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný titul teda v danej veci bol vydaný na základe <span class="highlight-substring">Zmluvy</span> o úvere, ktorá je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8696c61a-676a-4678-aeb3-412060cc4ee9%3Ab3369941-9468-4bf2-8215-95ea6b90c31f" target="_blank" class="result-ref">13C/210/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Frankov%C3%A1" class="judge-link" title="JUDr. Eva Franková">JUDr. Eva Franková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neoddeliteľnou súčasťou tejto <span class="highlight-substring">zmluvy</span> boli



Obchodné podmienky pre ČSOB <span class="highlight-substring">spotrebiteľský</span> úver. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/72ab7fe9-9ec5-4ef6-a7e2-35edcc9ff611%3A89b5afc3-97aa-4c95-abd3-b29dc203a0bc" target="_blank" class="result-ref">25Er/177/2005</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubo%C5%A1+Ondreji%C4%8Dka" class="judge-link" title="JUDr. Ľuboš Ondrejička">JUDr. Ľuboš Ondrejička</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Primárny právny vzťah medzi účastníkmi vznikol na základe <span class="highlight-substring">Zmluvy</span> o úvere č. 4240224 uzatvorenej
dňa 14.10.2004 (ďalej len „<span class="highlight-substring">Zmluva</span> o úvere“), ktorú povinný riadne a včas neplnil. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/95f8d2fe-0629-4968-b99d-9ab5e41c033c%3Adbbe8d2d-46ca-42d9-b84e-e8eb0bdaf995" target="_blank" class="result-ref">5CoE/220/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%A1n+Slebodn%C3%ADk" class="judge-link" title="JUDr. Ján Slebodník">JUDr. Ján Slebodník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa vnútroštátneho práva, v
zmysle § 54 ods. 1 prvá veta OZ, sa zmluvné podmienky upravené <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, nemôžu
odchýliť v neprospech spotrebiteľa od ustanovení OZ o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6037d3c9-56fe-48e8-b962-50a530db25a4%3A236e140b-e50b-4b23-a29a-a2c11c1f752a" target="_blank" class="result-ref">39C/190/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Bergerov%C3%A1" class="judge-link" title="JUDr. Daniela Bergerová">JUDr. Daniela Bergerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobcovi pri poskytovaní úverov prostredníctvom
konzultantov/obchodných zástupcov vznikajú náklady, ktoré boli už pri uzavretí <span class="highlight-substring">zmluvy</span> zahrnuté ako
náklady úveru a žalovaný bol s nimi oboznámený pred uzavretím <span class="highlight-substring">zmluvy</span>, čo potvrdil svojim podpisom
na zákazníckej karte údajov a <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a9525180-a095-4906-a6a3-11a312760a83%3Ad4139cf5-7559-464b-b142-f8f3d732dbc0" target="_blank" class="result-ref">10Er/1015/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Kalaf%C3%BAs" class="judge-link" title="JUDr. Peter Kalafús">JUDr. Peter Kalafús</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…OZ (v tomto prípade bola <span class="highlight-substring">zmluva</span> formálne uzatvorená za účelom výkonu povolania povinného,
preto nejde konkrétne o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, ale o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> vo všeobecnosti).

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bdee597a-3688-4de8-8075-56b75d3eb3fe%3A20b6a1e4-c311-42e7-a50f-1ad6326353af" target="_blank" class="result-ref">36Cb/311/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Bielikov%C3%A1" class="judge-link" title="JUDr. Alena Bieliková">JUDr. Alena Bieliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A3082614 a <span class="highlight-substring">Zmluvu</span> č. A3082567, a dňa 02.05.2003 <span class="highlight-substring">Zmluvu</span> č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bed4f726-22ea-47df-9da8-83eab7c3c06e%3Ae92ba5dc-c2d5-4115-a4a5-b5a28c9edd67" target="_blank" class="result-ref">13Er/306/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">27.01.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Martina+N%C3%B4tov%C3%A1" class="judge-link" title="Martina Nôtová">Martina Nôtová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Aj napriek označeniu <span class="highlight-substring">zmluvy</span> v jej záhlaví v znení, že ide o <span class="highlight-substring">zmluvu</span> „uzavretú v zmysle § 497 a nasl.
…</div>
                  </div>
          </div>
  
  
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