@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
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.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,122</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8d670935-cd2d-49ef-8839-b5ab05fc0fd6%3A3eef1cf3-9166-4709-b381-a21d009d910b" target="_blank" class="result-ref">10C/408/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Mari%C3%A1n+Hatala" class="judge-link" title="Mgr. Marián Hatala">Mgr. Marián Hatala</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Znalecký posudok č. 1/2013 rieši otázku rozhodcovského konania v <span class="highlight-substring">spotrebiteľských</span> sporoch v práve
Európskej únie. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7de57a19-0437-4432-9ba6-46cf470519bb%3Aded85a42-bf75-419f-afa5-e2e9a5079318" target="_blank" class="result-ref">11RO/705/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Platobný rozkaz</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+Adamkovov%C3%A1" class="judge-link" title="Mgr. Katarína Adamkovová">Mgr. Katarína Adamkovová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Ak sa uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a odporcom je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky ( § 172 ods. 9 O.s.p. ).

…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/58ae0826-651e-41bb-b236-ba7cacf4c9ae%3Aa3dda481-dea4-4a79-ad91-818cf7b8c4bc" target="_blank" class="result-ref">19Cb/109/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">22.08.2014</span>
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                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Brniakov%C3%A1" class="judge-link" title="JUDr. Martina Brniaková">JUDr. Martina Brniaková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…A4968967 z 6.4.2010, <span class="highlight-substring">Zmluvu</span> č. A4969029 z 6.4.2010 a
<span class="highlight-substring">Zmluvu</span> č. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b4a6b8c8-66b6-41e8-a85e-bdfeb3f84633%3A6f9c87a6-de71-4f6a-8609-c7d6832be821" target="_blank" class="result-ref">20C/72/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marek+Buj%C5%88%C3%A1k" class="judge-link" title="JUDr. Marek Bujňák">JUDr. Marek Bujňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka v znení účinnom v čase uzatvorenia <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b0a04f30-37fe-41a1-84c4-a68c907182e3%3A544ed556-a85b-4d4f-a635-802dbbd362b4" target="_blank" class="result-ref">27C/520/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Sopkov%C3%A1" class="judge-link" title="JUDr. Iveta Sopková">JUDr. Iveta Sopková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľská</span> <span class="highlight-substring">zmluva</span> pritom nie je samostatný typ <span class="highlight-substring">zmluvy</span>, ale ide o druh <span class="highlight-substring">zmluvy</span>, pre ktorú
právne predpisy (nielen Občiansky zákonník) stanovujú osobitné podmienky a určujú jej náležitosti.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b2172686-031d-41aa-bc3b-b309936ffa03%3A8d4676ec-a3f9-4d2d-bad0-d26ace6632e8" target="_blank" class="result-ref">5CoE/129/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+Minks" class="judge-link" title="JUDr. Boris Minks">JUDr. Boris Minks</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Právnym základom ochrany spotrebiteľa a <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> je článok 153 <span class="highlight-substring">Zmluvy</span> o založení
Európskej únie, ktorý sa po vstupe Slovenskej republiky aplikuje aj na našom území a smernica Rady
č. 93/13/EHS z 5. apríla 1993 o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dd365016-baaf-4ca0-9925-4c4c1d5fdc1c%3A5f56f1b4-ce87-49d7-9cb9-92ba348300d7" target="_blank" class="result-ref">14C/226/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Jakubov%C3%A1" class="judge-link" title="JUDr. Monika Jakubová">JUDr. Monika Jakubová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na skutočnosť, že uplatnený nárok je plnením zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> (konkrétne zo <span class="highlight-substring">zmluvy</span>
o preprave osôb, v ktorej jedným zo zmluvných strán je spotrebiteľ), premlčuje sa nárok na peňažné



plnenie (z uvedeného zmluvného vzťahu) za jeden rok v zmysle ust. § 108 Občianskeho zákonníka.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9cd9061b-72a0-41e0-b5e9-487e68f04f75%3A0c09b76b-66e1-419f-a6c1-6cdc0c2da80c" target="_blank" class="result-ref">5C/120/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Juraj+Sz%C3%B6k%C3%B6l" class="judge-link" title="JUDr. Juraj Szököl">JUDr. Juraj Szököl</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 odsek 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e113abc6-1757-45ee-8c76-77321f2e5058%3Aac891b49-fc35-4c5e-bbaf-ad6225ef8858" target="_blank" class="result-ref">8C/90/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislav+Vojtko" class="judge-link" title="JUDr. Stanislav Vojtko">JUDr. Stanislav Vojtko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na vylúčenie akýchkoľvek pochybností sa zmluvné
strany  vyslovene dohodli, že lízingová <span class="highlight-substring">zmluva</span> nie je nájomnou <span class="highlight-substring">zmluvou</span>, ani <span class="highlight-substring">zmluvou</span> o kúpe prenajatej
veci. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d59f5185-8918-499d-a1e0-7296d933bf36%3A374c8e42-d0aa-4751-b10c-c38a65daf24f" target="_blank" class="result-ref">5CoE/174/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+Pribula" class="judge-link" title="JUDr. Vladimír Pribula">JUDr. Vladimír Pribula</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Majetkové spory vznikajú najčastejšie z rôznych typov <span class="highlight-substring">zmlúv</span>, medzi iným i zo <span class="highlight-substring">zmlúv</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f5c2f3e9-1573-46b7-a0a3-a94d06261ed1%3A2935cab2-bb6e-4f0a-bfb2-87dbfcecab8b" target="_blank" class="result-ref">4C/281/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+S%C3%BDkorov%C3%A1" class="judge-link" title="JUDr. Iveta Sýkorová">JUDr. Iveta Sýkorová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…úverovej <span class="highlight-substring">zmluvy</span> odstúpil od <span class="highlight-substring">zmluvy</span> o  stavebnom úvere č. 1663988501 a požadoval
okamžité vrátenie poskytnutých úverových prostriedkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cdb5dea7-19ac-40ff-9951-54179a3f69cf%3A8ebf4b2a-d1d0-4207-8d03-2520c207fb28" target="_blank" class="result-ref">27C/81/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Sopkov%C3%A1" class="judge-link" title="JUDr. Iveta Sopková">JUDr. Iveta Sopková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 a 2 zákona  o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať
písomnú formu, inak je neplatná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9300afc8-fa0d-42ef-a739-1ea32e0bf1c6%3A7ba16dfe-4778-4781-9d7a-b852d553c74a" target="_blank" class="result-ref">5C/99/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Juraj+Sz%C3%B6k%C3%B6l" class="judge-link" title="JUDr. Juraj Szököl">JUDr. Juraj Szököl</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvu</span> o splátkovom úvere uzavretú Slovenskou sporiteľňou a.s. žalovanou 25.01.2007 je súčasne
potrebné   hodnotiť ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e23d3827-2ca4-44b0-a2a3-26e9f35e1ad6%3A4dabe4c1-6cfd-482d-97bc-aeb38cfbeaba" target="_blank" class="result-ref">25Sp/24/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%A1n+%C5%A0kvarka" class="judge-link" title="JUDr. Ján Škvarka">JUDr. Ján Škvarka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neplatná bola
potom aj <span class="highlight-substring">zmluva</span> o zriadení záložného práva č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d253ba09-97ba-4e42-ab8d-186caaedea7d%3A0aca77ed-ff5e-4c74-b6f8-3d96c409a1fc" target="_blank" class="result-ref">9C/88/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+J%C3%A1no%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jarmila Jánošová">JUDr. Jarmila Jánošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, pričom prijatie návrhu na uzavretie <span class="highlight-substring">zmluvy</span>
musí byť obsahovo totožné s návrhom, aby došlo k vzniku dvojstranného právneho úkonu <span class="highlight-substring">zmluvy</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cb107781-24a1-41d7-9f31-e6d9de4b2fba%3Ae0986555-e2a8-4f54-9e97-963325e46dd2" target="_blank" class="result-ref">7C/183/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov n/T</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Meln%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Martina Melníková">JUDr. Martina Melníková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné
podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fc0210d9-1e9d-463c-ac94-30991868f09b%3A520a6a12-2f7b-477f-ad86-d2e8a0f9002a" target="_blank" class="result-ref">27C/67/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Sopkov%C3%A1" class="judge-link" title="JUDr. Iveta Sopková">JUDr. Iveta Sopková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neoddeliteľnou súčasťou <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
boli i Všeobecné obchodné podmienky CETELEM SLOVENSKO, a.s. k <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere a <span class="highlight-substring">zmluve</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty, ktoré majú charakter
formuláru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e151e5ba-dc2d-4ab7-b47c-f10dbeaf44d6%3Aa16865cb-45ae-42de-9dc5-6edbffd23ade" target="_blank" class="result-ref">8C/41/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislav+Vojtko" class="judge-link" title="JUDr. Stanislav Vojtko">JUDr. Stanislav Vojtko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXX/XXXX Z.z. na účely tohto zákona sa <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
rozumie <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa
zaväzuje poskytnuté peňažné prostriedky vrátiť a uhradiť celkové náklady spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d527f1e9-7fcb-4eb4-9747-748454a69dbc%3Abbe4a277-5932-4715-9e34-fb4445e15bca" target="_blank" class="result-ref">5CoE/182/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+Pribula" class="judge-link" title="JUDr. Vladimír Pribula">JUDr. Vladimír Pribula</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z uvedených dôvodov
súd prvého stupňa správne posúdil povinného ako spotrebiteľa, oprávneného ako dodávateľa, úverovú
<span class="highlight-substring">zmluvu</span> ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> a správne aplikoval ustanovenia zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d2f97ac6-1d2b-4c0b-976f-89017bc61dfd%3A5405c5aa-6516-4e4b-9b41-4bdddc0b3118" target="_blank" class="result-ref">1C/150/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">22.08.2014</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Gargulov%C3%A1" class="judge-link" title="JUDr. Jana Gargulová">JUDr. Jana Gargulová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V danom prípade ide o spor z uzavretej <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> - o <span class="highlight-substring">spotrebiteľskom</span> úvere, ktorý smeruje
voči spotrebiteľovi s bydliskom na území Českej republiky, kde sa dlhodobo zdržiava.

…</div>
                  </div>
          </div>
  
  
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