@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
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.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
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        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,161</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bc3a07e3-dc52-4677-8ddb-d6db4e8e4faa%3Ab84145f2-de64-410a-8768-b84e243f07a5" target="_blank" class="result-ref">5Csp/3/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Ba%C5%A1tov%C3%A1" class="judge-link" title="JUDr. Lucia Baštová">JUDr. Lucia Baštová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe <span class="highlight-substring">zmluvy</span> o ČSOB <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e13eeb5f-29f0-412c-9b40-45914bba7b2c%3A7770054b-586d-4bbb-84a8-f2a713eb00d8" target="_blank" class="result-ref">16C/714/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDudmila+Jan%C4%8Dovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Ľudmila Jančovičová">JUDr. Ľudmila Jančovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dotknutá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je síce uzavretá platne, avšak neobsahuje všetky zákonom
ustanovené podstatné náležitosti <span class="highlight-substring">spotrebiteľskej</span> úverovej <span class="highlight-substring">zmluvy</span>, pričom absencia čo i len jednej takej
náležitosti sankcionuje <span class="highlight-substring">zmluvu</span> a teda veriteľa tým, že poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver sa považuje za
bezúročný a bez poplatkov. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e4b878c0-bdbb-44fb-bd5c-0df16d18f602%3Ac08e4492-4de3-42ce-ae9a-1a7a9f21909b" target="_blank" class="result-ref">21Csp/69/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Kristina+Glezgov%C3%A1" class="judge-link" title="JUDr. Kristina Glezgová">JUDr. Kristina Glezgová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…OZ a zároveň <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č.
129/2010 Z.z. v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span>.

22. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e471ed5c-9cba-4639-b3d3-34dc25966164%3A3ed34120-6e85-43f0-b90e-335d7ac5b76a" target="_blank" class="result-ref">7Co/219/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Kotr%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Jana Kotrčová">JUDr. Jana Kotrčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd skúmal, či <span class="highlight-substring">zmluva</span> obsahuje všetky náležitosti v zmysle § 9 ods. 2 zákona č. 129/2010
Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a dospel k záveru, že <span class="highlight-substring">zmluva</span> neobsahuje podstatnú náležitosť podľa §
9 ods. 2  písm. f) a síce dobu trvania <span class="highlight-substring">zmluvy</span> o spotrebitelˇskom u´vere a termi´n konecˇnej splatnosti
spotrebitelˇske´ho u´veru, na podklade čoho konštatoval beúročnosť a bezpoplatkovosť úverovej <span class="highlight-substring">zmluvy</span>
podľa § 11 ods. 1 pi´sm. b) zákona č. 129/2010 Z.z. v platnom znení. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ffc8f75d-abf2-4b08-916a-f50282cbd4ef%3Afbb07ab3-924a-46f1-a961-3cda4d99c47d" target="_blank" class="result-ref">5C/210/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Lajo%C5%A1" class="judge-link" title="JUDr. Roman Lajoš">JUDr. Roman Lajoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> túto <span class="highlight-substring">zmluvu</span> súd ex offo podrobil kontrole, či obsahuje všetky
zákonné náležitosti vyžadované právnou úpravou v čase uzavretia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/eab2cf69-2e51-42ea-8eb8-0b60842707c5%3Aa5bb4c67-85f5-4b66-9589-9228a0a99c18" target="_blank" class="result-ref">7Csp/137/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+D%C3%BAbravkov%C3%A1" class="judge-link" title="JUDr. Gabriela Dúbravková">JUDr. Gabriela Dúbravková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
31. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fe968c02-0b54-44b6-97c8-2cb9d44273bd%3Af01e931f-bcac-4428-b69f-34d93529d211" target="_blank" class="result-ref">11Csp/40/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+%C4%8Cervenkov%C3%A1" class="judge-link" title="JUDr. Katarína Červenková">JUDr. Katarína Červenková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bc39f41f-7e5d-4a53-9f9d-d03943e54ce6%3A8d98c6e5-de88-4739-b5cb-52d4ec5d7d60" target="_blank" class="result-ref">19Co/155/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">15.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Be%C3%A1ta+%C4%8Cupkov%C3%A1" class="judge-link" title="JUDr. Beáta Čupková">JUDr. Beáta Čupková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí obsahovať dobu trvania <span class="highlight-substring">zmluvy</span> a termín
konečnej splatnosti <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/08cd77d3-aed6-4ddd-90aa-7a4641211edc%3Ab36ef32a-9bc6-4711-8c6b-45b298c2d24b" target="_blank" class="result-ref">11Co/63/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Zo%C4%BE%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Viera Zoľáková">JUDr. Viera Zoľáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Postupca uzatvoril so žalovaným 18.10.2013 <span class="highlight-substring">Zmluvu</span> č. XXXXXXXXXR (ďalej
len „<span class="highlight-substring">Zmluva</span>“), ktorej súčasťou sú všeobecné obchodné podmienky postupcu (ďalej len „VOP“), na
základe ktorej poskytol žalovanému peňažné prostriedky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/119e34a6-7ed4-44e7-bc5c-5796f532b881%3A09b28e96-566a-4b3d-94c2-e964068e8b15" target="_blank" class="result-ref">8Csp/18/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ant%C3%B3nia+Salayov%C3%A1" class="judge-link" title="JUDr. Antónia Salayová">JUDr. Antónia Salayová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…S poukazom na ust. § 52 Obč. zák. ide o <span class="highlight-substring">spotrebiteľský</span> vzťah, <span class="highlight-substring">spotrebiteľskú</span>
<span class="highlight-substring">zmluvu</span> medzi dodávateľom a spotrebiteľkou. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2a4e8e3f-56c1-490c-ae4d-11989973ff3c%3A9e9ba2ec-4dd7-4c06-aa87-83dcf9cc882e" target="_blank" class="result-ref">15Csp/49/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Slebodn%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Iveta Slebodníková">JUDr. Iveta Slebodníková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak je podmienkou na získanie <span class="highlight-substring">spotrebiteľského</span> úveru za ponúkaných podmienok aj uzavretie
poistnej <span class="highlight-substring">zmluvy</span> súvisiacej so <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, a ak náklady súvisiace s touto poistnou
<span class="highlight-substring">zmluvou</span> nemožno určiť vopred, uvedie sa v reklame zrozumiteľne, stručne a zreteľne aj informácia
o povinnosti uzavrieť aj poistnú <span class="highlight-substring">zmluvu</span>.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/46f49cff-7575-427c-bb74-654a96746dea%3A49d05c9c-dd88-4079-833f-b5387fe49feb" target="_blank" class="result-ref">14Co/29/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Majern%C3%ADk" class="judge-link" title="JUDr. Milan Majerník">JUDr. Milan Majerník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na takto zistený skutkový stav súd prvej inštancie aplikoval ustanovenia § 497, § 503 ods. 1, 2 a 3
Obchodného zákonníka, § 1 ods.2, § 2 písm. a), b) a d), § 9 ods. 2 písm. k) zákona č. 129/2010 Z.z. o
<span class="highlight-substring">spotrebiteľských</span> úveroch, § 52 ods.1, 3, 4, § 53 ods. 9, § 565, § 517 ods. 1, 2 Občianskeho zákonníka,
§ 3 ods. 1 nariadenia vlády SR č. 87/1995 Z.z. a dospel k záveru, že medzi stranami sporu došlo
k uzatvoreniu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> o úvere, ktorá obsahovala všetky podstatné náležitosti citované
zákonom o <span class="highlight-substring">spotrebiteľských</span> úveroch, účinného v čase uzatvorenia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/113a65c1-ce58-4146-b94f-33f8aee00a18%3A263e7e49-6582-4cc4-82b8-6ba9da3fe315" target="_blank" class="result-ref">4Csp/229/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Dar%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Andrea Daráková">JUDr. Andrea Daráková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP „<span class="highlight-substring">Spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.“

17. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/101432c9-bbbc-479b-9aa8-03d793fb2c31%3A046c6cc3-fcf8-4b57-99c5-840e75c36f6a" target="_blank" class="result-ref">6C/606/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Ondrej%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Katarína Ondrejáková">JUDr. Katarína Ondrejáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd podrobil spornú <span class="highlight-substring">zmluvu</span> súdnej kontrole a vykonaním dokazovania dospel k záveru, že <span class="highlight-substring">zmluva</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere neobsahuje všetky náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere tak, ako tieto
určuje ustanovenie § 4 ods. 2 zákona č. 528/2001 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch.

27. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/00b88424-16a9-4233-8d8e-890f29d15635%3A007920c5-f75a-462b-a451-9f5cd2449e08" target="_blank" class="result-ref">10Csp/85/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Ni%C5%BE%C5%88ansk%C3%A1" class="judge-link" title="JUDr. Oľga Nižňanská">JUDr. Oľga Nižňanská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1 OZ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

20. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/073411ea-743f-4bb3-9187-9bfd66c394f1%3A7bb6c8c5-5038-4668-977c-5479dfc42ec9" target="_blank" class="result-ref">12Csp/72/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rožňava</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ant%C3%B3nia+Svi%C4%8Dinov%C3%A1" class="judge-link" title="JUDr. Antónia Svičinová">JUDr. Antónia Svičinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 52 ods. 1 - 4 zákona č. 40/1964 občiansky zákonník, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je
každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/203b5c1f-22d3-4867-a6a8-f257a94c9029%3A3f00cb7c-ac2f-45fa-a1eb-26fae7ed0820" target="_blank" class="result-ref">21Csp/10/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Pavel+I%C5%A1t%C3%B3k" class="judge-link" title="Mgr. Pavel Ištók">Mgr. Pavel Ištók</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/15538712-9c09-46dc-892c-c91ae50d92f4%3Adfd70ac3-4bac-4015-b0af-8de279d0b191" target="_blank" class="result-ref">5C/12/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Bo%C5%BEena+Csibr%C3%A1nyiov%C3%A1" class="judge-link" title="Mgr. Božena Csibrányiová">Mgr. Božena Csibrányiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…A s
prihliadnutím na cit. ustanovenia    Občianskeho zákonníka je potrebné úverovú <span class="highlight-substring">zmluvu</span> posudzovať aj
ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/36d34053-4789-4ace-b6f0-99ca319802b5%3A64407736-cf1c-4572-bf1e-c1d4a42fd284" target="_blank" class="result-ref">13Csp/76/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Považská Bystrica</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+Gabriela+Sopkov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Ing. Gabriela Sopková, PhD.">JUDr. Ing. Gabriela Sopková, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom ku skutočnosti, že <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2a7fb109-7160-411f-993e-6f4014a1d30e%3A972d3199-ac01-47ca-b463-ef8145a41a36" target="_blank" class="result-ref">18Ek/1479/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">16.01.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Holecov%C3%A1" class="judge-link" title="JUDr. Martina Holecová">JUDr. Martina Holecová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom ku dňu uzavretia
dotknutých <span class="highlight-substring">zmlúv</span> (ďalej len „Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

15. …</div>
                  </div>
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