@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
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.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
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.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
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.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
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.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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<div class="sidebar">
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<div class="search-hero">
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        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,929</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62db2283-0c98-4cf2-95a6-98d7d64a4a85%3A214f76ca-3a2d-4a79-9a81-48ae0e0482ac" target="_blank" class="result-ref">10Csp/178/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Edita+Pavkov%C3%A1" class="judge-link" title="JUDr. Edita Pavková">JUDr. Edita Pavková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Základnú charakteristiku
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> upravuje Občiansky zákonník v ust. § 52. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6dcb7979-fbd6-46cf-be64-50d018973044%3Ae87f62ca-5da9-4d3b-9c63-d27615f3ec21" target="_blank" class="result-ref">10Csp/153/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Giba%C4%BEov%C3%A1" class="judge-link" title="JUDr. Janka Gibaľová">JUDr. Janka Gibaľová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je nepochybné, že <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uzavretá medzi stranami sporu dňa 10.12.2015,
je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/501e1367-4a65-4bc7-bfc4-d22d2618ab36%3Adc78289b-eec5-45ed-9050-d3bf2228e8fc" target="_blank" class="result-ref">4ECdo/2/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+%C4%BDal%C3%ADk" class="judge-link" title="JUDr. Milan Ľalík">JUDr. Milan Ľalík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej poukázal na to, že uzavretá <span class="highlight-substring">zmluva</span> o
úvere bola typovou <span class="highlight-substring">zmluvou</span>, ktorej obsah povinná nemala možnosť meniť. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/73f3a3cc-2eca-4756-aace-6cc15d436700%3Ac1dd0355-16d3-45a9-975e-f69328e0f4ad" target="_blank" class="result-ref">14C/69/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava I</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Tulejov%C3%A1" class="judge-link" title="JUDr. Eva Tulejová">JUDr. Eva Tulejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak je žalovaným zo zmenky
ten, koho zaviazanosť zo zmenky vznikla  v súvislosti so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, možno majiteľovi robiť
námietky, ktoré sa  zakladajú na jeho vlastných vzťahoch k vystaviteľovi alebo k predošlým majiteľom
vždy.
13.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/66379c64-36f5-4858-a157-d71ed1941d0c%3A75c8f894-9638-47b3-8f6a-37adc443e100" target="_blank" class="result-ref">18Csp/95/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Janette+N%C3%B4tov%C3%A1" class="judge-link" title="Mgr. Janette Nôtová">Mgr. Janette Nôtová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Sporové strany uzavreli <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere dňa 26. 10. 2015. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/59635e06-aab5-48fe-9416-3aae32265437%3Ae88fc842-cb45-44ea-b7fd-3d5bc987cf83" target="_blank" class="result-ref">39Csp/56/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivana+Hauerlandov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Ivana Hauerlandová, PhD.">JUDr. Ivana Hauerlandová, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 Zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať
písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8f71562d-dd14-4f6b-af1c-7a74e8b1b822%3A6d20195b-1780-4441-bd0d-b696c8c55880" target="_blank" class="result-ref">26CoCsp/40/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Slov%C3%A1%C4%8Dekov%C3%A1" class="judge-link" title="JUDr. Katarína Slováčeková">JUDr. Katarína Slováčeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vecne dôvodil,
že  žalobca sa návrhom domáhal nariadenia neodkladného opatrenia z dôvodu, že medzi žalobcom ako
dlžníkom a spoločnosťou OTP banka Slovensko, a.s. ako pôvodným veriteľom došlo dňa 18. augusta
2014 k uzatvoreniu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere označenej ako <span class="highlight-substring">zmluva</span> o poistenom OTP REFINANC
EXPRES č. 060/3003/14SU, predmetom ktorej bolo poskytnutie <span class="highlight-substring">spotrebiteľského</span> úveru zo strany OTP
banka Slovensko, a.s. v prospech žalobcu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5e6fee9f-145b-436b-a169-6b31379f5562%3Ac2633974-8b47-4747-9040-9ae7d3bfa9ef" target="_blank" class="result-ref">15Csp/136/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ivana+Heinrichov%C3%A1" class="judge-link" title="Mgr. Ivana Heinrichová">Mgr. Ivana Heinrichová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právne formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8704452c-6559-4dae-948e-2ab8a82305b7%3Afe2de130-9217-41d7-bb22-18bdd756b8ce" target="_blank" class="result-ref">39Csp/50/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivana+Hauerlandov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Ivana Hauerlandová, PhD.">JUDr. Ivana Hauerlandová, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 Zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať
písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/57747096-88f0-4cb8-bf73-00159020bd83%3A49dfd9ba-a86f-4fe3-8a73-3b013651211a" target="_blank" class="result-ref">16Csp/204/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Daniela+Prist%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Daniela Pristášová">Mgr. Daniela Pristášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/813f985c-d1bc-49d1-8835-ef15879d91c1%3Aae3422b3-a6fb-4aeb-83c0-701b138cc458" target="_blank" class="result-ref">6Co/256/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JY</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Yvetta+Dzugasov%C3%A1" class="judge-link" title="JUDr. Yvetta Dzugasová">JUDr. Yvetta Dzugasová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe vykonaného dokazovania mal súd preukázané, že medzi stranami sporu bola dňa
29.01.2014 uzavretá <span class="highlight-substring">Zmluva</span> o ČSOB <span class="highlight-substring">spotrebiteľskom</span> úvere č. 006457813R (ďalej „<span class="highlight-substring">Zmluva</span>"), ktorou
žalobca poskytol žalovanému sumu 4.350,00 Eur. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6974c273-16c1-4365-9748-ad9694f6d031%3Ac4f54704-a915-48d2-b3d0-7256d1fdaa96" target="_blank" class="result-ref">27CoCsp/17/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubica+Bajzov%C3%A1" class="judge-link" title="JUDr. Ľubica Bajzová">JUDr. Ľubica Bajzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…. §180 CSP, § 497, § 261 ods. 3 písm. d/ Obchodného zákonníka, § 1
ods. 2, § 2 písm. d/, § 9 ods. 1, ods. 2, § 11 ods. 1 zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch,
§ 52 ods. 1, ods. 3, ods. 4, § 53 ods. 9, § 517 ods. 1, ods. 2 Občianskeho zákonníka, § 3 nariadenia
vlády SR č. 87/1995 Z. z., posúdil vzťah medzi žalobcom a žalovanou, majúci pôvod                    v <span class="highlight-substring">zmluve</span>
o úvere, ako <span class="highlight-substring">spotrebiteľský</span>, podriadený normám <span class="highlight-substring">spotrebiteľského</span> práva a tiež zákonu č. 129/2010 Z.z.
o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení neskorších predpisov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9727eebd-6941-4f37-84f0-a666f5ea5dae%3A8271fab1-d0b9-4c7d-82d3-a83cd481269b" target="_blank" class="result-ref">26CoCsp/3/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Slov%C3%A1%C4%8Dekov%C3%A1" class="judge-link" title="JUDr. Katarína Slováčeková">JUDr. Katarína Slováčeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je dôležité poukázať na to, že uzatváranie <span class="highlight-substring">zmluvy</span> o úvere je proces, v ktorom
podáva klient banke návrh na uzavretie <span class="highlight-substring">zmluvy</span>, následne banka vyhodnotí, či návrh na uzavretie <span class="highlight-substring">zmluvy</span>
o úvere prijme alebo odmietne. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/72f6d0b2-e701-418f-9e38-c0fa1f14f97d%3A5a473f45-b6cc-4df8-a97b-0d4b4ff22af4" target="_blank" class="result-ref">6Co/48/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Podhorcov%C3%A1" class="judge-link" title="JUDr. Dagmar Podhorcová">JUDr. Dagmar Podhorcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu
odôvodnil tým, že právny predchodca žalobcu uzavrel so žalovanou dňa 27.03.2015 <span class="highlight-substring">zmluvu</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9022b1f4-3242-4b0d-b0fb-dcdd8d377946%3Aa8735946-9e66-42bc-83ba-c0f7c613fc96" target="_blank" class="result-ref">2Co/122/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mariana+Mur%C3%A1nska" class="judge-link" title="JUDr. Mariana Muránska">JUDr. Mariana Muránska</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka v znení platnom k 20.12.2005, <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span>
sú kúpna <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej časti tohto zákona a
<span class="highlight-substring">zmluva</span> podľa § 55, ak zmluvnými stranami sú na jednej strane dodávateľ a na druhej strane spotrebiteľ,
ktorý nemohol individuálne ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie
<span class="highlight-substring">zmluvy</span>.

9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5eeadf77-cd4c-4034-bd6a-f49598e2cd92%3A5f070f2f-12f6-4f4c-9b9d-14752f95be33" target="_blank" class="result-ref">13Co/123/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ama+Odalo%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Ama Odalošová">JUDr. Ama Odalošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pokiaľ ich obsahujú, <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> sa považuje za bezúročnú a bez
poplatkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/88b2291a-1cee-435e-8449-dd7eea261e2f%3A7b5ea2ff-c653-4d37-be1b-be1a3f15a021" target="_blank" class="result-ref">61Csp/58/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDudmila+Jan%C4%8Dovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Ľudmila Jančovičová">JUDr. Ľudmila Jančovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 526 ods. 2 OZ ak postúpenie pohľadávky oznámi dlžníkovi postupca, nie je dlžník oprávnený
sa dožadovať preukázania <span class="highlight-substring">zmluvy</span> o postúpení.
15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8661c7ee-6587-4bb5-b842-b2c2fb38b269%3A25ba3420-9164-4c30-9ed5-61fa82b5c974" target="_blank" class="result-ref">3Co/105/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Angelika+Sopoligov%C3%A1" class="judge-link" title="Mgr. Angelika Sopoligová">Mgr. Angelika Sopoligová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dodatkom k <span class="highlight-substring">zmluve</span>
131 eur, 2. Dodatkom k <span class="highlight-substring">zmluve</span> 419,50 eur, 3. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/63276548-8bf9-469d-b458-bbe03c71318c%3Adae7297e-863d-4131-a516-f2eba492565c" target="_blank" class="result-ref">16Csp/201/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Daniela+Prist%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Daniela Pristášová">Mgr. Daniela Pristášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zároveň uzavreli Dodatok k tejto <span class="highlight-substring">zmluve</span>, na základe Dodatku bol žalovanému
odpredaný mobilný telefón zn. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/57a56009-2ee5-470a-8ec7-267332588ba3%3A3535b5e8-f943-4eec-83f8-4a849b1cbe5a" target="_blank" class="result-ref">4Co/73/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">27.05.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ingrid+Degmov%C3%A1+Posp%C3%AD%C5%A1ilov%C3%A1" class="judge-link" title="Mgr. Ingrid Degmová Pospíšilová">Mgr. Ingrid Degmová Pospíšilová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o úvere patrí
k tzv. absolútnym obchodným vzťahom (§ 261 ods. 3 písm. d/ Obchodného zákonníka), z ktorého
dôvodu sa otázky neupravené osobitným zákonom riadia príslušnými ustanoveniami Obchodného
zákonníka, a keďže ide o <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span>, aj ustanoveniami Občianskeho zákonníka, upravujúcimi
<span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
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