@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,838</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b4e63cb5-0a0b-40e8-a21f-db129ba3175a%3Afa225434-638b-40d4-adb6-1dd6282a9dfe" target="_blank" class="result-ref">10Csp/76/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Purgat+Martinusov%C3%A1" class="judge-link" title="JUDr. Alena Purgat Martinusová">JUDr. Alena Purgat Martinusová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzavretím poistnej <span class="highlight-substring">zmluvy</span> žalovaným ako fyzickou osobou spotrebiteľom, vznikol medzi sporovými
stranami na základe <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> občianskoprávny záväzkový vzťah. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d7d4dad9-0fdb-4041-8662-3bfba7883be4%3A92b2248d-8a6c-4463-9f77-01fd8e437d94" target="_blank" class="result-ref">1Csp/9/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Keselicov%C3%A1" class="judge-link" title="JUDr. Jana Keselicová">JUDr. Jana Keselicová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné
podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

17. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/97c845fb-dac3-4aec-b28a-540d2b0a9155%3Acd756497-e555-4693-a7e8-b96894d5aa52" target="_blank" class="result-ref">13Co/136/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ama+Odalo%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Ama Odalošová">JUDr. Ama Odalošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Úverová <span class="highlight-substring">zmluva</span>
vykazuje aj znaky <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ed3f2297-e043-4bf9-8d53-f58a685ad0e0%3Aa0ca1c24-9fc6-48cd-99ae-44bca465136a" target="_blank" class="result-ref">7Csp/23/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Meln%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Martina Melníková">JUDr. Martina Melníková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nepochybne <span class="highlight-substring">zmluva</span> uzavretá medzi stranami sporu je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52 a nasl.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fa969e1f-b8ea-4c8e-ac62-1542238d17c3%3Af65a5743-ca5a-4413-8806-36fd1aca4600" target="_blank" class="result-ref">7Csp/166/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Darina+Puklu%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Darina Puklušová">JUDr. Darina Puklušová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V žalobe uviedol, že na základe <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e60bde0c-d194-41db-8aa7-03b6ca888769%3A6fec56b4-c589-41ea-8831-5617578c4aaf" target="_blank" class="result-ref">10Co/100/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michaela+Frimmelov%C3%A1" class="judge-link" title="JUDr. Michaela Frimmelová">JUDr. Michaela Frimmelová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Následne správne právne posúdil, že pri uzatváraní <span class="highlight-substring">zmluvy</span> o úvere zo dňa 15.03.2012 bol pôvodný
žalobca v postavení dodávateľa a žalovaná v postavení spotrebiteľa, a že táto medzi nimi uzavretá
<span class="highlight-substring">zmluva</span> je preto <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>, v posudzovanej veci <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v
zmysle zákona č. 129/2010 Z.z.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fbcfb06f-1c7b-4787-8894-96db8adf168a%3A1f42af57-8724-417e-b08a-74bf94828e57" target="_blank" class="result-ref">23Co/100/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Milo%C5%A1+Kolek" class="judge-link" title="Mgr. Miloš Kolek">Mgr. Miloš Kolek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Poukázal
na to, že žalobca slobodne a vážne uzatvoril s právnym predchodcom žalovaného <span class="highlight-substring">zmluvu</span> o úvere, ktorú
neplnil. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f4cf6c15-2ff4-4e11-8a08-66017482ffe6%3A0f66616e-0376-4223-8970-3ea8e2b92f2f" target="_blank" class="result-ref">4Co/88/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Milo%C5%A1+Kolek" class="judge-link" title="Mgr. Miloš Kolek">Mgr. Miloš Kolek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca má v postavení spotrebiteľa zákonné právo na ochranu
pred neprijateľnými podmienkami v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>. Súd uviedol, že predovšetkým skúmal
platnosť a obsahové náležitosti úverových <span class="highlight-substring">zmlúv</span> a dospel k záveru, že <span class="highlight-substring">zmluva</span> o úvere uzavretá medzi
stranami neobsahuje uvedenie predpokladov pre výpočet RPMN, a preto je bezúročná a bezpoplatková.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c37c4021-0a78-4756-9efc-e9892601dabb%3Ad4933c58-ab31-46be-97fc-f258a00b7c35" target="_blank" class="result-ref">27Csp/110/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Vidov%C3%A1" class="judge-link" title="JUDr. Alena Vidová">JUDr. Alena Vidová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> má zároveň charakter <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>
podľa § 52 ods. 1 Občianskeho zákonníka, keďže právny predchodca žalobcu ju uzatváral v rámci svojej
podnikateľskej činnosti a žalovaná je v nej identifikovaná ako fyzická osoba - nepodnikateľ, zo <span class="highlight-substring">zmluvy</span>
nevyplýva opak a žalobca opak v konaní ani netvrdil.
7.3 Na základe <span class="highlight-substring">zmluvy</span> o poskytovaní verejných služieb právny predchodca žalobcu poskytoval žalovanej
telekomunikačné služby. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b611f035-3ec2-416a-b742-65e62767df76%3Af316ff64-f4a0-4c20-99b5-8cab1cd24792" target="_blank" class="result-ref">8Csp/109/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Magdal%C3%A9na+Bal%C3%A1%C5%BEov%C3%A1" class="judge-link" title="JUDr. Magdaléna Balážová">JUDr. Magdaléna Balážová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/add5d118-0188-4a2f-99ed-76fd624d6c75%3A04ffacac-0e63-45a9-ae60-a7f16950c45a" target="_blank" class="result-ref">7Csp/18/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Revúca</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladislav+%C4%8Eurk%C3%A1%C5%88" class="judge-link" title="Mgr. Vladislav Ďurkáň">Mgr. Vladislav Ďurkáň</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po právnej stránke posúdil okresný súd vzťah sporových strán založený <span class="highlight-substring">zmluvou</span> o úvere ako vzťah
zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení
účinnom ku dňu podpisu <span class="highlight-substring">zmluvy</span> (ďalej len „zákon o <span class="highlight-substring">spotrebiteľských</span> úveroch“), keďže žalobca konal pri
uzatváraní <span class="highlight-substring">zmluvy</span> v rámci predmetu svojho podnikania, keď žalovanému poskytol <span class="highlight-substring">spotrebiteľský</span> úver a
spotrebiteľ, teda žalovaný, nekonal v rámci svojho podnikania alebo povolania. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fd844afa-c0d3-47ec-9cde-6d2cede623cc%3A7ae2ace3-f7ed-41ef-8331-20d6c403812c" target="_blank" class="result-ref">8Csp/58/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Gurka" class="judge-link" title="Mgr. Vladimír Gurka">Mgr. Vladimír Gurka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 zák. č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase podpísania
<span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f6d0e2d2-bb5f-4aee-9228-64ecb7399083%3A19dab8ca-79df-4d75-a95a-cf22397d14ad" target="_blank" class="result-ref">10Csp/66/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Uli%C4%8Dn%C3%A1" class="judge-link" title="JUDr. Eva Uličná">JUDr. Eva Uličná</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ee0f3a10-8e8e-4085-8579-b0b5afbd4f31%3A69005a73-7d91-4f05-a30c-4aeb4c63887e" target="_blank" class="result-ref">13Csp/8/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Kuruc" class="judge-link" title="JUDr. Peter Kuruc">JUDr. Peter Kuruc</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd konštatoval, že
ide o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a vzhľadom na chýbajúce náležitosti <span class="highlight-substring">zmluvy</span> rozhodol o tom, že
predmetná <span class="highlight-substring">zmluva</span> je bezúročná a bez poplatkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e920c94d-b321-4edc-b3a3-65c6ded8234d%3Addd745de-ded9-407f-b793-f6007276414a" target="_blank" class="result-ref">12Csp/5/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Zahor%C4%8D%C3%A1k" class="judge-link" title="JUDr. Martin Zahorčák">JUDr. Martin Zahorčák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Strany uzavreli <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/eec136ed-3fd4-4971-b1e8-bbac3bd0771d%3A2fa3bec3-1416-4dcc-a8de-4c120f8b3622" target="_blank" class="result-ref">11Co/215/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Behranov%C3%A1" class="judge-link" title="JUDr. Eva Behranová">JUDr. Eva Behranová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vo vzťahu k platnosti <span class="highlight-substring">zmluvy</span> o úvere, súd
prvej inštancie konštatoval, že napriek množstvu chýbajúcich náležitostí, neplatnosti dojednania časti
<span class="highlight-substring">zmluvy</span> o odplate, posúdil súd úverovú <span class="highlight-substring">zmluvu</span> ako platnú, nakoľko bola uzatvorená písomne, hoc s
chýbajúcimi náležitosťami. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ead22dca-fc49-4dd1-a2a8-afbc8273eb5e%3A25cc82ca-a95c-46e6-8abd-c4ff649659e7" target="_blank" class="result-ref">18CoE/17/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Babinov%C3%A1" class="judge-link" title="JUDr. Daniela Babinová">JUDr. Daniela Babinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Rozpor s dobrými mravmi je tak viazaný na plnenie a nie
iba na to, či samotná <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> obsahuje neprijateľnú podmienku. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dc51c4ee-b0c0-435d-b758-1ed0005ea931%3A8f38b491-8bba-41e4-b97e-17280427802d" target="_blank" class="result-ref">6CoE/52/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Galdunov%C3%A1" class="judge-link" title="JUDr. Andrea Galdunová">JUDr. Andrea Galdunová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odvolací súd sa stotožňuje s právnym názorom súdu prvej inštancie,
že <span class="highlight-substring">zmluva</span> o úvere zo dňa 06.08.2009 je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.



22. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ca80341a-7c0a-4ccb-8c15-cf7549286389%3Aec59eda2-cb9a-4bc2-a603-e40166f830b2" target="_blank" class="result-ref">14Csp/6/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Kov%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Oľga Kováčová">JUDr. Oľga Kováčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný ako spotrebiteľ uzavrel s právnym predchodcom  žalobcu dňa 27.1.2017 <span class="highlight-substring">zmluvu</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere a <span class="highlight-substring">zmluvu</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty a
rámcovú <span class="highlight-substring">zmluvu</span> o poskytovaní platobných služieb. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e0457ff7-fdf1-4693-b8f4-54f99ef0f870%3A2483d522-cd91-4487-81d7-d8369d93ebb1" target="_blank" class="result-ref">4Co/268/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">24.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Val%C3%A9ria+Kleinov%C3%A1" class="judge-link" title="JUDr. Valéria Kleinová">JUDr. Valéria Kleinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nárok žalobcu sa odvíja od obsahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, ktorú ako typovú <span class="highlight-substring">zmluvu</span> žalobca
uzatvára vo viacerých prípadoch a je obvyklé, že spotrebiteľ obsah <span class="highlight-substring">zmluvy</span> podstatným spôsobom
neovplyvňuje. …</div>
                  </div>
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