@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,735</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/699bb3bd-c54e-463a-ba48-7fe0c51e85d9%3A1a73e5b7-8996-4d46-b2af-cd3ea414b51b" target="_blank" class="result-ref">12Csp/36/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Zita+Leimbergerov%C3%A1" class="judge-link" title="Mgr. Zita Leimbergerová">Mgr. Zita Leimbergerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak
postúpenie pohľadávky oznámi dlžníkovi postupca, nie je dlžník oprávnený sa dožadovať preukázania
<span class="highlight-substring">zmluvy</span> o postúpení.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5c1fc3b9-35c4-43a9-980c-ad156cff2f85%3Ac5bd9cf7-a4b0-4512-855f-25b9f878f56b" target="_blank" class="result-ref">4CoCsp/6/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Anderlov%C3%A1" class="judge-link" title="JUDr. Iveta Anderlová">JUDr. Iveta Anderlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvu</span> o úvere  dňa 31.10.2013 podpísal aj žalobca, kedy v bode 3.1. <span class="highlight-substring">zmluvy</span> žalobca doplnil
<span class="highlight-substring">zmluvu</span> o zákonné podmienky v zmysle § 9 zákona                       o <span class="highlight-substring">spotrebiteľských</span> úveroch okrem iného
o úrokovú sadzbu 19,9 % ročne a RPMN 22,85 %. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/60eb2db5-d436-4e45-bce8-3f00f66c7532%3A7b9c86d4-b3fc-4a55-b074-b5d0f4c56dae" target="_blank" class="result-ref">11Csp/264/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Kumov%C3%A1" class="judge-link" title="JUDr. Viera Kumová">JUDr. Viera Kumová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zároveň ide aj o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere podľa zákona o
<span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6a8e72aa-fac2-4626-add6-e25aa180d5bb%3A1491d08b-214b-4b98-99c2-699aad3a879f" target="_blank" class="result-ref">19C/93/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tatiana+Buchvaldov%C3%A1" class="judge-link" title="JUDr. Tatiana Buchvaldová">JUDr. Tatiana Buchvaldová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších právnych
predpisov ( ďalej len Občiansky zákonník ) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
17. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/56e67d83-d6e4-43d2-a85b-87045c3a8709%3A29bab2ea-b192-4bb0-969d-d66a5db5f7d5" target="_blank" class="result-ref">10Csp/125/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Pribula" class="judge-link" title="JUDr. Jozef Pribula">JUDr. Jozef Pribula</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 1 ods. 2 zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch  <span class="highlight-substring">spotrebiteľským</span> úverom na
účely tohto zákona je dočasné poskytnutie peňažných prostriedkov na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere vo forme pôžičky, úveru, odloženej platby alebo obdobnej finančnej pomoci poskytnutej veriteľom
spotrebiteľovi.

10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4e9d5650-97bb-4c8d-b495-141422e3f55c%3Afcc69bc9-3f50-4d12-ae86-b5d844b86e37" target="_blank" class="result-ref">17Co/28/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Jan%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Gabriela Janáková">JUDr. Gabriela Janáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd konštatoval, že <span class="highlight-substring">zmluva</span>
o poskytovaní služieb je síce <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7aef8ce6-9bb5-4e71-a6d6-3e9f909c5058%3A09a36252-5111-4025-b399-27952d2cada6" target="_blank" class="result-ref">39Csp/237/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+Brondo%C5%A1" class="judge-link" title="JUDr. Boris Brondoš">JUDr. Boris Brondoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 9 ods. 1 a 2 zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a o iných
úveroch a pôžičkách pre spotrebiteľov a o zmene a doplnení niektorých zákonov v znení účinnom v
čase uzavretia predmetnej <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6480466f-9433-40f5-a3d6-21f0b240f6d3%3A7f288ef3-f1d2-4f05-a56f-4e88cc17fe70" target="_blank" class="result-ref">12Co/188/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Kvietok" class="judge-link" title="JUDr. Peter Kvietok">JUDr. Peter Kvietok</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Spravidla stačí k uzavretiu <span class="highlight-substring">zmluvy</span> konsenz oboch účastníkov
<span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6858a3cf-6ea6-47c7-9dbf-c6e32f13efdd%3A70faa071-91c8-4b4f-adb9-38c7aaec3b25" target="_blank" class="result-ref">7Csp/31/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Tom%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jana Tomášová">JUDr. Jana Tomášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzatvorená <span class="highlight-substring">zmluva</span> o pôžičke je zároveň <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/47c95dae-625e-4c1a-833e-2e8820329dcf%3A0956f1d9-2841-48dd-8614-66556fe3c04b" target="_blank" class="result-ref">3Csp/20/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Richard+Klimek+PhD." class="judge-link" title="JUDr. Richard Klimek PhD.">JUDr. Richard Klimek PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmluvách</span>.

21. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/79a3877e-4062-4da1-8d16-77888b9fe391%3Ad14b3de6-2bc4-4d6e-b684-bb52f2ff9f0c" target="_blank" class="result-ref">4CoCsp/19/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Anderlov%C3%A1" class="judge-link" title="JUDr. Iveta Anderlová">JUDr. Iveta Anderlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo <span class="highlight-substring">Zmluvy</span> o poskytnutí úveru č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62d253b5-7b6e-439e-8d5d-b59178ce0dfe%3A521a1551-ce0d-40d6-987a-dad64cc24671" target="_blank" class="result-ref">17CoCsp/30/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Jan%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Gabriela Janáková">JUDr. Gabriela Janáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 7 ods. 1 zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase uzatvorenia
úverovej <span class="highlight-substring">zmluvy</span> veriteľ je pred uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere alebo pred zmenou tejto
<span class="highlight-substring">zmluvy</span> spočívajúcej v navýšení <span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s odbornou starostlivosťou
schopnosť spotrebiteľa splácať <span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy najmä dobu, na ktorú sa
poskytuje <span class="highlight-substring">spotrebiteľský</span> úver, výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa a prípadne aj účel
<span class="highlight-substring">spotrebiteľského</span> úveru.

15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94b620ab-da3f-4557-a83e-7a1f18a97b88%3A20a348e1-b46b-4533-bd50-ba353637028d" target="_blank" class="result-ref">3Csp/46/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Richard+Klimek+PhD." class="judge-link" title="JUDr. Richard Klimek PhD.">JUDr. Richard Klimek PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

6. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6b693d5b-16de-4c97-ab18-61bc32afcab9%3A0f9f3f3b-de29-40a2-95c0-8d8aec421380" target="_blank" class="result-ref">10Csp/18/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ME</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Erika+Szalaiov%C3%A1" class="judge-link" title="Mgr. Erika Szalaiová">Mgr. Erika Szalaiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 cit. Zák. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná,
pričom spotrebiteľ dostane jedno vyhotovenia <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6b8454ab-0364-452d-b053-0a7e4b304e8a%3A6eaa77ba-36e5-4fcc-86f8-3278902975e2" target="_blank" class="result-ref">14Er/1022/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mari%C3%A1n+Furman" class="judge-link" title="JUDr. Marián Furman">JUDr. Marián Furman</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd z predložených
listín zistil, že <span class="highlight-substring">zmluva</span>, ktorá založila právny vzťah medzi oprávneným a povinným je v zmysle § 52
Občianskeho zákonníka <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>, pričom oprávnený zatváral predmetnú <span class="highlight-substring">zmluvu</span> v rámci
predmetu svojho podnikania a oproti tomu, povinný túto <span class="highlight-substring">zmluvu</span> v zmysle § 52 ods. 4 Občianskeho
zákonníka uzatváral ako spotrebiteľ, teda nekonal v rámci predmetu podnikateľskej činnosti.



15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4fe0fd1a-f01a-4d3f-bfa0-18381549e5e7%3A0767cd88-63e9-400a-9ac7-18507a172759" target="_blank" class="result-ref">5Csp/48/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Revúca</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Pr%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Lucia Prčová">JUDr. Lucia Prčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 ZSÚ <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62288788-c2c4-49c1-b37b-3371b851b6f5%3Ab16d5c70-4179-4e3e-bbce-edf989da249d" target="_blank" class="result-ref">10Csp/216/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8741eea1-1568-4faf-8200-af8ccaeb9cfc%3A00db9eb7-5894-4b2b-a598-ac3dec99f929" target="_blank" class="result-ref">44Csp/49/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Al%C5%BEbeta+Be%C5%88%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Alžbeta Beňáková">JUDr. Alžbeta Beňáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd danú <span class="highlight-substring">zmluvu</span> posúdil ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span> v zmysle citovaných ustanovení § 52 a nasl.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4a61dc1f-5379-4caa-8e80-4b1e271238f2%3A429a4c1e-c996-49d4-9d19-c8f870124afa" target="_blank" class="result-ref">9CoE/50/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ingrid+Rado%C5%A1ick%C3%A1+Vallov%C3%A1" class="judge-link" title="Mgr. Ingrid Radošická Vallová">Mgr. Ingrid Radošická Vallová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na túto <span class="highlight-substring">zmluvu</span> je potrebné aplikovať
režim <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> v zmysle kogentných ustanovení Občianskeho zákonníka, keďže sa
jednoznačne jedná o <span class="highlight-substring">spotrebiteľský</span> vzťah. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6142d5f2-2dbb-4cc0-83f5-e512de203eca%3Ac09ad5a4-916c-405a-86bb-f10100d7d350" target="_blank" class="result-ref">11Er/371/2014</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">27.08.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Kubusov%C3%A1" class="judge-link" title="JUDr. Mária Kubusová">JUDr. Mária Kubusová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd z predložených
listín zistil, že <span class="highlight-substring">zmluva</span>, ktorá založila právny vzťah medzi oprávneným a povinným je v zmysle § 52
Občianskeho zákonníka <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>, pričom oprávnený zatváral predmetnú <span class="highlight-substring">zmluvu</span> v rámci
predmetu svojho podnikania a oproti tomu, povinný túto <span class="highlight-substring">zmluvu</span> v zmysle § 52 ods. 4 Občianskeho
zákonníka uzatváral ako spotrebiteľ, teda nekonal v rámci predmetu podnikateľskej činnosti.



15. …</div>
                  </div>
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