@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,618</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/93e8aa84-1685-479a-b29a-bf58b86049fb%3A7c94f89a-da98-4ed2-974f-b1bdbf59832e" target="_blank" class="result-ref">13Csp/33/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriel+Slobodn%C3%ADk" class="judge-link" title="JUDr. Gabriel Slobodník">JUDr. Gabriel Slobodník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nepochybne sa
jedná o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>  podľa § 52 a nasl. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b7146355-a2ee-4fef-8b1f-4648fa8a2c88%3Ada21be7f-ae82-40c7-841b-a58ab89a51fe" target="_blank" class="result-ref">4Csp/38/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Revúca</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michaela+Kr%C3%A1likov%C3%A1" class="judge-link" title="JUDr. Michaela Králiková">JUDr. Michaela Králiková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka v znení účinnom do 22.12.2015 (ďalej len „Občianskeho
zákonníka“) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom.

17. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94f1faaa-55e0-4f8e-aafa-3894a8f58062%3Ad2f8a67b-e46f-43c1-bd53-bd5b1b9248c5" target="_blank" class="result-ref">17Csp/39/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Kov%C3%A1%C4%8Dikov%C3%A1" class="judge-link" title="JUDr. Mária Kováčiková">JUDr. Mária Kováčiková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd predmetnú
<span class="highlight-substring">zmluvu</span> posúdil ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, pretože je typickou tzv. formulárovou <span class="highlight-substring">zmluvou</span> a preto je



potrebné pre jej posúdenie aplikovať  ust. § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/60012349-e155-4ea6-80bb-c714b00b9584%3Af2bd59f9-6529-4228-b232-0fb20b169143" target="_blank" class="result-ref">17Csp/17/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+Janotov%C3%A1" class="judge-link" title="Mgr. Katarína Janotová">Mgr. Katarína Janotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle
predmetných <span class="highlight-substring">zmlúv</span> žalobca vypožičal žalovanej SIM karty s telefónnymi číslami uvedenými v
<span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/907f6639-2850-475c-a0f0-bd32dca1dd05%3A0a488c9f-222a-40c9-b773-5be341aa2cbc" target="_blank" class="result-ref">18Csp/81/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Lenka+Kvasnicov%C3%A1" class="judge-link" title="Mgr. Lenka Kvasnicová">Mgr. Lenka Kvasnicová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 2, 3, 4 Občianskeho zákonníka účinného v čase uzavretia <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cead600e-72f4-4048-9345-759abc5e7dc4%3Acd08f658-fbd6-4c78-9333-6ffad59224d2" target="_blank" class="result-ref">16Csp/59/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michal+Drim%C3%A1k" class="judge-link" title="JUDr. Michal Drimák">JUDr. Michal Drimák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a5d793bb-1415-4df0-b5cf-eaca7b63e1b5%3A22f6035b-137b-4487-9f95-4ed2fd6528ce" target="_blank" class="result-ref">8Csp/9/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bla%C5%BEena+Fedorkov%C3%A1" class="judge-link" title="JUDr. Blažena Fedorková">JUDr. Blažena Fedorková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z obsahu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uvedené nevyplýva. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e6bb685d-8ff9-4540-8839-7c4a0722734e%3A89d47553-8788-4e11-8404-2df7c9ea6bc1" target="_blank" class="result-ref">8Csp/29/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dolný Kubín</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Iveta+Bebejov%C3%A1" class="judge-link" title="Mgr. Iveta Bebejová">Mgr. Iveta Bebejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…K porušeniu zmluvnej



povinnosti došlo pri <span class="highlight-substring">Zmluve</span> o poskytovaní verejných služieb N a Dodatku k <span class="highlight-substring">Zmluve</span> o poskytovaní
verejných služieb č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dafe405f-d0d8-456d-9747-b53eb1bf17e8%3A26f8dddb-4137-4fda-87c0-effe4f5988b3" target="_blank" class="result-ref">3Csp/68/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Partizánske</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eduard+Szabo" class="judge-link" title="JUDr. Eduard Szabo">JUDr. Eduard Szabo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Úverová <span class="highlight-substring">zmluva</span> uzavretá medzi veriteľom a žalovanou je typickou <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>,
ktorá bola uzatvorená na predtlačenom formulári veriteľa, keď žalovaná ako spotrebiteľ výrazným
spôsobom obsah tejto <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> nemala možnosť ovplyvniť. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bc5e3483-78a8-4255-9df8-ae575bb3e8ce%3A1c1aec0b-461a-4843-90e6-8b1e78d3fc32" target="_blank" class="result-ref">13Csp/133/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriel+Slobodn%C3%ADk" class="judge-link" title="JUDr. Gabriel Slobodník">JUDr. Gabriel Slobodník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd považoval za nesporné, že právny predchodca žalobcu (Tatra banka, a.s., odštepný závod
Raiffeisen banka) a žalovaná uzatvorili dňa 16. 05. 2015  <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere (ďalej
„<span class="highlight-substring">zmluva</span>“) v zmysle zákona č. 129/2010 Z. z., ktorá je nepochybne <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>  podľa § 52 a
nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c503f46d-6853-476a-82f7-e1f395410b92%3Ac436037e-37d3-4317-989a-50cbbbc4235c" target="_blank" class="result-ref">9Csp/36/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Miroslava+Va%C5%88ov%C3%A1" class="judge-link" title="Mgr. Miroslava Vaňová">Mgr. Miroslava Vaňová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a <span class="highlight-substring">zmluvy</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní
kreditnej karty a rámcovej <span class="highlight-substring">zmluvy</span> o poskytovaní platobných služieb zo dňa XX.XX.XXXX bolo zistené,
že žalobca ako veriteľ uzavrel so žalovanou ako dlžníkom dňa XX.XX.XXXX <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span>



úvere a <span class="highlight-substring">zmluvu</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty a rámcovú <span class="highlight-substring">zmluvu</span>
o poskytovaní platobných služieb. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/efbc596f-64b0-4ae3-8fd1-5fe251bf9662%3A381d1488-e045-4dee-9def-3a250cc81e30" target="_blank" class="result-ref">16Er/3751/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Ki%C5%A1%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Eva Kiššová">JUDr. Eva Kiššová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Okresný súd Prievidza v odôvodnení
uznesenia  č.k. 15Er/1070/2014-17 z 26.5.2014 v spojení s potvrdzujúcim uznesením Krajského súdu



v Trenčíne z 5.11.2014, právoplatným 26.11.2014 okrem iného uviedol, že rozhodcovská doložka
v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> uzavretej medzi oprávneným a povinným, na podklade ktorej oprávnený
inicioval voči povinnému rozhodcovské konanie, nebola dojednaná individuálne a považoval ju za
neprijateľnú (nekalú) podmienku v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> a z toho dôvodu za absolútne neplatnú. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f084ccb7-f53a-45b3-aeeb-989eabaac2f5%3Afed741ac-5ab4-472e-a117-c721156f3476" target="_blank" class="result-ref">8Csp/39/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dolný Kubín</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Iveta+Bebejov%C3%A1" class="judge-link" title="Mgr. Iveta Bebejová">Mgr. Iveta Bebejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXXXXXXXX (ďalej len "<span class="highlight-substring">Zmluva</span>") pre odberné miesto I..
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f6ebecb3-d3d7-4055-ab2b-81a2d6bb8856%3A13c0abc8-7535-41db-ab83-f410adc448b4" target="_blank" class="result-ref">21Csp/33/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tatiana+Porub%C3%A4nov%C3%A1" class="judge-link" title="JUDr. Tatiana Porubänová">JUDr. Tatiana Porubänová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd preto <span class="highlight-substring">zmluvu</span>
vyhodnotil ako  <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, na ktorú sa vzťahujú  § 52 a nasledujúce Občianskeho zákonníka.

10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e45e4b6a-eafe-4920-9b88-a359063ae22a%3Ac1815b4b-0b41-482a-9589-cf83593f9c0b" target="_blank" class="result-ref">12Csp/85/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">05.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+%C5%A0ulajov%C3%A1" class="judge-link" title="JUDr. Renáta Šulajová">JUDr. Renáta Šulajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je nepochybné, že <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uzatvorená medzi stranami sporu dňa
09.11.2016 je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle vyššie uvedeného § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/40e73991-c14e-492b-b04d-fb940534ca99%3A371ba645-8d4a-4010-af59-d4f3191d5bae" target="_blank" class="result-ref">4Csp/81/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">06.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Erika+Borovsk%C3%A1" class="judge-link" title="JUDr. Erika Borovská">JUDr. Erika Borovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Medzi stranami nebolo sporným a súd nemal dôvodné pochybnosti o tom, že <span class="highlight-substring">zmluva</span>  v danej
veci má charakter <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskej</span>, a že žalovaná má v právnom vzťahu založenom touto
<span class="highlight-substring">zmluvou</span> postavenie spotrebiteľa. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2476673e-cf26-49ab-aaee-c91a64fa4db1%3Ac194b891-52fa-4913-9693-44400da9971d" target="_blank" class="result-ref">4Csp/51/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">06.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mari%C3%A1n+Moko%C5%A1" class="judge-link" title="Marián Mokoš">Marián Mokoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1b8ae074-9981-4076-9990-7c863bcc8bec%3Aaff9e107-226a-437d-87cf-bb677b814095" target="_blank" class="result-ref">13Csp/289/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">06.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Dosedla" class="judge-link" title="JUDr. Eva Dosedla">JUDr. Eva Dosedla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd danú <span class="highlight-substring">zmluvu</span> posúdil ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span> v zmysle citovaných
ustanovení § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3a0978e4-0347-4bb9-9ae6-c48717c8af7e%3Ab9f0e747-c6b4-4780-ab6d-075f95fcbd01" target="_blank" class="result-ref">6Csp/104/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">06.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+R%C3%B3bert+Z%C3%A1hor%C3%A1k" class="judge-link" title="JUDr. Róbert Záhorák">JUDr. Róbert Záhorák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 odsek 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2646b2ee-7a3c-479f-9f4c-a783dd0f2003%3A4d3c46e6-ee1f-4f5a-b94a-381fa71718c8" target="_blank" class="result-ref">14Csp/237/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">06.11.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eduard+Valen%C4%8Din" class="judge-link" title="JUDr. Eduard Valenčin">JUDr. Eduard Valenčin</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 7 ods. 1 zákona č. 129/2010 Z.z., veriteľ je pred uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere alebo
pred zmenou tejto <span class="highlight-substring">zmluvy</span> spočívajúcej v navýšení <span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s odbornou
starostlivosťou schopnosť spotrebiteľa splácať <span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy najmä dobu,
na ktorú sa poskytuje <span class="highlight-substring">spotrebiteľský</span> úver, výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa a prípadne
aj účel <span class="highlight-substring">spotrebiteľského</span> úveru.
…</div>
                  </div>
          </div>
  
  
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