@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  </form>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,532</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0b11b41c-fed4-4441-b026-84fdb7b37105%3Aafe0b9d8-62a0-4a1b-93bf-dfc6ef3e1505" target="_blank" class="result-ref">7Co/152/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Kotr%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Jana Kotrčová">JUDr. Jana Kotrčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 54a OZ, premlčané právo zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> nemožno vymáhať a ani ho platne
zabezpečiť. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3e611dfe-40e8-422b-b5f2-2de958172dbc%3A772d544c-0d26-4aa8-8634-de2549225397" target="_blank" class="result-ref">20Csp/7/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava I</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Tom%C3%A1%C5%A1+Kelner" class="judge-link" title="Mgr. Tomáš Kelner">Mgr. Tomáš Kelner</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dodávateľ je osoba, ktorá pri uzatváraní a plnení <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> koná v rámci predmetu svojej
obchodnej alebo inej podnikateľskej činnosti. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/02c5d05d-9189-4bed-ae0e-0316e9299708%3A46b07bb0-68d2-4fac-8b42-d2ae0cadfb75" target="_blank" class="result-ref">3Csp/7/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Michal%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Božena Michaláčová">JUDr. Božena Michaláčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.



18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b885528b-74a9-4326-b796-7c7b05d9b3e5%3A658f087b-47f0-4da0-b080-b5aa48295d8e" target="_blank" class="result-ref">5Csp/44/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Kežmarok</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zuzana+Salajov%C3%A1" class="judge-link" title="JUDr. Zuzana Salajová">JUDr. Zuzana Salajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky
upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c53d66bd-38b4-499f-b366-8c15e79b00ab%3Ab596ec00-1c76-44cb-a782-47b22bf24c3b" target="_blank" class="result-ref">49Csp/26/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JH</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.LL.M+Helena+T%C5%91re+Jan%C3%AD%C4%8Dkov%C3%A1" class="judge-link" title="JUDr.LL.M Helena Tőre Janíčková">JUDr.LL.M Helena Tőre Janíčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 760 Občianskeho zákonníka, <span class="highlight-substring">zmluvou</span> o preprave osôb vzniká cestujúcemu, ktorý
za určené cestovné použije dopravný prostriedok, právo, aby ho dopravca prepravil do miesta určenia
riadne a včas.

18.   …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9ab093de-6c71-4d9e-a0b3-51e09488f35b%3A70a8ce8f-27d8-4e32-9d64-57603223cc3b" target="_blank" class="result-ref">9Ek/879/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Veronika+Koj%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Veronika Kojšová">Mgr. Veronika Kojšová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 odsek 1 zákona č. 244/2002 Z. z. o rozhodcovskom konaní v zmysle neskorších predpisov
(ďalej len „ZoRK“)  rozhodcovská <span class="highlight-substring">zmluva</span> môže mať formu osobitnej <span class="highlight-substring">zmluvy</span> alebo formu rozhodcovskej
doložky k <span class="highlight-substring">zmluve</span>.
17. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/82ac2ab7-3038-4e01-bb0b-897a9d8a8a36%3A665e7dd2-9161-4067-8d90-388b41321dde" target="_blank" class="result-ref">3Csp/28/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Michal%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Božena Michaláčová">JUDr. Božena Michaláčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd má za to, že uvedená <span class="highlight-substring">zmluva</span> má charakter <span class="highlight-substring">spotrebiteľskej</span>
<span class="highlight-substring">zmluvy</span>.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d01e119c-f9c9-4b5a-bcaf-c776ea69ba3f%3Ad7522299-751e-4f15-bcbd-0380fac9c392" target="_blank" class="result-ref">5CoCsp/44/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">05.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Vrtochov%C3%A1" class="judge-link" title="JUDr. Mária Vrtochová">JUDr. Mária Vrtochová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Svoje rozhodnutie právne odôvodnil § 497, § 502
ods. 1 Obchodného zákonníka, § 1 ods. 2 Zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení
platnom v čase uzavretia <span class="highlight-substring">zmluvy</span> /ďalej len „Zákon o <span class="highlight-substring">spotrebiteľských</span> úveroch“/, § 53 ods. 9, § 565, §
101, § 103 Občianskeho zákonníka, § 255 ods. 1, § 256 ods. 1 CSP. …</div>
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          <div class="result-card">
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3e2ecfc2-b449-4354-9270-353f9d05577f%3A440f9eae-6aae-41e8-b37b-60e196cb1efd" target="_blank" class="result-ref">19Csp/84/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Gindlov%C3%A1" class="judge-link" title="JUDr. Andrea Gindlová">JUDr. Andrea Gindlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 odsek 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

7. …</div>
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          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2da60f28-1f1c-4c12-b775-0231d4e79aae%3A2630d097-75ac-4148-b0ab-984664cc7b9b" target="_blank" class="result-ref">12Csp/94/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JF</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Franti%C5%A1ek+Zelen%C3%BD" class="judge-link" title="JUDr. František Zelený">JUDr. František Zelený</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 OZ,  <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/22abdc6c-ade0-4137-8acf-c6d23638e36d%3A8f235be8-1b70-491d-a372-7be93a9e3488" target="_blank" class="result-ref">39T/82/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Trestný rozkaz</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mikul%C4%8D%C3%ADk" class="judge-link" title="Mgr. Marek Mikulčík">Mgr. Marek Mikulčík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXX/XX, s
použitím jej osobných údajov a bez jej vedomia požiadala dňa 31.12.2018 v spoločností BNP PARIBAS
PERSONAL FINANCE SA - pobočka zahraničnej banky, so sídlom Karadžičova 2, 811 09 Bratislava,
cez internetovú stránku www.cetelem.sk o poskytnutie <span class="highlight-substring">spotrebiteľského</span> úveru č. XXXXXXXXXXXXXX,
ktorý jej bol následne poskytnutý na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere vo výške 10.500,- €, pričom
finančné prostriedky jej boli zaslané na bankový účet Stanislavy Kovačičovej v Tatra banke, ku ktorému
mala obvinená dispozičné právo, čím svojím konaním spôsobila poškodenej spoločnosti BNP PARIBAS
PERSONAL FINANCE SA - pobočka zahraničnej banky, so sídlom Karadžičova 2, 811 09 Bratislava,
škodu vo výške 10.500,- €,

t e d a

vylákala od iného úver  tým, že ho uviedla   do omylu v otázke splnenia podmienky na poskytnutie úveru
alebo na splácanie úveru a  spôsobila  tak väčšiu  škodu,

č í m   s p á c h a l  a

zločin úverového podvodu podľa § 222 ods. 1, ods. 3 písm. a/ Trestného zákona.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/20570bba-1f00-4f61-bb1f-0825a3ad5860%3A3fa88330-b2b0-4a49-9f69-73b3e7786c35" target="_blank" class="result-ref">8Csp/194/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bla%C5%BEena+Fedorkov%C3%A1" class="judge-link" title="JUDr. Blažena Fedorková">JUDr. Blažena Fedorková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobkyňa teda preukázala existenciou zmluvného vzťahu medzi stranami sporu vyplývajúcu
zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, ako aj dohody o zrážkach zo mzdy, ktorá bola uzatvorená v
deň uzavretia <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b892221d-3ada-4c1d-9f01-73358af04f49%3A19dc1750-9a57-4ce1-96fb-feae69ee02c0" target="_blank" class="result-ref">2Csp/36/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Michal%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Božena Michaláčová">JUDr. Božena Michaláčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa §52 ods. 1 Občianskeho zákonníka /OZ/ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> beh ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/da3b8649-106c-4c6d-b4b0-7e34db6488d4%3A69d5e4cc-330e-4ae1-9597-d0787093d536" target="_blank" class="result-ref">10Csp/22/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Tryl%C4%8D" class="judge-link" title="JUDr. Milan Trylč">JUDr. Milan Trylč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Obč.zák., <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.

9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/46706e91-d5ca-449b-90d5-2867dca73a86%3A245f865f-3313-4915-8553-9aeefdc2b563" target="_blank" class="result-ref">8Csp/30/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bla%C5%BEena+Fedorkov%C3%A1" class="judge-link" title="JUDr. Blažena Fedorková">JUDr. Blažena Fedorková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V <span class="highlight-substring">Zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/82726ba2-9b91-446b-8caa-b5df1ee3b214%3Afc2a5a2c-9bfe-471c-9c7f-bbe5ebc363fd" target="_blank" class="result-ref">21Csp/52/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+%C5%A0ulajov%C3%A1" class="judge-link" title="JUDr. Renáta Šulajová">JUDr. Renáta Šulajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je nepochybné, že <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uzatvorená medzi stranami sporu dňa
21.09.2016 je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/82d32ffe-5431-433f-902d-579fa8f1b002%3Af481e2b2-8980-4c82-878f-2c926bf33809" target="_blank" class="result-ref">3Csp/83/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Michal%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Božena Michaláčová">JUDr. Božena Michaláčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 52 ods. 1,2 Občianskeho zákonníka v znení platnom a účinnom ku dňu
uzatvorenia <span class="highlight-substring">zmluvy</span>,  <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6055f8ee-4b9a-487e-a58d-28c0b3052e1f%3A6ddf4e39-97ed-4029-91a5-364a8e768cc6" target="_blank" class="result-ref">12Csp/58/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Veľký Krtíš</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zolt%C3%A1n+Orlai" class="judge-link" title="JUDr. Zoltán Orlai">JUDr. Zoltán Orlai</a>
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              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník (ďalej len ako „OZ.“) v znení účinnom do
31.03.2015; <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dad0d46e-557a-4351-a760-cafec35bc57f%3Aa3b48486-e619-44b7-a67d-db2f1087092b" target="_blank" class="result-ref">19Csp/83/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Gindlov%C3%A1" class="judge-link" title="JUDr. Andrea Gindlová">JUDr. Andrea Gindlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 odsek 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fda74ca7-d8df-446e-ac50-d4483a9a6cdd%3A5f2d0029-b68b-41c1-9f51-b20e8b680eb4" target="_blank" class="result-ref">10Csp/23/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">07.01.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Tryl%C4%8D" class="judge-link" title="JUDr. Milan Trylč">JUDr. Milan Trylč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Obč.zák., <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára dodávateľ so spotrebiteľom.

7. …</div>
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