@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,808</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/66c5cd4b-71be-490a-b685-ddb0d6716510%3A76f5e4f5-c1be-4689-a683-82e909c2e25d" target="_blank" class="result-ref">13Csp/70/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Aradsk%C3%A1" class="judge-link" title="JUDr. Dagmar Aradská">JUDr. Dagmar Aradská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Podľa  § 16 ods. 1 veta prvá citovaného zákona, potvrdením o uzatvorení <span class="highlight-substring">zmluvy</span> o preprave osôb a o
zaplatení cestovného je cestovný lístok v papierovej podobe alebo v elektronickej podobe.

…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7c79da60-5ad6-42e2-96d3-41fa3cf1efdb%3A5fc1dfeb-692c-4a9c-b520-19dac2995aea" target="_blank" class="result-ref">5Csp/26/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Ružomberok</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Majer%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Janka Majerčíková">JUDr. Janka Majerčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 3 a 4 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/794e1978-ff6a-447b-b592-779729311503%3Ada768790-3312-4bf3-ac86-41642e8bbfe1" target="_blank" class="result-ref">9CoE/72/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Andrea+Szombathov%C3%A1+Pol%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Andrea Szombathová Poláková">Mgr. Andrea Szombathová Poláková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie teda vzťah účastníkov konania
posudzoval ako záväzok zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> podľa § 53 a nasl. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7ae001a8-5760-4288-8267-a61b1f7bae42%3Aafd63d4d-521b-4e20-9013-77c05ce2284e" target="_blank" class="result-ref">10CoCsp/39/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+R%C3%B3bert+Urban" class="judge-link" title="JUDr. Róbert Urban">JUDr. Róbert Urban</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Konštatoval, že posudzovaná <span class="highlight-substring">zmluva</span> o
(<span class="highlight-substring">spotrebiteľskom</span>) úvere „neobsahuje neprijateľné zmluvné podmienky, predovšetkým žiadne zmluvné
podmienky, ktoré by boli dôvodom bezúročnosti a bezpoplatkovosti poskytnutého úveru alebo ktoré
by spochybnili akékoľvek nároky žalovaného, ktorých uspokojenie podľa žalobkyne viedlo k jeho
bezdôvodnému obohateniu“.
2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6c8dd8b3-c6e8-4bf8-9f70-7d13ae13ad8d%3A9139c5c8-a94f-47de-b502-56be9040f8a3" target="_blank" class="result-ref">8Csp/48/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Krausov%C3%A1" class="judge-link" title="JUDr. Mária Krausová">JUDr. Mária Krausová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a
tarifa.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/525b5cc1-c0b2-4efb-898f-79e88b5e83f5%3A995d9ac3-6a9a-47fb-86e6-30c4d4b5d631" target="_blank" class="result-ref">6Csp/18/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Kurucov%C3%A1" class="judge-link" title="JUDr. Jana Kurucová">JUDr. Jana Kurucová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nakoľko úverová <span class="highlight-substring">zmluva</span> bola uzavretá v roku 2015,
premlčacia doba uplynul v roku 2018. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5a107ef5-e476-4e5b-ba2c-9fb948ed7a39%3Ad1367e30-95ff-4628-8cf8-3c9a49764d4e" target="_blank" class="result-ref">16CoCsp/10/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Kova%C4%BEov%C3%A1" class="judge-link" title="JUDr. Anna Kovaľová">JUDr. Anna Kovaľová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odporca je p o v i n n ý zdržať sa výkonu práva na zrážky zo mzdy navrhovateľky vyplývajúceho
z Dohody o zrážkach zo mzdy k <span class="highlight-substring">Zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6ca5a231-38e4-4bbd-9a1f-238cc9ffb235%3A34a9ce51-87b9-4427-8672-3f93b48d2b49" target="_blank" class="result-ref">6CoE/67/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Podhorcov%C3%A1" class="judge-link" title="JUDr. Dagmar Podhorcová">JUDr. Dagmar Podhorcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľská</span> <span class="highlight-substring">zmluva</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/883f7923-a28b-4af1-a06c-00227420b1e2%3A157ab54a-18dc-46ce-abcf-5339418c5c81" target="_blank" class="result-ref">11CoE/16/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+J%C3%A1n+Gand%C5%BEala%2C+PhD." class="judge-link" title="JUDr. Ing. Ján Gandžala, PhD.">JUDr. Ing. Ján Gandžala, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný súd konštatoval, že v prípade pochybností, či ide
o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, má dôkazné bremeno na preukázanie nespotrebiteľského charakteru <span class="highlight-substring">zmluvy</span>
dodávateľ. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6a0cce3f-dfd6-4314-85e7-f47bd61993f9%3Aff7ddf49-3634-49d8-8216-6786218c130d" target="_blank" class="result-ref">16CoCsp/2/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Kova%C4%BEov%C3%A1" class="judge-link" title="JUDr. Anna Kovaľová">JUDr. Anna Kovaľová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere bola úroková sadzba dohodnutá vo výške 27,64 % ročne.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/473fef3e-a49f-4f9a-954e-955077bf5d3a%3A8df30977-8397-4531-a7f8-eb9087113320" target="_blank" class="result-ref">25Csp/133/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Bodo" class="judge-link" title="JUDr. Peter Bodo">JUDr. Peter Bodo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch, v znení účinnom ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span>,
<span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/61625793-888a-4c19-bbc4-0c85d7ffca35%3A1380e62f-dad3-4f4a-8b94-c4cc91f1768c" target="_blank" class="result-ref">16CoCsp/15/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivica+Hanuskov%C3%A1" class="judge-link" title="JUDr. Ivica Hanusková">JUDr. Ivica Hanusková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 7 ods. 1 a 2 ZoSÚ veriteľ je pred uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere alebo pred
zmenou tejto <span class="highlight-substring">zmluvy</span> spočívajúcej v navýšení <span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s odbornou
starostlivosťou schopnosť spotrebiteľa splácať <span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy najmä dobu,
na ktorú sa poskytuje <span class="highlight-substring">spotrebiteľský</span> úver, výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa a prípadne
aj účel <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/afc7a7cf-eacf-48d4-bb7b-a4a04dacd531%3A0e224e7a-a0b5-42fd-af5c-32fe679e3d1f" target="_blank" class="result-ref">14CoE/93/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zdenka+Koh%C3%BAtov%C3%A1" class="judge-link" title="JUDr. Zdenka Kohútová">JUDr. Zdenka Kohútová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o úvere uzavretá medzi oprávneným a povinným je teda <span class="highlight-substring">zmluvou</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere, aj keď ju účastníci konania takto nenazvali a v písomnej <span class="highlight-substring">zmluve</span> ju označili
„<span class="highlight-substring">Zmluva</span> o úvere uzavretá doleuvedeného dňa v zmysle § 497 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/91d31c29-f81c-469f-a01b-d92e103cf498%3A5b78edc1-f46b-47f3-af4c-1288d7045aad" target="_blank" class="result-ref">41C/18/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Moskvi%C4%8Dov%C3%A1+PhD." class="judge-link" title="JUDr. Mária Moskvičová PhD.">JUDr. Mária Moskvičová PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 741b ods. 1 OZ <span class="highlight-substring">zmluva</span> musí mať písomnú formu alebo inú vhodnú formu.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/724e899f-7106-4fd0-855c-be78f87d22c0%3Ada7cb5c5-eb51-4bfb-bd51-6fa76cc3317b" target="_blank" class="result-ref">8Csp/50/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Silvia+%C5%A0vidersk%C3%A1" class="judge-link" title="JUDr. Silvia Šviderská">JUDr. Silvia Šviderská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere však takéto predpoklady pre výpočet RPMN nie sú
uvedené. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/603c69a8-ed52-4166-8385-06b74f1be04b%3A17e323ae-eb81-4ebb-a0d1-f371444b3eac" target="_blank" class="result-ref">5CoCsp/27/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+Pribula" class="judge-link" title="JUDr. Vladimír Pribula">JUDr. Vladimír Pribula</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keby súd podrobil <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, tak by určil, že úver je bezúročný a
bez poplatkov, lebo v <span class="highlight-substring">zmluve</span> absentuje aj doba trvania <span class="highlight-substring">zmluvy</span> v čase uzatvorenia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7c2e3626-708b-438d-b333-f2e50a279417%3Abde4cd40-4015-4e23-98a5-afdfd16f61ef" target="_blank" class="result-ref">8Csp/24/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Krausov%C3%A1" class="judge-link" title="JUDr. Mária Krausová">JUDr. Mária Krausová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z. )
6.3.      <span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ
so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/54340803-602e-458c-becb-2590194a35be%3A4e99d1c4-42e6-4858-9e92-d8e354b9691d" target="_blank" class="result-ref">19CoCsp/31/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zlata+Simkov%C3%A1" class="judge-link" title="JUDr. Zlata Simková">JUDr. Zlata Simková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…OZ a v zmysle § 2 písm. b/ zákona č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch
s účinnosťou v čase uzatvorenia <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5310efe8-212b-432b-be7b-49a5db2523a2%3A6c2700ab-f608-424c-ad42-0ab7b805761c" target="_blank" class="result-ref">9CoE/82/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Andrea+Szombathov%C3%A1+Pol%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Andrea Szombathová Poláková">Mgr. Andrea Szombathová Poláková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle § 23a Zákona o ochrane spotrebiteľa účinného do 30. 06. 2007 sú <span class="highlight-substring">spotrebiteľskými</span>
<span class="highlight-substring">zmluvami</span> aj <span class="highlight-substring">zmluvy</span> uzavreté podľa Obchodného zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/affe0449-3efd-4adb-9a4b-0feaa91aac4f%3Aabb789ea-6d1f-4dcf-98fc-4d1ba092b5c1" target="_blank" class="result-ref">34Csp/141/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">30.09.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+L%C3%BDdia+Oros+Neme%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Lýdia Oros Nemešová">JUDr. Lýdia Oros Nemešová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podstatným ale je, aby zmluvná pokuta dojednaná v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> bola
primeraná. …</div>
                  </div>
          </div>
  
  
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