@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,757</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f0f9045d-8db0-48fb-9118-0e5761b75465%3Af5dd7cfc-60d6-4aff-a473-ae0c814abb06" target="_blank" class="result-ref">19C/78/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tatiana+Zapletajov%C3%A1" class="judge-link" title="JUDr. Tatiana Zapletajová">JUDr. Tatiana Zapletajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nepochybne <span class="highlight-substring">zmluva</span> uzavretá medzi stranami sporu, je teda <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle
zákona o ochrane spotrebiteľa (zákona č. 250/2007 Z. z.), ktorý v § 3 ods. 3 ustanovuje, že každý
spotrebiteľ má právo na ochranu pred neprijateľnými podmienkami v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>.
31. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b45915e0-86c5-4813-a3a8-203aa99b9ebb%3Affc01704-2356-49f6-b476-a7577fa0dcea" target="_blank" class="result-ref">18Csp/115/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mariana+Podbehl%C3%A1" class="judge-link" title="JUDr. Mariana Podbehlá">JUDr. Mariana Podbehlá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…X.Podľa § 290 U. <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7ce85f20-0c5c-49ee-8e55-0724c8edc104%3Af3834d2c-b3f2-4a41-a148-72d434011f02" target="_blank" class="result-ref">12CoCsp/14/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Kvietok" class="judge-link" title="JUDr. Peter Kvietok">JUDr. Peter Kvietok</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vo vzťahu k úveru č. 3 a č. 4
odvolací súd uvádza, že v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> obligatórne náležitosti tak, ako sú vymedzené v
ust. § 9 ZoSÚ, musia byť uvedené priamo v samotnej <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cbb7fa42-d06e-436e-886c-619f3b04e1e9%3Aa057ce13-61c9-4c78-97e8-12fd828d7231" target="_blank" class="result-ref">19Csp/53/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava I</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Martin+Jenis" class="judge-link" title="Mgr. Martin Jenis">Mgr. Martin Jenis</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník (ďalej len OZ),
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a020af35-2c44-461a-9ea3-4f3aa392cb4e%3A6f300bf0-b8f5-4b59-a1bf-77fc7e5aa023" target="_blank" class="result-ref">44Csp/325/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Al%C5%BEbeta+Be%C5%88%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Alžbeta Beňáková">JUDr. Alžbeta Beňáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podmienky
uzavretia <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľských</span> úveroch upravuje zákon č. 129/2010 Z. z. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a6d6d08f-50db-4640-b5e9-c063671ffcf0%3A31009cc0-5a4e-48e3-ae93-a057c5bd165d" target="_blank" class="result-ref">11Csp/116/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%BAlia+Weiserov%C3%A1" class="judge-link" title="JUDr. Júlia Weiserová">JUDr. Júlia Weiserová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 (veta prvá) zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, platnom v čase
uzavretia <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu.

19. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a84ea2d8-1508-4f64-bb47-55b290f2366e%3A9a226169-7ffa-4ce3-940e-f50a23b0b767" target="_blank" class="result-ref">9CoCsp/19/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ladislav+Mejstr%C3%ADk" class="judge-link" title="JUDr. Ladislav Mejstrík">JUDr. Ladislav Mejstrík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie dospel
k správnemu právnemu záveru, že predmetná <span class="highlight-substring">zmluva</span> uzatvorená medzi žalobcom a žalovanou má
povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a právny vzťah účastníkov <span class="highlight-substring">zmluvy</span> sa spravuje zákonom č. 129/2010 Z. z.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b5e54ca8-e8c6-4150-be23-a64500a1bf61%3Aaba14767-153a-4159-9401-bb97867ef79a" target="_blank" class="result-ref">12Csp/134/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Zita+Leimbergerov%C3%A1" class="judge-link" title="Mgr. Zita Leimbergerová">Mgr. Zita Leimbergerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak
postúpenie pohľadávky oznámi dlžníkovi postupca, nie je dlžník oprávnený sa dožadovať preukázania
<span class="highlight-substring">zmluvy</span> o postúpení.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a08f608e-f3b8-408f-bf98-e16cdd16f130%3Ad8c54de7-a3e4-4545-b4bf-9f10e8d3e1c9" target="_blank" class="result-ref">34Csp/130/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+L%C3%BDdia+Oros+Neme%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Lýdia Oros Nemešová">JUDr. Lýdia Oros Nemešová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Účelom <span class="highlight-substring">zmluvy</span> bolo poskytnutie bezúčelového
<span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a14ce39b-0364-400f-99d0-583d9b31a5b4%3A58c4148a-73e1-4f77-b6b7-d6418d2033f5" target="_blank" class="result-ref">6Csp/15/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miriam+Sz%C3%A1razov%C3%A1" class="judge-link" title="JUDr. Miriam Szárazová">JUDr. Miriam Szárazová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na uvedené súd považoval žalobu žalobcu
za dôvodnú a vyhovel jej v celom rozsahu vrátane zmluvnej pokuty v žalobe vymedzenom rozsahu,
v ktorej odôvodnenosť vyplýva jednak zo <span class="highlight-substring">zmluvy</span>, a to z bodu 10 <span class="highlight-substring">zmluvy</span>, kde sa strany dohodli pre
prípadné porušenie <span class="highlight-substring">zmluvy</span> na povinnosť uhradiť sankciu v podobe zmluvnej pokuty vo výške 0,1 %
denne z dlžnej sumy a za každý deň omeškania. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a6a36a9a-756b-4cdf-8d35-fc1663bb81ed%3A96db9f77-d802-4848-8437-eacc132e144c" target="_blank" class="result-ref">7Csp/9/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zuzana+Kon%C3%A1rikov%C3%A1" class="judge-link" title="JUDr. Zuzana Konáriková">JUDr. Zuzana Konáriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetom <span class="highlight-substring">zmluvy</span> o úvere bolo poskytnutie <span class="highlight-substring">spotrebiteľského</span>
úveru vo výške 2.500,- eur za podmienok dohodnutých v <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c2f2649a-1da0-4093-b6d0-cbee43617348%3A0637187b-2818-4c27-b5fc-b377f53f484d" target="_blank" class="result-ref">5CoCsp/23/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Sl%C3%A1vka+Zborovjanov%C3%A1" class="judge-link" title="JUDr. Slávka Zborovjanová">JUDr. Slávka Zborovjanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z toho dôvodu predmetná <span class="highlight-substring">zmluva</span> o úvere mala obsahovať
výšku RPMN ako obligatórnu náležitosť, absenciu ktorej sankcionuje zákon o <span class="highlight-substring">spotrebiteľských</span> úveroch
bezúročnosťou a bezpoplatkovosťou úverovej <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c8bead43-7b37-4556-868c-83edd048db97%3A58b9f7d0-55f0-4dda-99b8-976261cee391" target="_blank" class="result-ref">24Csp/122/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Zuzana+Kereszt%C3%A9nyi" class="judge-link" title="Mgr. Zuzana Keresztényi">Mgr. Zuzana Keresztényi</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 1 ods. 2 zákona č.129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a o iných úveroch a
pôžičkách pre spotrebiteľov a o zmene a doplnení niektorých zákonov, v znení účinnom v čase uzavretia
<span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">spotrebiteľským</span> úverom na účely tohto zákona je dočasné poskytnutie peňažných prostriedkov
na základe <span class="highlight-substring">zmluvy</span>                            o <span class="highlight-substring">spotrebiteľskom</span> úvere vo forme pôžičky, úveru, odloženej platby
alebo obdobnej finančnej pomoci poskytnutej veriteľom spotrebiteľovi.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5833d6c3-c0d1-4931-98f4-1a33cf4453a4%3A22bf507b-0f38-4dae-a7fb-587263a3d212" target="_blank" class="result-ref">9Csp/10/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Igor+Valent" class="judge-link" title="JUDr. Igor Valent">JUDr. Igor Valent</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z titulu takejto <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere „ahoj. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/78c58adf-d88b-4646-928a-c468f06b40dc%3A107a9440-dfb0-4881-8123-ead9195f3dad" target="_blank" class="result-ref">11Pc/10/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+J%C3%BAlia+Weiserov%C3%A1" class="judge-link" title="JUDr. Júlia Weiserová">JUDr. Júlia Weiserová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…W. z toho istého dňa, notárskou
zápisnicou N 145/2016, Nz 16998/2016, NCRIs 17470/2016 zo dňa 13.05.2016, prvými stranami <span class="highlight-substring">zmlúv</span>



o <span class="highlight-substring">spotrebiteľských</span> úveroch žalobcu, pracovnou <span class="highlight-substring">zmluvou</span> žalobcu zo dňa 27.01.2021 vrátane dohody,
nájomnou <span class="highlight-substring">zmluvou</span> zo dňa 01.05.2021, pracovnou <span class="highlight-substring">zmluvou</span> žalovaného v 2. rade zo dňa 20.06.2021,
potvrdením o štúdiu zo dňa 17.09.2020 žalovanej v 1. rade, ako aj obsahom celého spisu a zistil tento
skutkový stav:

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7969b76a-0dc1-429e-966f-36a51a595756%3Ae43ce119-6a6e-4bb6-8d4c-bdc1b2949d80" target="_blank" class="result-ref">15Csp/173/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mariana+Podbehl%C3%A1" class="judge-link" title="JUDr. Mariana Podbehlá">JUDr. Mariana Podbehlá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…E. <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> môžu mať aj <span class="highlight-substring">zmluvy</span> podľa obchodného
zákonníka ak aj ďalších osobitných predpisov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c3d6dcf0-63d1-4861-9b6c-ac38f09279f0%3A0ab97b63-a975-4cbd-b126-a5ab07486195" target="_blank" class="result-ref">21Csp/37/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Voz%C3%A1rov%C3%A1" class="judge-link" title="JUDr. Monika Vozárová">JUDr. Monika Vozárová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú
neplatné (5)

12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a038fd8b-d64f-4f66-bd0b-23e2ba76f453%3A4eb21e36-2626-425b-a4d6-680a46d0cc79" target="_blank" class="result-ref">43CoCsp/32/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Kubincov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Mária Kubincová, PhD.">JUDr. Mária Kubincová, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 5 OZ, neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

43. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c34f36c8-6d59-4c41-8fd8-38baf50d6cf4%3Ab9e41d37-fb4e-4111-bccd-16d8e2d15719" target="_blank" class="result-ref">11CoCsp/11/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Zo%C4%BE%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Viera Zoľáková">JUDr. Viera Zoľáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V čase uzatvorenia <span class="highlight-substring">zmluvy</span> bola žalovaná v nájme na adrese Š. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/26a51cc9-8a0a-44d0-b0a3-dd901b07a0ca%3Abdec0b72-bb4d-4d96-aabb-6aacb5d44127" target="_blank" class="result-ref">9Csp/98/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">21.10.2021</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+Sikorjak" class="judge-link" title="JUDr. Rastislav Sikorjak">JUDr. Rastislav Sikorjak</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 2 písm.d) zákona č. 129/2010 Z.z. - <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou sa veriteľ
zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje poskytnuté peňažné
prostriedky vrátiť a zaplatiť celkové náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span> úverom.
…</div>
                  </div>
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