@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
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      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,532</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9eb02e89-1ad7-4306-a49a-1100ae66cce6%3Ac482a2f2-d5e5-4073-8dad-55d4c9f1d4ee" target="_blank" class="result-ref">9Cdo/272/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mari%C3%A1n+Sluk" class="judge-link" title="JUDr. Marián Sluk">JUDr. Marián Sluk</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…V podmienkach danej veci si právny
predchodca žalobcu žalobou z 21. januára 2011 uplatnil peňažné plnenie na tom skutkovom tvrdení,
že 27. novembra 2007 uzavreli strany sporu <span class="highlight-substring">zmluvu</span> o poskytovaní právnej pomoci. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/db2dc28e-3275-4f13-8674-7df49dd05548%3A274194a4-340e-49f1-8a29-0e8c040257c9" target="_blank" class="result-ref">6Cdo/47/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Du%C5%A1an+%C4%8Cimo" class="judge-link" title="Mgr. Dušan Čimo">Mgr. Dušan Čimo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…I všeobecné obchodné podmienky právnej predchodkyne
žalobkyne, urobené súčasťou <span class="highlight-substring">zmluvy</span> o splátkovom úvere právnej predchodkyne žalobkyne a
žalovaného z 23. októbra 2014, obsahujúcej adresu bydliska žalovaného používanú vo všetkých
písomnostiach pred začatím sporu aj v jeho priebehu (ďalej tiež len „VOP“) totiž obsahovali dojednania,
podľa ktorých „Písomnosti Banky sa doručujú“ (o. i.) …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/54314eea-da34-423e-9351-f073aa34feba%3A14b3e1e4-9395-4c7d-816e-7b610c747c11" target="_blank" class="result-ref">B5-39Csp/164/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Linetov%C3%A1" class="judge-link" title="JUDr. Daniela Linetová">JUDr. Daniela Linetová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uvedenú <span class="highlight-substring">zmluvu</span>  súd považoval za <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> podľa § 52 a nasl.
…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b4aef309-c164-4a23-aa19-60149eaac5df%3A53f87a94-2708-4e7a-ba1d-6ce409171318" target="_blank" class="result-ref">21Cb/160/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Kanderka" class="judge-link" title="JUDr. Jaroslav Kanderka">JUDr. Jaroslav Kanderka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvy</span>) a dohodnuté splátky
neplnil riadne a včas. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6d933e1c-4a13-4ca1-8488-09dadadb4a78%3Ada658188-d2d9-4f03-8f77-973a33456713" target="_blank" class="result-ref">6CoCsp/28/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Urbanov%C3%A1" class="judge-link" title="JUDr. Jana Urbanová">JUDr. Jana Urbanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa názoru žalobcu <span class="highlight-substring">Zmluva</span> obsahuje všetky náležitosti <span class="highlight-substring">zmluvy</span>
o úvere podľa § 497 a nasl. zákona č. 513/1991 Zb. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d7639db3-efd7-4593-96fc-79147b6060d4%3A39b37813-1665-4bfe-a266-5084fee86508" target="_blank" class="result-ref">17CoCsp/1/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubom%C3%ADr+%C5%A0abla" class="judge-link" title="JUDr. Ľubomír Šabla">JUDr. Ľubomír Šabla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…OZ ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> vzhľadom
na povahu zmluvných strán. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e2313390-ce73-4466-84ba-82cd1625f733%3Af303d131-016c-4f4a-aaaa-1ad2b4e0411e" target="_blank" class="result-ref">11CoCsp/8/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Adriana+Mur%C3%ADnov%C3%A1" class="judge-link" title="JUDr. Adriana Murínová">JUDr. Adriana Murínová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pri rozhodovaní vychádzal súd prvej inštancie zo zistenia, že poskytovateľ úveru dňa 11.2.2005
uzavrel so žalovaným tri <span class="highlight-substring">zmluvy</span> - <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, <span class="highlight-substring">zmluvu</span> o revolvingovom
<span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty a rámcovú <span class="highlight-substring">zmluvu</span> o poistení, ktoré sú zachytené na
jednom tlačive a oddelené v dvoch častiach. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ee9c7530-4934-4317-9e66-bc85c3abcbce%3A4bc13ad1-ea2d-43c2-94f4-d8304b618823" target="_blank" class="result-ref">7CoCsp/30/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Nina+Dubovsk%C3%A1" class="judge-link" title="Mgr. Nina Dubovská">Mgr. Nina Dubovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXXXXXXXX zo dňa 29.08.2013 (ďalej len ako
„<span class="highlight-substring">Zmluva</span>“), pohľadávky z ktorej <span class="highlight-substring">Zmluvy</span> voči žalovanému boli postúpené na žalobcu (na základe <span class="highlight-substring">Zmluvy</span>
o postúpení pohľadávok zo dňa 16.09.2022 uzatvorenej podľa ust. § 524 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/117e3ab4-3019-4e2b-a6ab-0d2df568400f%3A13969e54-d7ed-422d-8c89-650730951f26" target="_blank" class="result-ref">16CoCsp/8/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Majersk%C3%BD" class="judge-link" title="JUDr. Roman Majerský">JUDr. Roman Majerský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie sa naopak stotožnil s procesnou obranou žalovanej pokiaľ ide o splnenie
podmienok uvedených v § 7 ods. 1 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch, podľa ktorého je veriteľ pred
uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere alebo pred zmenou tejto <span class="highlight-substring">zmluvy</span> spočívajúcej v navýšení
<span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s odbornou starostlivosťou schopnosť spotrebiteľa splácať
<span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy najmä dobu, na ktorú sa poskytuje <span class="highlight-substring">spotrebiteľský</span> úver,
výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa a prípadne aj účel <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c52af3bd-bda3-4d10-88b8-352b2e6c3ac0%3Ad8d8fe4e-3445-41fd-8a19-316ee26dea4d" target="_blank" class="result-ref">3Co/1/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Bolebruch" class="judge-link" title="JUDr. Roman Bolebruch">JUDr. Roman Bolebruch</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, keďže ustanovenie § 18
ods. 4 zák. o advokácii sa vzťahuje na spotrebiteľa právnej služby. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2f57884f-60e2-4265-8275-0b1eb236667e%3Ad0ad6cdc-f6d5-45b3-916a-2916b89c684c" target="_blank" class="result-ref">21CbZm/2/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Kanderka" class="judge-link" title="JUDr. Jaroslav Kanderka">JUDr. Jaroslav Kanderka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bca506a2-3a9d-40db-a09c-6e83577e5ca8%3A8114bd52-2ad2-4232-9048-3c090c0927e3" target="_blank" class="result-ref">11CoCsp/6/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Zlocha" class="judge-link" title="JUDr. Jozef Zlocha">JUDr. Jozef Zlocha</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na
základe uvedenej <span class="highlight-substring">zmluvy</span> bola pohľadávka z úverovej <span class="highlight-substring">zmluvy</span> postúpená žalobcovi, o čom bola žalovaná
upovedomená písomným oznámením postupcu o postúpení pohľadávky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9d6f345d-caf1-456a-bcfd-3dd7bd48e9ac%3A89bf0038-6e2a-4e98-af37-3bff470fb0e6" target="_blank" class="result-ref">NM-12Csp/17/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+Erika+Trtalov%C3%A1" class="judge-link" title="JUDr. Ing. Erika Trtalová">JUDr. Ing. Erika Trtalová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je zmluvným typom s
osobitnou právnou úpravou v čase uzavretia <span class="highlight-substring">zmluvy</span> v zákone o <span class="highlight-substring">spotrebiteľských</span> úveroch, ktorý je k
ustanoveniam Občianskeho zákonníka s podrobnou úpravou <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> od 01.04.2004
predpisom lex specialis. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/28e7887c-dabc-4520-b72c-a94a39a07a4a%3A4e409a03-ad8e-4f58-b472-90a4f129811c" target="_blank" class="result-ref">21Cb/174/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Kanderka" class="judge-link" title="JUDr. Jaroslav Kanderka">JUDr. Jaroslav Kanderka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluvy</span>) a dohodnuté splátky neplnila
riadne a včas. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/20cc65e1-cfc9-4db7-9893-251e3a209e3f%3A390597b9-2802-4161-9afc-769add440345" target="_blank" class="result-ref">5Csp/36/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">31.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Rebej" class="judge-link" title="Mgr. Marek Rebej">Mgr. Marek Rebej</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak sa uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a žalovaným je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> alebo iné zmluvné dokumenty súvisiace so
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> obsahujú zmluvnú podmienku, ktorá je neprijateľná.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5daf4d40-fea7-4752-a76a-41cec6d99b91%3Accbb0ede-1316-40f0-be4a-cdc757772c59" target="_blank" class="result-ref">22CoCsp/5/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">31.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Viera+Kandrikov%C3%A1" class="judge-link" title="JUDr. Viera Kandriková">JUDr. Viera Kandriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Namietal právne posúdenie a podriadenie <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere – <span class="highlight-substring">Zmluva</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní kreditnej karty č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8ab6211c-d1c3-44ba-bfc2-4c89ef107ea6%3A58bd008f-edc2-4ef3-9aae-0b1343e29d15" target="_blank" class="result-ref">3Ek/95/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">31.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Bomborov%C3%A1" class="judge-link" title="JUDr. Eva Bomborová">JUDr. Eva Bomborová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1155f858-e1f6-4551-b410-fe453717efbe%3Afdb156ad-8969-4c05-8d4c-9f5b5855f12d" target="_blank" class="result-ref">27CoCsp/13/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">31.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Martina+Trnavsk%C3%A1" class="judge-link" title="Mgr. Martina Trnavská">Mgr. Martina Trnavská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vychádzal zo skutkového zistenia, že na základe <span class="highlight-substring">zmluvy</span> o poskytnutí
<span class="highlight-substring">spotrebiteľského</span> úveru „F.“ č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dc252603-3a10-44b6-b27d-1ce72914b7ff%3Abdd3ecf4-d146-4c6b-a358-64907ba5460e" target="_blank" class="result-ref">18Csp/24/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">31.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michaela+Krzysztofek" class="judge-link" title="JUDr. Michaela Krzysztofek">JUDr. Michaela Krzysztofek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na takýto spôsob uzatvárania <span class="highlight-substring">zmlúv</span> sa nevzťahujú ustanovenia o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>
podľa § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2fe5d3f7-1ec4-46a3-a9d2-bcc2a192c4aa%3A057de3cf-0d10-414a-8ece-083b26d862f3" target="_blank" class="result-ref">4Csp/54/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">31.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+J%C3%A1n+Pastir%C4%8D%C3%ADk" class="judge-link" title="Mgr. Ján Pastirčík">Mgr. Ján Pastirčík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka (v znení účinnom ku dňu uzavretia <span class="highlight-substring">zmluvy</span>),
<span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej
časti tohto zákona a <span class="highlight-substring">zmluva</span> podľa § 55, ak zmluvnými stranami sú na jednej strane dodávateľ a na
druhej strane spotrebiteľ, ktorý nemohol individuálne ovplyvniť obsah dodávateľom vopred pripraveného
návrhu na uzavretie <span class="highlight-substring">zmluvy</span>.

15. …</div>
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