@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



<!DOCTYPE html>
<html lang="sk">
<head>
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<title>súdy.ai</title>
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<style>
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
.sidebar-logo { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; color: white; padding: 20px 20px 16px; border-bottom: 1px solid rgba(255,255,255,0.08); text-decoration: none; display: block; }
.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
    <div class="topbar-right"></div>
  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,871</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0e24cf12-a845-4bb5-9dc7-36683369f0ac%3A0b845310-85c6-4825-a968-11fa9245509c" target="_blank" class="result-ref">9Csp/11/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">16.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivan+%C4%8Ealak" class="judge-link" title="JUDr. Ivan Ďalak">JUDr. Ivan Ďalak</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V ďalšom svojom vyjadrení žalovaný poukázal na to, že v priebehu konania žalobca
predložil novú <span class="highlight-substring">zmluvu</span> o výkone správy, podľa neho táto <span class="highlight-substring">zmluva</span> nebola prijatá na schôdzi vlastníkov
bytov a keďže ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> žiada, aby ju súd posúdil, či obsahuje neprijateľné podmienky,
a preto nie je v tomto prípade pre žalovaného záväzná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/506ecabb-21c8-4f0b-9904-057d8fbcc62c%3Aaec442a7-0136-4e7c-bc13-5588bad95ddc" target="_blank" class="result-ref">5Co/104/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Jaroslav+%C5%A0upa" class="judge-link" title="Mgr. Jaroslav Šupa">Mgr. Jaroslav Šupa</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobcovia teda neuviedli, z akého dôvodu by bolo pre rozhodnutie
súdu vôbec relevantné, či predmetné <span class="highlight-substring">zmluvy</span> predstavujú <span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0fa0ee96-220c-40ef-97c3-e5bb406ab8b8%3Af3373463-9e89-46c1-b7ed-1c2a9428552b" target="_blank" class="result-ref">21Csp/26/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Siv%C3%A1k" class="judge-link" title="Mgr. Peter Sivák">Mgr. Peter Sivák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe vykonaného dokazovania súd  dospel k záveru, že medzi žalobcom a žalovanou bola
uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, teda <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/048db54e-b2dc-4e92-87aa-f47e972c3329%3A54a4d2ca-8b66-46bc-aa0e-a4dd652855d7" target="_blank" class="result-ref">101Csp/32/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Simona+Szab%C3%B3" class="judge-link" title="Mgr. Simona Szabó">Mgr. Simona Szabó</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca vo veci doplnil, že predložená úverová <span class="highlight-substring">zmluva</span> spĺňa všetky náležitosti <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere podľa ZoSÚ. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/345050a7-b5bc-4468-8a46-f73b88dc2110%3Ae20a39d9-d127-42d8-9c58-584f03e34126" target="_blank" class="result-ref">20Csp/16/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Desana+Jan%C3%AD%C4%8Dkov%C3%A1+Rusn%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Desana Janíčková Rusnáková">Mgr. Desana Janíčková Rusnáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník,
účinného ku dňu uzavretia <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>).
10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b143eacd-7e08-426e-9fd6-1fd7ec998721%3Af6bdcd66-8bab-471f-a6ed-1dc0baa91bef" target="_blank" class="result-ref">30Csp/69/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eduard+Szabo" class="judge-link" title="JUDr. Eduard Szabo">JUDr. Eduard Szabo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka (ďalej len „OZ“),
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/22618587-441f-4ec1-8890-fbd373297df1%3A7638bb3b-9be1-4508-827e-b8a9e1dc823e" target="_blank" class="result-ref">21Csp/101/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bo%C5%BEena+Michal%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Božena Michaláčová">JUDr. Božena Michaláčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 OZ v znení neskorších predpisov <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá
<span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/693af28c-5c02-41ab-8353-ef04708abd9d%3Af324c01b-e5ed-4267-9bfe-c26dd8039dd0" target="_blank" class="result-ref">5Csp/31/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Bo%C5%BEena+Csibr%C3%A1nyiov%C3%A1" class="judge-link" title="Mgr. Božena Csibrányiová">Mgr. Božena Csibrányiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 51 Občianskeho zákonníka, účastníci môžu uzavrieť i takú <span class="highlight-substring">zmluvu</span>, ktorá nie je osobitne
upravená; <span class="highlight-substring">zmluva</span> však nesmie odporovať obsahu alebo účelu tohto zákona.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7b426416-00fb-4803-843f-2bc3effd3d57%3Ac58d7b61-5635-450a-9b46-84531f7c720e" target="_blank" class="result-ref">101Csp/67/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Simona+Szab%C3%B3" class="judge-link" title="Mgr. Simona Szabó">Mgr. Simona Szabó</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetné <span class="highlight-substring">zmluvy</span>
o pôžičke nie sú <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span>, ide o <span class="highlight-substring">zmluvy</span> o pôžičke peňazí podľa § 657 a nasl.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/86c31a4e-349c-41a0-9fbf-999e3a3c16ec%3A9541ba68-a49a-4489-80d2-405507aa3e6b" target="_blank" class="result-ref">5CoCsp/9/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr+Janka+Richterov%C3%A1" class="judge-link" title="JUDr Janka Richterová">JUDr Janka Richterová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…S ohľadom na osobu žalobcu, ktorý iniciuje na slovenských súdoch tisíce <span class="highlight-substring">spotrebiteľských</span> sporov,
žalobca nedôvodne namieta prekvapivosť napadnutého rozsudku, pretože otázke aktívnej legitimácie
osôb, ktoré <span class="highlight-substring">spotrebiteľskú</span> úverovú <span class="highlight-substring">zmluvu</span> so spotrebiteľom neuzavreli, súdu venujú (a musia)
pozornosť. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1dce51fa-52f2-4a83-8f91-c88e36eb1c80%3A4a992684-d656-4ff0-97e2-42309818beb7" target="_blank" class="result-ref">8CoCsp/35/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Turza" class="judge-link" title="JUDr. Jozef Turza">JUDr. Jozef Turza</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže sa jedná o <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere vzťahujú sa na právny
vzťah ňou založený ustanovenia zák. č. 129/2010 Z. z. účinného v čase uzavretia <span class="highlight-substring">zmluvy</span> ako aj
Občiansky zákonník. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c83e50ff-3a9c-4913-920a-ce981135564f%3Aa7d35cf0-a863-4877-b170-672ce7563b10" target="_blank" class="result-ref">78Ek/1276/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tom%C3%A1%C5%A1+Lehock%C3%BD" class="judge-link" title="JUDr. Tomáš Lehocký">JUDr. Tomáš Lehocký</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení
sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatuje, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a5f62001-76af-4cad-9e07-32ecbf6a423e%3Af10b1098-7133-44dc-995d-5f5b68709c04" target="_blank" class="result-ref">78Ek/1318/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tom%C3%A1%C5%A1+Lehock%C3%BD" class="judge-link" title="JUDr. Tomáš Lehocký">JUDr. Tomáš Lehocký</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení
sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatuje, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span>
<span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f6b6c8ad-3e77-4be6-bd12-ba8529be329a%3A06462d3e-bb63-48d5-99ce-75cd29bf75cb" target="_blank" class="result-ref">14Csp/124/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C4%BDudmila+Ostroluck%C3%A1" class="judge-link" title="Mgr. Ľudmila Ostrolucká">Mgr. Ľudmila Ostrolucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Všetky tieto skutočnosti súd vyhodnotil za nesporné
podľa § 151 ods. 1 CSP podľa ktorého, skutkové tvrdenia strany, ktoré protistrana výslovne nepoprela,
sa považujú za nesporné. <span class="highlight-substring">Zmluvy</span> ako súd už dôvodí majú charakter <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, keď podľa
§ 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3e13bb04-2c0b-4a8f-9f85-7d51be045d2b%3A0d0c0e18-dea1-47b5-90e2-db9ff1897134" target="_blank" class="result-ref">6CoCsp/17/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Ko%C5%A1%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Monika Koščová">JUDr. Monika Koščová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po vykonanom dokazovaní právne vec posúdil podľa ustanovení § 52 ods. 1 až 4 Občianskeho
zákonníka (ďalej len OZ), § 27 ods. 1, § 85a ods. 1, ods. 3, písm. b) bod 1, § 85b ods. 1, ods. 5 písm.
a) bod 3, ods. 7, § 122ya ods. 12 zákona č. 483/2001 Z. z. o bankách (ďalej len zák. o bankách).

4.1 Súd konštatoval, že <span class="highlight-substring">zmluva</span> o hypotekárnom úvere uzavretá medzi žalobcom a žalovanou je
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle všeobecných ustanovení OZ. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94706ad7-0cc4-4961-8687-7785f96b1a56%3A433dc544-a835-40c7-a836-93e4c04d7f12" target="_blank" class="result-ref">36Csp/24/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Morav%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="JUDr. Katarína Moravčíková">JUDr. Katarína Moravčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

6. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ccbca63a-d7b0-4c30-ad5d-4f8518d9451a%3Ae7262722-eefb-44b1-b69e-e1fc73c9a742" target="_blank" class="result-ref">10Csp/25/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Csank" class="judge-link" title="JUDr. Peter Csank">JUDr. Peter Csank</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 a 2 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d770a858-363b-46fe-8240-8e374ea89557%3A0cfffb10-d9bb-475d-b39d-7b6892f3e4c0" target="_blank" class="result-ref">10Csp/26/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Csank" class="judge-link" title="JUDr. Peter Csank">JUDr. Peter Csank</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 a 2 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/122ea75d-5df0-44b7-b9fe-905d04260f64%3Ab1176bb0-b546-4110-b80c-be34b340bb87" target="_blank" class="result-ref">10Csp/107/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Csank" class="judge-link" title="JUDr. Peter Csank">JUDr. Peter Csank</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…II, bod 14 <span class="highlight-substring">zmluvy</span> dlžník udeľuje súhlas s poistením k úveru a so
splátkovým kalendárom za podmienok bližšie uvedených v prílohe <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/899217e1-df82-4f85-943d-771f7e0f35e6%3A0414292b-11de-4df5-95a6-076bf408dfbb" target="_blank" class="result-ref">51Csp/52/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">17.06.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Halkov%C3%A1" class="judge-link" title="JUDr. Eva Halková">JUDr. Eva Halková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení neskorších predpisov
(ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
  
  
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