@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,689</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/908eb195-133c-4d77-b408-9b85164bdd16%3Afd40f370-b270-4b6a-a9eb-7867ee40f15a" target="_blank" class="result-ref">15C/454/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+Jakubovi%C4%8D" class="judge-link" title="JUDr. Rastislav Jakubovič">JUDr. Rastislav Jakubovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 4 ods. 1 cit. zákona, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná,
pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/91ceb301-3cf4-4901-aecd-b4c9760e3581%3A8ec549ce-d2fd-491e-9a97-9eeb7708e06f" target="_blank" class="result-ref">10Er/333/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Tryl%C4%8D" class="judge-link" title="JUDr. Milan Trylč">JUDr. Milan Trylč</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Návrh <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">Zmluvy</span> o úvere, je aj v danom prípade pripravený na predtlačenom tlačive,
do ktorého sa len vpisujú požadované údaje. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/54084598-3214-4f11-a74b-e59cc151af4c%3Abab4069f-8e82-49da-ab21-f45069ca7d7f" target="_blank" class="result-ref">23Er/1757/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Danica+Gregorov%C3%A1" class="judge-link" title="Mgr. Danica Gregorová">Mgr. Danica Gregorová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka a tiež s ustanoveniami
smernice Rady č. 93/13/EHS zo dňa 5.4.1993 o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>,
keďže takto dojednaná rozhodcovská doložka je neprijateľná, prieči sa dobrým mravom a bola ňou
odopretá ochrana spotrebiteľa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/57d9280d-967f-4c8a-ab54-0037909abcfb%3A15f7ebab-95c4-4dbc-8382-22b065386d45" target="_blank" class="result-ref">6RO/528/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Platobný rozkaz</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+R%C3%B3bert+Z%C3%A1hor%C3%A1k" class="judge-link" title="JUDr. Róbert Záhorák">JUDr. Róbert Záhorák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak sa  uplatňuje právo na zaplatenie peňažnej sumy zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a odporcom je spotrebiteľ,
súd nevydá platobný rozkaz, ak <span class="highlight-substring">zmluva</span> obsahuje neprijateľné podmienky (§ 172 ods.9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/795477ad-531e-4a37-a507-d096683e7ff9%3A23565727-4e9a-4522-a0e0-992dfdaa0772" target="_blank" class="result-ref">2Cb/58/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladislav+Pu%C5%A1k%C3%A1%C5%A1" class="judge-link" title="JUDr. Vladislav Puškáš">JUDr. Vladislav Puškáš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Úverová <span class="highlight-substring">zmluva</span> uzavretá medzi Slovenskou
sporiteľňou, a.s. a žalovaným nie je v zmysle uvedeného <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4a63d35b-92d8-4f59-a794-bda7eba4c1bc%3Aad350984-9ea2-4a3f-a5dc-ec035ef6e89a" target="_blank" class="result-ref">4Er/376/2008</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Lepie%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Katarína Lepiešová">JUDr. Katarína Lepiešová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V
pochybnostiach o obsahu <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> platí výklad, ktorý je pre spotrebiteľa priaznivejší.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/610a5af2-5953-41b5-a9d7-047b5364d1ec%3Ac7a56d5a-7a58-4cb6-9d13-f562607cdf40" target="_blank" class="result-ref">24Er/501/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Danica+Gregorov%C3%A1" class="judge-link" title="Mgr. Danica Gregorová">Mgr. Danica Gregorová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1 Občianskeho zákonníka (v znení účinnom do 31.12.2007),  <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span>
sú kúpna <span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej časti tohto zákona a
<span class="highlight-substring">zmluva</span> podľa § 55, ak zmluvnými stranami sú na jednej strane dodávateľ a na druhej strane spotrebiteľ,
ktorý nemohol individuálne ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie
<span class="highlight-substring">zmluvy</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/64938c95-51a0-4333-9da4-289daa0e02ca%3A2780279a-adf5-456e-bdf9-cf736ab823fc" target="_blank" class="result-ref">17C/185/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Val%C3%A9ria+%C4%8Cernegov%C3%A1" class="judge-link" title="JUDr. Valéria Černegová">JUDr. Valéria Černegová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej  sa použijú  smernice : 2008/48/EHS o <span class="highlight-substring">zmluvách</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, smernica 2005/29/ES
o nekalých obchodných praktikách podnikateľov voči spotrebiteľom na vnútornom trhu, ako aj článok 47
Charty základných práv Európskej únie.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6500d81f-0c9e-4d2d-a260-238894576840%3A42c7517e-caaf-414e-a03b-509365a75826" target="_blank" class="result-ref">30Cb/142/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Pavel+Varga" class="judge-link" title="JUDr. Pavel Varga">JUDr. Pavel Varga</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak  záväzok vznikol  zo <span class="highlight-substring">spotrebiteľskej</span>
<span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky z omeškania najviac do výšky ustanovenej
podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/583dc006-8b63-4814-8a5b-18699ff72645%3A27b1fa9f-d041-4034-9cda-79fbb48bb601" target="_blank" class="result-ref">27C/138/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Scholtzov%C3%A1" class="judge-link" title="JUDr. Jana Scholtzová">JUDr. Jana Scholtzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a tarifa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/acfedb19-3d07-4685-94dd-7bf3b2bf43a2%3A3afcb8ae-b202-4667-9ca0-9caa845f704d" target="_blank" class="result-ref">27C/47/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Scholtzov%C3%A1" class="judge-link" title="JUDr. Jana Scholtzová">JUDr. Jana Scholtzová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odporca
sa zaviazal navrhovateľovi zaplatiť kúpnu cenu najneskôr do troch mesiacov od podpisu <span class="highlight-substring">zmluvy</span>, t.j.
najneskôr do 15.05.2012.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ca213d63-3cbc-4aed-aef4-4b815c7abe88%3A0b336f30-0834-4bb2-90c5-0dc078053adc" target="_blank" class="result-ref">4C/5/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+S%C3%BDkorov%C3%A1" class="judge-link" title="JUDr. Iveta Sýkorová">JUDr. Iveta Sýkorová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Prílohou k <span class="highlight-substring">zmluve</span> o úvere je prehľad poplatkov spojených so <span class="highlight-substring">spotrebiteľským</span> úverom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ac9d3e48-7ae5-43b0-aed3-1b82e946dbae%3A91b7cde5-03f8-4ba4-a44f-d8bb44f92dc8" target="_blank" class="result-ref">20C/60/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Hvizdo%C5%A1" class="judge-link" title="Mgr. Peter Hvizdoš">Mgr. Peter Hvizdoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7526e422-064e-4e45-826d-bbe77ac26101%3A3445d5c0-c568-4427-b7b1-5251e3a941ea" target="_blank" class="result-ref">17C/182/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Val%C3%A9ria+%C4%8Cernegov%C3%A1" class="judge-link" title="JUDr. Valéria Černegová">JUDr. Valéria Černegová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej  sa použijú  smernice : 2008/48/EHS o <span class="highlight-substring">zmluvách</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, smernica 2005/29/ES
o nekalých obchodných praktikách podnikateľov voči spotrebiteľom na vnútornom trhu, ako aj článok 47
Charty základných práv Európskej únie.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/aaedb2fe-b084-4d18-8100-060ec81e0ea5%3Ac5d90447-78ee-450b-aad0-59ec38bbf0e4" target="_blank" class="result-ref">9C/96/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+J%C3%A1no%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jarmila Jánošová">JUDr. Jarmila Jánošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V čase podpísania <span class="highlight-substring">zmluvy</span>, t. j. 02. 05. 2010, bol účinný zákon č. 258/2001 Z. z. o <span class="highlight-substring">spotrebiteľských</span>
úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/cb7223d1-1d32-4fd7-a4c5-55bd56c44313%3Aecaf3b6f-2125-4001-9746-750cfb55de08" target="_blank" class="result-ref">4C/165/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+S%C3%BDkorov%C3%A1" class="judge-link" title="JUDr. Iveta Sýkorová">JUDr. Iveta Sýkorová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o pripojení v zmysle §  43 zákona je svojím charakterom občianskoprávnou
<span class="highlight-substring">zmluvou</span>, hoci v Občianskom zákonníku nie je výslovne, ako <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span> upravená.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c6d8b648-4a9b-4651-ad4e-d95a78e1c951%3A1b750bf4-49c1-4ab3-8246-48e99f813752" target="_blank" class="result-ref">30C/136/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+%C4%BDachov%C3%A1" class="judge-link" title="JUDr. Martina Ľachová">JUDr. Martina Ľachová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a tarifa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c9e27b34-73e2-411e-a026-0d5d2fec7546%3Aed7bbe68-8a72-4711-bad2-92ca1973be09" target="_blank" class="result-ref">15Cb/16/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+Jakubovi%C4%8D" class="judge-link" title="JUDr. Rastislav Jakubovič">JUDr. Rastislav Jakubovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c9e124ca-b099-4512-8616-95b5a876dd55%3A6041c85f-6551-478a-8354-06afe1a66ecf" target="_blank" class="result-ref">7C/70/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Danka+Laukov%C3%A1" class="judge-link" title="JUDr. Danka Lauková">JUDr. Danka Lauková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…M. a dňa 21.12.2008 Dodatok k <span class="highlight-substring">Zmluve</span>, dňa 6.4.2010
<span class="highlight-substring">Zmluva</span> o pripojení č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e6d8ab7c-4906-4fd9-9fcb-4acb7ca1c9d4%3A69422470-50cf-4359-9cdf-7bd6c8954b0e" target="_blank" class="result-ref">7C/441/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">12.07.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Behranov%C3%A1" class="judge-link" title="JUDr. Eva Behranová">JUDr. Eva Behranová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dňa 21.10.2009 bola uzatvorená <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. 37123987 so zákazníkom C.. …</div>
                  </div>
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