@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
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.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
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.content { padding: 24px 28px; flex: 1; }
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
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        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,968</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/38477ff1-4ad7-4537-8ec5-8ebe1d84edbf%3A3f9d88f9-3076-4206-8aa6-87cb0602a8bc" target="_blank" class="result-ref">26C/12/2013</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Vysko%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Andrea Vyskočová">JUDr. Andrea Vyskočová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…   ( ďalej len“ zákon o <span class="highlight-substring">spotrebiteľských</span> úveroch“), platného
v rozhodnom čase, na účely tohto zákona sa rozumie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere <span class="highlight-substring">zmluva</span>, ktorou
sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje poskytnuté
peňažné prostriedky vrátiť a uhradiť celkové náklady spojené so <span class="highlight-substring">spotrebiteľským</span> úverom;

Podľa § 4 ods. 1 zák. č. 258/2001 Z. z. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak
je neplatná, pričom spotrebiteľ dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1f10f663-1d96-4699-8b0c-91e7ea6b5174%3A3aebc020-d5be-4d2a-ae54-7d142dea9cf7" target="_blank" class="result-ref">4C/178/2013</a>
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                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Liptovský Mikuláš</span>
                                      <span class="result-date">15.10.2013</span>
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                  <div class="result-judge">
            <div class="judge-icon">MZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Zuzana+Bajlov%C3%A1" class="judge-link" title="Mgr. Zuzana Bajlová">Mgr. Zuzana Bajlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Podľa ust. § 52 ods.1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3d67b0ff-328e-4758-bac8-55f2a86e3a48%3Ac4d1369a-7ecd-4298-80a9-3478e835db02" target="_blank" class="result-ref">2CoE/226/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Ecker" class="judge-link" title="JUDr. Dušan Ecker">JUDr. Dušan Ecker</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 8 ods. 5 (predtým ods. 3) zákona č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span>
úveroch spory o platnosť <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a o právach a povinnostiach, vyplývajúcich z
tejto <span class="highlight-substring">zmluvy</span>, rozhoduje súd. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/152e3f3d-c0d6-499b-a1ca-b3b3270089e7%3Ab66e2db2-3a99-4f48-b805-27256300211b" target="_blank" class="result-ref">18C/45/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zuzana+Matyiov%C3%A1" class="judge-link" title="JUDr. Zuzana Matyiová">JUDr. Zuzana Matyiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1798c599-381a-41d3-bdd6-a3fe3bbd6ad9%3Ab79c986d-4340-436d-b736-c8cde2f9ec80" target="_blank" class="result-ref">10Er/1419/2010</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ME</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Edit+Kotrba" class="judge-link" title="Mgr. Edit Kotrba">Mgr. Edit Kotrba</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Zmluvné podmienky
upravené <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> sa však v zmysle ust. § 54 ods. 1 prvá veta OZ nemôžu odchýliť
v neprospech spotrebiteľa od ustanovení OZ o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/10164136-736a-43ce-a52b-515911abbae5%3A6d7b118e-dd93-49c4-ab84-86459bac7667" target="_blank" class="result-ref">10C/287/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Ivan" class="judge-link" title="JUDr. Jaroslav Ivan">JUDr. Jaroslav Ivan</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zo <span class="highlight-substring">zmluvy</span> však vyplýva, že táto neobsahuje povinný údaj v zmysle § 4 ods. 2 písm. k) citovaného zákona
priemernej hodnote ročnej percentuálnej miery nákladov na príslušný <span class="highlight-substring">spotrebiteľský</span> úver platnej k dňu
podpisu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, zverejnenej podľa § 7a ods. 2.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1c4b82d2-e654-4cf3-8727-5b144d050f67%3Ad98f2323-4ec8-4991-90fa-3ddc8693a789" target="_blank" class="result-ref">13C/10/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Viera+Kov%C3%A1%C4%8Dov%C3%A1" class="judge-link" title="Mgr. Viera Kováčová">Mgr. Viera Kováčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetnú <span class="highlight-substring">zmluvu</span> je potrebné
posúdiť podľa §-u 52 ods. 1 Obč. zák ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, pretože takouto <span class="highlight-substring">zmluvou</span> je každá
<span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/31dff87c-5ecd-4c3e-a35c-89f015ebb38b%3Aab322969-bbe2-4ef4-bca0-38153e2b1038" target="_blank" class="result-ref">6Co/275/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vikt%C3%B3ria+Midov%C3%A1" class="judge-link" title="JUDr. Viktória Midová">JUDr. Viktória Midová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd
nie je viazaný rozhodnutím iného súdu, či podmienka daná v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> je prijateľná alebo
nie je. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/245597a8-d46a-4285-ae70-ce965af70625%3Afd6fd5eb-70e6-4c9f-9424-9902e7c88746" target="_blank" class="result-ref">20C/140/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Libu%C5%A1a+Z%C3%A1thureck%C3%A1" class="judge-link" title="JUDr. Libuša Záthurecká">JUDr. Libuša Záthurecká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 5 Občianskeho zákonníka, neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span>
<span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/21e8b5ac-f031-4519-91e3-7ba938ebcec5%3A0aa53c9e-b2c4-408f-8d51-58487e167e1c" target="_blank" class="result-ref">16C/127/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Juskov%C3%A1" class="judge-link" title="JUDr. Monika Jusková">JUDr. Monika Jusková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná poistná <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> podľa
všeobecných ustanovení Občianskeho zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/19da3b9e-69cd-4c84-9197-4588cfaa505d%3A46134a2e-5d11-4394-b4e6-f1408b15ca35" target="_blank" class="result-ref">16C/146/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Juskov%C3%A1" class="judge-link" title="JUDr. Monika Jusková">JUDr. Monika Jusková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1, 2 zákona č. 129/2010 Z. z. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú
formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0ab05628-c6e9-458a-8f16-c16e15cb9516%3Ace664159-e276-4b9a-9f1e-3994c4d5fa96" target="_blank" class="result-ref">9C/240/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre uznanie</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislava+Semanov%C3%A1" class="judge-link" title="JUDr. Stanislava Semanová">JUDr. Stanislava Semanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a
tarifa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2b36306a-9ce6-4fe7-ac10-4cff2352f0e5%3A833c788b-728f-46c3-9517-4802c520144f" target="_blank" class="result-ref">6Co/661/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislava+Markov%C3%A1" class="judge-link" title="JUDr. Stanislava Marková">JUDr. Stanislava Marková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na svoje skutkové zistenia okresný súd aplikoval ustanovenie § 497 Obchodného zákonníka upravujúce
úverovú <span class="highlight-substring">zmluvu</span>, § 2 ods. 1 písm. a) a b) zákona č. 258/2001 Z. z.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3da35bd5-3183-4119-931f-f8bef51e259a%3A77099dcf-058b-40be-a2c6-50c1dd58b06e" target="_blank" class="result-ref">20Cb/98/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Novotn%C3%A1+Mlin%C3%A1rcsik" class="judge-link" title="JUDr. Jana Novotná Mlinárcsik">JUDr. Jana Novotná Mlinárcsik</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a tarifa. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/03b7e164-46e2-4ff4-8de6-765ce800f8f2%3A2eae1fb4-936a-4667-8833-72b5abe9d099" target="_blank" class="result-ref">11C/218/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mlejov%C3%A1" class="judge-link" title="JUDr. Dagmar Mlejová">JUDr. Dagmar Mlejová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka, 258/2001 o <span class="highlight-substring">spotrebiteľských</span> úveroch.

Podľa § 4 ods. 1, 2 zák. č. 258/2001 Z. z. v znení účinnom k uzavretiu <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere musí mať písomnú formu, inak je neplatná.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2f80e4c4-3e5d-4ee8-ab6e-30d37c4de587%3A2af4d09e-4c3b-40b7-bf80-7d73ddecb03f" target="_blank" class="result-ref">38Cb/2/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Novotn%C3%A1+Mlin%C3%A1rcsik" class="judge-link" title="JUDr. Jana Novotná Mlinárcsik">JUDr. Jana Novotná Mlinárcsik</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky z omeškania najviac do výšky
ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1e464441-c5b1-4284-a764-95c6c1498c19%3A6e285e73-e53f-4c90-bbb1-3ed49ba4356d" target="_blank" class="result-ref">2CoE/284/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Ecker" class="judge-link" title="JUDr. Dušan Ecker">JUDr. Dušan Ecker</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> medzi oprávneným a povinným
má charakter <span class="highlight-substring">spotrebiteľského</span> úveru v zmysle ustanovenia § 2 zákona č. 258/2001 Z.z., ide o
<span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> (s prihliadnutím na povahu účastníkov, obsah <span class="highlight-substring">zmluvy</span> a vopred pripravený obsah
<span class="highlight-substring">zmluvy</span> na predtlačenom formulári) a na vzťah medzi veriteľom (oprávneným) a dlžníkom (povinným)
je potrebné aplikovať ustanovenia <span class="highlight-substring">spotrebiteľského</span> práva. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/38e7884d-0ff3-461a-a3bf-58dddd2cb493%3Ae2cd31b8-64aa-4509-868a-72d6dcc18ba3" target="_blank" class="result-ref">8C/125/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eli%C5%A1ka+Wagshalov%C3%A1" class="judge-link" title="JUDr. Eliška Wagshalová">JUDr. Eliška Wagshalová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/23bf60b7-074e-48e6-9b83-7ec76376fd5e%3A97f77536-f364-4afd-badf-110b7b4a23aa" target="_blank" class="result-ref">10C/48/2013</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Pavel+Roh%C3%A1rik" class="judge-link" title="JUDr. Pavel Rohárik">JUDr. Pavel Rohárik</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vykonaným dokazovaním má súd za preukázané, že účastníci uzavreli <span class="highlight-substring">zmluvu</span> o pripojení, ktorá
má charakter <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/323d2ada-3d8a-4bbf-b808-21f6c4e3904e%3A04458a5b-2e65-4c27-b14e-4e5994a69f4b" target="_blank" class="result-ref">33Er/3854/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">15.10.2013</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+M%C3%A1ria+Ka%C5%A1%C3%ADkov%C3%A1" class="judge-link" title="Mgr. Mária Kašíková">Mgr. Mária Kašíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd preskúmal úverovú <span class="highlight-substring">zmluvu</span> uzatvorenú medzi oprávneným a povinným, pričom táto <span class="highlight-substring">zmluva</span> má
povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, typovej <span class="highlight-substring">zmluvy</span>  s poukazom   znenie § 52 ods. 1 a nasl. …</div>
                  </div>
          </div>
  
  
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