@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,939</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d0f9e973-cb3b-4322-92f5-663c71bac5b9%3A40c73a14-4912-40d9-87b4-7bbb0f6d3764" target="_blank" class="result-ref">19CoE/61/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Be%C3%A1ta+%C4%8Cupkov%C3%A1" class="judge-link" title="JUDr. Beáta Čupková">JUDr. Beáta Čupková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dospel k záveru, že medzi
účastníkmi konania bola uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f5d31a84-e5e7-4bc1-9ae8-09223f7341be%3Ab93a6b06-a9a2-4cda-be1a-56d90b0302b1" target="_blank" class="result-ref">4C/37/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mikul%C3%A1%C5%A1+G%C3%A9czi" class="judge-link" title="JUDr. Mikuláš Géczi">JUDr. Mikuláš Géczi</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak však z povahy <span class="highlight-substring">zmlúv</span> alebo stranám známeho účelu <span class="highlight-substring">zmlúv</span> uvedených v odseku 1 pri ich uzavretí
zrejme vyplýva, že tieto <span class="highlight-substring">zmluvy</span> sú od seba vzájomne závislé, vznik každej z týchto <span class="highlight-substring">zmlúv</span> je podmienkou
vzniku ostatných <span class="highlight-substring">zmlúv</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f284c4b9-7d08-425a-8f03-2673a9d24e51%3Ad48878e6-666d-4239-a991-8afd216b2878" target="_blank" class="result-ref">14C/108/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eduard+Valen%C4%8Din" class="judge-link" title="JUDr. Eduard Valenčin">JUDr. Eduard Valenčin</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je nepochybné, že <span class="highlight-substring">zmluva</span>
uzavretá medzi účastníkmi je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f288c123-221a-4d4f-ae09-becbf60ce02f%3A3eba5be9-897b-4f25-ae35-a7726fd19d16" target="_blank" class="result-ref">7C/84/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miroslav+Rada%C4%8Dovsk%C3%BD" class="judge-link" title="JUDr. Miroslav Radačovský">JUDr. Miroslav Radačovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 4 OZ účinného v čase uzavretia <span class="highlight-substring">zmluvy</span>, neprijateľné podmienky upravené v
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.



…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f46af3c5-4687-4204-a324-fadba16b59be%3Af8d44f04-fdca-4f63-a995-0c66614e0a7d" target="_blank" class="result-ref">5C/16/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+De%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Renáta Deáková">JUDr. Renáta Deáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle § 52 ods. 1 Občianskeho zákonníka v aktuálnom znení, <span class="highlight-substring">spotrebiteľskými</span> <span class="highlight-substring">zmluvami</span> sú kúpna
<span class="highlight-substring">zmluva</span>, <span class="highlight-substring">zmluva</span> o dielo alebo iné odplatné <span class="highlight-substring">zmluvy</span> upravené v ôsmej časti tohto zákona  a <span class="highlight-substring">zmluva</span> podľa
§ 55, ak zmluvnými stranami sú na jednej strane dodávateľ         a na druhej strane spotrebiteľ, ktorý
nemohol individuálne ovplyvniť obsah dodávateľom vopred pripraveného návrhu na uzavretie <span class="highlight-substring">zmluvy</span>.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e75cb1a8-f8cf-4b70-94cc-d7e44de91f15%3A12929e47-a2a1-4d2c-9b7f-bbb283df6102" target="_blank" class="result-ref">6C/147/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ĽC</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/%C4%BDubo%C5%A1+Chrenko" class="judge-link" title="Ľuboš Chrenko">Ľuboš Chrenko</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d81dccf2-caec-48ee-b34e-6df8ea6c5853%3Ac3522c1a-d39a-4af8-b9e8-bec973da4108" target="_blank" class="result-ref">4CoE/591/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Lichnerov%C3%A1" class="judge-link" title="JUDr. Oľga Lichnerová">JUDr. Oľga Lichnerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Táto <span class="highlight-substring">zmluva</span> má povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>
s poukazom   znenie článku 2 Smernice Rady č. 93/13/EHS a ust. § 52 ods. 1 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fb2c803e-b202-4558-8b7a-be24b33d25dc%3A2c1fe72d-d043-4280-ae99-4a7fdbbe5ff2" target="_blank" class="result-ref">14C/103/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C4%BDudmila+Ostroluck%C3%A1" class="judge-link" title="Mgr. Ľudmila Ostrolucká">Mgr. Ľudmila Ostrolucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil tým, že
so žalovaným uzatvorili <span class="highlight-substring">Zmluvu</span> o ČSOB <span class="highlight-substring">Spotrebiteľskom</span> úvere č. 002746539R (ďalej len „<span class="highlight-substring">zmluva</span>“).
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fb6f178a-fea1-43a1-b70e-e237334ef11d%3A6d68c392-1821-42b8-aeeb-7cc6beecb882" target="_blank" class="result-ref">5Co/246/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+Pribula" class="judge-link" title="JUDr. Vladimír Pribula">JUDr. Vladimír Pribula</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Bez právneho
posúdenia veci a bez vznesenia námietky premlčania zo strany vedľajšieho účastníka by v danom konaní
nemohlo byť na ňu zo strany súdu prihliadnuté, pričom je možné a aj pravdepodobné, že hlavný účastník
by bol vo veci neúspešný obdobne ako boli neúspešní mnohí ďalší spotrebitelia, od ktorých navrhovateľ
vymáhal premlčané nároky v prevažnej väčšine zo <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span>, ktoré naviac obsahovali aj
neprijateľné podmienky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f335086f-6a5b-4c26-b29f-3013f7e42262%3A6cccc48c-834e-402b-a2ff-e01ec4684301" target="_blank" class="result-ref">19Cb/97/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre zmeškanie</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Brniakov%C3%A1" class="judge-link" title="JUDr. Martina Brniaková">JUDr. Martina Brniaková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a
dlžník je spotrebiteľ, možno dohodnúť úroky z omeškania najviac do výšky ustanovenej podľa predpisov
občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fef73d6d-a059-4350-a336-e54e62c0619f%3Ac3a2c3be-4ce6-4500-bb92-1cbb1a26545b" target="_blank" class="result-ref">19C/131/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Adriana+Halajov%C3%A1" class="judge-link" title="Mgr. Adriana Halajová">Mgr. Adriana Halajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">zmluvy</span> sú všeobecné podmienky a tarifa.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f7913be6-37da-4f52-b4fc-05a11e13b297%3Afc1ff445-c65e-42a7-a04b-3584194866ac" target="_blank" class="result-ref">19CoE/124/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Be%C3%A1ta+%C4%8Cupkov%C3%A1" class="judge-link" title="JUDr. Beáta Čupková">JUDr. Beáta Čupková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dospel k záveru, že  medzi účastníkmi konania bola uzavretá
<span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fe86f513-7517-481f-b185-b0143f9e3d93%3Ac97a7497-36d9-488c-a499-03461b78732a" target="_blank" class="result-ref">8CoE/95/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Nat%C3%A1lia+%C4%8Cekanov%C3%A1" class="judge-link" title="JUDr. Natália Čekanová">JUDr. Natália Čekanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Táto <span class="highlight-substring">zmluva</span> má povahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> s poukazom na čl. 2
Smernice Rady č. 93/13/EHS a ust. § 52 ods. 1 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f0e290a0-9be3-436c-86b5-b420c48a7cec%3Ab07b37cd-edba-4c07-b586-7e940eedc3d9" target="_blank" class="result-ref">4CoE/541/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JO</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+O%C4%BEga+Lichnerov%C3%A1" class="judge-link" title="JUDr. Oľga Lichnerová">JUDr. Oľga Lichnerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Za správny teda považuje aj názor súdu prvého stupňa, že predmetná <span class="highlight-substring">zmluva</span>
o úvere je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>, a že medzi oprávneným a povinným bol založený na jej základe
<span class="highlight-substring">spotrebiteľský</span> vzťah. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ec2a7260-d32c-439a-959d-b8aaa4307726%3Abe57eaaa-169c-489b-adc1-242131a13d14" target="_blank" class="result-ref">14C/106/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C4%BDudmila+Ostroluck%C3%A1" class="judge-link" title="Mgr. Ľudmila Ostrolucká">Mgr. Ľudmila Ostrolucká</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil tým, že so žalovaným
uzatvorili <span class="highlight-substring">Zmluvu</span> o ČSOB <span class="highlight-substring">Spotrebiteľskom</span> úvere č. 002565411R (ďalej len „<span class="highlight-substring">zmluva</span>“). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/df1ccd46-8ef3-4063-99dc-12cb1452102c%3A67ce40d4-c769-4a9c-90f0-c36381bb78cf" target="_blank" class="result-ref">19Cb/13/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Baranov%C3%A1" class="judge-link" title="JUDr. Daniela Baranová">JUDr. Daniela Baranová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je spotrebiteľ, možno dohodnúť úroky
z omeškania najviac do výšky ustanovenej podľa predpisov občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a8aa19af-c4c6-41f4-88c6-18c33e4ebea4%3A007e5a0e-454b-4c00-9985-c8d936ba004a" target="_blank" class="result-ref">11C/264/2011</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Bratislava IV</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+F%C3%ADgerov%C3%A1" class="judge-link" title="JUDr. Jana Fígerová">JUDr. Jana Fígerová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná <span class="highlight-substring">zmluva</span> bola <span class="highlight-substring">zmluvou</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere uzavretou podľa zákona č. 258/2001 Z.z. v znení neskorších predpisov a
Obchodného zákonníka a súdny zmier je v súlade s § 99 OSP.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/91254578-0ef8-450d-a8b2-3f772a35543f%3A7834ab7a-fc53-43b9-8340-d77a2a90d3cb" target="_blank" class="result-ref">26CoE/87/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Pavol+Pilek" class="judge-link" title="JUDr. Pavol Pilek">JUDr. Pavol Pilek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa názoru súdu je dojednanie rozhodcovskej doložky v <span class="highlight-substring">spotrebiteľskej</span>
<span class="highlight-substring">zmluve</span> neprijateľnou podmienkou, ktorá je v zmysle § 53 ods. 5 Občianskeho zákonníka neplatná.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c7725916-318e-43c2-9313-f84610e2ad5c%3A1d8f1d42-68b5-4cc4-b8cf-cba7c35fc111" target="_blank" class="result-ref">36Cb/69/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trenčín</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Bielikov%C3%A1" class="judge-link" title="JUDr. Alena Bieliková">JUDr. Alena Bieliková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak záväzok vznikol zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a dlžníkom je
spotrebiteľ, možno dohodnúť úroky z omeškania najviac do výšky ustanovenej podľa predpisov
občianskeho práva.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e89c7fbf-dba2-4cfe-b460-482e3b6bd712%3A421c0ad4-5d55-4fdd-abf8-235491e47e67" target="_blank" class="result-ref">6CoE/215/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">28.09.2012</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Straka" class="judge-link" title="JUDr. Peter Straka">JUDr. Peter Straka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Tomáša Kušníra vo formulárovej <span class="highlight-substring">zmluve</span>, a teda nešlo o výber zástupcu
zo strany povinnej. …</div>
                  </div>
          </div>
  
  
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