@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
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<div class="sidebar">
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>540,356</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/35230c80-75a5-4df0-adb2-9c1f77cfab92%3A24847758-336d-432c-9ecd-4a13b1f81388" target="_blank" class="result-ref">6Csp/106/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslava+Gederov%C3%A1" class="judge-link" title="JUDr. Jaroslava Gederová">JUDr. Jaroslava Gederová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Zároveň obe strany spĺňajú
definíciu dodávateľa a spotrebiteľa podľa ustanovenia § 52 ods. 3, 4 Občianskeho zákonníka a táto
<span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle ustanovenia § 52 a nasl. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/17c3878b-4433-471a-8c5c-059200159a65%3Aad6d40d9-df7c-47b7-ae0f-d534aad273fa" target="_blank" class="result-ref">39Er/320/2009</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marta+Ra%C3%A1bov%C3%A1" class="judge-link" title="JUDr. Marta Raábová">JUDr. Marta Raábová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nepochybne <span class="highlight-substring">zmluva</span> uzavretá medzi veriteľom a dlžníkmi je teda <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle
zákona o ochrane spotrebiteľa, pričom tento výklad je v súlade aj s komunitárnou úpravou ochrany
spotrebiteľa v zmysle smernice Rady 93/13/EHS zo dňa 05.04.1993 o nekalých podmienkach v
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>.

21. …</div>
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          <div class="result-card">
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/21ec8621-f9f5-45ef-afd7-9f11110bd0e6%3A70e8f5c5-2e8f-4a4c-888e-20b971fe6ca4" target="_blank" class="result-ref">9Csp/97/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jarmila+J%C3%A1no%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Jarmila Jánošová">JUDr. Jarmila Jánošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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          </div>
              </div>
              <div class="result-snippet">
                      <div>…V danom prípade bolo dojednané v <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span> plnenie v mesačných splátkach.

11. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3c853c1b-f89d-40eb-847c-740d454331bc%3Ae6c380e6-c278-4278-803c-316e6316585f" target="_blank" class="result-ref">12Csp/267/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ivana+Heinrichov%C3%A1" class="judge-link" title="Mgr. Ivana Heinrichová">Mgr. Ivana Heinrichová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 53 ods. 5 OZ, neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/224e5890-09a1-494b-b8a4-3d0622052284%3A89171e56-3df2-4f46-826b-ac1f29667008" target="_blank" class="result-ref">12Csp/101/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Margita+%C5%BDilkov%C3%A1" class="judge-link" title="JUDr. Margita Žilková">JUDr. Margita Žilková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil tým, že na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1f13d1fd-3d2a-4e14-8c83-57e717076e2e%3Abdb926bd-7c7c-4c09-8b6a-da277127b88d" target="_blank" class="result-ref">14Csp/34/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Juraj+Vallo" class="judge-link" title="JUDr. Juraj Vallo">JUDr. Juraj Vallo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V zmysle bodu
1.1 <span class="highlight-substring">Zmluvy</span> sú neoddeliteľnou súčasťou <span class="highlight-substring">zmluvy</span> Obchodné podmienky banky a Všeobecné obchodné
podmienky  a niektoré náležitosti, ktoré má <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle právnych predpisov
obsahovať, sú v samotnom texte <span class="highlight-substring">zmluvy</span> o úvere a ďalšie náležitosti sú v obchodných podmienkach.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/32d1fec9-cc6a-47be-b0c9-f4210f3d159d%3Ac39013c7-1073-457d-9a0e-042206ed6572" target="_blank" class="result-ref">16Csp/174/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Daniela+Prist%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Daniela Pristášová">Mgr. Daniela Pristášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ustanovenia § 4 ods. 1 zák. č. 258/2001 Z. z., o <span class="highlight-substring">spotrebiteľských</span> úveroch,  v znení neskorších
predpisov, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu, inak je neplatná, pričom spotrebiteľ
dostane jedno vyhotovenie <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/17b97c05-abbd-4e29-a9e6-df2ad5a5cbd0%3A9e5cfa75-6701-45d0-8f96-0f03083c65b8" target="_blank" class="result-ref">44Csp/97/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Vaver%C4%8D%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Dagmar Vaverčáková">JUDr. Dagmar Vaverčáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 cit. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/32384e5d-1b54-48ab-9343-f5c754e980e8%3A76d3f7e2-735b-467a-a8ec-b8333ec53ab6" target="_blank" class="result-ref">12Csp/108/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Rimavská Sobota</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Margita+%C5%BDilkov%C3%A1" class="judge-link" title="JUDr. Margita Žilková">JUDr. Margita Žilková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil tým, že na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f3faee7d-e989-467b-9236-2b25653e4e31%3Abcff268a-35af-4237-bf1e-f586fca925f2" target="_blank" class="result-ref">15Csp/65/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Mariana+Pondelov%C3%A1" class="judge-link" title="Mgr. Mariana Pondelová">Mgr. Mariana Pondelová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca svoj nárok odvodzuje zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere.

2. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f9c3cb03-446b-483a-9cfb-4eb7a8b4d683%3A0d1a9ee3-14c2-4d30-b448-a1b7fd89969c" target="_blank" class="result-ref">13Csp/66/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Považská Bystrica</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+Gabriela+Sopkov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Ing. Gabriela Sopková, PhD.">JUDr. Ing. Gabriela Sopková, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasťou <span class="highlight-substring">Zmluvy</span> boli i Zmluvné dojednania <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere revolvingového typu
spoločnosti C. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f30a13e6-fa4d-4b39-8910-def7fd5fc43c%3A4a7e6538-f5d2-48db-8a26-023f4095b4a5" target="_blank" class="result-ref">42Csp/28/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+Nem%C4%8Dekov%C3%A1+PhD." class="judge-link" title="JUDr. Renáta Nemčeková PhD.">JUDr. Renáta Nemčeková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný ako spotrebiteľ je chránený aj ustanoveniami zákona o <span class="highlight-substring">zmluvách</span> <span class="highlight-substring">spotrebiteľského</span>
charakteru, lebo žalobca ako dodávateľ mu predložil <span class="highlight-substring">zmluvu</span> v rámci jeho podnikateľskej činnosti.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/eded4bd5-6d25-452c-b227-f5b21b493cf2%3A190604ed-7b30-4197-9957-737f58c8ea3a" target="_blank" class="result-ref">9Csp/126/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Viera+Bet%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Viera Betáková">Mgr. Viera Betáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca
preukázal, že  v <span class="highlight-substring">zmluve</span> dohodol so žalovaným výšku úrokov a spôsob ich výpočtu, keď úrok zo <span class="highlight-substring">zmluvy</span>
bol dohodnutý vo výške 19 %.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f98aad44-bf74-4e8f-b331-47b4d2959480%3A568c99a5-acbf-4381-a277-29612b9822d7" target="_blank" class="result-ref">5Csp/80/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok pre uznanie</span>
                                      <span class="result-court">Okresný súd Topoľčany</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Dagmar+Snopekov%C3%A1" class="judge-link" title="Mgr. Dagmar Snopeková">Mgr. Dagmar Snopeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobou doručenou súdu sa žalobca domáhal od žalovanej zaplatenia sumy 935,90 eur s  prísl. z
titulu uzavretej <span class="highlight-substring">Zmluvy</span> o pôžičke č. XXXXXXX/XXXXXXXXXX  zo dňa 11.02.2016  s tým, že právny
predchodca žalobcu: Consumer Finance Holding a.s. poskytol žalovanej pôžičku v sume 1.000eur, ktorú
sa žalovaná zaviazala splácať v 24  splátkach po 52,37eur , až do celkovej sumy pôžičky 1.256,88eur,
doposiaľ uhradila iba sumu 239,48eur.

2.    …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/04cf3ee2-dda7-4a79-ab4d-0b14d9674eea%3Aa35be5b8-5d21-46d6-86a3-faa1bd6a0f28" target="_blank" class="result-ref">77Ek/1696/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniel+Ivanko%2C+PhD." class="judge-link" title="JUDr. Daniel Ivanko, PhD.">JUDr. Daniel Ivanko, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vychádzajúc z obsahu rozhodcovskej <span class="highlight-substring">zmluvy</span> je zrejmé, že jediné skutočnosti, ktoré sa do rozhodcovskej
<span class="highlight-substring">zmluvy</span> dodatočne dopisovali (tzn. tie, ktoré neboli vopred formulárovo pripravené dodávateľom), boli:
číslo <span class="highlight-substring">zmluvy</span>, údaje o dlžníkovi (meno, priezvisko, adresa trvalého bydliska a dátum narodenia), deň a
miesto podpisu <span class="highlight-substring">zmluvy</span> a podpisy zmluvných strán. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b0d4744a-8e0b-4be0-84b2-7c67f0983279%3Ac8b41552-8d42-4239-a0de-ca6722a5c45b" target="_blank" class="result-ref">7Csp/107/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dana+Fark%C3%A1%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Dana Farkášová">JUDr. Dana Farkášová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Následne prišla do pobočky a podpísala
<span class="highlight-substring">zmluvu</span>. V čase, keď podpisovala <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere dosahovala necelý príjem vo výške
200 Eur. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a415fd98-7e02-42e2-815e-a1332e4d0364%3A85ff4b2b-d7da-48f8-9d6c-aeb386a5bd85" target="_blank" class="result-ref">15Co/200/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Mikulaj" class="judge-link" title="JUDr. Jaroslav Mikulaj">JUDr. Jaroslav Mikulaj</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Sporným bolo, či predmetná <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluva</span> <span class="highlight-substring">spotrebiteľská</span> alebo nie, a z toho plynúce
právne posúdenie veci. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9449d66d-4b58-448f-998b-845081ac8182%3A4fb08043-3cc5-423d-969c-dc6524a13562" target="_blank" class="result-ref">19Csp/87/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ag%C3%A1ta+%C5%A0tefani%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Agáta Štefaničová">JUDr. Agáta Štefaničová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1 zák. č. 129/2010 Z.z. <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d93bef1a-64a3-4212-ada2-841b105cf3c6%3A57bb25ba-5704-4345-a85f-030bc61b2895" target="_blank" class="result-ref">50Csp/75/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivana+Dan%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Ivana Dančová">JUDr. Ivana Dančová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XX, X. s dobou splatnosti 30 rokov a s mesačnou splátkou vo výške 750,- Eur.

13. Podľa <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c0165529-9abf-4db8-a7ab-b89da4f5e83a%3A7792dcd4-4a06-499f-8e62-ccaf648db047" target="_blank" class="result-ref">3Csp/115/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">06.11.2019</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Va%C4%BEu%C5%A1" class="judge-link" title="JUDr. Milan Vaľuš">JUDr. Milan Vaľuš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
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