@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,838</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/36e3d1e3-4641-480b-ab42-e11c5913fef5%3Abbf06013-e956-4f12-9a1e-d50dac1fa595" target="_blank" class="result-ref">6Co/206/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Maru%C5%A1%C4%8D%C3%A1k" class="judge-link" title="JUDr. Jozef Maruščák">JUDr. Jozef Maruščák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Aktívnu legitimáciu
preukázal predloženými oznámeniami o postúpení pohľadávky zo strany postupcu, ako aj <span class="highlight-substring">zmluvou</span> o
postúpení pohľadávok spolu s príslušnou časťou prílohy k <span class="highlight-substring">zmluve</span> o postúpení pohľadávok. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/20133912-0ee7-4ae4-8f44-f5eb42c3d32c%3Ae5f1b0b8-c75a-43ef-87e1-51814b1582a1" target="_blank" class="result-ref">8Csp/185/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Jaselsk%C3%BD" class="judge-link" title="JUDr. Jozef Jaselský">JUDr. Jozef Jaselský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v
čase uzavretia <span class="highlight-substring">zmluvy</span> (ďalej len „Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3771cb7e-9858-415b-877a-f2876d8abca7%3Ae54957a1-78c5-468f-83b9-ec27f84b820f" target="_blank" class="result-ref">21Csp/41/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Pavel+I%C5%A1t%C3%B3k" class="judge-link" title="Mgr. Pavel Ištók">Mgr. Pavel Ištók</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Neprijateľné podmienky upravené v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> sú neplatné.

15. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1e5553f6-c2d9-43ec-a543-f7741e323913%3A0a5d90d7-42e3-45f8-88ef-77b73c6542a7" target="_blank" class="result-ref">24Csp/145/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Jozef+Chovan" class="judge-link" title="Mgr. Jozef Chovan">Mgr. Jozef Chovan</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd vykonal dokazovanie <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. 8500150885 zo dňa 19.04.2016,
všeobecnými obchodnými podmienkami žalobcu pre <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa 23.12.2015,
oznámením o zosplatnení zo dňa 17.04.2017, výpisom z bežného účtu v banke zo dňa 26.04.2016 a
výpisom z úverového účtu žalovaného.
5. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/100fae43-8c6a-4b38-8547-5dcefe895710%3A7be02641-4025-41c9-bc1b-fbcf4aeec7e8" target="_blank" class="result-ref">28Csp/187/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Detvaiov%C3%A1" class="judge-link" title="JUDr. Eva Detvaiová">JUDr. Eva Detvaiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/469601be-a54f-4d05-b0b7-9e2eaabee612%3A96252594-877f-4a94-8d90-0d6b5e2f9d2d" target="_blank" class="result-ref">19Csp/12/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Baranov%C3%A1" class="judge-link" title="JUDr. Daniela Baranová">JUDr. Daniela Baranová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Niet z pohľadu štátnej moci
záujem hodný ochrany na podporu vynucovania plnenia zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, ak sa právo niektorej
zo strán premlčalo.

24. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1f5e6889-36c1-4975-8c37-c0bbc8a9119f%3Aaa0ed264-4290-47ef-9f50-294db2637bae" target="_blank" class="result-ref">10Csp/180/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1c4dd110-3da0-4e10-b2a1-8e9e0f1f1eb9%3Ad0416a75-0c1c-4378-ad63-5699e40fe4a9" target="_blank" class="result-ref">18Csp/33/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Raj%C5%88%C3%A1k" class="judge-link" title="JUDr. Peter Rajňák">JUDr. Peter Rajňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe <span class="highlight-substring">Zmluvy</span> postupca poskytol
žalovanému telekomunikačné služby, žalovaný sa zaviazal zaplatiť za poskytnuté telekomunikačné
služby cenu stanovenú v <span class="highlight-substring">Zmluve</span> a v Cenníku. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/01eb0c66-3415-4926-a034-07e7ef03eb91%3A7f931c28-a710-4d8c-b0e9-d225f81f8069" target="_blank" class="result-ref">5Csp/87/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Senica</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Stella+Al+Khufash" class="judge-link" title="Mgr. Stella Al Khufash">Mgr. Stella Al Khufash</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 2 Občianskeho zákonníka v znení účinnom ku dňu uzavretia <span class="highlight-substring">Zmluvy</span>,
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/37cf3262-7461-42c4-b15d-b077542cd704%3Ad3a26771-96f5-450f-9687-6847e333c8a3" target="_blank" class="result-ref">8Csp/6/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Silvia+%C5%A0vidersk%C3%A1" class="judge-link" title="JUDr. Silvia Šviderská">JUDr. Silvia Šviderská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetný právny vzťah zo <span class="highlight-substring">zmlúv</span> medzi stranami sporu súd posudzoval ako <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>
v zmysle ust. § 52  a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/20ce0c43-ecf9-43de-be1c-6d7033a579cf%3Adda7e1b5-158f-4fb3-a07d-6da573ee001a" target="_blank" class="result-ref">9CoCsp/2/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ren%C3%A1ta+Gavalcov%C3%A1" class="judge-link" title="Mgr. Renáta Gavalcová">Mgr. Renáta Gavalcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z uvedenej podstaty <span class="highlight-substring">zmluvy</span> o úvere sa vyvodzuje, že tento vzťah
predstavuje kombináciu <span class="highlight-substring">zmluvy</span> o budúcej <span class="highlight-substring">zmluve</span> a <span class="highlight-substring">zmluvy</span> o pôžičke. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/01bdbe86-9508-4642-9078-035f9af7a6a0%3Ab0dc317f-9455-4a54-9770-2b5834c219ec" target="_blank" class="result-ref">27Csp/26/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JŠ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C5%A0tefan+Juh%C3%A1s" class="judge-link" title="JUDr. Štefan Juhás">JUDr. Štefan Juhás</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Svoj nárok žalobkyňa odvodzuje zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/03711854-5ccf-49cf-ae92-a93ac0bdb7b5%3Ac199e4d1-b6f9-4b3a-9a78-1a1faee0acd2" target="_blank" class="result-ref">17Co/120/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Jan%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Gabriela Janáková">JUDr. Gabriela Janáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Preskúmaním <span class="highlight-substring">zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere súd zistil, že <span class="highlight-substring">zmluva</span> o úvere neobsahuje údaj o celkovej čiastke, ktorú musí
spotrebiteľ zaplatiť (§ 9 ods. 2 písm. j) zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch). …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3ddb143e-d181-4382-8915-03c12fde5e01%3Abd8620e4-a0cc-4003-b22c-21ec40bc6d20" target="_blank" class="result-ref">11Co/10/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Tich%C3%BD" class="judge-link" title="JUDr. Roman Tichý">JUDr. Roman Tichý</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Uzatvorenie <span class="highlight-substring">zmluvy</span> bolo preukázané <span class="highlight-substring">Zmluvou</span> o úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/24c76421-bcca-4b31-8818-6fc8ca4ac823%3Ab573ce2b-1137-463d-ab8d-c48511a0d6e3" target="_blank" class="result-ref">11Csp/46/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDudmila+%C5%A0kvaridlov%C3%A1" class="judge-link" title="JUDr. Ľudmila Škvaridlová">JUDr. Ľudmila Škvaridlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vo vyššie uvedenom konaní bolo
rozhodnuté na základe záveru o neuzavretí <span class="highlight-substring">zmluvy</span> s odkazom na §  44 ods.2 Občianskeho zákona, čo
je ustanovenie obsahovo i systematicky zaradené nie medzi osobitnú úpravu <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/092aa516-018a-484f-8380-953f37ed30df%3Ade88cda8-271c-4cce-bee2-9e4169413c10" target="_blank" class="result-ref">22Csp/47/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Gindlov%C3%A1" class="judge-link" title="JUDr. Andrea Gindlová">JUDr. Andrea Gindlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Od spotrebiteľa nemôže veriteľ požadovať úrok alebo poplatky, ktoré nie sú uvedené v <span class="highlight-substring">zmluve</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/114448a6-5d30-45b3-999e-00bd4825933d%3A9ee06b0c-9d1c-4c75-aefd-c08f0d4c85fb" target="_blank" class="result-ref">8Co/261/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Vl%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Jana Vlčková">JUDr. Jana Vlčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzorec výpočtu RPMN je jasne  a zreteľne
uvedený vo všeobecných podmienkach poskytnutia <span class="highlight-substring">spotrebiteľského</span> úveru. V <span class="highlight-substring">zmluve</span>                     o
<span class="highlight-substring">spotrebiteľskom</span> úvere spotrebiteľ zobral na vedomie, že výška priemernej hodnoty ročnej RPMN na
poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver platnej ku dňu podpísania <span class="highlight-substring">zmluvy</span>                               o <span class="highlight-substring">spotrebiteľskom</span> úvere
je 15,89 %. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/18afafe2-6152-4a58-a857-892e5036c123%3A42917a26-6512-47a8-a4f4-f7a5d940acbe" target="_blank" class="result-ref">4Obdo/15/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Priecelov%C3%A1" class="judge-link" title="JUDr. Alena Priecelová">JUDr. Alena Priecelová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Z obsahu <span class="highlight-substring">zmluvy</span> o mimoriadnom medziúvere o stavebnom úvere č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/38726386-be16-45b4-98c2-f2457a37cd69%3A46559396-9035-4206-94a0-af5c2e65991f" target="_blank" class="result-ref">22Csp/129/2018</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Piešťany</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDudmila+Hrickov%C3%A1" class="judge-link" title="JUDr. Ľudmila Hricková">JUDr. Ľudmila Hricková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXX/XX, sú neplatné; 2.) určenia, že úverová <span class="highlight-substring">zmluva</span> č. XXX/XXXX/XXSU je neplatná; a 3.)
určenia, že záložná <span class="highlight-substring">zmluva</span> je neplatná. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2c695e72-b4cd-47fc-a5ee-3ace8093e69d%3Aec3768e6-d31a-42dd-b04a-7dc23592b1c7" target="_blank" class="result-ref">24Csp/134/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">30.06.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+%C5%A0alam%C3%BAn" class="judge-link" title="JUDr. Vladimír Šalamún">JUDr. Vladimír Šalamún</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290  CSP, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

…</div>
                  </div>
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