@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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<head>
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.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="nav-label">Prehľad</div>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>537,481</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e7ca8839-5d6c-46c6-8945-c0ec750b6384%3Af1125fb8-ef79-4465-8a72-c6b87cd7af6a" target="_blank" class="result-ref">20Csp/15/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">06.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+M%C3%A1ria+Ko%C5%A1%C5%A5%C3%A1lov%C3%A1" class="judge-link" title="JUDr. Ing. Mária Košťálová">JUDr. Ing. Mária Košťálová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nakoľko <span class="highlight-substring">zmluva</span> uzavretá medzi stranami sporu má charakter <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
musí obsahovať náležitosti ustanovené zákonom pre takéto <span class="highlight-substring">zmluvy</span> podľa § 9 ods. 2 ZoSÚ. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e8d3d498-75c3-404f-86c9-190f7ce78651%3A2f817cb3-3f50-42dd-a1d0-6d7f9ea5b69f" target="_blank" class="result-ref">1Csp/1/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bánovce nad Bebravou</span>
                                      <span class="result-date">06.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michaela+Bebjakov%C3%A1" class="judge-link" title="JUDr. Michaela Bebjaková">JUDr. Michaela Bebjaková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po posúdení veci súd dospel k názoru, že ide o spor medzi dodávateľom (žalobcom) a spotrebiteľom
(žalovaným), ktorý vyplýva zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> teda o <span class="highlight-substring">spotrebiteľský</span> spor podľa ust. § 290 zákona
č. 160/2015 Z. z. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1d6524ef-e535-4274-829b-2557bc0ccd00%3A67fe2635-85f8-48f6-a257-36354fccf471" target="_blank" class="result-ref">8Csp/69/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Radka+Lacekov%C3%A1" class="judge-link" title="JUDr. Radka Laceková">JUDr. Radka Laceková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V danom prípade strany uzavreli <span class="highlight-substring">zmluvy</span>, ktoré sú <span class="highlight-substring">spotrebiteľské</span>.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/18c07dbf-f1ae-4315-bd07-0bf2c300f40c%3Ac377bf5c-ab28-46c1-916a-4ace0ab8bfb9" target="_blank" class="result-ref">2Csp/2/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Stará Ľubovňa</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Danka+Majd%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Danka Majdáková">Mgr. Danka Majdáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd z obsahu <span class="highlight-substring">zmluvy</span> zistil, že sa jedná o typovú <span class="highlight-substring">zmluvu</span>, keď tlačivo - formulár označený ako  <span class="highlight-substring">Zmluva</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere  je  na 8 stranách rozdelené vertikálne na XI.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3f7174d3-f608-4d74-bee9-a23d351d8b96%3A05bae688-596e-4fba-82cc-c4487a142821" target="_blank" class="result-ref">20CoE/15/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michal+Boro%C5%88" class="judge-link" title="JUDr. Michal Boroň">JUDr. Michal Boroň</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa názoru odvolacieho súdu súd prvej inštancie správne vyhodnotil <span class="highlight-substring">zmluvu</span> o úvere ako <span class="highlight-substring">zmluvu</span>
<span class="highlight-substring">spotrebiteľskú</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/292d602e-491f-418d-88a2-3e84d5f891c9%3Aa1606c8f-ffd8-490b-ae8b-ac71de27ccb7" target="_blank" class="result-ref">27Csp/219/2017</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+Jakubovi%C4%8D" class="judge-link" title="JUDr. Rastislav Jakubovič">JUDr. Rastislav Jakubovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca ako prevádzkovateľ distribučnej siete neuzatvára
<span class="highlight-substring">zmluvy</span> o dodávke plynu s odberateľmi plynu, nakoľko tieto <span class="highlight-substring">zmluvy</span> uzatvára dodávateľ plynu, preto
žalobca má za to, že nemožno posudzovať vzťah medzi žalobcom a žalovaným ako „zmluvný“ a v
dôsledku toho na tento vzťah nemožno aplikovať ustanovenia § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/28ac10bc-a1dc-4d15-9d6e-fa25d6c0247e%3Aa0355963-ed8a-498d-bc3e-b9f204099266" target="_blank" class="result-ref">9Csp/2/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislava+Semanov%C3%A1" class="judge-link" title="JUDr. Stanislava Semanová">JUDr. Stanislava Semanová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vo veci sa jedná o <span class="highlight-substring">spotrebiteľský</span> spor, keďže žalobca si žalobou uplatnil nárok zo <span class="highlight-substring">zmluvy</span>,
ktorá je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/41612f2b-d580-4067-8dca-47ba7c2f9698%3A4b2801b1-d7e1-4736-8e04-782f25529690" target="_blank" class="result-ref">16Csp/28/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Michal+Drim%C3%A1k" class="judge-link" title="JUDr. Michal Drimák">JUDr. Michal Drimák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení účinnom v čase
uzatvorenia <span class="highlight-substring">Zmluvy</span> (ďalej len ako „OZ“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0a241f0a-5fbd-46b3-8d45-01965b465425%3A4b3874b4-9a75-4559-88ac-3b8dded488ca" target="_blank" class="result-ref">2Cob/3/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Milan+Majern%C3%ADk" class="judge-link" title="JUDr. Milan Majerník">JUDr. Milan Majerník</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pri závere o tom, že spornú <span class="highlight-substring">zmluvu</span>
je potrebné považovať za <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>, je potrebné na ňu aplikovať ustanovenia Občianskeho
zákonníka. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/113be74e-2719-42dd-857a-4f07d096b583%3A31dbeca6-4a47-45d8-bdd2-0220a07066f2" target="_blank" class="result-ref">32Csp/147/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava II</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Jakub+Obert" class="judge-link" title="Mgr. Jakub Obert">Mgr. Jakub Obert</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka (ďalej len "Občiansky
zákonník") <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/103d1de7-b07f-4785-928a-3567f9bb5a89%3Ac805524d-7fd7-4a21-9fea-a532962eeb3b" target="_blank" class="result-ref">6Csp/122/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tibor+G%C3%A1l" class="judge-link" title="JUDr. Tibor Gál">JUDr. Tibor Gál</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…(v znení ku dňu uzavretia predmetnej úverovej <span class="highlight-substring">zmluvy</span>)
veriteľ je pred uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere alebo pred zmenou tejto <span class="highlight-substring">zmluvy</span> spočívajúcej
v navýšení <span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s odbornou starostlivosťou schopnosť spotrebiteľa
splácať <span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy najmä dobu, na ktorú sa poskytuje <span class="highlight-substring">spotrebiteľský</span>
úver, výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa a prípadne aj účel <span class="highlight-substring">spotrebiteľského</span> úveru.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2a28e2dc-98c5-4475-ace6-23d30722cb48%3A214e2927-38a8-4f98-a548-f1cb4ad8298b" target="_blank" class="result-ref">15Csp/96/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lenka+Evinov%C3%A1" class="judge-link" title="JUDr. Lenka Evinová">JUDr. Lenka Evinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXX/
XXXX Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch. K. neplnili stanovené splátky riadne a včas, čím porušili svoju
povinnosť podľa <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/241ea7c9-9e7b-4fcc-bae9-155924b9f307%3A22fd7238-8b75-4c62-829e-569f757fd94b" target="_blank" class="result-ref">15Csp/162/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+Jakubovi%C4%8D" class="judge-link" title="JUDr. Rastislav Jakubovič">JUDr. Rastislav Jakubovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetnú <span class="highlight-substring">zmluvu</span> teda súd považoval za <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>.

14. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/052f822f-25cd-4834-ba8c-9f376148e6bc%3A40d9c076-2b84-4efa-9220-4330209dc9dc" target="_blank" class="result-ref">13Csp/83/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+So%C5%88a+Ga%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Soňa Gašková">JUDr. Soňa Gašková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…zákonníka   účinného  v  čase  uzavretia  <span class="highlight-substring">zmluvy</span> <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je
každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/43857a6f-0f3a-41d8-bece-a680e3078673%3Aaee9ca35-e245-4940-8e97-895e26982c13" target="_blank" class="result-ref">8Csp/5/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Radka+Lacekov%C3%A1" class="judge-link" title="JUDr. Radka Laceková">JUDr. Radka Laceková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 491 ods. 1 OZ záväzky vznikajú najmä zo <span class="highlight-substring">zmlúv</span> týmto zákonom výslovne upravených; môžu
však vznikať aj z iných <span class="highlight-substring">zmlúv</span> v zákone neupravených (§ 51) a zo zmiešaných <span class="highlight-substring">zmlúv</span> obsahujúcich prvky
rôznych <span class="highlight-substring">zmlúv</span>.
13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1bb66052-db79-4294-b2d9-db008d973660%3Aefa5245a-4571-4eb9-97af-fd02dd005c7d" target="_blank" class="result-ref">10Csp/66/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Baranov%C3%A1" class="judge-link" title="JUDr. Daniela Baranová">JUDr. Daniela Baranová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa  § 11 ods. 1 ZoSÚ, poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver sa považuje za bezúročný a bez poplatkov,
ak
a) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere nemá písomnú formu podľa § 9 ods. 1,
b) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere neobsahuje náležitosti podľa § 9 ods. 2 písm. a) až k), r) a y),
c) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere formou povoleného prečerpania, ktorý sa musí splatiť na požiadanie
alebo do troch mesiacov, neobsahuje náležitosti podľa § 10 ods. 1 alebo
d) v <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je uvedená nesprávne ročná percentuálna miera nákladov v
neprospech spotrebiteľa,
e) veriteľ <span class="highlight-substring">spotrebiteľský</span> úver poskytne finančnými prostriedkami v hotovosti.

31. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/230ea28b-401d-42c4-acff-54c07dfe2228%3A9ef5494a-6e70-49ec-a1de-ee45c7aad004" target="_blank" class="result-ref">8Csp/30/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava IV</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Van%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Martina Vančová">JUDr. Martina Vančová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca uzatvoril so žalovanou dňa 06.05.2016 <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/06bb7bfc-9324-4a6d-a7cf-2b6aed31409e%3A4e47d5f1-83f3-48b6-be36-021581cd4156" target="_blank" class="result-ref">24Csp/117/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Jozef+Chovan" class="judge-link" title="Mgr. Jozef Chovan">Mgr. Jozef Chovan</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 54a Občianskeho zákonníka premlčané právo zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> nemožno vymáhať
a ani ho platne zabezpečiť; ustanovenie § 151j ods. 2 tým nie je dotknuté.
10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/fa585dce-88a2-4f25-b8b5-44244e254afd%3Afc7fb68f-6381-4f4d-81a8-e3203fca9c0d" target="_blank" class="result-ref">13Csp/153/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Aradsk%C3%A1" class="judge-link" title="JUDr. Dagmar Aradská">JUDr. Dagmar Aradská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…OZ a vzhľadom na
podnikanie žalobcu aj v oblasti prenájmu, súd <span class="highlight-substring">zmluvu</span> strán sporu posudzoval aj ako <span class="highlight-substring">spotrebiteľskú</span> podľa
§ 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f6201fcd-49c0-44c6-8347-350995f11779%3A480f2c6a-909a-4e0b-a897-034ac55e5e16" target="_blank" class="result-ref">17Csp/4/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">07.06.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Gabrielov%C3%A1" class="judge-link" title="JUDr. Andrea Gabrielová">JUDr. Andrea Gabrielová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného ku dňu uzavretia
<span class="highlight-substring">zmluvy</span>, <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere  musí mať písomnú formu.  …</div>
                  </div>
          </div>
  
  
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