@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
.sidebar-logo { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; color: white; padding: 20px 20px 16px; border-bottom: 1px solid rgba(255,255,255,0.08); text-decoration: none; display: block; }
.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>537,481</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/81c518f9-b08e-4c73-abbf-25f9bfaec5f1%3Aad8dd171-0a93-4d10-b41d-373a11770b18" target="_blank" class="result-ref">13Csp/122/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bla%C5%BEena+Szpyrcov%C3%A1" class="judge-link" title="JUDr. Blažena Szpyrcová">JUDr. Blažena Szpyrcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

25. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6071cd9e-7bff-405e-8830-582adcb2cb48%3A779951c3-359b-4e2e-b9fc-00ce6f1db152" target="_blank" class="result-ref">2Csp/26/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Krochtov%C3%A1" class="judge-link" title="JUDr. Katarína Krochtová">JUDr. Katarína Krochtová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka v znení účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere (ďalej len „Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/78eeb2c6-524e-4da1-8467-3dc001331582%3Ab6a47aaa-59f1-4dd5-b139-580ed9267885" target="_blank" class="result-ref">6Csp/51/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+%C5%BDigo" class="judge-link" title="JUDr. Rastislav Žigo">JUDr. Rastislav Žigo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd v prvom rade podrobil uzatvorenú <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere kontrole splnenia náležitostí
v zmysle § 9 ods. 1, 2 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch účinného v čase uzatvorenia <span class="highlight-substring">zmluvy</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/869a25ae-c900-4515-a826-a67996b9eedd%3A186d0f99-1cf0-4c60-b54a-a25226839e85" target="_blank" class="result-ref">7Cdo/150/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Br%C5%88%C3%A1k" class="judge-link" title="JUDr. Peter Brňák">JUDr. Peter Brňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobcovia uzatvorili <span class="highlight-substring">zmluvu</span> dňa 27.08.2008. Posledná platba zo
strany žalobcov bola uskutočnená dňa 24.06.2009, keď <span class="highlight-substring">zmluvou</span> o poskytnutí úveru Hypopôžička U
22132-09 splatili celý svoj peňažný záväzok vyplývajúci zo <span class="highlight-substring">zmluvy</span> o úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1a24a334-57de-4100-847f-3323bbabc4ca%3Ac47e3945-2642-49b1-82e1-0f2416a5ac70" target="_blank" class="result-ref">48Er/4576/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lucia+Ba%C5%88ack%C3%A1+PhD." class="judge-link" title="JUDr. Lucia Baňacká PhD.">JUDr. Lucia Baňacká PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd žiadosť o udelenie poverenia na vykonanie exekúcie
uznesením zamietne aj vtedy, ak sa navrhuje vykonanie exekúcie na podklade exekučného titulu, ktorý
bol vydaný v konaní, v ktorom sa uplatňoval nárok zo zmenky a vyšlo najavo, že vymáhaný nárok
vznikol v súvislosti so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> a nebolo prihliadnuté na neprijateľné zmluvné podmienky,
obmedzenie alebo neprípustnosť použitia zmenky, alebo rozpor s dobrými mravmi. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1ed0bb09-9c95-44e4-9a34-54e4f2877808%3A7ae840be-d2e0-4886-ab5f-7cd006adea80" target="_blank" class="result-ref">10CoCsp/52/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Zlatica+Javorov%C3%A1" class="judge-link" title="JUDr. Zlatica Javorová">JUDr. Zlatica Javorová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Doba trvania <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere (vymedzenie časového údaja počiatku a ukončenia <span class="highlight-substring">zmluvy</span>) zostala súčasťou
vnútroštátneho práva. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6b85d936-89ee-41ab-90f9-f8a634799a94%3Ad9818848-7da1-494f-ab7d-d37a1079c66c" target="_blank" class="result-ref">15CoCsp/21/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jaroslav+Mikulaj" class="judge-link" title="JUDr. Jaroslav Mikulaj">JUDr. Jaroslav Mikulaj</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXX (ďalej len „<span class="highlight-substring">zmluva</span> 1“)
a č. XXXXXXXXX zo dňa XX. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7a6c39b6-e6df-4c3b-bbe4-e31ecc9f16ab%3Ae0ca7b0a-c6ff-49e0-80de-dd5ef387f084" target="_blank" class="result-ref">6Csp/76/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+%C5%BDigo" class="judge-link" title="JUDr. Rastislav Žigo">JUDr. Rastislav Žigo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pojem <span class="highlight-substring">spotrebiteľský</span> úver
je všeobecným pojmom a pokrýva široký rozsah zmluvných typov ako sú <span class="highlight-substring">zmluva</span> o úvere, <span class="highlight-substring">zmluva</span> o
pôžičke, nepomenované <span class="highlight-substring">zmluvy</span> atď. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/71b11292-3422-4e9c-9301-0b9deb265da5%3A18e1e459-3591-48c7-879c-c27a4f8bb422" target="_blank" class="result-ref">7Cdo/117/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Najvyšší súd</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Br%C5%88%C3%A1k" class="judge-link" title="JUDr. Peter Brňák">JUDr. Peter Brňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V danej veci ide o právne vzťahy, ktoré sú založené <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>,
preto je aj povinnosťou súdu dbať na zabezpečenie ochrany slabšej strany tohto právneho vzťahu, v
danom prípade žalobkyne.

3. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7356bf9d-a2d4-4fcc-9563-357bc1132883%3A6dd94b46-c554-49f6-8510-63943f54277b" target="_blank" class="result-ref">8Csp/26/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Zvolen</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Bansk%C3%BD" class="judge-link" title="JUDr. Peter Banský">JUDr. Peter Banský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Právny predchodca žalobcu uzatvoril <span class="highlight-substring">zmluvu</span> o úvere, ktorá má charakter <span class="highlight-substring">zmluvy</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5b82d05d-e3eb-4ad8-8beb-39cc713b0170%3Aa8ec3033-2b72-49ac-9713-6e0fc900f3b3" target="_blank" class="result-ref">2Csp/25/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Krochtov%C3%A1" class="judge-link" title="JUDr. Katarína Krochtová">JUDr. Katarína Krochtová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka v znení účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere (ďalej len „Občiansky zákonník“), <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/567119a6-89c7-439a-9378-e4965ec349c9%3A59c3e222-9e7a-4d66-bb04-b41ce38ee74a" target="_blank" class="result-ref">31Csp/60/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Rastislav+%C5%BDigo" class="judge-link" title="JUDr. Rastislav Žigo">JUDr. Rastislav Žigo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetom <span class="highlight-substring">zmluvy</span> bolo poskytovanie akciovej ponuky služieb. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/96d8cc8a-e7de-4acd-9e1a-708368f7a013%3Aa0c3add9-805c-450e-967e-57bb5c043ced" target="_blank" class="result-ref">4Csp/70/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivo+Parada" class="judge-link" title="JUDr. Ivo Parada">JUDr. Ivo Parada</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný na poistnej <span class="highlight-substring">zmluve</span> uhradil
riadne iba poistné do 28.8.2017. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8fa5f27a-4668-484e-9fa5-8b8867ee0c9b%3A3708ff3b-e3a4-4e4c-b9a6-38018815e200" target="_blank" class="result-ref">7CoCsp/32/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Adela+Un%C4%8Dovsk%C3%A1" class="judge-link" title="Mgr. Adela Unčovská">Mgr. Adela Unčovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 11 ods. 1 zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch (účinného ku dňu podpisu <span class="highlight-substring">zmluvy</span>),
poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver sa považuje za bezúročný a bez poplatkov, ak
a) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere nemá písomnú formu podľa § 9 ods. 1 a neobsahuje náležitosti podľa
§ 9 ods. 2 písm. a) až k), r) a y) a § 10 ods. 1,
b)  je v <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere uvedená nesprávne ročná percentuálna miera nákladov v
neprospech spotrebiteľa.



10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8feebeb6-d652-4c53-b88d-c194011d2ac1%3A4381afe7-9bed-47a8-811e-8b463a29cf9b" target="_blank" class="result-ref">7Co/66/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MF</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Franti%C5%A1ek+Dula%C4%8Dka" class="judge-link" title="Mgr. František Dulačka">Mgr. František Dulačka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vykonaným dokazovaním zistil, že medzi stranami sporu bola dňa 27.06.2014 uzatvorená úverová
<span class="highlight-substring">zmluva</span> č. SUA 14/002523, ktorá svojím obsahom a charakterom je <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere
v zmysle zákona č. 129/2010 Z.z. v znení účinnom ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span> a <span class="highlight-substring">Zmluvy</span> o zriadení
záložného práva č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8fd0db96-2cf6-46de-8fb0-347dcea0d4ec%3A2e42ace0-8011-4cc2-b8f3-f894f8a7e00a" target="_blank" class="result-ref">25Csp/49/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Drahom%C3%ADr+Mrva" class="judge-link" title="JUDr. Drahomír Mrva">JUDr. Drahomír Mrva</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1/,2/ zák. č. 129/2010 Z.z. ( Náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere )
<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8ebd947b-ab58-4661-aa2d-bf8229ef8f0c%3Aca04e15e-5b72-4e29-861b-a4da820e9017" target="_blank" class="result-ref">26CoCsp/36/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+Slov%C3%A1%C4%8Dekov%C3%A1" class="judge-link" title="JUDr. Katarína Slováčeková">JUDr. Katarína Slováčeková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Pohľadávka v čase uzatvorenia <span class="highlight-substring">zmluvy</span> o postúpení z 13.
júna 2017 nebola splatnou, teda nemohlo <span class="highlight-substring">zmluvou</span> o postúpení dôjsť k platnému postúpeniu pohľadávky
na žalobcu pričom podľa <span class="highlight-substring">zmluvy</span> o postúpení bolo predmetom postúpenia celá pohľadávka zo <span class="highlight-substring">zmluvy</span>
o úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/72d329ad-144b-4f79-afa5-474f6cbf85b8%3A7dfe3526-7e0d-460e-abe3-1526fb2d3b2a" target="_blank" class="result-ref">35Csp/47/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JF</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Franti%C5%A1ek+%C4%8Cisovsk%C3%BD" class="judge-link" title="JUDr. František Čisovský">JUDr. František Čisovský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…N. a <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7258dde9-795e-4a54-92fe-9d1a4133023b%3A14ab58fd-c8ba-4756-9938-e193ec33130d" target="_blank" class="result-ref">5Csp/93/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Svidník</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ivo+Parada" class="judge-link" title="JUDr. Ivo Parada">JUDr. Ivo Parada</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca ako dodávateľ elektrickej
energie za poskytnuté plnenie vyhotovil a zaslal žalovanému v súlade s ustanoveniami <span class="highlight-substring">zmluvy</span>
nasledujúce faktúry: Faktúra č. 7270325599, na sumu 291,74 eura, splatná dňa 31.5.2019. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/63441698-716c-42ed-9172-e48093c3d45f%3Ad3750b18-600f-4c6a-a412-33525e0ae707" target="_blank" class="result-ref">42Csp/265/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">24.08.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ing.+Andrea+%C5%A0kapincov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Ing. Andrea Škapincová, PhD.">JUDr. Ing. Andrea Škapincová, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa ust. § 52 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá  <span class="highlight-substring">zmluva</span> bez ohľadu  na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
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