@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,532</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/44e8ac42-03fd-42d3-873a-6c6524c3e37f%3Ab71ef256-2c28-4a2a-b9ad-78622e673b7c" target="_blank" class="result-ref">64Csp/19/2023</a>
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                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">28.05.2024</span>
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                  <div class="result-judge">
            <div class="judge-icon">JT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Tatiana+Zapletajov%C3%A1" class="judge-link" title="JUDr. Tatiana Zapletajová">JUDr. Tatiana Zapletajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              <div class="result-snippet">
                      <div>…V zmysle ustanovenia § 290 CSP <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom
vyplývajúci zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

9. …</div>
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          <div class="result-card">
      <div class="result-top">
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6b055d68-3785-403c-bbaf-d434ebe5a332%3Adace6c35-56f8-4b36-9be1-9612dcda81e4" target="_blank" class="result-ref">5Csp/81/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Peter+Mez%C5%91sz%C3%A1ll%C3%A1si" class="judge-link" title="Mgr. Peter Mezőszállási">Mgr. Peter Mezőszállási</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Podľa §-u 52 ods.1-4 Občianskeho zákonníka, platného a účinného v čase uzavretia <span class="highlight-substring">zmluvy</span>,
<span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ad98cfcc-87e6-481f-8dab-8b5c9c56fd7e%3A89a70860-657a-4f09-9c52-fa5246064559" target="_blank" class="result-ref">10Csp/108/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
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                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
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          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9d8e708b-5a1c-4f67-a1e1-893f5a43e8f1%3Adcf54904-f3ed-440a-933d-bdfdf4ed625e" target="_blank" class="result-ref">6CoCsp/29/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Galdunov%C3%A1" class="judge-link" title="JUDr. Andrea Galdunová">JUDr. Andrea Galdunová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vykonaným dokazovaním vzal súd za preukázané uzavretie <span class="highlight-substring">zmluvy</span> o úvere medzi stranami sporu dňa
11.7.2005, ktorú Okresný súd Spišská Nová Ves v konaní vedenom pod sp.zn. 1Csp/160/2016 vyhodnotil
ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span>, obsahujúcu neprijateľné zmluvné podmienky. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/15af5ce7-93c0-46c7-bf5b-5d070bacd55d%3Af9ed30ab-44e8-446c-966f-764fcb4984b3" target="_blank" class="result-ref">13Csp/22/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Námestovo</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Katar%C3%ADna+Radi%C4%8Dov%C3%A1" class="judge-link" title="Mgr. Katarína Radičová">Mgr. Katarína Radičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V žalobe žalobca poukázal na to, že
na základe <span class="highlight-substring">Zmluvy</span> o stavebnom sporení č. 0027367 6 11 bola so žalovanými uzatvorená <span class="highlight-substring">Zmluva</span> os
<span class="highlight-substring">spotrebiteľskom</span> úvere č. 0027367 6 11 zo dňa 20.04.2015, ktorou poskytol žalovaným medziúver vo
výške 43 400 eur, ktorý úver sa žalovaní zaviazali splácať v mesačných splátkach po 265,85 eur. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/21acf930-d6bf-469e-8f13-df9edb79af74%3Af8317350-d11a-4fe6-8d09-65e359c1047c" target="_blank" class="result-ref">10CoEk/1/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marek+Koh%C3%BAt" class="judge-link" title="JUDr. Marek Kohút">JUDr. Marek Kohút</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…S účinnosťou od 1.1.2008 Občiansky zákonník v § 52 ods. 1 <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> definuje ako
každú <span class="highlight-substring">zmluvu</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8d176001-ff46-4218-b232-1b712f81f790%3A4a912539-6ea0-409b-8c9f-9afe101336e8" target="_blank" class="result-ref">5CoCsp/23/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Vil%C3%A1giov%C3%A1" class="judge-link" title="JUDr. Gabriela Világiová">JUDr. Gabriela Világiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ide o akcesorickú
dohodu nadväzujúcu na <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> o úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0e6afa84-1774-4b1c-a554-c219e06479a9%3A07e4390f-9255-4461-aec6-7658da53f461" target="_blank" class="result-ref">24Csp/14/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Mi%C5%A1kov%C4%8D%C3%ADk" class="judge-link" title="JUDr. Dušan Miškovčík">JUDr. Dušan Miškovčík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

16. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2d6624c2-616e-451f-96f3-e457913b58e8%3A7a867f7f-db55-4165-9c2d-3ca6a4429fea" target="_blank" class="result-ref">10C/24/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Mari%C3%A1n+Hatala" class="judge-link" title="Mgr. Marián Hatala">Mgr. Marián Hatala</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e6c4bde3-17f0-44a9-a148-3839f648aefc%3A0a92c3a7-0de1-49de-b9e7-b4790a2fd72e" target="_blank" class="result-ref">15Csp/63/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Johana+Bertov%C3%A1" class="judge-link" title="JUDr. Johana Bertová">JUDr. Johana Bertová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca a právny predchodca žalovaného  uzatvorili <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> o úvere dňa 22.04.2008.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a46ebf53-f873-46c3-b514-d8de4678dc56%3A235d8972-30b5-46fa-a4ae-2d6faaab6091" target="_blank" class="result-ref">10Csp/174/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miriam+Oswaldov%C3%A1" class="judge-link" title="JUDr. Miriam Oswaldová">JUDr. Miriam Oswaldová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca
svoju žalobu odôvodnil tým, že dňa 21.11.2016 uzatvorili so žalovanou v 1. rade (ako dlžníčkou) a
žalovanou v 2. rade (ako spoludlžníčkou) <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. 1663622444, na základe
ktorej žalobca poskytol žalovaným peňažné prostriedky v sume 30 000 € a žalované sa v zmysle <span class="highlight-substring">Zmluvy</span>
zaviazali vrátiť žalobcovi istinu a zaplatiť mu úroky, poplatky iné peňažné plnenia podľa Zmluvných
dokumentov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/068be944-594f-4165-877b-302e5c4441f1%3A01019e6c-b524-4719-b979-04651d992a9c" target="_blank" class="result-ref">11CoCsp/13/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Žilina</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Tich%C3%BD" class="judge-link" title="JUDr. Roman Tichý">JUDr. Roman Tichý</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej súd prvej inštancie
dôvodil, že vzhľadom na charakter a obsah <span class="highlight-substring">zmluvy</span> bola medzi žalovanou a právnym predchodcom
žalobcu uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d1d7e548-0f2e-4f68-9090-74ebb9687120%3A35f950fa-732c-4fd3-a97d-2f29576cc174" target="_blank" class="result-ref">15Csp/101/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Johana+Bertov%C3%A1" class="judge-link" title="JUDr. Johana Bertová">JUDr. Johana Bertová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca a žalovaný Žalobca a žalovaný uzatvorili <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> o úvere dňa 22. septembra
2004.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6221a3cb-dd00-4fdc-a1fb-1e85ab611e70%3A34439b6b-00f2-4f37-a692-f5511d972bb4" target="_blank" class="result-ref">24Csp/5/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Du%C5%A1an+Mi%C5%A1kov%C4%8D%C3%ADk" class="judge-link" title="JUDr. Dušan Miškovčík">JUDr. Dušan Miškovčík</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

17. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/56f468a0-398c-42c1-9788-2e1bfe914a15%3A500856ea-7968-438f-a0eb-9ebb3d974621" target="_blank" class="result-ref">6T/139/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Námestovo</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Daniela+Pilar%C4%8D%C3%ADkov%C3%A1" class="judge-link" title="Mgr. Daniela Pilarčíková">Mgr. Daniela Pilarčíková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ďalej svedkyňa uviedla, že došlo
k uzavretiu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere na diaľku. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/70b5771a-f4cd-46a9-9e1b-db9c9ee34c24%3Ac478418c-30bf-46b3-a7e9-b75078460ef8" target="_blank" class="result-ref">17Csp/114/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Denisa+Mes%C3%A1ro%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Denisa Mesárošová">Mgr. Denisa Mesárošová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…S poukazom na Zákon č. 258/2001
Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, § 4 <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a Smernicu Rady EHS 93/13
o nekalých praktikách v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>, žalobkyňa má za to, že ide o <span class="highlight-substring">spotrebiteľský</span> úver
bezúročný a bez poplatkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f805d11b-dca7-48c1-990a-953a7f5260ab%3A2d436da6-48e0-4ece-983d-20125fcdad79" target="_blank" class="result-ref">B1-3Csp/20/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Vladim%C3%ADr+Sedmohradsk%C3%BD" class="judge-link" title="Mgr. Vladimír Sedmohradský">Mgr. Vladimír Sedmohradský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na základe tejto <span class="highlight-substring">zmluvy</span> bol
žalovaný povinný uhradiť ročné poistné vo výške 121,38 EUR, a to vždy polročne v sume 60,69 EUR.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/65c7407b-c3a5-414b-a113-af27cb4011fa%3A8a0c4cac-ae97-4580-bda4-4d19f8e82d8e" target="_blank" class="result-ref">6CoCsp/20/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrej+Radomsk%C3%BD" class="judge-link" title="JUDr. Andrej Radomský">JUDr. Andrej Radomský</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ročná úroková sadzba je podstatnou náležitosťou <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5107a9da-183e-4088-b0f6-b1ea08d05697%3A2f34c29d-93b0-486c-86d4-8fe3f39d2696" target="_blank" class="result-ref">12CoEk/7/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Karol+Krochta" class="judge-link" title="JUDr. Karol Krochta">JUDr. Karol Krochta</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Posúdenie rozhodcovskej doložky ako neprijateľnej zmluvnej podmienky je v
súlade s ust. § 54 ods. 2 Občianskeho zákonníka, v zmysle ktorého v pochybnostiach obsahu
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> sa aplikuje výklad, ktorý je pre spotrebiteľa priaznivejší, čo je v súlade so
Smernicou Rady 93/13/EHS o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dc6b84eb-c281-419d-9e7d-870861789922%3A1a61cd39-7556-4e03-b3a1-eda78b73d9fe" target="_blank" class="result-ref">12CoEk/6/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">28.05.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Karol+Krochta" class="judge-link" title="JUDr. Karol Krochta">JUDr. Karol Krochta</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Posúdenie rozhodcovskej doložky ako neprijateľnej zmluvnej podmienky je v
súlade s ust. § 54 ods. 2 Občianskeho zákonníka, v zmysle ktorého v pochybnostiach obsahu
<span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> sa aplikuje výklad, ktorý je pre spotrebiteľa priaznivejší, čo je v súlade so
Smernicou Rady 93/13/EHS o nekalých podmienkach v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>.

18. …</div>
                  </div>
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