@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>535,712</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6bc82a1d-fb40-4b76-8190-bcb1e565c055%3A7cf4da4e-32ea-44bb-9eee-5f54a7bde9d8" target="_blank" class="result-ref">11Csp/48/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Zolotov%C3%A1" class="judge-link" title="JUDr. Andrea Zolotová">JUDr. Andrea Zolotová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd zistil, že medzi veriteľom a žalovanou bola uzavretá <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere,
teda <span class="highlight-substring">spotrebiteľská</span> <span class="highlight-substring">zmluva</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/301d0ed4-71a4-4cb6-aca6-ee697493bdf9%3A5642458d-e75b-47c6-8e11-63e07786212a" target="_blank" class="result-ref">5Csp/26/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Daniel+Konerack%C3%BD" class="judge-link" title="Mgr. Daniel Koneracký">Mgr. Daniel Koneracký</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1, 3, 4 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára obchodník so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1606bec1-6b05-481e-bf6b-89187411a031%3A63d86050-164b-48e7-8d0c-c9856e8d79d4" target="_blank" class="result-ref">70Ek/533/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Veronika+Linkov%C3%A1" class="judge-link" title="JUDr. Veronika Linková">JUDr. Veronika Linková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatuje,
že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/55ca4ee1-3b6d-4bb7-ab5f-34ceef470b1d%3Af80b1637-cc13-47ef-bd0f-dc3f1d357ed0" target="_blank" class="result-ref">21Csp/17/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Dagmar Mičková">JUDr. Dagmar Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods.1, 2, 3, 4 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez
ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bc09e953-cd28-41f8-9b9a-4dbd86a32f32%3A8f30077e-7d80-4ac9-8d71-047ef1943bf4" target="_blank" class="result-ref">14Csp/3/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kop%C5%A1o" class="judge-link" title="JUDr. Martin Kopšo">JUDr. Martin Kopšo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, /ďalej len OZ/, <span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span>
bez ohľadu na právnu formu, ktorú uzatvára obchodník so spotrebiteľom.

10. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e4dcece0-01c8-4c8f-8c4c-eedca58856d6%3Ac721d9b8-0897-4617-b812-5c9c92903824" target="_blank" class="result-ref">24Pc/31/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Lenka+Ben%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Lenka Benčová">JUDr. Lenka Benčová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dňa 14.03.2025 otec uzatvoril <span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere - pôžička na refinancovanie so
spoločnosťou 365.bank, pričom výška schváleného úveru bola 24.500 eur s počtom mesačných
splátok 96, výška mesačnej splátky 359,13 eur, z toho výška mesačnej anuitnej splátky 322,38 eur a
mesačné náklady spojené s poistením schopnosti splácať úver 36,75 eur. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a7ecdc39-32d4-401c-a224-315ff39add45%3Aee6982ca-70b0-45aa-b504-25290e725f0a" target="_blank" class="result-ref">2Csp/26/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Stanislava+Pad%C3%BAchov%C3%A1" class="judge-link" title="JUDr. Stanislava Padúchová">JUDr. Stanislava Padúchová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/0bdd974a-eae6-47c5-9e16-8c587e58db15%3A3a50895f-a624-4a12-9556-ccc4483666f9" target="_blank" class="result-ref">17Csp/35/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dominika+Hudecov%C3%A1+PhD." class="judge-link" title="JUDr. Dominika Hudecová PhD.">JUDr. Dominika Hudecová PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd preskúmaním <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č.
129/2010 Z.z. ohľadom zákonných náležitostí <span class="highlight-substring">zmluvy</span> zistil, že preskúmavaná <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere obsahuje všetky zákonné náležitosti a ide o platný právny úkon.



12. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6046ca6a-0e57-450b-bb9d-2d7ec3ef3662%3A15ed65d1-48cf-4d18-a35d-b9852b3477cb" target="_blank" class="result-ref">67Csp/159/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Janka+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Janka Mičková">JUDr. Janka Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu
formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94416f43-6aa5-44bd-849e-14bb8c4497b2%3Ae38ccd22-827e-4cd4-8f66-3b453a9b0328" target="_blank" class="result-ref">60Csp/2/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">ML</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+L%C3%ADvia+Piervolov%C3%A1" class="judge-link" title="Mgr. Lívia Piervolová">Mgr. Lívia Piervolová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 a 2 OZ: „<span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu,
ktorú uzatvára obchodník so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/befac492-5838-466f-8be1-78d63206486b%3Aab1e58b8-e7c3-4b10-9cdc-07a7158b308d" target="_blank" class="result-ref">61Ek/2629/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MT</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ter%C3%A9zia+Tur%C4%8Dinov%C3%A1" class="judge-link" title="Mgr. Terézia Turčinová">Mgr. Terézia Turčinová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej
<span class="highlight-substring">zmluvy</span> o úvere tak exekučný súd konštatuje, že táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a54cdb49-e702-4c12-a66e-cf8722379899%3Aa8043be3-70a6-42b8-95e7-07d41eb6abc8" target="_blank" class="result-ref">58Csp/15/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mgr.+Al%C5%BEbeta+Straj%C5%88%C3%A1kov%C3%A1+PhD." class="judge-link" title="JUDr. Mgr. Alžbeta Strajňáková PhD.">JUDr. Mgr. Alžbeta Strajňáková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>
je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3e948192-e82f-46bc-85df-116e9dfae0bf%3A1c77b101-0319-4d9e-aeef-a7c0e69fa041" target="_blank" class="result-ref">2S/29/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Správny súd v Banskej Bystrici</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mgr.+Katar%C3%ADna+Haviarov%C3%A1" class="judge-link" title="JUDr. Mgr. Katarína Haviarová">JUDr. Mgr. Katarína Haviarová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zadanie alebo predĺženie
<span class="highlight-substring">zmluvy</span> o službách vo verejnom záujme núdzovým opatrením alebo udelenie tejto <span class="highlight-substring">zmluvy</span> nepresiahne
dva roky.

38. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b46410a0-682d-4307-9a05-8e1b673dd549%3Ac07ac372-49b8-49f4-bd53-0e8a74ab7d57" target="_blank" class="result-ref">13Csp/30/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trebišov</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Frankov%C3%A1" class="judge-link" title="JUDr. Eva Franková">JUDr. Eva Franková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Veriteľ môže <span class="highlight-substring">zmluvu</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere na dobu neurčitú vypovedať, ak je to dohodnuté v <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere na dobu neurčitú. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/138c1754-c9b0-423d-9898-777415c64f86%3A0424ef2a-e11f-45cb-ad39-6ed7667f72ed" target="_blank" class="result-ref">26CoCsp/36/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ivana+%C5%A0lesarov%C3%A1" class="judge-link" title="Mgr. Ivana Šlesarová">Mgr. Ivana Šlesarová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…O <span class="highlight-substring">spotrebiteľských</span> úveroch účinného
v čase podpisu <span class="highlight-substring">zmluvy</span> a preto je bezúročná a bez poplatkov. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f13dfacd-4a59-4464-84e4-ab3ec143adae%3A7cf723c2-59e3-411b-8973-45010af0fd40" target="_blank" class="result-ref">47Csp/5/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Pezinok</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MZ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Zuzana+Mat%C3%BA%C5%A1ov%C3%A1" class="judge-link" title="Mgr. Zuzana Matúšová">Mgr. Zuzana Matúšová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Výška úrokovej sadzby bola v čase uzavretia <span class="highlight-substring">zmluvy</span> 18,9 % ročne, výška
sankčnej úrokovej sadzby v čase uzavretia <span class="highlight-substring">zmluvy</span> bola +5,5 % ročne. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9028bf03-4589-41c2-93f5-bff1e4c93f90%3A6f9bbbfd-bd26-4651-a97a-b557f62971c8" target="_blank" class="result-ref">8C/50/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Keselicov%C3%A1" class="judge-link" title="JUDr. Jana Keselicová">JUDr. Jana Keselicová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Za <span class="highlight-substring">spotrebiteľský</span> spor možno
považovať spor o otázke týkajúcej sa <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, napr. či <span class="highlight-substring">zmluva</span> vznikla, či je platná, otázky
výkladu obsahu <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>, náhrady škody, nárokov na vydanie bezdôvodného obohatenia,
nároky z vád tovaru a pod., to jest nároky, ktoré vznikli alebo mali svoj pôvod v relatívnom (záväzkovom
vzťahu) - <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e21ace12-1837-4619-9327-0e72f250cd04%3Ab1b19ccf-4922-417b-9248-a8bfd775616e" target="_blank" class="result-ref">32Csp/84/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žilina</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+LL.M.+Marcela+Doln%C3%ADkov%C3%A1+%C5%BDabkov%C3%A1" class="judge-link" title="JUDr. LL.M. Marcela Dolníková Žabková">JUDr. LL.M. Marcela Dolníková Žabková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu skutkovo odôvodnil tým, že žalobca uzavrel so žalovaným <span class="highlight-substring">zmluvu</span> č. A20837637. V zmysle
predmetnej <span class="highlight-substring">zmluvy</span> žalobca vypožičal žalovanému SIM karty s telefónnymi číslami uvedenými v <span class="highlight-substring">zmluve</span>.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ec3e8156-8091-4f08-bc54-e5d91f698e56%3Aaaa73478-be09-419a-bcd9-7c1e55bb7d04" target="_blank" class="result-ref">29Csp/48/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Diana+Vl%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Diana Vlčková">JUDr. Diana Vlčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nariadenia (<span class="highlight-substring">spotrebiteľské</span> <span class="highlight-substring">zmluvy</span>) bez ohľadu na ods. 1 si strany
môžu v súlade s čl. 3 zvoliť rozhodné právo pre <span class="highlight-substring">zmluvu</span>, ktorá spĺňa požiadavky ods. 1. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/542e6ff8-9a4e-40f2-a6ea-7294960d7b2d%3A569609ae-ee14-43dc-85df-a4dabaca125a" target="_blank" class="result-ref">29Csp/3/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">12.11.2025</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Diana+Vl%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Diana Vlčková">JUDr. Diana Vlčková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Bez ohľadu na <span class="highlight-substring">spotrebiteľský</span> charakter nie je spornou otázka, že <span class="highlight-substring">zmluva</span> o úvere je absolútnym
obchodom. …</div>
                  </div>
          </div>
  
  
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