@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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<div class="main">
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,323</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/931f4bc2-80d3-4775-8f54-d766fc5eb788%3Add16b0c8-1da6-46ae-8380-c8f732794e32" target="_blank" class="result-ref">30Ek/1563/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">22.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Robert+Schmidt" class="judge-link" title="Mgr. Robert Schmidt">Mgr. Robert Schmidt</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je <span class="highlight-substring">zmluva</span> (bez ohľadu na právnu formu), ktorú uzatvára dodávateľ so
spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/46c69513-e971-4fd7-bb30-85dce1bd7dac%3Aa1c3a9fb-8077-4280-8098-386cc02aebec" target="_blank" class="result-ref">11Ek/971/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">22.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Záväzkový vzťah medzi oprávneným a povinným, založený na základe
predloženej <span class="highlight-substring">zmluvy</span> o úvere, je záväzkovým vzťahom zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d4d710a9-bc06-448a-b73a-914059130042%3Aa7566c61-dfa9-4b94-8f3b-42b2476abe1e" target="_blank" class="result-ref">18Csp/1/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">22.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mariana+Gavalierov%C3%A1" class="judge-link" title="JUDr. Mariana Gavalierová">JUDr. Mariana Gavalierová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Dodávateľ je osoba, ktorá pri uzatváraní a plnení <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> koná v rámci predmetu
svojej obchodnej alebo inej podnikateľskej činnosti.

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/62aa7c71-83a5-4932-b51b-66e9d0b0ac56%3A6387c80a-54e2-46b4-b49f-1ea95a19b202" target="_blank" class="result-ref">11Ek/952/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">22.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Záväzkový vzťah medzi oprávneným a povinným, založený na základe
predloženej <span class="highlight-substring">zmluvy</span> o úvere, je záväzkovým vzťahom zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5d8e6d3b-ac51-45e8-bc50-369e9881782d%3A6b77882a-9a34-4991-ba50-bc1d6536b58f" target="_blank" class="result-ref">73Csp/56/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Mestský súd Bratislava IV</span>
                                      <span class="result-date">22.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Labuda" class="judge-link" title="Mgr. Marek Labuda">Mgr. Marek Labuda</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobkyňa
túto <span class="highlight-substring">zmluvu</span> nemá k dispozícii, preto s poukazom na § 189 CSP žiada súd, aby vyzval žalovaného 1/ k
predloženiu <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f0d6bcd3-9d4d-4e25-968f-b2fcee2f75ef%3A2107921d-4107-4e8b-b1df-f7f7d6edd968" target="_blank" class="result-ref">14CoCsp/11/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">23.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Dz%C3%BArikov%C3%A1" class="judge-link" title="JUDr. Eva Dzúriková">JUDr. Eva Dzúriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 11 ods. 1 Zákona č.  129/2010 Z.z. účinného ku dňu uzatvorenia <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere, poskytnutý <span class="highlight-substring">spotrebiteľský</span> úver sa považuje za bezúročný a bez poplatkov, ak
a) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere nemá písomnú formu podľa § 9 ods. 1
b) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere neobsahuje náležitosti podľa § 9 ods. 2 písm. a) až k), r, y)
c) <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere formou povoleného prečerpania, ktorý sa musí splatiť na požiadanie
alebo do troch mesiacov, neobsahuje náležitosti podľa § 10 ods. 1 alebo
d) v <span class="highlight-substring">zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je uvedená nesprávne ročná percentuálna miera nákladov
v neprospech spotrebiteľa

24. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c2b070b7-785e-4e9f-b888-5d9d5aa4eec0%3A70f97700-20f0-4563-9a1f-60a29b3fef17" target="_blank" class="result-ref">76Ek/172/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">23.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ak však povinní uvádzali, že pod skúmaním
formálnej stránky vykonateľnosti sa skrýva aj skúmanie existencie či platnosti rozhodcovskej doložky/
<span class="highlight-substring">zmluvy</span> a skúmanie právomoci rozhodcovského súdu v nespotrebiteľskej veci, uvedené nie je pravdou.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5e3684cb-3a0f-4919-85cc-01cd4f8fd778%3A23a8b787-1648-49ee-8aef-f7707dbecbbf" target="_blank" class="result-ref">14Co/39/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">23.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Snop%C4%8Dokov%C3%A1" class="judge-link" title="JUDr. Anna Snopčoková">JUDr. Anna Snopčoková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…b/ ZoSÚ,  keď  sa  <span class="highlight-substring">zmluvou</span>  o  postúpení
pohľadávok  s  účinnosťou  ku  dňu  13.12.2022 postupovala na žalovaného pohľadávka voči žalobcom 1/
a 2/ zo <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> splátkovom úvere, ktorá nebola ani po konečnom termíne splatnosti a
ani sa pohľadávka nestala splatnou pred konečnou splatnosťou. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/5c7e6ce8-9cd1-4917-a33c-701e6d6844c7%3Acf840a1f-fa0c-4526-a5f2-7b9092549f6c" target="_blank" class="result-ref">11Ek/767/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">23.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Záväzkový vzťah medzi oprávneným a povinným, založený na základe
predloženej <span class="highlight-substring">zmluvy</span> o úvere, je záväzkovým vzťahom zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6d324373-3988-4c18-a8a4-25fd67b229f5%3Af022cfa4-0d55-4c12-8232-589f671d6bb3" target="_blank" class="result-ref">14CoCsp/1/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">23.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Lajo%C5%A1" class="judge-link" title="JUDr. Roman Lajoš">JUDr. Roman Lajoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je teda nepochybné, že predmetná <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/783f57e4-cadb-4067-b630-6133350bd938%3Ac303b62c-f7ed-4b16-b399-844a631523df" target="_blank" class="result-ref">3T/86/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">25.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Marek+%C4%8Cech" class="judge-link" title="JUDr. Marek Čech">JUDr. Marek Čech</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XXXX a L. až A. XXXX
<span class="highlight-substring">zmluvy</span> o poskytnutí <span class="highlight-substring">spotrebiteľského</span> úveru a rámcové <span class="highlight-substring">zmluvy</span> a to tak, že po tom ako si nezisteným
spôsobom zabezpečil fotokópie väčšieho počtu občianskych preukazov a kartičiek poistencov na mená
rôznych osôb A. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bcf9f597-b896-4355-ad89-4ea9f66f8f83%3A2f99e758-73da-4b20-b5fd-bd97e0278be6" target="_blank" class="result-ref">77Ek/1469/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">25.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniel+Ivanko%2C+PhD." class="judge-link" title="JUDr. Daniel Ivanko, PhD.">JUDr. Daniel Ivanko, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Proti uzneseniu podal oprávnený včas sťažnosť, ktorú odôvodnil v podstate tým, že  rozhodcovská
<span class="highlight-substring">zmluva</span> je v <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span> prípustná a nie je neprijateľnou zmluvnou podmienkou, keď je
možnosť riešenia sporov aj pred všeobecným súdom.
3. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2b72da15-d86c-462f-beae-a0adf7c05fa8%3A46ade506-8c2a-4986-b976-9bb8d3d6c61b" target="_blank" class="result-ref">6CoEk/23/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Košice</span>
                                      <span class="result-date">29.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jozef+Maru%C5%A1%C4%8D%C3%A1k" class="judge-link" title="JUDr. Jozef Maruščák">JUDr. Jozef Maruščák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…B. a povinnej,
ktorý kúpnou <span class="highlight-substring">zmluvou</span> zo dňa 16.12.1996 nadobudli vlastnícke právo k dvojizbovému bytu č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c9dfd66b-0c6f-4502-a211-73bc51dd8efa%3A81ac5d6e-67c3-4faf-81ec-150f2204933f" target="_blank" class="result-ref">59Ek/413/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">29.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Svetlana+Novysedl%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Svetlana Novysedláková">JUDr. Svetlana Novysedláková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> bolo potrebné ďalej konštatovať, že táto
<span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/53599342-aba9-40ee-83b0-d36c3dc2ecac%3Af16dcbbf-3deb-42fe-97ba-0e3172b2f237" target="_blank" class="result-ref">7CoCsp/7/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">29.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Branislav+Breza" class="judge-link" title="JUDr. Branislav Breza">JUDr. Branislav Breza</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Rozsudkom Okresného súdu Humenné sp. zn. 6Csp/40/2024 zo dňa 24.09.2024 bolo
rozhodnuté o určení spolu siedmych zmluvných podmienok v <span class="highlight-substring">Zmluve</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere lepšia
splátka č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94bb9e04-24f0-42fd-bea8-c569d8b62077%3A2e986dcb-3ccc-4c00-8b47-4e3ae27937dc" target="_blank" class="result-ref">16CoCsp/7/2026</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">29.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+Kova%C4%BEov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Anna Kovaľová, PhD.">JUDr. Anna Kovaľová, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd určuje, že úver zo <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f130451d-5c4a-4f4e-ab83-b71841709465%3Aeebf2d16-062a-46e0-a323-9aca9efefc07" target="_blank" class="result-ref">17CoCsp/14/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ivan+Kub%C3%ADnyi" class="judge-link" title="Mgr. Ivan Kubínyi">Mgr. Ivan Kubínyi</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Odstúpením od <span class="highlight-substring">zmluvy</span> sa <span class="highlight-substring">zmluva</span> zrušila, a to z dôvodu <span class="highlight-substring">spotrebiteľského</span>
charakteru <span class="highlight-substring">zmluvy</span> s účinkami podľa Občianskeho zákonníka, teda od počiatku (§ 48 ods. 2 OZ).
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6465ea30-0ef8-4467-9266-1b883cef7293%3Aeefabdb0-24b8-4cfe-9f83-a32f68dfc87d" target="_blank" class="result-ref">7CoCsp/23/2025</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Bratislava</span>
                                      <span class="result-date">30.06.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Adela+Un%C4%8Dovsk%C3%A1" class="judge-link" title="Mgr. Adela Unčovská">Mgr. Adela Unčovská</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Následne <span class="highlight-substring">zmluvou</span> o postúpení pohľadávky zo dňa 1.10.2024 postúpila pohľadávku z uvedenej úverovej
<span class="highlight-substring">zmluvy</span> na žalobcu.

25. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9a2ee7cb-22fa-4f14-814a-4202edbb33fd%3Ad7b1d28f-1ae1-4838-9f63-7b1014fdd719" target="_blank" class="result-ref">14T/64/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">01.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Simona+%C5%A0tanglovi%C4%8Dov%C3%A1" class="judge-link" title="JUDr. Simona Štanglovičová">JUDr. Simona Štanglovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…C. uzatvoril so spoločnosťou BNP PARIBAS PERSONÁL FINANCE SA, pobočka zahraničnej
banky, so sídlom Karadžičova 2, Bratislava, IČO: 47 258 713, <span class="highlight-substring">Zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere č.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/9becd6a1-4fe5-4f67-ad2b-bf8bd500e9b9%3Af3650157-fdfd-441b-9d9a-4167f75d0bab" target="_blank" class="result-ref">46Ek/1046/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">01.07.2026</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Marek+Mi%C5%BE%C3%A1k" class="judge-link" title="Mgr. Marek Mižák">Mgr. Marek Mižák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Oprávnený je štátna inštitúcia, ktorej povinnosťou by bolo zverejniť takúto dohodu v Centrálnom registri
<span class="highlight-substring">zmlúv</span>, inak by nebola účinná. …</div>
                  </div>
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