@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>537,239</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/53137f42-714f-4cf9-9dd6-bb9645fd1406%3A7638ab11-79a6-44af-84fa-012dbe0d1f4c" target="_blank" class="result-ref">3Csp/91/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Partizánske</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eduard+Szabo" class="judge-link" title="JUDr. Eduard Szabo">JUDr. Eduard Szabo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná <span class="highlight-substring">zmluva</span> je teda <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6c2ab808-abad-4a9e-bd0c-908366b9c019%3A572aa72d-4d8a-484e-8587-b7454a4234fc" target="_blank" class="result-ref">20Csp/405/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Luk%C3%A1%C5%A1+Be%C5%88%C3%A1k" class="judge-link" title="JUDr. Lukáš Beňák">JUDr. Lukáš Beňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/323c0aa2-3053-49e7-826e-fcd6b4271123%3Af99a3c63-e83a-4456-99ef-64130001d700" target="_blank" class="result-ref">45Csp/93/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Linetov%C3%A1" class="judge-link" title="JUDr. Daniela Linetová">JUDr. Daniela Linetová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
22. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/6128eb01-9d4e-4cb9-8621-bb460efd0e40%3A50a3fc19-f448-4b60-a001-1d3caa59787e" target="_blank" class="result-ref">11CoCsp/47/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MF</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Fedor+Benka" class="judge-link" title="Mgr. Fedor Benka">Mgr. Fedor Benka</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka upravujúce režim <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> v
znení účinnom v čase uzatvorenia <span class="highlight-substring">zmluvy</span> a zákon č. 310/1992 Zb. o stavebnom sporení. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/691bf513-d2e1-4466-8ff6-8aa1200970a2%3A93d05fa1-c109-479c-9e6d-b423b9bd947a" target="_blank" class="result-ref">19Csp/114/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Baranov%C3%A1" class="judge-link" title="JUDr. Daniela Baranová">JUDr. Daniela Baranová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 7 ods. 1, 2 ZoSÚ, veriteľ je pred uzavretím <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere alebo pred
zmenou tejto <span class="highlight-substring">zmluvy</span> spočívajúcej v navýšení <span class="highlight-substring">spotrebiteľského</span> úveru povinný posúdiť s odbornou
starostlivosťou schopnosť spotrebiteľa splácať <span class="highlight-substring">spotrebiteľský</span> úver, pričom berie do úvahy najmä dobu,
na ktorú sa poskytuje <span class="highlight-substring">spotrebiteľský</span> úver, výšku <span class="highlight-substring">spotrebiteľského</span> úveru, príjem spotrebiteľa a prípadne
aj účel <span class="highlight-substring">spotrebiteľského</span> úveru. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/78d4112f-5ff8-45ba-82fc-a13b4583e5f7%3A58fc97b8-35a5-47de-a5ae-790ba2508113" target="_blank" class="result-ref">18Csp/224/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Mariana+Podbehl%C3%A1" class="judge-link" title="JUDr. Mariana Podbehlá">JUDr. Mariana Podbehlá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…XX.Súd danú <span class="highlight-substring">zmluvu</span> posúdil ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span> v zmysle citovaných ustanovení § 52 a nasl.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/77e25111-b1d6-4d44-936c-c3a7dfe5e1b8%3A58f30142-3f93-4a67-a827-34e6831a7d4b" target="_blank" class="result-ref">5Csp/55/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+Bu%C4%BEuba%C5%A1" class="judge-link" title="JUDr. Boris Buľubaš">JUDr. Boris Buľubaš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom
na to uvedená <span class="highlight-substring">zmluva</span> má charakter <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> a to konkrétne <span class="highlight-substring">spotrebiteľského</span> úveru, preto
súd pri právnom posúdení veci <span class="highlight-substring">zmluvu</span> posudzoval v zmysle ustanovení zákona č. 129/2010 Z. z. o
<span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom v čase jej uzavretia. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/63553155-3716-470d-b39d-ed43cc157d6e%3Ae704fab5-6319-4994-95c7-e7502f61aa24" target="_blank" class="result-ref">11Csp/38/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Poprad</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Soliarov%C3%A1" class="judge-link" title="JUDr. Dagmar Soliarová">JUDr. Dagmar Soliarová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa  § 2 písm. d) zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch <span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je
<span class="highlight-substring">zmluva</span>, ktorou sa veriteľ zaväzuje poskytnúť spotrebiteľovi <span class="highlight-substring">spotrebiteľský</span> úver a spotrebiteľ sa zaväzuje
poskytnuté peňažné prostriedky vrátiť a zaplatiť celkové náklady spotrebiteľa spojené so <span class="highlight-substring">spotrebiteľským</span>
úverom.

19. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/893a7afe-2d1b-4413-b964-34a8cab7e1a7%3A254490f0-d01a-4362-88eb-e8de45b3c871" target="_blank" class="result-ref">7Csp/38/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Komárno</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Arp%C3%A1d+Pastorek" class="judge-link" title="JUDr. Arpád Pastorek">JUDr. Arpád Pastorek</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

6. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/53e560c5-1845-45c6-b704-12f96ce1946e%3A5ba8bd1a-4323-4bb5-bdf6-4a223e67643e" target="_blank" class="result-ref">5Csp/63/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Skalica</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+Bu%C4%BEuba%C5%A1" class="judge-link" title="JUDr. Boris Buľubaš">JUDr. Boris Buľubaš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Vzhľadom na to uvedená <span class="highlight-substring">zmluva</span> má charakter <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>
a to konkrétne  <span class="highlight-substring">spotrebiteľského</span> úveru, a preto pri právnom posúdení veci <span class="highlight-substring">zmluvu</span> posudzoval  v
zmysle ustanovení zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch v znení účinnom v čase jej
uzavretia. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/74345376-0fa5-48f8-b9c9-af3a1c5fa578%3A7fe47967-cfb9-4263-99b6-08bd3416e670" target="_blank" class="result-ref">16Csp/105/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Nitra</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Boris+%C5%A0i%C5%A1ka%2C+PhD." class="judge-link" title="JUDr. Boris Šiška, PhD.">JUDr. Boris Šiška, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…II,
bod 2 informácií pre spotrebiteľov sa žiadosť o aktiváciu splátkovej karty stáva <span class="highlight-substring">zmluvou</span> až prijatím a
schválením žiadosti, v opačnom prípade neprišlo k uzavretiu <span class="highlight-substring">zmluvy</span>, v dôsledku čoho nebolo obligatórne
dodržaná písomná forme <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span>.  …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/552c5c70-4ece-416f-b49a-a3f039983172%3A8354338b-63d5-49d5-befc-6fbcc6eeffa6" target="_blank" class="result-ref">10Csp/123/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava IV</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Miriam+Oswaldov%C3%A1" class="judge-link" title="JUDr. Miriam Oswaldová">JUDr. Miriam Oswaldová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občiansky zákonník v znení účinnom ku dňu uzatvorenia
<span class="highlight-substring">zmluvy</span> o splátkovom úvere (ďalej len „O.z.“) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

13. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/56f276b0-2638-4059-871d-26c9b20cdc5f%3A8126d0b8-11e0-4de1-8544-4cef9717c6a8" target="_blank" class="result-ref">12Csp/15/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+%C5%A0ulajov%C3%A1" class="judge-link" title="JUDr. Renáta Šulajová">JUDr. Renáta Šulajová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

16. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/615c123c-e727-4d39-a7cb-fd22768e1366%3A12808053-a184-4edf-a831-689965a11876" target="_blank" class="result-ref">13Csp/273/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice II</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+So%C5%88a+Ga%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Soňa Gašková">JUDr. Soňa Gašková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa čl. V <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere právny predchodca žalobcu poskytol žalovanému
<span class="highlight-substring">spotrebiteľský</span>  úver vo výške X.XXX eur, ktorý sa žalobca zaviazal splatiť v XX mesačných splátkach
vo výške XX,XX eur, s úrokovou sadzbou XX%, E. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/61d3ad27-702d-4ec2-a618-33fe2c7cee5e%3A87e78884-61fc-47ed-8aab-9117122a28aa" target="_blank" class="result-ref">10Csp/4/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Vranov nad Topľou</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kopina" class="judge-link" title="JUDr. Martin Kopina">JUDr. Martin Kopina</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Ide o <span class="highlight-substring">zmluvu</span> o úvere č. XXXXXX-
XXXXX zo dňa 15.4.2014. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8318c750-ffc0-4fa5-b171-78a729093464%3A1cf86150-cd82-4701-99fe-84e0c0904a2c" target="_blank" class="result-ref">13Csp/685/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice okolie</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Dosedla" class="judge-link" title="JUDr. Eva Dosedla">JUDr. Eva Dosedla</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd danú <span class="highlight-substring">zmluvu</span> posúdil ako <span class="highlight-substring">zmluvu</span> <span class="highlight-substring">spotrebiteľskú</span>
v zmysle citovaných ustanovení § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/4e379728-c178-4f44-8b06-8459bf992742%3A93ac6636-f1ca-4b3c-8a17-26f39eb758e0" target="_blank" class="result-ref">9Csp/19/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Čadca</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JĽ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+%C4%BDubom%C3%ADra+Kri%C5%A1%C5%A5%C3%A1kov%C3%A1" class="judge-link" title="JUDr. Ľubomíra Krišťáková">JUDr. Ľubomíra Krišťáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Okolnosť spôsobilá spochybniť uzatvorenie
predmetnej <span class="highlight-substring">zmluvy</span> a dodatkov k <span class="highlight-substring">zmluve</span> v konaní zistená nebola. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8752d7a2-b10f-42e6-91bb-9f515885e2a6%3Af215f8d8-1f65-4330-8c3c-c88ad07b4d74" target="_blank" class="result-ref">26Csp/160/2021</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JN</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Na%C4%8Fa+Peth%C3%B6ov%C3%A1" class="judge-link" title="JUDr. Naďa Pethöová">JUDr. Naďa Pethöová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 1 ods. 2 zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a o iných úveroch a pôžičkách pre
spotrebiteľov a o zmene a doplnení niektorých zákonov, <span class="highlight-substring">spotrebiteľským</span> úverom na účely tohto zákona
je dočasné poskytnutie peňažných prostriedkov na základe <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere vo forme
pôžičky, úveru, odloženej platby alebo obdobnej finančnej pomoci poskytnutej veriteľom spotrebiteľovi.

9. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/63b14494-004b-44c7-989e-8d34216c2d53%3A835728fc-7152-4d45-97f1-254a5d692eb2" target="_blank" class="result-ref">6CoCsp/9/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trenčín</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JI</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Iveta+Anderlov%C3%A1" class="judge-link" title="JUDr. Iveta Anderlová">JUDr. Iveta Anderlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalovaný ďalej uviedol, že <span class="highlight-substring">zmluva</span> uvádza
správnu hodnotu RPMN, rovnako tak je v <span class="highlight-substring">zmluve</span> uvedená aj priemerná hodnota RPMN. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/7d9cec5b-afe2-44d0-b60c-3fc400583fea%3Ad24f7139-6474-4d53-a030-e6f59536e56d" target="_blank" class="result-ref">42Csp/148/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava V</span>
                                      <span class="result-date">05.04.2022</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Ren%C3%A1ta+Nem%C4%8Dekov%C3%A1+PhD." class="judge-link" title="JUDr. Renáta Nemčeková PhD.">JUDr. Renáta Nemčeková PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 OZ <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú
uzatvára dodávateľ so spotrebiteľom.

25. …</div>
                  </div>
          </div>
  
  
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