@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



<!DOCTYPE html>
<html lang="sk">
<head>
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<title>súdy.ai</title>
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<style>
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Inter', system-ui, -apple-system, sans-serif; background: #F8FAFC; color: #0F172A; -webkit-font-smoothing: antialiased; display: flex; min-height: 100vh; }

.sidebar { width: 240px; flex-shrink: 0; background: #0F172A; height: 100vh; position: sticky; top: 0; display: flex; flex-direction: column; }
.sidebar-logo { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; color: white; padding: 20px 20px 16px; border-bottom: 1px solid rgba(255,255,255,0.08); text-decoration: none; display: block; }
.sidebar-logo span { color: #60A5FA; }
.sidebar-nav { padding: 16px 10px; flex: 1; }
.nav-label { font-size: 9px; color: rgba(255,255,255,0.3); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600; padding: 0 10px; margin: 16px 0 6px; }
.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
.nav-item:hover { background: rgba(255,255,255,0.05); color: white; }
.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
  <div class="sidebar-nav">
    <div class="nav-label">Prehľad</div>
    <a href="https://sudy.ai/dashboard" class="nav-item ">◉ Dashboard</a>
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    <a href="https://sudy.ai/hladaj" class="nav-item active">⊞ Hľadanie rozhodnutí</a>
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      <div class="user-avatar">U</div>
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<div class="main">
  <div class="topbar">
    <div class="topbar-title">Hľadanie rozhodnutí</div>
    <div class="topbar-right"></div>
  </div>
  <div class="content">
    
<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
      </div>
      <button type="submit" class="search-btn">Hľadať →</button>
    </div>
  </form>
</div>


  <div class="results-meta">
    <div class="results-count">Nájdených <strong>536,129</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c2f1235a-c38d-4c27-94d7-7c667510b888%3Afb9c7811-e0df-4ec7-b306-cbe3052b4959" target="_blank" class="result-ref">30Ek/2323/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Bomborov%C3%A1" class="judge-link" title="JUDr. Eva Bomborová">JUDr. Eva Bomborová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po oboznámení
sa s obsahom predmetnej <span class="highlight-substring">zmluvy</span> o úvere tak konštatoval, že <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/446e4e9b-f53e-4866-9c93-6bb5f6ebed00%3Aba80bf25-88e1-4bbe-8065-8327e4766ac4" target="_blank" class="result-ref">23Csp/40/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Monika+Sit%C3%A1rikov%C3%A1" class="judge-link" title="JUDr. Monika Sitáriková">JUDr. Monika Sitáriková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka v znení neskorších
predpisov <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára
dodávateľ so spotrebiteľom. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/53b5dbff-8132-47f5-a120-bbc27434b79b%3A5480ff86-9416-4578-8e10-93516cd20bf7" target="_blank" class="result-ref">17Csp/80/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozhodnutie</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Radka+Lacekov%C3%A1" class="judge-link" title="JUDr. Radka Laceková">JUDr. Radka Laceková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobca uzavrel so žalovaným <span class="highlight-substring">Zmluvu</span>/<span class="highlight-substring">zmluvy</span> č. D. V
zmysle predmetnej <span class="highlight-substring">zmluvy</span>/<span class="highlight-substring">zmlúv</span> žalobca vypožičal žalovanému SIM kartu/karty s telefónnym číslom/
číslami uvedenými v <span class="highlight-substring">zmluve</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/8030bcf9-5f6c-4c5a-8abf-13fcae8a894f%3A9c0ee51e-8d07-4986-b381-b63f51b694b5" target="_blank" class="result-ref">20Csp/49/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Dunajská Streda</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Desana+Jan%C3%AD%C4%8Dkov%C3%A1+Rusn%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Desana Janíčková Rusnáková">Mgr. Desana Janíčková Rusnáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Náležitosti <span class="highlight-substring">zmluvy</span>
o <span class="highlight-substring">spotrebiteľskom</span> úvere upravujú § 9 a § 10 ZSÚ.

8. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/348c68c9-6583-4782-9607-4c3d3f4d8560%3A789bffbc-4553-4213-a771-4e3d8e89b078" target="_blank" class="result-ref">16Csp/6/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Námestovo</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Vesel%C3%A1" class="judge-link" title="JUDr. Jana Veselá">JUDr. Jana Veselá</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…práv vyplývajúcich zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/034a7f8b-bc09-4fc2-8828-fa915075bd38%3A13afc033-7fb8-4a35-beca-5e3dab5d95f1" target="_blank" class="result-ref">5Csp/116/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Bo%C5%BEena+Csibr%C3%A1nyiov%C3%A1" class="judge-link" title="Mgr. Božena Csibrányiová">Mgr. Božena Csibrányiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 až 4 Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu
na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.
…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/bb60a34b-6f2c-4cd8-9251-262e652dc508%3A75be4ef6-3868-49f8-ac4c-b00615dff7fe" target="_blank" class="result-ref">6Csp/54/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Martin</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Martin+Bauer" class="judge-link" title="Mgr. Martin Bauer">Mgr. Martin Bauer</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 ods. 1 Občianskeho zákonníka (ďalej len „OZ“) <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span>
bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d027d153-bb30-45f6-b4ed-9ece3701ab6b%3A281a3a70-8f82-4f40-9101-07e72915fd02" target="_blank" class="result-ref">17Csp/73/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Lampartov%C3%A1" class="judge-link" title="JUDr. Eva Lampartová">JUDr. Eva Lampartová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobcovia (pôvodne ich právna predchodkyňa) sa žalobou doručenou tunajšiemu súdu dňa
30.05.2024 domáhali voči žalovanému určenia, že úver zo <span class="highlight-substring">Zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere zo dňa
04.01.2016 je bezúročný a bez poplatkov, ako aj vydania bezdôvodného obohatenia vo výške 466,85
EUR s príslušenstvom a tiež určenia dvoch neprijateľných zmluvných podmienok v predmetnej <span class="highlight-substring">zmluve</span>
o úvere - týkajúca sa súhlasu so spracovaním osobných údajov a zmluvnej pokuty za omeškanie.

2. …</div>
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      <div class="result-top">
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/08f5b61c-2b82-43ff-b6ec-242b52205ceb%3Afbb7bb06-2885-41e1-a4f7-80d10f0c12f4" target="_blank" class="result-ref">21Csp/13/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Dagmar Mičková">JUDr. Dagmar Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súčasne obe strany spĺňajú definíciu dodávateľa a spotrebiteľa podľa § 52
ods. 3, 4 Občianskeho zákonníka  a táto <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> v zmysle § 52 a nasl.
…</div>
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          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/96d46b1a-7bb3-4d1d-b06d-f76f904e685f%3Abf76bb41-1748-49f5-9efc-767c0a4ccf3e" target="_blank" class="result-ref">6Csp/67/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Humenné</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JJ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Jana+Kurucov%C3%A1" class="judge-link" title="JUDr. Jana Kurucová">JUDr. Jana Kurucová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…V tomto prípade ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span> v zmysle § 52 a nasl. …</div>
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      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/f45b90a7-0388-410a-ad55-0615d6b0429e%3A7bd190a1-e798-474d-a400-2f5c8652c5bb" target="_blank" class="result-ref">16Csp/40/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Levice</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+M%C3%A1ria+%C4%8Cern%C3%A1kov%C3%A1" class="judge-link" title="Mgr. Mária Černáková">Mgr. Mária Černáková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
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              </div>
              <div class="result-snippet">
                      <div>…Predmetom
sporu je tak záväzkový vzťah, ktorý medzi stranami sporu vznikol titulom poistnej <span class="highlight-substring">zmluvy</span>, ktorá <span class="highlight-substring">zmluva</span>
je zároveň aj <span class="highlight-substring">zmluvou</span> <span class="highlight-substring">spotrebiteľskou</span> a na žalovanú je tak potrebné hľadieť ako na spotrebiteľa, pretože
pri jej uzavieraní nekonala v rámci predmetu svojej obchodnej alebo inej podnikateľskej činnosti.

2. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a477a409-299c-4367-8192-2e83f300e1f0%3A405d4100-506c-49db-8564-8ef456d86ad6" target="_blank" class="result-ref">21Csp/31/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Dagmar Mičková">JUDr. Dagmar Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 9 ods. 1, ods. 2 ZoSÚ <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere musí mať písomnú formu. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/dca88928-e1a5-47d1-b096-5eca56ef1a4d%3Aa6c39307-5f6a-4ee8-b035-96767bd02741" target="_blank" class="result-ref">14Csp/44/2022</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Trnava</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Andrea+Toma%C5%A1ovi%C4%8Dov%C3%A1" class="judge-link" title="Mgr. Andrea Tomašovičová">Mgr. Andrea Tomašovičová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

6.    …</div>
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          </div>
          <div class="result-card">
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        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/94d2c6b9-5a0a-49c5-8ca8-464e2fe1b568%3A3417a876-c2f8-46f5-afdf-73efa885cb6e" target="_blank" class="result-ref">14Ek/107/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Banská Bystrica</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+M%C3%A1ria+Babo%C4%BEov%C3%A1" class="judge-link" title="Mgr. Mária Baboľová">Mgr. Mária Baboľová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Nevyužitie postupu podľa týchto ustanovení v iných než
<span class="highlight-substring">spotrebiteľských</span> veciach znamená stratu možnosti skúmať a spochybňovať rozhodcovskú <span class="highlight-substring">zmluvu</span> a tým
aj právomoc rozhodcovského súdu v exekučnom konaní, pretože inak by tieto ustanovenia strácali svoj
zmysel - boli by nadbytočné.“

19. …</div>
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          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/72cf0271-20c9-4a66-9c95-72adc6552b49%3Abc63ab84-9c6b-4528-97c6-473b5dcc7b0a" target="_blank" class="result-ref">21Csp/33/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prievidza</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Dagmar+Mi%C4%8Dkov%C3%A1" class="judge-link" title="JUDr. Dagmar Mičková">JUDr. Dagmar Mičková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 15 ods. 1 zákona č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch, <span class="highlight-substring">zmluva</span> o viazanom
<span class="highlight-substring">spotrebiteľskom</span> úvere je <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, v ktorej sa dojednáva <span class="highlight-substring">spotrebiteľský</span> úver
výhradne na financovanie <span class="highlight-substring">zmluvy</span> o kúpe konkrétneho tovaru alebo poskytnutí konkrétnej služby, pričom
tieto dve <span class="highlight-substring">zmluvy</span> tvoria obchodný celok.

19. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a72bbda1-d070-4675-aa8a-9a57a4d24293%3A7b575488-9866-4fe1-bc1b-02a1d13d6bde" target="_blank" class="result-ref">28Csp/71/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Galanta</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+Detvaiov%C3%A1" class="judge-link" title="JUDr. Eva Detvaiová">JUDr. Eva Detvaiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere obsahovala aj <span class="highlight-substring">zmluvu</span> o revolvingovom <span class="highlight-substring">spotrebiteľskom</span> úvere a vydaní
kreditnej karty a rámcovú <span class="highlight-substring">zmluvu</span> o poskytovaní platobných služieb. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1c60dafd-68b0-4873-9189-5373ebab6455%3A723db6c2-a2c7-4f90-a759-120be04c175a" target="_blank" class="result-ref">14Csp/77/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Michalovce</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JV</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Vladim%C3%ADr+%C4%8Cerve%C5%88%C3%A1k" class="judge-link" title="JUDr. Vladimír Červeňák">JUDr. Vladimír Červeňák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 269 ods. 1, 2, 3 Obchodného zákonníka, Ustanovenia upravujúce v II hlave tejto časti zákona
jednotlivé typy <span class="highlight-substring">zmlúv</span> sa použijú len na <span class="highlight-substring">zmluvy</span>, ktorých obsah dohodnutý stranami zahŕňa podstatné
časti <span class="highlight-substring">zmluvy</span> ustanovené v základnom ustanovení pre každú z týchto <span class="highlight-substring">zmlúv</span>.(2) Účastníci môžu uzavrieť
aj takú <span class="highlight-substring">zmluvu</span>, ktorá nie je upravená ako typ <span class="highlight-substring">zmluvy</span>. …</div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/a37e8290-7a56-4085-8be6-3b72692ab4a8%3Abe9448d4-bb2b-4077-8883-b812c9fbee3a" target="_blank" class="result-ref">3CoCsp/29/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+%C5%A0ofrankov%C3%A1" class="judge-link" title="JUDr. Eva Šofranková">JUDr. Eva Šofranková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Žalobu odôvodnil tým, že ako právny nástupca Slovenskej sporiteľne,
a. s. je veriteľom zo <span class="highlight-substring">zmluvy</span>, ktorou postupca poskytol žalobcovi peňažné prostriedky - <span class="highlight-substring">spotrebiteľský</span>
úver. …</div>
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          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/caaeadeb-c6fb-4008-83b2-717b5ceaad53%3A1bab3d9c-ec15-45b4-8f37-4a251b5cb7e6" target="_blank" class="result-ref">34Csp/116/2024</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Mestský súd Košice</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JL</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+L%C3%BDdia+Oros+Neme%C5%A1ov%C3%A1" class="judge-link" title="JUDr. Lýdia Oros Nemešová">JUDr. Lýdia Oros Nemešová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
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          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>
je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom. …</div>
                  </div>
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          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/282e6859-9867-4c99-8b40-fa2363d10011%3A0252c869-1410-4fb8-9d44-67da2dbeb66a" target="_blank" class="result-ref">34Csp/235/2023</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Prešov</span>
                                      <span class="result-date">03.12.2024</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JP</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Peter+Uhrinovsk%C3%BD%2C+PhD." class="judge-link" title="JUDr. Peter Uhrinovský, PhD.">JUDr. Peter Uhrinovský, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd považoval <span class="highlight-substring">Zmluvu</span> za platné uzatvorenú, pričom táto obsahuje všetky obligatórne náležitosti
v zmysle § 9 Zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
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