@section('title', $query ? "„{$query}" — hľadanie — súdy.ai" : 'Hľadanie rozhodnutí — súdy.ai')

@section('styles')
<style>
.search-hero { background: white; border: 1px solid #E2E8F0; border-radius: 16px; padding: 24px 28px; margin-bottom: 20px; box-shadow: 0 1px 3px rgba(15,23,42,0.04); }
.search-hero-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 6px; }
.search-hero-sub { font-size: 13px; color: #64748B; margin-bottom: 18px; }
.search-row { display: flex; gap: 10px; }
.search-main { flex: 1; display: flex; align-items: center; gap: 10px; background: #F8FAFC; border: 1.5px solid #E2E8F0; border-radius: 10px; padding: 10px 16px; transition: border-color 0.15s; }
.search-main:focus-within { border-color: #1D4ED8; }
.search-main input { flex: 1; border: none; outline: none; font-size: 14px; font-family: 'DM Sans', sans-serif; background: none; color: #0F172A; }
.search-main input::placeholder { color: #CBD5E1; }
.search-btn { background: #1D4ED8; color: white; border: none; padding: 10px 22px; border-radius: 9px; font-size: 13px; font-weight: 600; cursor: pointer; font-family: 'DM Sans', sans-serif; white-space: nowrap; }
.search-btn:hover { background: #1e40af; }

.results-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.results-count { font-size: 13px; color: #64748B; }
.results-count strong { color: #0F172A; }
.results-source { font-size: 11px; color: #94A3B8; }
.results-source a { color: #94A3B8; }

.result-card { background: white; border: 1px solid #E2E8F0; border-radius: 14px; padding: 18px 22px; margin-bottom: 12px; transition: box-shadow 0.15s, border-color 0.15s; }
.result-card:hover { box-shadow: 0 4px 16px rgba(15,23,42,0.07); border-color: #BFDBFE; }

.result-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 10px; }
.result-left { flex: 1; min-width: 0; }
.result-ref { font-size: 15px; font-weight: 600; color: #1D4ED8; text-decoration: none; margin-bottom: 4px; display: block; }
.result-ref:hover { color: #1e40af; text-decoration: underline; }
.result-meta-row { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 6px; }
.result-forma { font-size: 10px; padding: 3px 9px; border-radius: 100px; font-weight: 600; background: #EFF6FF; color: #1D4ED8; }
.result-court { font-size: 12px; color: #64748B; }
.result-date { font-size: 11px; color: #94A3B8; }

.result-judge { display: flex; align-items: center; gap: 8px; padding: 8px 12px; background: #F8FAFC; border-radius: 8px; flex-shrink: 0; min-width: 0; max-width: 260px; }
.judge-icon { width: 30px; height: 30px; background: linear-gradient(135deg, #EFF6FF, #DBEAFE); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: #1D4ED8; flex-shrink: 0; }
.judge-info { min-width: 0; }
.judge-link { font-size: 12px; font-weight: 600; color: #0F172A; text-decoration: none; display: block; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.judge-link:hover { color: #1D4ED8; }
.judge-sublabel { font-size: 10px; color: #94A3B8; }

.result-snippet { font-size: 12px; color: #64748B; line-height: 1.65; border-left: 2px solid #E2E8F0; padding-left: 12px; margin-top: 4px; }

.no-results { text-align: center; padding: 64px 20px; }
.no-results-icon { font-size: 40px; margin-bottom: 14px; }
.no-results-title { font-family: 'DM Serif Display', serif; font-size: 22px; margin-bottom: 8px; color: #0F172A; }
.no-results-sub { font-size: 13px; color: #94A3B8; }

.error-box { background: #FFF1F2; border: 1px solid #FECDD3; border-radius: 12px; padding: 16px 20px; margin-bottom: 20px; font-size: 13px; color: #DC2626; display: flex; align-items: center; gap: 10px; }

.pagination { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 24px; padding-top: 20px; border-top: 1px solid #F1F5F9; }
.page-btn { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 8px; font-size: 13px; font-weight: 500; text-decoration: none; color: #64748B; border: 1px solid #E2E8F0; background: white; transition: all 0.12s; }
.page-btn:hover { border-color: #1D4ED8; color: #1D4ED8; }
.page-btn.active { background: #1D4ED8; color: white; border-color: #1D4ED8; }
.page-btn.disabled { opacity: 0.35; pointer-events: none; }
.page-ellipsis { font-size: 13px; color: #94A3B8; padding: 0 4px; }

.empty-hero { text-align: center; padding: 60px 20px; }
.empty-hero-title { font-family: 'DM Serif Display', serif; font-size: 28px; margin-bottom: 10px; }
.empty-hero-sub { font-size: 14px; color: #64748B; max-width: 420px; margin: 0 auto; }
.suggestions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 20px; }
.suggestion-chip { background: white; border: 1px solid #E2E8F0; border-radius: 100px; padding: 6px 14px; font-size: 12px; color: #374151; text-decoration: none; transition: all 0.12s; }
.suggestion-chip:hover { border-color: #1D4ED8; color: #1D4ED8; }
</style>
<style>
.highlight-substring { background: #FEF9C3; color: #854D0E; font-weight: 600; border-radius: 2px; padding: 0 2px; }
</style>
@endsection



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.nav-item { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.5); cursor: pointer; margin-bottom: 2px; text-decoration: none; white-space: nowrap; overflow: hidden; }
.nav-item.active { background: rgba(96,165,250,0.15); color: #60A5FA; }
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.sidebar-footer { padding: 12px; border-top: 1px solid rgba(255,255,255,0.06); }
.sidebar-user { display: flex; align-items: center; gap: 8px; padding: 8px 10px; border-radius: 7px; }
.user-avatar { width: 26px; height: 26px; background: #1D4ED8; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 600; color: white; flex-shrink: 0; }
.user-name { font-size: 11px; color: rgba(255,255,255,0.5); }

.main { flex: 1; display: flex; flex-direction: column; min-height: 100vh; overflow-x: hidden; }

.topbar { background: white; border-bottom: 1px solid #E5E7EB; padding: 0 28px; height: 56px; display: flex; align-items: center; justify-content: space-between; position: sticky; top: 0; z-index: 10; flex-shrink: 0; }
.topbar-title { font-family: 'Inter', system-ui, sans-serif; font-weight: 600; font-size: 18px; }
.topbar-back { font-size: 12px; color: #64748B; cursor: pointer; display: flex; align-items: center; gap: 6px; text-decoration: none; }
.topbar-back:hover { color: #1D4ED8; }
.topbar-right { display: flex; gap: 10px; align-items: center; }

.content { padding: 24px 28px; flex: 1; }
</style>
</head>
<body>

<div class="sidebar">
  <a href="https://sudy.ai/dashboard" class="sidebar-logo">súdy<span>.ai</span></a>
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    <div class="topbar-title">Hľadanie rozhodnutí</div>
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<div class="search-hero">
    <form action="https://sudy.ai/hladaj" method="GET">
    <div class="search-row">
      <div class="search-main">
        <svg width="16" height="16" fill="none" viewBox="0 0 24 24" stroke="#94A3B8" stroke-width="2"><circle cx="11" cy="11" r="8"/><path d="M21 21l-4.35-4.35"/></svg>
        <input type="text" name="q" value="spotrebiteľská zmluva" placeholder="Hľadajte v texte rozhodnutí — napr. „poistenie", „výpoveď z nájmu"..." autofocus autocomplete="off">
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      <button type="submit" class="search-btn">Hľadať →</button>
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  <div class="results-meta">
    <div class="results-count">Nájdených <strong>539,618</strong> rozhodnutí pre „spotrebiteľská zmluva"</div>
    <div class="results-source">Zdroj: <a href="https://obcan.justice.sk" target="_blank">obcan.justice.sk</a></div>
  </div>

          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/23b93ae1-2a01-4893-afff-b2b9cab63b52%3A3008d7c4-ea9b-4af8-ab03-3300e4339552" target="_blank" class="result-ref">16Er/3936/2012</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Bratislava IV</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martin+Kop%C5%A1o" class="judge-link" title="JUDr. Martin Kopšo">JUDr. Martin Kopšo</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Občianskeho zákonníka (ďalej len „OZ“), <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

11. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/2b40fbb4-38d8-42c6-a740-e2e45ade5bf0%3A526128fa-52c9-4b01-bfe6-b439ea9e35e9" target="_blank" class="result-ref">9CoCsp/48/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JB</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Bibi%C3%A1na+%C5%A4a%C5%BEiarov%C3%A1" class="judge-link" title="JUDr. Bibiána Ťažiarová">JUDr. Bibiána Ťažiarová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie posúdil nárok žalobcu podľa zákona o <span class="highlight-substring">spotrebiteľských</span> úveroch upravujúceho
<span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere (§ 1 ods. 2), keď uzavrel, že uzavretá <span class="highlight-substring">zmluva</span> je <span class="highlight-substring">zmluvou</span> o
<span class="highlight-substring">spotrebiteľskom</span> úvere, teda <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> (§ 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/112a2317-d047-401e-8682-9b75b7383b16%3A53350d4c-2f5c-48bd-b2e9-fcc3e821331d" target="_blank" class="result-ref">19Csp/51/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Žiar nad Hronom</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrea+Gindlov%C3%A1" class="judge-link" title="JUDr. Andrea Gindlová">JUDr. Andrea Gindlová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Na uvedenú
<span class="highlight-substring">zmluvu</span> sa súčasne vzťahujú ustanovenia zák. č. 129/2010 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/286680fe-1c95-48ea-8809-64f38dac0bea%3Acca3fd7c-108d-40e0-b18b-202a17bbf745" target="_blank" class="result-ref">45Csp/20/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bratislava III</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Daniela+Linetov%C3%A1" class="judge-link" title="JUDr. Daniela Linetová">JUDr. Daniela Linetová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

7. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/39ed4885-8b5d-490c-af59-2eebebdd58af%3A8adb132e-3749-40bd-94da-eb97159b42b5" target="_blank" class="result-ref">25CoCsp/2/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Martina+Valentov%C3%A1" class="judge-link" title="JUDr. Martina Valentová">JUDr. Martina Valentová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…<span class="highlight-substring">Zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere je zmluvným
typom s osobitnou právnou úpravou v zákone č. 129/2010 Z.z., ktorý je k ustanoveniam občianskeho
zákonníka s podrobnou úpravou <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmlúv</span> od 1.4.2004 predpisom lex specialis a i v
prípade <span class="highlight-substring">spotrebiteľského</span> úveru ide o <span class="highlight-substring">spotrebiteľskú</span> <span class="highlight-substring">zmluvu</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3aec181f-526b-46a9-b596-e936213e5cac%3Aa6728ab4-e8d3-4afd-9860-e9af87f54212" target="_blank" class="result-ref">6Csp/98/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Zámky</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+R%C3%B3bert+Z%C3%A1hor%C3%A1k" class="judge-link" title="JUDr. Róbert Záhorák">JUDr. Róbert Záhorák</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 52 odsek 1 Občianskeho zákonníka, <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> je každá <span class="highlight-substring">zmluva</span> bez ohľadu na
právnu formu, ktorú uzatvára dodávateľ so spotrebiteľom.

…</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/1f1b87dd-8399-4e36-8862-4c81442344d9%3A8ce714b5-c833-433e-8da5-9707eb22f510" target="_blank" class="result-ref">13Csp/35/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Spišská Nová Ves</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JK</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Katar%C3%ADna+%C5%A0%C5%A5astn%C3%A1" class="judge-link" title="JUDr. Katarína Šťastná">JUDr. Katarína Šťastná</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 Civilného sporového poriadku, <span class="highlight-substring">spotrebiteľský</span> spor je spor medzi dodávateľom a
spotrebiteľom vyplývajúci zo <span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiaci so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

6. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/26762c89-c824-4e1b-9ffb-3657bae050df%3Ac77664da-1caf-42aa-8cb8-aeb1893114f3" target="_blank" class="result-ref">11CoE/15/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JE</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Eva+%C5%A0i%C5%A1kov%C3%A1" class="judge-link" title="JUDr. Eva Šišková">JUDr. Eva Šišková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Exekučný súd dospel k záveru, že daný
právny vzťah je potrebné posudzovať podľa ustanovení o <span class="highlight-substring">spotrebiteľskom</span> práve, pretože sa vymáha
plnenie zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, na ktorú sa vzťahuje právny režim zákona č. 258/2001 Z. z.
o <span class="highlight-substring">spotrebiteľských</span> úveroch a § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/31d9bdf3-cef1-4f17-8705-4b544f0fa9ca%3A687c9e0d-d6d6-4218-8af1-42c9ad0283d8" target="_blank" class="result-ref">5CoE/58/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Prešov</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JG</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Gabriela+Vil%C3%A1giov%C3%A1" class="judge-link" title="JUDr. Gabriela Világiová">JUDr. Gabriela Világiová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Predmetná <span class="highlight-substring">zmluva</span> bola zároveň
<span class="highlight-substring">zmluvou</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle zákona č. 258/2001 Z.z. o <span class="highlight-substring">spotrebiteľských</span> úveroch (ďalej
len „ZoSÚ“) účinnom v čase uzavretia <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/3b12cd26-0c52-4c30-94f3-ff1e394a4803%3A98094fbb-7495-421c-9f6b-0c4e756af108" target="_blank" class="result-ref">43CoCsp/58/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+M%C3%A1ria+Jamri%C5%A1kov%C3%A1%2C+PhD." class="judge-link" title="JUDr. Mária Jamrišková, PhD.">JUDr. Mária Jamrišková, PhD.</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Teda ani v prípade neplatnosti niektorých ustanovení predmetnej
úverovej <span class="highlight-substring">zmluvy</span> alebo dokonca i neplatnosti celej úverovej <span class="highlight-substring">zmluvy</span> nemožno žalovanému uprieť
právo uspokojiť svoju pohľadávku voči žalobcom v zmysle Záložnej <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e4e3353c-5d45-4356-b724-eeea53947387%3Ab2c884c2-2db4-46cc-a527-2d5a51ca360a" target="_blank" class="result-ref">27Csp/177/2016</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Malacky</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.Ing.+Anna+P%C5%99ikrylov%C3%A1" class="judge-link" title="Mgr.Ing. Anna Přikrylová">Mgr.Ing. Anna Přikrylová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Po preskúmaní predmetnej <span class="highlight-substring">zmluvy</span> súd mal preukázané, že <span class="highlight-substring">zmluva</span> obsahuje všetky podstatné
náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere v zmysle § 9 ods. 1,2 zákona č. 129/2010 Z.z. o
<span class="highlight-substring">spotrebiteľských</span> úveroch, účinného v dobe uzatvorenia úverovej <span class="highlight-substring">zmluvy</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ee20f8cd-da96-4852-a337-7cac14279412%3A4c1373dc-9965-4144-9ed2-2af4992d2fe1" target="_blank" class="result-ref">16CoCsp/25/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Banská Bystrica</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MŠ</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+%C5%A0tefan+Bal%C3%A1%C5%BE" class="judge-link" title="Mgr. Štefan Baláž">Mgr. Štefan Baláž</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Svedčí o tom aj tá skutočnosť, že po zániku poistnej <span class="highlight-substring">zmluvy</span> mala byť na účet žalobcu poukázaná
tzv. odkupná hodnota vo výške 46.838,15 €.

20. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ec9feb14-2c8a-4c86-8e77-61e34bbd342c%3Aa943b464-6b19-4028-a1ef-54a8d0abfa5b" target="_blank" class="result-ref">10Csp/17/2019</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Nové Mesto nad Váhom</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Andrej+Stachovi%C4%8D" class="judge-link" title="JUDr. Andrej Stachovič">JUDr. Andrej Stachovič</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Zároveň opätovne uvádzame <span class="highlight-substring">Zmluva</span> o poskytnutí pôžičky
č. 7155325 zo dňa 25.08.2015 spĺňa všetky náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere podľa ust. §
9 ods. 2 z.č. 129/2010 Z.z.. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/ed1935cd-d308-4ef9-a91e-8eed55a03343%3A7fe9090e-3ccf-4ee3-ab55-aa7a15d61df0" target="_blank" class="result-ref">5Csp/66/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Brezno</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Anna+H%C3%BDsekov%C3%A1" class="judge-link" title="JUDr. Anna Hýseková">JUDr. Anna Hýseková</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…V prípade <span class="highlight-substring">zmluvy</span>, ktorú žalovaný uzavrel s právnym predchodcom žalobcu ide                o <span class="highlight-substring">spotrebiteľskú</span>
<span class="highlight-substring">zmluvu</span>, na ktorú sa vzťahujú ustanovenia Občianskeho zákonníka o <span class="highlight-substring">spotrebiteľských</span> <span class="highlight-substring">zmluvách</span>. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/b282bffa-9b4a-422d-8e42-900b189bd19c%3A0b49c110-6039-4985-81b4-b1c919b3757d" target="_blank" class="result-ref">7Csp/42/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Bardejov</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Roman+Lajo%C5%A1" class="judge-link" title="JUDr. Roman Lajoš">JUDr. Roman Lajoš</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd na základe vykonaného dokazovania dospel k záveru, že <span class="highlight-substring">zmluva</span> o <span class="highlight-substring">spotrebiteľskom</span>
úvere obsahuje všetky náležitosti <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere stanovené § 9 ods. 2 zákona o
<span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/99316c48-74f8-4204-b9cc-063a458777d6%3A82816388-1453-4474-80dd-b2db62550b27" target="_blank" class="result-ref">8Er/6/2015</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Okresný súd Lučenec</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JM</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Magdal%C3%A9na+Bal%C3%A1%C5%BEov%C3%A1" class="judge-link" title="JUDr. Magdaléna Balážová">JUDr. Magdaléna Balážová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Keďže <span class="highlight-substring">zmluva</span> o úvere uzavretá medzi oprávneným a povinným dňa 19.09.2012 je <span class="highlight-substring">spotrebiteľskou</span>
<span class="highlight-substring">zmluvou</span>, bolo zabezpečenie záväzkového vzťahu a plnenie zo zmenky v čase uzavretia <span class="highlight-substring">zmluvy</span> v zmysle
citovaného zákonného ustanovenia neprípustné.

18. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/aece12b4-1673-4f3e-b1a6-927af3c110fa%3Af8cb0c6c-4f40-4493-b504-0d9439534763" target="_blank" class="result-ref">36Csp/159/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Okresný súd Košice I</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JA</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Alena+Maz%C3%BArov%C3%A1" class="judge-link" title="JUDr. Alena Mazúrová">JUDr. Alena Mazúrová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Podľa § 290 CSP, <span class="highlight-substring">spotrebiteľsky</span> spor je spor medzi dodávateľom a spotrebiteľom vyplývajúci zo
<span class="highlight-substring">spotrebiteľskej</span> <span class="highlight-substring">zmluvy</span> alebo súvisiacich so <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span>.

57. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/c815f06e-c128-4fe2-99dc-d324489f9914%3Ac3303a4c-a0c5-4ea0-9a27-8c6faf4b33bc" target="_blank" class="result-ref">11Co/11/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JS</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Silvia+H%C3%BDbelov%C3%A1" class="judge-link" title="JUDr. Silvia Hýbelová">JUDr. Silvia Hýbelová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Je preto nepochybné, že uvedená



<span class="highlight-substring">zmluva</span> je typickou <span class="highlight-substring">spotrebiteľskou</span> <span class="highlight-substring">zmluvou</span> podľa § 52 ods. 1 OZ. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/d8e874bb-fe6e-4f11-b4e4-77dba9df7e63%3Afe2b96a1-81d7-415c-ba49-7b98320d3936" target="_blank" class="result-ref">11CoE/10/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Uznesenie</span>
                                      <span class="result-court">Krajský súd Nitra</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">JD</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/JUDr.+Darina+Vargov%C3%A1" class="judge-link" title="JUDr. Darina Vargová">JUDr. Darina Vargová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Súd prvej inštancie posúdil úverovú <span class="highlight-substring">zmluvu</span> uzavretú dňa 15. 03. 2011 ako
<span class="highlight-substring">zmluvu</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere a uviedol, že právny vzťah je potrebné posudzovať podľa ustanovení
o <span class="highlight-substring">spotrebiteľskom</span> práve, pretože sa vymáha plnenie zo <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, na ktorú sa
vzťahuje právny režim zákona č. 258/2001 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch a § 52 a nasl. …</div>
                  </div>
          </div>
          <div class="result-card">
      <div class="result-top">
        <div class="result-left">
          <a href="https://obcan.justice.sk/infosud/-/infosud/i-detail-rozhodnutia/e569c6d1-1abc-4ae3-b764-5fec7a884450%3A349e743d-c381-45d3-a63e-206e3155659b" target="_blank" class="result-ref">9CoCsp/32/2020</a>
          <div class="result-meta-row">
                          <span class="result-forma">Rozsudok</span>
                                      <span class="result-court">Krajský súd Trnava</span>
                                      <span class="result-date">27.10.2020</span>
                      </div>
        </div>
                  <div class="result-judge">
            <div class="judge-icon">MR</div>
            <div class="judge-info">
              <a href="https://sudy.ai/sudcovia/Mgr.+Ren%C3%A1ta+Gavalcov%C3%A1" class="judge-link" title="Mgr. Renáta Gavalcová">Mgr. Renáta Gavalcová</a>
              <div class="judge-sublabel">Profil sudcu →</div>
            </div>
          </div>
              </div>
              <div class="result-snippet">
                      <div>…Medzi právnym predchodcom
žalobcu a žalovanou došlo k platnému uzatvoreniu <span class="highlight-substring">zmluvy</span> o <span class="highlight-substring">spotrebiteľskom</span> úvere, ktorá je svojim
charakterom <span class="highlight-substring">spotrebiteľským</span> úverom v zmysle zákona č. 129/2010 Z. z. o <span class="highlight-substring">spotrebiteľských</span> úveroch. …</div>
                  </div>
          </div>
  
  
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